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News for: Mortgage Rates
Showing 169 - 192 of 1555 results
Jan 28, 2026 3:35 PM
— Mortgage Rates
FOMC Maintains Target Range for Federal Funds Rate; MBA Economist Weighs In
The Federal Reserve decided to keep the federal funds target range unchanged, with inflation remaining above their target and the job market showing signs of softening. There were two dissents in favor of another rate cut. The majority seems to be in favor of pausing the rate-cutting cycle unless the job market weakens further. Mortgage rates are forecasted to remain relatively stable, which is ex... more
Jan 28, 2026 3:32 PM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 8.5% compared to the previous week. Refinance applications fell by 16% due to an increase in mortgage rates, with the 30-year fixed rate reaching 6.24%. Purchase applications were 18% higher than the previous year. The refinance share of mortgage activity decreased, while the FHA share increased. Interest rates for various types of mortgages either increased or d... more
Jan 28, 2026 1:32 PM
— Mortgage Rates
What the Fed's first look in 2026 means for mortgages
Mortgage professionals surveyed do not expect interest rates to fall significantly in 2026 despite the initial take on the economy by the Federal Open Market Committee. The latest jobs numbers are not predicted to result in major monetary policy changes. Some concerns about inflation were noted, but employment is seen as a larger downside risk.
Jan 28, 2026 1:30 PM
— Mortgage Rates
Mortgage Rate Winning Streak Ends, But Just Barely
The Federal Reserve made a rate announcement which did not result in any change to the Fed Funds Rate. The lack of surprises in the announcement led to no significant impact on mortgage rates. Federal Reserve Chair Powell's press conference also did not unveil any new information that could cause a market reaction. Overall, financial markets, including stocks and bonds, remained flat following the... more
Jan 28, 2026 12:34 PM
— Mortgage Rates
Mortgage Rates Steady Ahead of Fed Meeting as Eyes Turn to Spring Housing Market
The Federal Reserve is expected to conclude a two-day meeting with no significant changes to mortgage rates, which currently remain in the low-6% range. Policymakers are anticipated to keep benchmark rates unchanged.
Jan 28, 2026 11:30 AM
— Mortgage Rates
Fed holds interest rates steady: What that means for mortgages, credit cards and loans
The Federal Reserve decided to keep its benchmark interest rate unchanged, affecting various financial aspects including mortgage rates, credit card rates, auto loan rates, and student loan rates. Housing affordability issues persist, with little direct impact from the Fed on fixed mortgage rates. Trump's directive to Fannie Mae and Freddie Mac led to a temporary drop in mortgage rates. Credit car... more
Jan 28, 2026 9:34 AM
— Mortgage Rates
Mortgage rates move down, matching three-year low
The article discusses the current state of mortgage rates, noting a slight increase in rates but still remaining relatively low compared to previous years. It mentions President Trump's influence on mortgage rates through his direction to buy mortgage-backed securities, which led to a temporary reduction in rates. The article also mentions the Federal Reserve holding its benchmark interest rate st... more
Jan 28, 2026 9:31 AM
— Mortgage Rates
The Fed Didn’t Cut Interest Rates. Here Are 5 Things To Watch Next
The article discusses the Federal Reserve's decision to leave interest rates unchanged at its first meeting in 2026, keeping borrowing costs at elevated levels for Americans. The decision was made due to concerns about inflation and the labor market. Although the Fed is expecting to cut rates later in the year, investors and policymakers have varying expectations about the number and timing of the... more
Jan 28, 2026 9:05 AM
— Mortgage Rates
Mortgage demand dampens as interest rates tick up
Mortgage application volume decreased by 8.5% due to a rise in interest rates affecting refinancing activity. Despite the decline, purchase demand remained higher than the previous year. The average contract interest rate for 30-year fixed-rate mortgages increased to 6.24%, leading to a decrease in the refinance share of total mortgage activity. Federal Housing Administration refinancing increased... more
Jan 28, 2026 9:00 AM
— Mortgage Rates
Mortgage Rates Dip Ahead of Fed Decision | Today, January 28, 2026
Mortgage rates regressed this morning, with the average 30-year fixed mortgage rate currently at 6.17%. Experts advise borrowers to consider refinancing or tapping into home equity. Adjustable-rate mortgages have lower initial rates but adjust based on market conditions later. The Federal Reserve will announce its rate decision today at 2pm ET, expected to remain stable. Different mortgage rate fo... more
Jan 28, 2026 8:30 AM
— Mortgage Rates
How to get the lowest mortgage rates possible in 8 steps
This article provides eight hacks for getting the lowest mortgage rate possible in the 2026 housing market. It discusses how mortgage rates vary by credit score, how debt-to-income ratio influences interest rates, the advantages of making a larger down payment, how buying discount points can lower your rate, and details special financing options like rate buydown programs. It also mentions the ben... more
Jan 28, 2026 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 28, 2026: Rates slip even further below 6%
According to Zillow, the average 30-year fixed mortgage rate is down to 5.93% while the 15-year fixed rate remains at 5.47%. The article also discusses various mortgage rate options including 20-year fixed, VA loans, and ARMs. It highlights the advantages and disadvantages of different mortgage terms such as 30-year vs. 15-year fixed rates and ARMs. Factors influencing mortgage rates and refinanci... more
Jan 28, 2026 3:30 AM
— Mortgage Rates
Mortgage demand drops 8.5%, as interest rates swell to the highest level in 3 weeks
Mortgage interest rates rose for the first time in a month, leading to a decrease in total mortgage demand. Applications to refinance dropped while applications to purchase a home remained flat. The average loan size continued to stay at a high level.
Jan 28, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 28, 2026: A further dip below 6%
Mortgage rates are near recent lows with the average 30-year fixed rate at 5.93% and 15-year fixed rate at 5.47%, according to Zillow. Refinance rates are slightly higher. There are advantages and disadvantages to different mortgage terms such as 30-year and 15-year fixed rates, as well as adjustable-rate mortgages (ARMs). Factors such as credit score, debt-to-income ratio, and term length affect ... more
Jan 27, 2026 12:30 PM
— Mortgage Rates
Mortgage Rate Winning Streak Continues
Mortgage rates decreased for the 5th consecutive day with no clear underlying reasons or significant news affecting the market. The movement was minimal and not worth investigating further.
Jan 27, 2026 7:30 AM
— Mortgage Rates
Follow these 8 strategies for getting the lowest mortgage rates
The article discusses how to secure the lowest mortgage rate possible in the 2026 housing market. It provides tips such as improving credit score, reducing debt-to-income ratio, making a larger down payment, prepaying interest, and negotiating special financing or interest rate buydown with the lender. It also mentions the option of adjustable-rate mortgages and shorter-term loans for lower intere... more
Jan 27, 2026 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 27, 2026: Under 6% again
The average 30-year fixed mortgage rate is 5.97% while the 15-year fixed rate is 5.47%. Mortgage rates have remained below 6% since mid-November. Different types of mortgage rates and refinance rates are listed, along with a comparison between 15-year and 30-year mortgages. The article also discusses adjustable-rate mortgages and provides insights into how to get the lowest mortgage rates.
Jan 26, 2026 12:47 PM
— Mortgage Rates
Mortgage Rates Steady Ahead of Fed Meeting as Eyes Turn to Spring Housing Market
The Federal Reserve is projected to conclude a uneventful two-day meeting with no changes expected to mortgage rates, which are currently in the low-6% range. Benchmark rates are anticipated to remain unchanged.
Jan 26, 2026 12:32 PM
— Mortgage Rates
Lowest Mortgage Rates in Just Over a Week
Mortgage rates decreased slightly for the 4th consecutive business day, with the average top-tier 30yr fixed rate reaching its lowest point since January 16th. However, rates were even lower 2 weeks ago. The week ahead is expected to have little volatility, including the Fed announcement on Wednesday, as the outcome is already fully expected by financial markets.
Jan 26, 2026 9:37 AM
— Mortgage Rates
Mortgage Rates Static on Monday | Today, January 26, 2026
Mortgage rates remained steady over the weekend, providing low rates for those looking to purchase a home or refinance. The economic indicators are neutral, keeping interest rate movements flat for now. The average 30-year fixed mortgage rate is at 6.20%. Experts are advising on whether to refinance or tap into home equity, while also discussing financial assistance programs. Freddie Mac reports r... more
Jan 26, 2026 8:31 AM
— Mortgage Rates
Rates are still under 6%: Mortgage lenders with the best rates this week, Jan. 26, 2026
The article provides a list of the top 10 mortgage lenders with the best interest rates, most of which are offering rates just below 6%. It emphasizes the importance of shopping around for the lowest mortgage rate, as the savings could be significant. The article also explains the difference between interest rate and APR, which includes both interest rates and lender fees.
Jan 26, 2026 5:33 AM
— Mortgage Rates
Lower Rates Drive Application Growth, Even As Homes Take Longer to Sell
The housing market is beginning to stabilize due to a decrease in mortgage rates according to a recent report from Redfin.
Jan 26, 2026 2:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 26, 2026: A step higher from recent lows
The article provides an overview of current mortgage rates, with the average 30-year fixed rate at 6.00%, and provides insights on different types of mortgages, payment calculations, the use of adjustable-rate mortgages, and factors affecting mortgage rates like credit scores and down payments. It also discusses options like buying down interest rates through discount points at closing.
Jan 25, 2026 6:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 25, 2026: Rates level out
The average national mortgage rates for various terms are provided, indicating that rates have leveled out. The article also discusses the differences between 15-year and 30-year mortgages, the impact of fixed-rate and adjustable-rate mortgages, how to find the best mortgage lender, and factors that affect mortgage rates.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.