Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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News for: The Mortgage Reports
Showing 169 - 192 of 210 results
Dec 22, 2025 7:53 AM
— Mortgage Rates
Mortgage Rates Up Slightly Over Weekend | Today, December 22, 2025
Mortgage rates have slightly increased over the weekend but are still within a tight range. Negotiating and exploring financial assistance programs can help buyers achieve lower rates. The average rates for 30-year fixed, 15-year fixed, and 5/1 adjustable mortgages are provided along with expert predictions about their stability. Economic reports for the week are minimal, with most likely focusing... more
Dec 19, 2025 7:26 AM
— Mortgage Rates
Mortgage Rates Down | Today, December 19, 2025
Mortgage rates fell slightly, but future movements are uncertain due to stock market and Treasury yields. Refinancing or tapping into home equity is still a viable option for borrowers. Various mortgage rates are provided for different terms, with expectations for rates to remain relatively stable. Economic reports and information about home sales are also included in the article.
Dec 19, 2025 5:31 AM
— Mortgage Lending
Reverse Mortgage vs. Life Settlement: Which Unlocks More Value?
The article compares and contrasts reverse mortgages and life settlements as financial strategies for retirees to supplement their income. Reverse mortgages allow homeowners to borrow against their home equity without making monthly payments and are repaid when the borrower sells the home, moves out, or passes away. On the other hand, life settlements involve selling an existing life insurance pol... more
Dec 19, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Flat, Inflation Numbers Down | Today, December 18, 2025
The article discusses how mortgage rates remained close to the previous day's levels due to factors such as decreased inflation and declining Treasury yields. It advises on considering refinancing or tapping into home equity, negotiating for better rates, and qualifying for financial assistance. It also provides information on average 30-year fixed and 15-year fixed mortgage rates, ARM rates, and ... more
Dec 17, 2025 7:34 AM
— Mortgage Rates
Mortgage Rates All Drop After Poor Employment Report | Today, December 17, 2025
Mortgage rates reversed their early-week growth due to gloomy economic indicators and plummeting stocks. It is suggested to still consider refinancing or tapping into home equity. The average rates for 30-year fixed, 15-year fixed, and 5/1 adjustable rate mortgages are provided, with insights on each type. Commentary from Federal Reserve policymakers and forecasts from Fannie Mae, the Mortgage Ban... more
Dec 16, 2025 5:54 AM
— Mortgage Lenders
What Is a HECM Refinance? Eligibility, Costs & When It Makes Sense
A HECM refinance allows existing reverse mortgage holders to replace their current loan with a new one, potentially unlocking more equity or providing better access to funds. Refinancing depends on factors like changes in home value, age, interest rates, and financial needs. It's important to evaluate the potential benefits against the drawbacks and work with a lender who specializes in reverse mo... more
Dec 15, 2025 10:56 AM
— Mortgage Lenders
HECM vs. Jumbo Reverse Mortgage: How to Choose the Best Fit
The article discusses the differences between a Home Equity Conversion Mortgage (HECM) and a jumbo reverse mortgage, two options for homeowners age 62 and older to tap into their home equity. HECMs are insured by the Federal Housing Administration and come with borrower protections, while jumbo reverse mortgages are offered by private lenders and have different eligibility requirements, interest r... more
Dec 15, 2025 8:46 AM
— Mortgage Rates
Mortgage Rates Inch Up to Start Week | Today, December 15, 2025
The article discusses how mortgage rates have risen slightly but remain below 6.3%. It mentions the importance of refinancing or tapping into home equity. It also provides information on different types of mortgage rates and their historical averages. Economic indicators and Federal Reserve commentary hint at possible changes in mortgage rates. Fannie Mae and MBA have forecasts for mortgage rates ... more
Dec 12, 2025 7:50 AM
— Mortgage Rates
Mortgage Rates Quiet Heading into Weekend | Today, December 12, 2025
The article discusses the movements in mortgage rates following the December Fed cut and how mix economic indicators could add upward pressure on interest rates. It also provides information on average mortgage rates, types of mortgages available, and factors influencing mortgage rates.
Dec 12, 2025 5:32 AM
— Reverse Mortgages
HECM Loan Limits: What They Are and How They Work in 2025
A Home Equity Conversion Mortgage (HECM) allows homeowners 62 and older to borrow against their home equity without making monthly mortgage payments. Each year, the Federal Housing Administration (FHA) sets a maximum loan limit for these reverse mortgages. The 2026 HECM loan limit is $1,249,125, and it's tied to shifts in national home prices. A higher limit means more home value can be included i... more
Dec 11, 2025 7:58 AM
— Interest Rates
Mortgage Rates Flat After Fed Cut | Today, December 11, 2025
Following the Federal Reserve rate cut decision, mortgage rates remained relatively steady. Economic indicators such as a drop in Treasury yields are expected to slightly lower interest rates in the short term. Refinancing and tapping into home equity are still viable options, while negotiating and seeking financial assistance can help lower rates for potential buyers. Various mortgage rates for 3... more
Dec 10, 2025 2:31 PM
— Interest Rates
Fed Cuts Rates Again in December. Will Mortgage Rates Fall?
The Federal Reserve made its third consecutive federal funds rate cut of 2025 in December due to weak employment and overall economic uncertainty. While mortgage rate movements varied after the cuts, interest rates trended downwards over the last three months. The central bank's decision signaled weakness in the labor market and an unstable economic forecast, with more cuts potentially on the hori... more
Dec 10, 2025 8:32 AM
— Mortgage Rates
Mortgage Rates Drop Before Fed Cut Announcement | Today, December 10, 2025
Mortgage rates reversed their opening week gains ahead of the Federal Reserve December Open Market Committee meeting. The average 30-year fixed mortgage rate was 6.26%, while the average 15-year fixed mortgage rate was 5.63%. Uncertainty regarding the Federal Open Market Committee's meeting could result in short-term volatility in mortgage rates.
Dec 8, 2025 7:17 AM
— Mortgage Rates
Mortgage Rates Rise Ahead of Fed Meeting | Today, December 8, 2025
Mortgage rates increased incrementally over the weekend due to Treasury yield expansion. Despite regressing from annual lows, it may still be advantageous to refinance or tap into home equity. Negotiating rates and qualifying for assistance programs can help potential buyers lower barriers to entry. Rates for 30-year fixed mortgages are at 6.28%, while 15-year fixed rates are at 5.62%. ARMs have l... more
Dec 8, 2025 4:56 AM
— Mortgage Lenders
HECM Lien Status: What It Means for Reverse Mortgage Borrowers
A Home Equity Conversion Mortgage (HECM) requires the loan to be recorded as the first lien on the property, ensuring that the reverse mortgage has priority over all other claims when the home is sold or the loan becomes due. Existing mortgages, HELOCs, and other liens must be paid off before closing, and involuntary liens can affect the process. Any HECM proceeds must first go towards paying off ... more
Dec 5, 2025 11:12 AM
— Mortgage Lenders
Tomo Mortgage Lender Review for 2025: Rates and Loan Options
Tomo Mortgage offers competitive rates and transparent pricing, with no origination fees and quick preapprovals. They provide conventional, FHA, VA, and jumbo loans but do not offer USDA loans, HELOCs, or certain refinancing options. Customer reviews praise their communication and punctual closings, although in-person service is not available. Tomo has a positive reputation with low complaint volu... more
Dec 5, 2025 9:31 AM
— Mortgage Rates
Mortgage Rates Mostly Flat | Today, December 5, 2025
The article discusses slight mixed movements in mortgage rates, potential upward pressure on interest rates due to economic indicators, options for refinancing or tapping into home equity, average fixed mortgage rates reaching 6.27%, and insights on 15-year fixed rates and adjustable-rate mortgages. It also mentions upcoming economic reports and forecasts by Freddie Mac, Fannie Mae, and the Mortga... more
Dec 4, 2025 11:15 AM
— Mortgage Lenders
Homebuying Strategies for Gig Workers: Expert Q&A
Over a quarter of Americans had a side job in 2025, typically in the gig economy without a W-2. Most lenders have adapted to this trend, as long as borrowers claim their income correctly. Curtis Knuth, an expert in credit reporting and income verification, shared insights on how gig workers can navigate the competitive housing market, emphasizing the importance of proper income documentation and c... more
Dec 4, 2025 11:14 AM
— Mortgage Lenders
Reverse Mortgages Could Get Cheaper & Easier With New Proposals
The Mortgage Bankers Association (MBA) is pushing for changes to the current reverse mortgage system, citing high costs, complexity, and discouraging upfront fees as barriers for potential borrowers. Some proposed changes include adjusting upfront mortgage insurance premiums based on the amount borrowed, raising principal limit factors for borrowers to access more funds, and modernizing the apprai... more
Dec 4, 2025 8:22 AM
— Mortgage Rates
Mortgage Rates Inch Up | Today, December 4, 2025
Mortgage rates rose a few basis points in the morning, erasing previous declines. Economic indicators suggest upward pressure on interest rates in the short term. The article advises on refinancing, tapping into home equity, negotiating rates, and exploring financial assistance programs to lower barriers to entry. Various mortgage rates for 30-year fixed, 15-year fixed, and 5/1 adjustable-rate mor... more
Dec 3, 2025 10:51 AM
— Home Equity Loans
QA Scheduling Post
Experts recommend against using home equity for holiday spending, but suggest wise uses for home equity that can benefit your finances. One option is a debt consolidation refinance, which can be a smart financial choice.
Dec 3, 2025 8:21 AM
— Mortgage Rates
Mortgage Rates Drop, Employment Craters | Today, December 3, 2025
Mortgage rates have decreased due to a big decline in private sector jobs, possibly leading to more downward pressure on interest rates. The article discusses the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 adjustable-rate mortgages. It also mentions the uncertainty in the market and how economic indicators impact mortgage rates.
Dec 3, 2025 4:34 AM
— Mortgage Rates
Test Post
The article discusses the daily fluctuations in mortgage rates, indicating that they have both risen and fallen recently. It also mentions the impact of economic indicators on interest rates.
Dec 2, 2025 3:31 PM
— Mortgage Lenders
Matt Linscott | Mortgage Rates, Mortgage News and Strategy
The article discusses how to determine how much you can afford for a home by considering factors like home price, monthly payment, income, and down payment requirements. It also mentions reduced costs and rates for former or current military members, as well as zero-down loan options provided by the USDA for homes outside major cities.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.