Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 193 - 216 of 368 results
Sep 8, 2025 1:24 PM
— Mortgage Lenders
filo-mortage Mortgage Reviews & Ratings
Bankrate is explaining how they make money through partnerships with various financial institutions and advertisement placements on their site. They emphasize their editorial integrity and the importance of user reviews for lenders like Filo Mortgage.
Sep 8, 2025 11:24 AM
— Retirement Accounts
IRA Required Minimum Distribution (RMD) Table 2025
The article discusses required minimum distributions (RMDs) for retirement accounts such as traditional IRAs and 401(k) plans. It explains how RMDs are calculated based on life expectancy, and the consequences of not withdrawing the required amount by the deadline. It also mentions the new legislation that raised the age to start taking RMDs from 72 to 73. Lastly, it highlights that RMDs do not ap... more
Sep 8, 2025 7:27 AM
— Interest Rates
Best high-yield savings rates today – September 8, 2025
Online-only banks like Peak Bank and ZYNLO Bank are offering high-yield savings accounts with competitive rates of 4.35 percent APY. These accounts are insured by the FDIC. Banks often adjust their APYs in response to Federal Reserve interest rate changes, and there is anticipation for a rate cut at the upcoming FOMC meeting. Even with potential rate decreases, federally insured high-yield savings... more
Sep 6, 2025 3:25 AM
— Mortgage Rates
Bad news for workers, good news for mortgage borrowers
The weak August jobs report has led to a decrease in mortgage rates, with the 10-year Treasury yield also dropping to its lowest level since April. The Federal Reserve is expected to cut rates in response to the slowing job growth. However, rising inflation could complicate their decision. The decline in mortgage rates is seen as good news for homebuyers looking to purchase, as it provides more op... more
Sep 5, 2025 9:24 AM
— Home Equity Loans and HELOCs
Home Equity News: This Week's Roundup
Bankrate's national survey of lenders shows that the average rate on a $30,000 home equity loan remains steady at 8.22%, while the average rate on a $30,000 home equity line of credit (HELOC) has increased to 8.90%. The 30-year fixed-rate loan has dropped to 6.54%, the lowest in almost a year. Chase has reentered the home equity lending market. Homeowners can use home equity to buy a second proper... more
Sep 5, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decrease: Is now the best time to lock? | Today's mortgage and refinance rates, September 4, 2025
Average mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have decreased, while jumbo loan rates have risen. Mortgage rates are dropping due to the possibility of a Federal Reserve cut. Although rates have fallen, history shows that a Fed rate cut may not always result in lower mortgage rates. The average 30-year mortgage rate has reached an 11-month low. Tips are provided for those loo... more
Sep 3, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Rise Slightly, Still Near 11-Month Low
The article discusses the current state of mortgage rates, mentioning that rates have been low since mid-October 2024. It also touches on the affordability of homes based on the median family income and home prices. The Federal Reserve's decision to potentially cut rates is mentioned, but it is noted that mortgage rates are influenced by investor appetite for 10-year Treasury bonds. The article al... more
Sep 3, 2025 6:25 AM
— Interest Rates
Wall Street Prime Rate | WSJ Current Prime Rate Index
The article explains that The Wall Street Journal surveys large banks to set the consensus prime rate, which is the rate at which banks lend money to their most-favored customers. The prime rate will move up or down in line with changes by the Federal Reserve Board. Banks use the prime rate to set rates on consumer loan products like credit cards or auto loans.
Sep 3, 2025 3:24 AM
— Mortgage Rates
Don’t shortchange investments to buy a house — even at today’s rates
The article discusses how many Americans are cashing in stock holdings to buy homes due to the combination of the stock market setting records, rising home prices, and mortgage rates above 6.5 percent. It explains the benefits of taking out a mortgage instead of paying cash for a home, even with higher interest rates. The article also highlights the importance of balancing mortgage payments with i... more
Sep 3, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decrease: When will rates retreat? | Today's mortgage and refinance rates, September 2, 2025
Average mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have decreased. The likelihood of a Federal Reserve rate cut has caused these changes, but the correlation between Fed rate cuts and mortgage rate changes is not always consistent. The current average rates for various mortgage types have been listed, and the Mortgage Rate Variability Index indicates more stability in mortgage of... more
Sep 1, 2025 2:24 PM
— Interest Rates
High-Yield Savings Rates Today: September 1, 2025 | You Can Still Earn Up To 4.35% APY
Market watchers eagerly wait to see if the Federal Reserve will lower its benchmark rate at the upcoming meeting, which could lead to lower rates on loans. Savers may not benefit from a rate cut as it could result in declines in savings account interest rates. The top savings account APY is currently 4.35 percent. The Federal Reserve has not changed rates at its previous meetings but may consider ... more
Aug 29, 2025 2:24 PM
— Debt Consolidation Loans
How a personal loan can help you achieve financial freedom
Bankrate's Financial Freedom Survey found that most U.S. adults feel financially insecure due to rising inflation. Personal loans, often misunderstood, can be a valuable tool for achieving financial freedom by consolidating debt, improving credit scores, and providing a fixed payoff date. Unlike credit cards, personal loans have fixed payments and cannot be reused. Financial literacy is crucial, a... more
Aug 29, 2025 12:14 PM
— Interest Rates
How Trump's Push To Remake The Fed Could Backfire On Your Wallet
President Trump is attempting to remove Fed governor Lisa Cook from her position due to allegations of fraud, despite Cook filing a lawsuit against the attempt. Political interference in the Fed could lead to higher interest rates and inflation, impacting consumers negatively. Trump's efforts to control the Fed could weaken its independence and harm the economy.
Aug 29, 2025 12:14 PM
— Mortgage Rates
30-year mortgage rates fall: How long should buyers wait? | Today's mortgage and refinance rates, August 29, 2025
Average mortgage rates were mostly lower compared to last week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM moving lower. The Federal Reserve is expected to cut interest rates next month, but it may not lead to a significant drop in mortgage rates. Mortgage rates are predicted to remain in the mid- to high-6 percent range through the end of the year. The current average rate for a 30-... more
Aug 29, 2025 10:24 AM
— Home Equity Loans and Lines of Credit (HELOCs)
Coming home: Chase launches new HELOC, returning to equity lending
During the COVID-19 pandemic in 2020, big banks like Chase and Wells Fargo paused their home equity lines of credit (HELOCS) due to the economic uncertainty. However, as home values and equity stakes have increased, Chase has reentered the HELOC market with a new product that allows borrowers to tap up to 80% of their home's value. The minimum credit score required is 720, and funds can be accesse... more
Aug 28, 2025 3:24 AM
— Housing Market
Rates or prices? Which need to drop to make buying a house more affordable?
The article discusses the current state of the housing market with a focus on affordability for potential homebuyers. It highlights the impact of mortgage rates and home prices on monthly payments, as well as the predictions for future rate drops. It also touches on factors influencing housing affordability, such as supply and demand, income levels, and budget considerations.
Aug 28, 2025 3:24 AM
— Student Loan Forgiveness
Changing repayment options and infinite backlogs: What recent student loan litigation means for you
Recent court decisions have blocked the SAVE repayment plan for federal student loans, impacting nearly 8 million borrowers. Borrowers were placed in interest-free forbearance during litigation, but interest began accruing again in August 2025. Processing delays in income-driven repayment plan requests have created a backlog, delaying loan forgiveness for many borrowers. The U.S. Department of Edu... more
Aug 27, 2025 3:28 AM
— Tax Deductions for Auto Loans
Who Qualifies For The New Auto Loan Interest Deduction?
The article discusses a new federal tax law that allows taxpayers to deduct car loan interest, but the savings may not be as significant as some drivers hope. The deduction is part of the Trump administration's effort to promote American-made goods. To qualify for the deduction, the vehicle must be purchased between 2025 and 2028, be under 14,000 pounds, and have final assembly in the United State... more
Aug 27, 2025 3:24 AM
— Interest Rates
Are You Losing Money In Your High-Yield Savings Account?
Many savers are finding that the yields on their high-yield savings accounts have decreased significantly over the past few years, impacting their earnings. This is due to banks adjusting their rates based on the federal funds rate. Savers are advised to regularly check their rates and consider alternatives like CDs, T-bills, or brokerage-linked accounts to maximize returns. It is recommended to m... more
Aug 26, 2025 3:28 AM
— Interest Rates
High-yield savings rates today: August 25, 2025 | Savers enjoy yields surpassing 4%, but likely not for long
High-yield savings account interest rates have been strong due to the Federal Reserve's tighter monetary policy. However, experts anticipate a rate cut in the near future, which could lower savings yields. The Fed's decisions directly impact how much individuals can earn on their savings accounts, and economists predict at least one rate cut by the end of 2025. Savers should take advantage of the ... more
Aug 25, 2025 5:25 AM
— Mortgage Rates
30-year mortgage rates decrease: Should homebuyers wait? | Today's mortgage and refinance rates, August 27, 2025
Mortgage rates were mostly lower compared to the previous week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. The Federal Reserve is expected to cut interest rates next month, but this might not lead to a significant drop in mortgage rates. Rates are projected to remain in the mid- to high-6 percent range for the rest of the year. The article provides current average rates f... more
Aug 25, 2025 3:28 AM
— Housing Market
The True Cost of Home Insurance in 2025
The cost of home insurance is rising for many Americans due to extreme weather and increasing rebuilding costs. Factors like credit history, deductible level, and filed claims impact insurance premiums. The average annual cost of home insurance is $2,470, representing 3.18% of median household income. Home insurance costs have increased nationally by 9% since 2023, with the highest increases seen ... more
Aug 23, 2025 7:24 AM
— Tax Deductions
Rebecca Rosenberg
The article discusses 10 tax credits and deductions that can help individuals reduce their tax bill or increase their tax refund. It also mentions Bankrate.com as a source of financial information and services.
Aug 23, 2025 3:28 AM
— Mortgage Rates
Mortgage rates rise slightly, still near lowest levels in 10 months
Mortgage rates have reached their lowest levels in nearly a year, with a 30-year fixed mortgage rate at 6.61 percent. Despite this drop, affordability remains a challenge for many buyers due to the high median home prices. The Federal Reserve's decision to leave the federal funds rate unchanged has not necessarily impacted mortgage rates, as they are more influenced by investor appetite for 10-yea... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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