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News for: Interest Rates
Showing 193 - 216 of 398 results
Sep 17, 2025 6:24 PM
— Interest Rates
What the Fed rate cut means for your home, car and credit card loans
The article discusses a Federal Reserve rate cut and its potential impact on mortgage and car loans.
Sep 17, 2025 2:25 PM
— Interest Rates
Fed Day Selling Spree as Press Conference Trumps The Dots
In response to today's Fed announcements, the bond market initially rallied, but later reversed course after Fed Chair Powell's press conference. Powell's comments about the dot plot not indicating two future rate cuts in 2024 led to concerns about the economy, causing yields to rise. Despite the short-term reversal, yields closed around the same levels as two days earlier.
Sep 17, 2025 1:25 PM
— Interest Rates
Mortgage Rates HIGHER (Not Lower) After Fed Rate Cut
On Fed Day, the rate cut announcement is typically the least important aspect for mortgage rates. The dots released by the Fed showing rate forecasts and the press conference with the Fed Chair have a bigger impact on bonds that determine mortgage rates. Today, the dots signaled better odds for two additional cuts in 2025, leading to back and forth volatility in the bond market. Mortgage rates are... more
Sep 17, 2025 11:26 AM
— Interest Rates
The Fed just cut rates, but don’t expect it to help much. Try these 6 moves instead.
The Federal Reserve recently cut interest rates for the first time in nine months, but it may not have a significant impact on the borrowing costs for Americans. The rate cut only takes borrowing costs back to levels previously seen in 2022, which were high. Additional rate cuts are expected, but there are concerns of inflation increasing and unemployment rising. Experts recommend building an emer... more
Sep 17, 2025 11:24 AM
— Interest Rates
Fed rate cut: Here’s what it means for your mortgage rate, credit cards, savings accounts and more
The Federal Reserve announced a quarter point rate cut, impacting borrowing costs for consumers. Credit card rates may ease off, but APRs still high. Mortgage rates are lower than earlier in the year but won't see a significant impact from the rate cut. Auto loan rates are fixed, but new borrowers may benefit. Federal student loan rates reset annually, while private loans could see lower rates. Sa... more
Sep 17, 2025 9:25 AM
— Interest Rates
What to Expect From The Fed Today
The bond market has fully priced in a 25bp rate cut by the Fed, with the possibility of a 50bp cut not realistically considered. The volatility at 2pm ET will be driven by the release of the dot plot showing Fed member rate expectations, particularly focusing on the 2025 year-end level. The question is whether the median 2025 dot will be 3.875 or 3.625, impacting market expectations. Fed Chair Pow... more
Sep 17, 2025 9:24 AM
— Interest Rates
What the Fed’s Rate Decision Means for Loans, Credit Cards, Mortgages and More
The article discusses how the central bank's interest rate stance impacts various financial products including car loans, credit cards, mortgages, savings, and student loans.
Sep 16, 2025 3:23 PM
— Interest Rates
WATCH LIVE: Powell holds news conference after Fed’s highly anticipated interest rate decision
The Federal Reserve began a meeting on interest rate policy with a new Trump administration appointee and an official targeted for removal. This meeting is expected to result in a quarter-point reduction in the key rate, which could lead to further declines in borrowing costs for mortgages, car loans, and credit cards.
Sep 16, 2025 10:23 AM
— Interest Rates
BofA sees ‘path to a 5% mortgage rate’ if the Fed pulls off these 2 things
Bank of America's mortgage-backed securities research team predicts a path to a 5% mortgage rate if the Federal Reserve implements quantitative easing and aggressive yield-curve control. However, the baseline expectation is for mortgage rates to end 2025 and 2026 at 6.25%. Even with a drop to 5%, it may not provide relief to American homebuyers due to tight affordability. Housing stocks have surge... more
Sep 16, 2025 3:23 AM
— Interest Rates
Will credit card debtors catch a break with the expected Fed rate cut? Not really
The article discusses the potential upcoming interest rate decrease by the Federal Reserve, how credit card rates might be affected by this change, and offers advice on how to pay off credit card debt through methods such as balance transfers and debt management plans.
Sep 16, 2025 2:32 AM
— Interest Rates
From crypto to DPA: 8 newest mortgage products, programs
There is an increased likelihood that the Fannie Mae and Freddie Mac conservatorships are coming to an end, leading to questions about expanding their conforming product boxes. Consumers are skipping insurance coverage due to rising costs. Mortgage rates are dropping, leading to a rise in cash-out refinances. The mortgage industry may see changes like eliminating mundane tasks and focusing on trai... more
Sep 16, 2025 2:23 AM
— Interest Rates
Will the Fed cut rates on Wednesday? See 5 economic charts that may determine its decision.
The Federal Reserve is expected to make its first rate cut of 2025, with President Trump pushing for it due to low inflation and economic uncertainties. The labor market is showing signs of distress, but inflation is rising due to tariffs. There is a debate over whether to prioritize lowering unemployment or inflation. Mortgage rates have been affected by various factors, including the strength of... more
Sep 15, 2025 1:23 PM
— Interest Rates
Trump Is Pushing for a Major Interest Rate Cut. The Fed Isn't Expected to Deliver
President Trump is pressuring the Federal Reserve to cut interest rates significantly. The Fed is expected to cut rates, but likely not by as much as Trump wants. Financial markets predict a quarter-point rate cut, but Trump is advocating for a larger reduction. He believes lower rates would lower government debt interest payments and mortgage rates. However, some experts caution that rapid rate c... more
Sep 15, 2025 1:23 PM
— Interest Rates
How does the Fed influence mortgage rates? Here's what to know as policymakers consider trimming borrowing costs.
The Federal Reserve is expected to lower its benchmark interest rate, which could give relief on loans but might not necessarily bring down mortgage rates immediately. Mortgage rates have already fallen due to anticipation in financial markets. The Federal Reserve does not directly impact mortgage rates, but Fed rate cuts affect short-term rates and the lending environment. Fixed-rate mortgages ar... more
Sep 15, 2025 11:23 AM
— Interest Rates
Will mortgage interest rates drop again this week?
Mortgage interest rates have been consistently declining in 2025, reaching an 11-month low and potentially dropping even further due to an expected rate cut by the Federal Reserve. Lenders are already offering lower rates preemptively to remain competitive. However, the exact extent of the rate cut is uncertain, and it is important for buyers to monitor the market closely as rates can fluctuate. I... more
Sep 15, 2025 10:23 AM
— Interest Rates
Fed rate cut: How it might affect your bank accounts, loans, credit cards, and investments
The Federal Reserve is expected to deliver a quarter-point rate cut, impacting deposits, credit, and debt. Interest rates on deposits have remained low with savings accounts paying around 0.40% and high-yield savings accounts paying nearly 4%. Money market accounts have national average payouts of 0.59%, while high-yield money market accounts offer rates near 4%. CD rates have slightly increased, ... more
Sep 15, 2025 8:24 AM
— Interest Rates
Slow, Slightly Stronger Start to a Potentially Volatile Week
The article discusses how the Fed Funds Rate expectations have a direct correlation with longer-term rates, and how changes in these expectations can be due to economic data or the Fed's reaction function. The quarterly dot plot, which summarizes each Fed member's rate expectations, can be a significant market mover and cause volatility as investors try to anticipate the Fed's next moves.
Sep 15, 2025 4:23 AM
— Interest Rates
Why a potential Bank of Canada interest rate cut is no silver bullet for mortgages and housing
Variable mortgage rates in Canada could drop below fixed rates if the Bank of Canada cuts its overnight rate as expected. However, scars from past rate swings and broader economic concerns may hinder significant growth in the housing market even if borrowing costs decrease further. The appeal of variable rates has diminished since the pandemic, and despite reductions in fixed rates, demand remains... more
Sep 15, 2025 3:23 AM
— Interest Rates
Will Fed rate cuts mean better deals for Indianapolis homebuyers? It's not that simple
Markets are anticipating interest rate cuts after Federal Reserve Chair Jerome Powell mentioned the possibility of reducing rates. Prospective homebuyer Jade Spencer, 26, is already under contract to buy a home but hopes for lower rates to potentially refinance or move homes in the future.
Sep 12, 2025 12:23 PM
— Interest Rates
Mortgage Rates Were Flat All Week No Matter What Other News Suggests
The underlying bond market weakened, leading to higher rates from mortgage lenders. Freddie Mac's weekly rate survey can cause misleading information due to its methodology. Daily rates had actually risen after Freddie's news was released. Today's increase in rates was not due to specific events, but rather traders closing positions for the week. Mortgage-specific bonds were less volatile, resulti... more
Sep 12, 2025 7:23 AM
— Interest Rates
Mortgage rates are down with the Fed on deck. Will it help the struggling housing market?
In September 2025, it is expected that the Federal Reserve will deliver a rate cut, causing mortgage rates to drop to an 11-month low. There is pent-up demand in the housing market due to low rates, but skepticism exists about whether interest rates will go up if the Fed doesn't meet the market's high expectations. Despite low mortgage rates, affordability remains an issue for many Americans, lead... more
Sep 11, 2025 12:24 PM
— Interest Rates
Mortgage Rates Move Back to Long-Term Lows
Today's inflation report did not create much volatility for rates, as most data was in line with expectations. The bond market improved slightly, leading to mortgage lenders offering rates just slightly lower than before, with the 30yr fixed rate reaching an 11-month low.
Sep 11, 2025 10:23 AM
— Interest Rates
Home mortgage demand surges as rates drop to 6.35%
Mortgage rates have dropped to the lowest level since October 2024, with the average interest rate for a 30-year fixed-rate mortgage falling to 6.35%. This has led to a surge in mortgage applications for both home purchases and refinancing. Treasury yields affecting mortgage rates moved lower due to weakening labor market data and the Federal Reserve is expected to cut the fed funds rate, although... more
Sep 11, 2025 7:08 AM
— Interest Rates
Best high-yield savings rates today – September 11, 2025
The article discusses high-yield savings accounts with top rates offered by ZYNLO Bank and Peak Bank, along with other institutions. It mentions how Federal Reserve rate changes can impact APYs on these accounts, as well as the importance of choosing a bank insured by the FDIC or NCUA. It also explains variables like APY, excessive transaction fees, minimum deposits, and the difference between onl... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.