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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

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News for: Mortgage Lending
Showing 193 - 216 of 291 results
Sep 18, 2025 1:23 PM — Mortgage Lending
How Fed cuts will impact mortgage, credit card and auto interest rates
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Sep 17, 2025 2:24 PM — Mortgage Lending
Fed Cuts Interest Rate: What Happens to Mortgage Rates Now as Markets React
The article is about a processing issue preventing a request from being completed on a realtor website. It provides a reference ID for further inquiries.
Sep 15, 2025 1:23 PM — Mortgage Lending
What Does a Fed Rate Cut Mean for Mortgage Rates?
The article discusses a processing error that occurred with a request related to real estate. The reader is directed to contact unblockrequest@realtor.com for assistance.
Sep 10, 2025 2:24 PM — Mortgage Lending
FICO isn't the problem. A premature two-score system Is
The Federal Housing Finance Agency has approved the use of VantageScore 4.0 as an alternative to Classic FICO for mortgages purchased by Fannie Mae and Freddie Mac. VantageScore claims it is better at scoring borrowers, but analysis shows that the differences between VantageScore 4 and Classic FICO disappear when using a consistent methodology. The article discusses the potential impact of introdu... more
Sep 10, 2025 4:23 AM — Mortgage Lending
US Mortgage Rates at 11-Month Low Rekindle Home Finance Activity
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Sep 5, 2025 7:23 AM — Mortgage Lending
Mortgage Calculator: Here’s How Much You Need To Buy a $439,450 Home at a 6.5% Rate
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Sep 5, 2025 6:23 AM — Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Edge Down to 11-Month Low Ahead of Latest Jobs Report
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Sep 5, 2025 6:23 AM — Mortgage Lending
Fed Gets Green Light for Interest Rate Cuts as Unemployment Rate Jumps to 4-Year High
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Sep 5, 2025 5:24 AM — Mortgage Lending
Trump Is Accusing Foes With Multiple Mortgages of Fraud. Records Show 3 of His Cabinet Members Have Them.
The Trump administration is targeting individuals who claim multiple primary residences on their mortgage papers, which is seen as common but rarely prosecuted. ProPublica found that at least three members of Trump's Cabinet hold mortgages for multiple primary residences. Mortgage fraud is rarely prosecuted and depends on proving intent, although government officials like Bill Pulte have emphasize... more
Sep 4, 2025 3:24 AM — Mortgage Lending
Processing, AML, Prospecting Tools; Pennymac's Non-QM News; LOs and Database Importance
The article discusses the current situation in the mortgage industry with a focus on commercial mortgage-backed securities delinquency rates, home equity demand, underwriting processes, and new products and services for lenders. It also mentions a marketplace for vendors in the mortgage industry and updates on non-QM and HELOC products.
Sep 2, 2025 8:24 AM — Mortgage Lending
Loss Mit, Data Mining, Pre-Approval Letter Tools; jumbo, HELOC, Non-Agency News; Watch Those Student Loans
On today's episode of Advisory Angle, experts discuss the importance of home equity products in the current mortgage landscape. They also touch upon the impact of student loan delinquencies on mortgages and upcoming loss mitigation requirements for servicers.
Sep 1, 2025 4:23 PM — Mortgage Lending
There's a Worrying Glut of New Homes Languishing on the Market
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Aug 29, 2025 5:23 AM — Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Slip to Another 10-Month Low Ahead of Crucial Fed Decision
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Aug 23, 2025 1:23 PM — Mortgage Lending
No down payment, no closing costs, 5.5% interest rates; local event making it a reality
The 'Achieve the Dream' event organized by the Neighborhood Assistance Corporation of America in Clayton County, Georgia, aims to help people with low to moderate household incomes become homeowners by offering a below-market 5.5% mortgage rate with no down payment, closing costs, or mortgage insurance. The program does not consider credit scores, making homeownership more accessible. NACA agents ... more
Aug 23, 2025 11:23 AM — Mortgage Lending
Where do mortgage rates go from here?
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Aug 19, 2025 8:23 AM — Mortgage Lending
AI, SOC, Credit Union, Home Equity Tools; LOs and The HELPER Act; STRATMOR and Verification Trends
ARM applications increased 25 percent due to the attractiveness of ARM rates compared to fixed rate loans. Chase's pipeline last month consisted of 70 percent adjustable-rate mortgages, totaling about a trillion in its residential servicing portfolio. Servicing is a touchpoint for regulators, and a Mortgage Law Today podcast will discuss regulatory and legislative developments in the industry. Var... more
Aug 18, 2025 7:24 AM — Mortgage Lending
PPE, Credit, Compliance, QC Tools; Events, Webinars, and Training; ARMs Rising in Popularity?
The article discusses the current trends in non-agency lending, the impact of rates on adjustable-rate products, and the decreased volume in refinances and purchase applications. It also includes information about mortgage quality control, conventional lending offerings, pre-approval letter risks, and upcoming mortgage-related conferences and events.
Aug 15, 2025 8:23 AM — Mortgage Lending
Borrower Retention Products; Strong Non-QM Investor Demand; Econ News; Ginnie Growth
The article discusses various aspects of the mortgage industry in the third and fourth quarters of 2025, including predictions of increased delinquencies, inventory for sale, and higher rates. It also highlights the importance of automation in handling mortgage assumptions and maximizing refinance opportunities. Additionally, it mentions a brief rate dip in Q2 2025 triggering a spike in refinance ... more
Aug 15, 2025 6:16 AM — Mortgage Lending
Mortgage lenders see signs of 2025 originations growth
Mortgage lenders saw an increase in origination volumes earlier in 2025 despite a sluggish housing market. Home equity loans also grew at the fastest pace in three years. Many homeowners are turning to cash-out refinances and home equity loans due to dipping mortgage rates and high interest rates making refinancing difficult for some.
Aug 15, 2025 4:23 AM — Mortgage Lending
More than 81% of Homeowners Have a Mortgage Rate Below 6%—and They're Not Budging
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Aug 14, 2025 9:24 AM — Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Drop to Their Lowest in 10 Months—Giving Hope to Homebuyers
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Aug 14, 2025 9:24 AM — Mortgage Lending
US Mortgage Rates Fall, Hitting the Lowest Level Since October
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Aug 13, 2025 6:23 AM — Mortgage Lending
Mortgage Applications Today: Lower Mortgage Rates Fuel Demand for Home Loans and Refinancing
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Aug 10, 2025 3:23 AM — Mortgage Lending
Did lower mortgage rates already lower housing inventory?
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