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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

News for: Yahoo Finance
Showing 193 - 216 of 612 results
Dec 22, 2025 7:30 AM — Housing Market
When is a good time to buy a house? How to know if now is the right time.
The U.S. housing market is going through changes with mortgage rates lower than last year and sellers reducing prices. More homes are on the market but sellers are delisting as they can't afford current pricing. Houses are staying on the market for longer, and buyers have more options. Mortgage rates are hovering in the low-to-mid 6% range, and the Federal Reserve's rate cut may not affect home lo... more
Dec 22, 2025 7:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 22, 2025: Stability makes rates easy to shop for
Mortgage rates have been stable recently, with the 30-year fixed rate at 6.03% and the 15-year fixed rate at 5.42%. Different types of mortgage rates, including VA and ARM rates, are also provided. The article discusses the advantages of 15-year vs. 30-year mortgages, and adjustable-rate mortgages. It also mentions factors affecting mortgage rates and how to secure lower rates, such as down paymen... more
Dec 22, 2025 7:30 AM — Mortgage Rates
When will mortgage rates go down? Looking ahead to 2026.
The article discusses how mortgage rates have barely moved despite recent Fed rate cuts and are expected to decrease only slightly in 2026. It explains the impact of Fed rate cuts on mortgage rates and the influence of the 10-year Treasury yield on mortgage rates. It also emphasizes that waiting for mortgage rates to hit a specific number may not be worth it due to the interaction of various facto... more
Dec 21, 2025 4:31 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 20, 2025: Why do published rates vary so much?
The article discusses the current mortgage rates provided by Zillow for different loan types and terms. It also explains why Zillow's rates might be lower than other sources due to the way the rates are compiled. It delves into the advantages and disadvantages of various mortgage terms like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. The article also touches on the factors influen... more
Dec 21, 2025 4:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 21, 2025: Bouncing within a narrow lane
Mortgage rates have remained within a narrow range, with the average 30-year fixed rate at 6.03% and 15-year fixed rate at 5.42%. Refinance rates are generally higher than rates for house purchases. Various factors can impact mortgage rates including term length, adjustable rates, and personal financial situations.
Dec 18, 2025 11:30 AM — Mortgage Lending
President Trump’s portable mortgage push could let you keep your 3% rate, but experts warn it may backfire
The Trump administration and FHFA are considering introducing portable mortgages in the US to help homeowners transfer their existing low-rate mortgages to new homes. This could potentially encourage more homeowners to sell and open up opportunities for new buyers, as millions of Americans currently have low mortgage rates. However, critics are concerned about the potential impact of portable mort... more
Dec 18, 2025 9:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 18, 2025: Mortgage rates remain calm
The article discusses current mortgage rates for both purchase and refinance mortgages. It explains the difference between fixed-rate and adjustable-rate mortgages. It provides advice on how to secure the lowest mortgage rate possible by comparing lenders, improving credit scores, lowering debt-to-income ratios, and considering down payments. The article also touches on the impact of the economy o... more
Dec 17, 2025 3:30 PM — Mortgage Rates
November CPI, Nike earnings, mortgage rates: What to Watch
The article previews upcoming events on Thursday, December 18, including the release of November's Consumer Price Index (CPI) report, the latest reading on mortgage rates, and earnings results from companies like Nike, FedEx, and Darden Restaurants.
Dec 17, 2025 7:30 AM — Mortgage Rates
Shop for deals as rates rise: Mortgage lenders with the best rates this week, Dec. 15-21, 2025
The top three mortgage lenders with the lowest rates this week are Navy Federal Credit Union, Citi Mortgage, and PenFed Credit Union, ranked by annual percentage rate (APR). Mortgage rates have slightly increased despite a short-term interest rate cut by the Federal Reserve. The importance of shopping around for mortgage rates is emphasized to potentially save up to $44,000 over the life of a 30-y... more
Dec 17, 2025 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 17, 2025: Stability welcomed by borrowers
Mortgage rates have remained steady for several weeks, with the average 30-year fixed rate at 6.09%. Rates for 15-year fixed home loans are at 5.52%. Refinance rates are often higher than rates for purchasing a home. Different mortgage options like a 30-year fixed mortgage offer lower and predictable monthly payments, but come with higher overall interest costs. On the other hand, 15-year fixed m... more
Dec 16, 2025 8:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 16, 2025: Rates hold steady
The article discusses current mortgage rates for various types of loans like 30-year fixed, 15-year fixed, and VA loans. It also mentions the importance of comparing rates from different mortgage lenders. It highlights the difference between fixed-rate and adjustable-rate mortgages and provides advice on choosing between them. The article also predicts that mortgage rates are expected to stay cons... more
Dec 15, 2025 8:30 AM — Mortgage Lenders
Shop for deals as rates rise: Mortgage lenders with the best rates this week, Dec. 15, 2025
The top three mortgage lenders with the lowest rates this week are Navy Federal Credit Union, Citi Mortgage, and PenFed Credit Union. Despite a short-term interest rate cut by the Federal Reserve, mortgage rates increased slightly. The importance of shopping around for rates is emphasized to save money over the life of the loan.
Dec 15, 2025 7:30 AM — Mortgage Rates
Mortgage and refinance interest rates today for December 15, 2025: Not much movement since the end of October
Mortgage rates remain stable, with the 30-year fixed rate at 6.13% and the 15-year fixed rate at 5.53%. The Federal Reserve cut interest rates, but mortgage rates stayed constant. Refinance rates are slightly higher than rates when purchasing a house. Adjustable rates have occasionally been similar to or higher than fixed rates. Mortgage lenders give the lowest rates to those with higher down paym... more
Dec 13, 2025 7:30 AM — Mortgage Lenders
Credit score rules are changing for mortgages in 2026 — here’s what’s different
The minimum credit score requirements for buying a house have been broadened to include a wider range of borrowers. Fannie Mae eliminated its minimum credit score requirement in 2025 and now uses a broader set of factors to assess risk. New scoring models like VantageScore 4.0 and FICO 10T that incorporate trended data and alternative credit information will be implemented in the mortgage lending ... more
Dec 12, 2025 8:30 AM — Mortgage Rates
Mortgage rate predictions for the next 5 years: 2026-2030
Mortgage rates have dropped by half a point over the last year according to Freddie Mac. Several factors determine mortgage interest rates, with the 10-year Treasury yield being a primary one. Forecasts suggest that the 10-year Treasury yield will remain above 4.1% through 2030. The difference between Treasury yields and mortgage rates has been significant in recent years. Long-range estimates sug... more
Dec 12, 2025 7:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 12, 2025: Rates remain well below the 52-week average
Mortgage rates are just slightly above 2025 lows according to Freddie Mac and Zillow data. The 30-year fixed rates are around 6.22%, while the 15-year fixed rates are at 5.54%. Refinance rates are similar, but slightly higher. Fixed-rate mortgages ensure a set rate for the loan's life, while adjustable-rate mortgages have a changing rate after a designated period.
Dec 12, 2025 7:30 AM — Mortgage Rates
Mortgage lenders with the best rates this week, Dec. 8-14, 2025
The top three mortgage lenders with the lowest mortgage rates this week are Navy Federal Credit Union, Citi Mortgage, and PenFed Credit Union, ranked by annual percentage rate (APR). Lenders were ranked based on the lowest mortgage rates on 30-year, fixed-rate conventional loans. Shopping around for mortgage rates is crucial to finding the best deal and can save borrowers significant amounts of mo... more
Dec 11, 2025 10:30 AM — Mortgage Rates
Mortgage rates higher, Rivian to use in-house AI chip over Nvidia's
Mortgage rates have slightly increased this week, with the 30-year fixed rate at 6.22%. Other notable market stories include Disney's $1 billion investment in OpenAI and Rivian unveiling their own AI chips for autonomous driving.
Dec 11, 2025 9:30 AM — Mortgage Rates
Mortgage rates inched up last week but remain near year-to-date lows
Mortgage rates rose slightly after the Federal Reserve's rate cut was not enough to offset Treasury yields spike. The Fed's decision to cut rates drew dissents due to a weakening labor market and rising inflation. The direction of mortgage rates will be influenced by upcoming economic data. Refinancing activity increased, while home purchase applications fell slightly.
Dec 11, 2025 5:30 AM — Interest Rates
Live coverage: Federal Reserve cuts interest rates by 0.25%, Powell warns there's 'no risk-free path'
The Federal Reserve cut interest rates by 25 basis points, marking the third cut of the year. Fed officials were split on the decision with some favoring holding rates steady. The Fed also published its final Summary of Economic Projections, predicting one interest rate cut in 2026. Stock markets rallied in response to the decision. The Fed acknowledged consumer struggles with higher inflation but... more
Dec 10, 2025 11:30 AM — Mortgage Rates
When will mortgage rates go down? Outlook after the Fed meeting.
Mortgage rates have decreased for the second week in a row, with the 30-year fixed-rate mortgage rate now at 6.19%, down from 6.69% a year ago. The Federal Reserve has also reduced the federal funds rate by 25 basis points. Despite the decreasing rates, it is unlikely that mortgage rates will hit 6%, and it is advised not to wait until mortgage rates drop significantly as the housing market is cur... more
Dec 10, 2025 8:30 AM — Mortgage Rates
Mortgage rate projections for the next 5 years
Mortgage rates have dropped by half a point over the last year, but forecasts predict that 10-year Treasury yields will remain above 4.1% through 2030. The spread between 10-year Treasury yields and 30-year fixed mortgage rates have seen fluctuations and a recent example showed a spread of 2.08 percentage points. Long-term estimates suggest that mortgage rates will be around 6.28% to 6.48% in 2027... more
Dec 10, 2025 7:30 AM — Mortgage Lenders
Mortgage lenders go head-to-head: See who has the best rates this week, Dec. 8-14, 2025
The top three mortgage lenders with the best rates this week are Navy Federal Credit Union, Citi Mortgage, and PenFed Credit Union. Shopping around for the lowest mortgage rate is crucial, as it can save borrowers significant amounts of money over the life of a loan. APR, which includes both interest rates and lender fees, is the most accurate measure of borrowing costs.
Dec 10, 2025 6:03 AM — Interest Rates
Fed meeting live coverage: Federal Reserve set to cut interest rates for third time this year, 2026 forecast in focus
The Federal Reserve is expected to announce a 0.25% rate cut, according to investors. They will also release their economic projections for 2025. The bond yields have been rising despite rate cuts, impacting mortgage rates. Analysts predict that mortgage rates will remain around 6% through 2026. Investors await Fed Chair Jerome Powell's remarks on the labor market during the press conference.
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