Mortgage News
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News for: Mortgage News Daily
Showing 193 - 216 of 875 results
Jan 20, 2026 6:30 AM
— Treasury Rates
Bonds Brace For Greenland Fallout. Japan Not Helping Either
Trump's aspirations for Greenland are leading to increased tariffs and potential trade deal suspensions with the EU. A Danish pension fund has announced the liquidation of its Treasury holdings, sparking concerns that other EU countries may follow suit. Debt drama in Japan is also causing a surge in Japanese yields and affecting US Treasuries.
Jan 17, 2026 4:31 AM
— Mortgage Lending
Compliance, Servicing, Mortgage Reset Tools; February and March Events and Education
The article discusses various updates and events in the mortgage industry, including the housing market outlook, mortgage rate cuts by the Fed, tips for Independent Mortgage Bankers to improve profitability, regulatory updates, and upcoming conferences and webinars related to mortgage lending.
Jan 17, 2026 4:31 AM
— Bond Markets
Slow Start, Quiet Calendar
The bond market experienced unexpected volatility last week, reminding investors that anything can happen. Currently, bonds are moderately weaker with 10yr yields trending towards the upper boundary of the trading range. Mortgage-backed securities are outperforming slightly, likely due to a combination of actual and expected GSE purchases. The event calendar is light, with only two reports expecte... more
Jan 17, 2026 4:31 AM
— Bond Markets
10yr Yields Finally Break The Range
Despite an absence of market movers, bonds experienced a significant breakout, with 10-year yields reaching their highest level in 4 months. There was some mid-day weakness influenced by comments from Trump, but overall losses were gradual and not tied to a specific event. Mortgage-backed securities (MBS) outperformed due to anticipated GSE MBS purchases, but still ended the week at their lows.
Jan 16, 2026 1:30 PM
— Housing Market
Builder Sentiment Survey Not Yet Reflecting Recent Rate Changes
Builder confidence decreased in January, with the NAHB/Wells Fargo Housing Market Index falling two points to 37. Components such as current sales conditions, prospective buyer traffic, and future sales expectations all weakened. Affordability challenges and rising construction costs continue to weigh on the sentiment of builders. While mortgage rates have declined to a three-year low, the impact ... more
Jan 16, 2026 1:30 PM
— Mortgage Rates
Mortgage Rates End Week at Highs
Despite slight increases from last week, current mortgage rates are still the lowest since early 2023 if we disregard the past 5 days. Fannie and Freddie's plans to purchase $200 billion of MBS led to a drop in average mortgage rates, but the market has since stabilized. Treasury yields and Fed rate expectations have been rising, with the 10yr yield recently breaking out of a 4-month range. Howeve... more
Jan 16, 2026 4:31 AM
— Housing Market
Hedging, Corresp. and Broker, Servicing, Quality Management, Fraud Prevention Products
The office-to-apartment and condo conversion trend is accelerating, with a significant increase in the number of units repurposed from office buildings. Major metros like New York, Washington, D.C., and Los Angeles are leading the way in this trend. Additionally, FundingShield, a wire & title fraud prevention leader, released a report showing an increase in transactions flagged for risk, emphasizi... more
Jan 15, 2026 2:30 PM
— Bond Markets
Data-Driven Weakness
The bond market had a straightforward day with trading remaining flat overnight and then weakening after the 8:30am Jobless Claims data was released. The impact of the report led to a decrease in the probability of a rate cut in March. Longer-term rates are still range-bound and MBS are at the top of their range due to GSE purchases.
Jan 15, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Higher For Some Lenders and Lower For Others
Mortgage rates moved modestly lower for some lenders today while they moved higher for others. The difference depends on whether the lender adjusted rates late in the day yesterday based on improving mortgage bond market conditions.
Jan 15, 2026 5:30 AM
— Bond Markets
Stronger Jobless Claims Leads to Early Selling
The weekly jobless claims data has a moderate impact on the bond market, especially when results differ significantly from forecasts. Today's 198k print is slightly weakening bonds as it falls below the 200k level. A stronger Philly Fed index did not offset this impact.
Jan 14, 2026 2:30 PM
— Interest Rates
Some Asymmetric Risk When it Comes to Locking vs Floating
Bonds improved due to heavy stock losses creating safe haven buying demands. Despite positive economic data, mortgage rates remained unchanged, suggesting lenders may be resistant to offering significant improvements in the short term.
Jan 14, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Unchanged Despite Bond Market Improvement
Bond market trading levels impact the rates mortgage lenders can offer. Last week's news of planned purchases of $200bln in mortgage backed bonds caused rates to lower, but other inputs can affect rates as well. Mortgage lenders may become too busy to handle more volume, leading them to raise rates to deter new business. They may also raise rates to prevent borrowers from refinancing early, which ... more
Jan 14, 2026 10:30 AM
— Mortgage Rates
Bond Buying Announcement Leads Surge in Mortgage Apps
Following the announcement that Fannie and Freddie would buy $200 billion in mortgage-backed securities, mortgage rates experienced a significant drop, with the top tier 30-year fixed rate hitting 5.99%, the lowest in about 3 years. This led to a 28.5% increase in mortgage applications, primarily driven by a 40% surge in refinance applications. Purchase activity also strengthened significantly, wi... more
Jan 14, 2026 9:30 AM
— Housing Market
Existing-Home Sales Jump 5.1% in December, Strongest Pace in Nearly Three Years
Existing-home sales experienced a notable year-end rebound in December, with a 5.1% increase to a seasonally adjusted annual rate of 4.35 million. This marks the strongest December sales in nearly three years, showing broad-based improvement across all four regions. Inventory tightened sharply during the month due to typical winter seasonality, with total housing inventory falling to 1.18 million ... more
Jan 14, 2026 5:30 AM
— Treasury Rates
Today's Data is Proving Less Tradeable, But Doing No Harm
10yr Treasury futures volumes spiked after yesterday's CPI release, which showed PPI at its highest level since July but lower than expected core results. Retail sales were stronger at the headline level but core results were as expected. Overall, there is no negative news for bonds as yields remain unchanged to slightly lower.
Jan 13, 2026 1:30 PM
— Bond Markets
CPI Helped Bonds Avoid Losing Ground
Bonds initially weakened but strengthened after the CPI data, which showed core monthly CPI at 0.2. MBS remained positive throughout the day despite appearing weaker on charts due to monthly settlement. Wednesday will bring November's retail sales data and Producer Price Index, which could impact the market.
Jan 13, 2026 1:30 PM
— Bond Markets
Incidental Weakness Ahead of CPI Data
Bonds were marginally weaker with no obvious reasons attributed. The market remained stable despite Fed Chair Powell's criminal inquiry. Tomorrow's focus will be on the CPI data to be released at 8:30am ET.
Jan 13, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Now Solidly Back Above 6%
MND's mortgage rate index showed a bottom of 6.01%, but rates increased to 6.07% today due to market weakness the previous day. Lenders raised rates in the afternoon, but a well-received CPI report helped stabilize rates slightly.
Jan 13, 2026 8:30 AM
— Mortgage Lenders
Broker, Jumbo, Verification, Climate Risk Products; CFPB Requests Money, Reverse Referral Opinion; CPI Data
The article discusses various topics related to mortgages, such as the impact of credit card interest rate caps on lenders, the increase in credit card debt, new solutions like 1st Lien Debt Service Coverage Ratio loans, the impact of extreme weather events on the housing industry, the development of AccountChek 2.0 by Informative Research, access to top-tier Jumbo pricing on the MAXEX platform, r... more
Jan 13, 2026 7:30 AM
— Bond Markets
Bond Market Only Marginally Interested in Powell Drama For Now
Bond yields were slightly higher after the subpoena of Fed Chair Powell over statements made to congress regarding the Fed's building renovations. Forex markets saw the dollar lose ground against the Euro, but Treasury futures weren't well-correlated with that movement. Overall, the bond market continues to operate within the same range.
Jan 13, 2026 6:31 AM
— Interest Rates
Mixed, But Modestly Stronger Reaction to CPI
The CPI came out slightly lower than expected, with the monthly core at 0.2 compared to 0.3 and annual core at 2.6 compared to 2.7. The unrounded numbers were closer to forecasts, and headline inflation remained unchanged from the previous month. The data did not provide a clear direction for rates, but confirmed that inflation is around the same level as before the shutdown.
Jan 12, 2026 5:30 PM
— Mortgage Lenders
ICE Experience, AI Webinar, LOS, Inside Sales, BBYS, DSCR Products; Is a Cap on Credit Cards Possible?
The median age of first-time homebuyers has increased significantly to 40 years old, with the first-time homebuyer share falling to a historic low of 21 percent. Lenders are encouraged to have products and technology to cater to these demographic shifts. Various companies are offering products and services to help brokers and lenders grow their pipelines and expand into new markets, including prog... more
Jan 12, 2026 12:31 PM
— Mortgage Rates
Mortgage Rates Inch Higher From 3 Year Lows
Mortgage rates fluctuated today, with some lenders raising rates on Friday but lowering them today, while others who didn't raise rates on Friday are slightly higher today. Despite this, rates are still much lower compared to the last three years. The 10-year Treasury rates are at four-month highs, but mortgage rates are outperforming them due to various factors, including the behavior of the 5-ye... more
Jan 9, 2026 2:30 PM
— Bond Markets
Wild Ride For MBS as Traders Digest New Developments
The article discusses the impact of Trump's $200 billion MBS buying announcement on Treasuries and MBS. Initially, Treasuries lost ground after the jobs report while MBS experienced a significant rally. However, there was a period of distribution before prices bounced back. Higher coupons did not receive much attention due to assumptions about the new buying trends. Overall, there was massive MBS ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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