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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

News for: Yahoo Finance
Showing 169 - 192 of 612 results
Jan 3, 2026 4:32 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 3, 2026: Almost exactly where they were one week ago
The article provides information on current mortgage rates, including national averages for various types of mortgages, such as 30-year fixed, 15-year fixed, and ARMs. It discusses the advantages and disadvantages of different mortgage terms, such as a 30-year fixed-rate mortgage offering lower payments and predictability but higher interest rates in the long run. It also explains that while the c... more
Jan 2, 2026 8:30 AM — Mortgage Rates
8 strategies for getting the lowest mortgage rates in 2026
The article provides tips for securing the lowest mortgage rate in the 2026 housing market, including improving credit score, reducing debt-to-income ratio, making a larger down payment, and prepaying interest by buying discount points. It also discusses negotiating special financing, getting a rate buydown, and considering adjustable-rate mortgages or shorter-term fixed-rate loans as strategies t... more
Jan 2, 2026 7:30 AM — Mortgage Rates
Mortgage lenders with the best rates this week, Dec. 29-Jan. 4
The top five mortgage lenders have lowered their rates leading the field with rates in the sub-6% range. Navy Federal Credit Union leads the list with an offered interest rate of 5.5%. Shopping around for the lowest mortgage rate is crucial, as it could save borrowers up to an average of $44,000 over the life of a 30-year loan. APR, which includes both the interest rate and lender fees, is the mos... more
Jan 2, 2026 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 2, 2026: Last year, rates fell from 7% to near 6%
Mortgage rates have decreased over the past week, with the national average for a 30-year fixed mortgage at 6.15%, the lowest it has been in 2025. Various mortgage types and rates are listed, along with the difference between mortgage refinance rates and rates for purchasing a house. The article also discusses fixed-rate vs adjustable-rate mortgages and provides insight into deciding between a 15-... more
Dec 31, 2025 9:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 31: Down to a new 2025 low
Mortgage rates are projected to hit a new low at the end of 2025, with rates dropping for both 30-year and 15-year fixed home loans. The article discusses current mortgage rates, mortgage refinance rates, and the advantages and disadvantages of different loan terms, such as 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also provides tips on securing low mortgage refinance rates b... more
Dec 31, 2025 9:30 AM — Mortgage Rates
Mortgage rates end 2025 at fresh low, giving buyers an 'encouraging sign' into new year
Mortgage rates hit a fresh low at the end of 2025, giving potential homebuyers momentum going into 2026. Rates for both 30-year and 15-year mortgages decreased, leading to an increase in housing contract activity in November. The stability of lower rates has helped bring buyers and sellers back to the market, with economists expecting rates to remain around current levels in the upcoming year.
Dec 30, 2025 7:30 AM — Mortgage Rates
8 tips for getting the lowest mortgage rates in 2026
This article provides tips on how to secure the lowest mortgage rate possible in the 2026 housing market. It emphasizes the importance of credit score, debt-to-income ratio, down payment amount, and potentially buying discount points to lower the interest rate. The article also discusses negotiating special financing with sellers or builders, obtaining interest rate buydowns, and considering adjus... more
Dec 30, 2025 5:30 AM — Mortgage Lenders
As Mortgage Rates Remain High, This 1 Stock Has Been a Big Winner in 2025
Mortgage rates remain high despite the Federal Reserve cutting interest rates, impacting the housing market. Rocket Companies, a residential mortgage finance provider, has outperformed its peers by creating a vertically integrated platform through strategic acquisitions. Rocket Companies operates through brands like Rocket Mortgage, offering efficient and transparent home purchasing solutions.
Dec 30, 2025 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 30, 2025: Slipping below 6%
The article discusses the current mortgage rates as of now, with Zillow data providing national averages for different types of mortgages. It also talks about how mortgage calculators can help determine payments and the differences between 15-year and 30-year mortgages. Additionally, it delves into fixed-rate and adjustable-rate mortgages, the forecast for future rate changes, and expert predictio... more
Dec 29, 2025 7:30 AM — Mortgage Rates
When will mortgage rates go down? Rates have hardly budged in the past 2 months.
Mortgage rates have remained largely unchanged since late October, with the 30-year fixed-rate mortgage rate decreasing by three basis points to 6.18% as of December 24. Rates are likely to only slightly decrease in 2026. The Federal Reserve lowering the fed funds rate affects mortgage rates, but mortgage rates more closely follow the 10-year Treasury yield, which opened at 4.12% on December 26. I... more
Dec 29, 2025 7:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 29, 2025: Mostly unchanged for 2 months
The article discusses current mortgage rates for different types of loans, such as 30-year fixed, 15-year fixed, and 5/1 ARM, as well as refinance rates. It also compares the payments and total interest costs for 30-year and 15-year mortgages, along with adjustable-rate mortgages and factors to consider when choosing a loan. Additionally, it provides information on interest rate buydowns and menti... more
Dec 29, 2025 7:02 AM — Housing Market
'Homebuyer momentum is building': Pending home sales jump by most since February 2023 in November
Pending home sales increased by 3.3% in November due to lower mortgage rates and slowing price growth. All regions of the country saw an uptick in homes going under contract, with the West showing the biggest gain. The housing market has been showing signs of improvement after being in a freeze due to rapidly rising mortgage rates and high home prices. Economists expect the market to gradually nor... more
Dec 28, 2025 7:30 PM — Mortgage Rates
Why mortgage rates are stuck at 6.2% — and might stay there
Mortgage rates have remained stable at relatively high levels due to a weakening labor market and high inflation. The recent government shutdown disrupted economic reports, making it difficult to predict future trends. Experts expect only minor fluctuations in rates next year, with most predicting rates to stay around the current levels.
Dec 28, 2025 5:30 AM — Mortgage Lending
Paris Hilton took out a mortgage on the $63 million mansion she bought from Mark Wahlberg. Here’s why that’s actually a smart financial decision
Despite her high net worth, Paris Hilton reportedly took out a $43.75 million mortgage for her $63 million Beverly Hills mansion. Experts say wealthy individuals often use mortgages to keep cash liquid and invest in higher-yield opportunities. This strategy is common among ultrawealthy individuals, including celebrities like Beyoncé, Jay-Z, Elon Musk, and Mark Zuckerberg.
Dec 27, 2025 11:37 AM — Home Equity Line of Credit (HELOC)
HELOC rates today, December 27, 2025: Lowest HELOC rates in 3 years
The national average HELOC rate is at its lowest level in three years, making it a good time for homeowners to consider tapping into their home equity. HELOC rates are different from primary mortgage rates and can vary depending on the lender. Homeowners with low primary mortgage rates and significant equity in their homes may benefit from obtaining a HELOC to access cash for home improvements, re... more
Dec 27, 2025 4:32 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 27, 2025: A fraction above 6%
The article provides information on current mortgage rates, including averages for 30-year fixed, 20-year fixed, and 15-year fixed rates, as well as 5/1 ARM, 7/1 ARM, and VA loan rates. It also discusses the pros and cons of different mortgage terms, such as 30-year fixed, 15-year fixed, and adjustable-rate mortgages. Additionally, the article offers insights into when to buy a house, the importan... more
Dec 26, 2025 7:30 AM — Mortgage Rates
Mortgage lenders with the best rates this week, Dec. 22-28, 2025
According to a survey conducted by Yahoo Finance, the top five mortgage lenders are offering rates in the upper 5% range. The leading lenders have rates below 6%, including fees, showcasing the significant variation in mortgage rates across lenders. The article emphasizes the importance of considering the annual percentage rate (APR), which includes both the interest rate and lender fees, when com... more
Dec 25, 2025 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 25, 2025: Mortgage rates drifting
The average 30-year fixed mortgage rate has decreased this week to 6.18%, while the average 15-year fixed rate is up to 5.50%. Various lenders have different rates for purchase mortgages and refinance mortgages. Mortgage rates can be influenced by factors such as the economy and individual borrower characteristics. Different mortgage terms, such as 30-year and 15-year fixed-rate mortgages, come wi... more
Dec 24, 2025 9:30 AM — Mortgage Rates
When will mortgage rates go down? Rates are holding steady to close out the year.
Mortgage rates have not changed significantly since the Fed cut the federal funds rate in December. The 30-year fixed-rate is currently at 6.18%, down from 6.85% the previous year. Experts predict only a slight decrease in rates in 2026. While mortgage rates follow the fed funds rate, they are more closely tied to the 10-year Treasury yield. The housing market is facing high demand and low supply,... more
Dec 24, 2025 9:30 AM — Mortgage Rates
Merry Christmas: 30-year mortgage rates dip lower
Mortgage rates slightly decreased in the last week as new economic data presented mixed signals. The 30-year rate fell to 6.18% while the 15-year rate rose to 5.5%. Despite the slight decrease, rates are expected to remain stable through the end of the year due to lighter holiday trading. Mortgage applications for purchases and refinancing are also decreasing as the year comes to a close.
Dec 24, 2025 9:01 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 24: All is calm
The article discusses the current mortgage rates and refinancing rates provided by Freddie Mac and Zillow, covering 30-year fixed, 20-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM, and VA loans. It compares the pros and cons of various mortgage types like 30-year fixed, 15-year fixed, and adjustable-rate mortgages, noting how interest rates and term lengths impact monthly payments. Additionally, it ... more
Dec 24, 2025 7:30 AM — Mortgage Rates
Top 5 lenders remain in the 5% range: Mortgage lenders with the best rates this week, Dec. 22-28, 2025
Top five mortgage lenders are offering rates in the upper-5% range according to a survey by Yahoo Finance, with Citi Mortgage leading at 5.755%. Mortgage rates vary significantly between lenders with a potential savings of over $220 a month and $80,000 in interest over the life of the loan. It's important to focus on the APR which includes both interest rates and lender fees for an accurate compar... more
Dec 24, 2025 4:30 AM — Interest Rates
Treasury official: The Fed can cut rates next year, even in the face of strong growth
The Trump administration expects the economy to grow at a pace of 3% and believes the Federal Reserve can continue to lower interest rates in that environment. Despite a stronger-than-expected GDP reading in the third quarter, Fed officials have only penciled in one rate cut for all of next year. Trump wants his next Fed chair to lower interest rates if the economy is doing well.
Dec 23, 2025 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, December 23, 2025: Substantially unchanged
The article discusses the current mortgage rates for purchase and refinance, provides examples of different mortgage amounts and terms, explains the difference between fixed-rate and adjustable-rate mortgages, and gives insights on how economists expect mortgage rates to change in the coming years.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.

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