Mortgage News
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News for: Mortgage News Daily
Showing 193 - 216 of 839 results
Jan 6, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Barely Budge, But Volatility Risk is Increasing
Mortgage rates have remained steady for 5 consecutive days with little movement. However, upcoming labor market reports and ISM's service sector report could potentially cause rates to change depending on the data's strength.
Jan 6, 2026 8:30 AM
— Mortgage Lending
AI, 2nds, Servicing Tools; Wire Fraud Scheme; MISMO Changes; Thoughts on Affordability
The article discusses various aspects of the mortgage industry, including the fact that 40% of U.S. homes do not have a mortgage, the shortage of housing units, the use of technology in the mortgage market, AI in lending, and recent developments in the industry such as joint ventures and acquisitions. It also highlights a new wire fraud scheme targeting settlement companies.
Jan 6, 2026 6:30 AM
— Bond Markets
Volume is Back. Still Waiting on Volatility
The bond market has been range trading between 4.10-4.20% in terms of 10yr yields since December 10th. Despite a return in trading volume post-holidays, market watchers are waiting for a breakout. Wednesday and Friday's economic data are seen as potential catalysts.
Jan 6, 2026 4:30 AM
— Mortgage Lending
AI, Retention, Jumbo Tools; STRATMOR Interview; Lenders From 2006; Mortgage Action Alliance
Redfin predicts that next year will be the beginning of 'The Great Reset,' where wages grow faster than home prices for the first time since 2008. Bill Dawley shares his journey from professional baseball to a career in mortgage banking. Various companies are offering incentives and programs to kick-start lending pipelines in 2026. Webinars and discussions are being held on various topics related ... more
Jan 5, 2026 2:33 PM
— Bond Markets
Bonds Improve Back to Pre-Holiday Levels
The bond market did not have a significant reaction to the recent ISM Manufacturing data, but trading volume returned to pre-holiday levels. The 10-year yields closed at 4.15%, the same level as on December 11th. The market is now focusing on upcoming economic data for potential signals.
Jan 5, 2026 12:30 PM
— Interest Rates
Mortgage Rates Holding at 2-Month Lows
The article discusses how September 16th and October 28th of 2025 had the lowest rates due to Fed rate cuts, but the second half of December saw rates inch closer to those lows. Currently, rates are holding steady, with the potential to reach the lowest point since October 28th.
Jan 5, 2026 7:30 AM
— Bond Markets
Bonds Are Back in The Office
Trading volume is increasing as the market shifts out of holiday mode, with bonds holding within a range up until now. The possibility of a breakout on either side of the range is stronger this week due to increased participation and the upcoming jobs report. Other relevant reports this week include JOLTS/ISM combo on Wednesday. ISM Manufacturing was slightly weaker today but hasn't had a big impa... more
Jan 3, 2026 4:32 AM
— Bond Markets
Monitoring For Misbehavior
Friday is a day to be watched for any unusual movements, but the economic calendar is sparse with only the S&P manufacturing PMI report. Bonds are relatively stable, and significant trading signals are not expected until next week. Even if there are unexpected movements today, it would not be as concerning as if they were to continue into next week.
Jan 2, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Stay Flat to End The Week
Mortgage rates have been stable and locked in a narrow range since September due to lack of major economic reports impacting the market. The market is now awaiting important upcoming economic reports to determine future direction, with Friday's jobs report being a key indicator.
Jan 2, 2026 8:30 AM
— Mortgage Lending
Credit Unions and Realtors; HECM, FHA, VA, and USDA Product News; Home Builder Pessimism
The article discusses the relationship between credit unions, real estate agents, and the government, focusing on initiatives to improve accessibility, communication, technology, and the financial standing of the FHA. It also covers topics such as reverse mortgages, loan limits, VA loan requirements, form waivers, and policy updates.
Jan 1, 2026 4:31 AM
— Bond Markets
Token Year-End Volatility
Wednesday's session saw some data-driven selling in the morning in response to jobless claims data. Bonds initially moved back towards unchanged levels by 1pm, but then experienced increased volatility due to year-end position closing by large traders, leading to a spike in volume and potential price/yield fluctuations. Despite the jolts in the market, it was considered a normal year-end phenomeno... more
Dec 31, 2025 10:30 AM
— Mortgage Rates
Mortgage Rates Staying Steady to Close Out 2025
Freddie Mac's weekly mortgage rate survey showed the lowest rates since October 2024, but daily numbers reveal that rates on October 28th and September 16th were lower this year. Today's rates are similar to yesterday's and last Friday's rates, resulting in a flat week compared to Friday. The bond market will be closed tomorrow but will reopen on Friday for a normal week of trading next week.
Dec 31, 2025 5:30 AM
— Interest Rates
A Bit of Actual Data-Driven Selling Thanks to Jobless Claims and Wonky Seasonal Adjustments
Robots and algorithms are reacting to the sub-200k Jobless Claims print during a half-day trading session, but may not be aware that the number is distorted by Christmas falling on a Thursday. Seasonal adjustment factors are usually attuned to scenarios where Christmas falls on a Monday. The same issue occurred after Thanksgiving and claims rebounded the following week. The lack of other market in... more
Dec 30, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Microscopically Higher
Mortgage rates remain near their lowest levels in a narrow range. Yesterday was the 6th best day of 2025, with rates moving 0.01% higher today. The bond market is slow due to lower volume and volatility, but bigger movements are expected by next week with the return of important economic reports and trader participation.
Dec 30, 2025 7:30 AM
— Bond Markets
Meaningless Year-End Volatility
The bond market experienced some minor fluctuations overnight, with 10yr yields up by more than 3bps and MBS falling slightly. However, this is considered tame year-end volatility. The fluctuations occurred within the range of 4.20 to 4.10 for 10yr yields, which is not considered significant.
Dec 29, 2025 12:34 PM
— Mortgage Rates
New 2-Month Lows, Just Barely
Mortgage rates have remained relatively stable, with the average lender staying unchanged from last Friday. The 30yr fixed rate index has decreased slightly, reaching its lowest level since October 28th. This current rate range has been consistent since late 2022.
Dec 29, 2025 7:36 AM
— Treasury Rates
Mostly Sideways Despite Some Help From Europe
This week's holiday closure, combined with a lack of significant economic data, may result in limited volatility in the market. A modest rally in EU bonds has led to some overnight gains in Treasuries, but the market activity is expected to be influenced by end-of-month/quarter/year trading.
Dec 26, 2025 1:30 PM
— Bond Markets
Technically Open, But Unofficially Still a Holiday Trading Session
Despite the bond market technically being open, trading volume and liquidity are extremely low due to the late year holidays. Algorithmic trading programs are driving market making, keeping bonds in a narrow range until non-algo trades prompt a modest move. Overall, the bond market is expected to remain stagnant until the week of January 5th.
Dec 26, 2025 11:30 AM
— Mortgage Rates
Mortgage Rates Match 2-Month Lows
Mortgage rates are currently at their lowest levels since the end of October due to a small movement in the bond market. Although next week is expected to be slow for rates, they are projected to pick up as 2021 begins.
Dec 24, 2025 2:30 PM
— Bond Markets
Bonds Are Open... Sort Of
Government employees have days off today and Friday, but these are not official Federal Holidays. Bond market is open on regular schedule with early close on 24th and full close on 25th. Trading remains uneventful with no reaction to Jobless Claims data. Treasury auction scheduled for 11:30am ET.
Dec 24, 2025 12:30 PM
— Bond Markets
Stunning Display of Holiday Trading Weirdness
The GDP for Q3 was released and was much stronger than expected, leading to a reaction in the bond market. However, most of the movement was likely due to the holiday and by the end of the day, Treasuries and MBS returned to unchanged levels.
Dec 24, 2025 10:30 AM
— Mortgage Rates
Lowest Rates in Nearly a Month
Despite low volume and participation in the bond market due to the holiday week, mortgage rates improved, with the average top tier 30yr fixed rate falling to the lowest level since November 25th. However, the range of rates has been fairly narrow during this time.
Dec 24, 2025 4:30 AM
— Mortgage Rates
AI, Cap Mkts Tools; Delinquencies Increasing; loanDepot Case Ethics Motion; Bill Dawley Interview
The article discusses the impact of recent events on mortgage rates, including the Federal Reserve's actions, Freddie and Fannie purchasing securities, and GSE MBS purchases. It also touches on the use of AI in mortgage technology and a case development involving loanDepot. Additionally, it mentions a rise in mortgage delinquencies and trends seen by loan officers in 2025.
Dec 23, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Ultimately Unchanged After Starting Higher
Mortgage rates have remained stable in a narrow range for the past 4 months, including during December. Today, rates ended unchanged despite initially rising due to stronger GDP numbers for Q3. However, this increase was short-lived and attributed to holiday week trading with lower participation leading to increased volatility. Tomorrow's rates are expected to be heavily influenced by holiday trad... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.