Mortgage News
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News for: National Mortgage News
Showing 169 - 192 of 402 results
Nov 12, 2025 7:31 PM
— Mortgage Lenders
Citi tops J.D. Power mortgage satisfaction rankings
A shift towards building relationships over transactions has increased customer satisfaction and brand loyalty in the mortgage industry. There has been a rise in application error findings for the second consecutive quarter. While Rocket Mortgage's satisfaction score improved, the industry as a whole saw a slight drop. Mortgage companies are looking towards artificial intelligence for the future o... more
Nov 12, 2025 10:36 AM
— Interest Rates
December Fed rate cut still on the table for most economists
Economists are uncertain if the Federal Open Markets Committee will make a third interest rate cut in December. Carrington acquired Reliance, Rocket Companies suffered a loss but celebrated acquisitions, the 30-year rate dropped slightly due to Powell's comments, and traders are preparing for various Fed outcomes. Government-sponsored enterprises are considering expanding mortgage transfers and pr... more
Nov 12, 2025 4:36 AM
— Mortgage Rates
Refi spike tapers off despite falling rates
Refinancing slowed down in October after consecutive months of dramatic spikes, pushing down rate-lock activity. Two government-sponsored enterprises are looking into expanding mortgage transfers between borrowers. Rate-and-term transactions, cash-outs, and purchase loans increased. Mortgage loan application volume rose. Refinancing pushed mortgage originations higher as rates eased, but rising de... more
Nov 12, 2025 4:35 AM
— Mortgage Lenders
Fannie, Freddie eyeing assumable or portable loans: Pulte
Fannie Mae and Freddie Mac, under conservatorship in the US, are exploring more opportunities with loans transferred between buyers and sellers, with the goal of speeding up lower-cost home creation. Federal Housing Finance Agency Director Bill Pulte is working towards a partnership to achieve this goal and has been critical of homebuilders and the Fed chair in a recent interview.
Nov 11, 2025 4:31 AM
— Mortgage Lending
Mortgage credit availability hits 3-year high
Mortgage credit availability reached a three-year high due to a significant increase in conventional mortgages. Various companies and organizations in the industry, such as Fortress, First American, Planet Home Lending, and the Mortgage Bankers Association, have made significant moves and predictions recently.
Nov 10, 2025 4:35 AM
— Mortgage Products
Trump, Pulte float 50-year mortgage use in U.S.
Government-sponsored enterprise reform could potentially lead to the creation of a 50-year mortgage product, which President Trump believes will help more Americans afford monthly payments on homes. However, analysts warn that while this type of mortgage could reduce monthly payments for borrowers, it would also double the amount of interest the owner pays over the life of the loan.
Nov 10, 2025 2:53 AM
— Mortgage Rates
Refi opportunities hit 3-year high as rates ease
The number of homeowners who can reduce their monthly payments by refinancing has hit a multi-year high due to weakening mortgage rates. Various markets for home equity products are emerging, and advancements in technology are making it easier for traditional offerings to reach consumers. President Trump and housing regulator Bill Pulte are considering introducing a 50-year fixed-rate mortgage. Re... more
Nov 8, 2025 4:35 AM
— Housing Market
Pulte suggests new Fannie Mae, Freddie Mac business deals
Bill Pulte sees potential partnerships emerging with government-sponsored enterprises to increase profits. President Trump urges Fannie Mae and Freddie Mac to assist in lower-cost home creation and help with vacant lots. The head of the oversight agency is implementing changes and urging investors to review risk factors.
Nov 6, 2025 10:15 AM
— Mortgage Rates
Mortgage rates bounce back up after month of drops
After a month of consecutive drops, mortgage rates increased this week following the rise of the 10-year Treasury yield by 0.2 percentage points. Observers attribute the government shutdown and lack of data as reasons for keeping mortgage rates stable within a narrow range.
Nov 5, 2025 5:52 AM
— Housing Market
Fannie Mae, Freddie Mac housing goals need revisions: MBA
The Mortgage Bankers Association supports the reduction of low-income single-family finance goals for Fannie Mae and Freddie Mac. The number of qualified refinance candidates has increased as mortgage rates ease. There is consideration of introducing a 50-year fixed-rate mortgage. The debate on who should be the MBS buyer of last resort is ongoing.
Nov 5, 2025 4:31 AM
— Housing Market
How Mamdani's win is roiling New York's real estate market
Zohran Mamdani is causing disruptions in New York's real estate market. Two major companies, Compass Inc. and Zillow Inc., are involved in a legal battle that could impact how homes are marketed and sold. Despite international hesitancy, interest in investment properties in the U.S. remains strong. Mortgage rates have remained relatively stable, with predictions that they will stay within a narrow... more
Nov 5, 2025 3:07 AM
— Mortgage Rates
Mortgage Applications
Economic tensions between the U.S. and China drove interest rates down last week, leading to a surge in refinance applications. Purchase mortgage applications are declining due to supply constraints. Mortgage rates remained stable with the potential for further drops. A focus on personalized mortgage production technologies is highlighted.
Nov 3, 2025 2:06 PM
— Mortgage Lending
Fed, not GSEs, should be mortgage securities backstop: BofA
Analysts at Bank of America Securities believe that Fannie Mae and Freddie Mac should return to being the main buyers of agency mortgage-backed securities, as refinancing and home equity lending have increased amidst rising borrower stress due to delinquencies. Mortgage groups want GSEs to buy MBS to lower rates, but some experts believe it is a risky and unnecessary plan.
Nov 3, 2025 1:07 PM
— Mortgage Rates
Refis revive mortgage market, but trouble's brewing
Mortgage originations are rising in the second quarter along with home equity lending, while delinquencies are also increasing. The 30-year rate only dropped slightly, leading to speculation that the government shutdown and lack of data are keeping mortgage rates stable.
Oct 31, 2025 8:06 AM
— Mortgage Rates
Mortgage Rates Forecast & Predictions
Mortgage rates rose for the second consecutive week, leading to a decrease in both refinance and purchase application activity. Rates are expected to increase further in the coming days due to higher yields on the 10-year Treasury. Despite ongoing economic uncertainty, mortgage rates remained at their 2017 lows. Federal Reserve officials are planning to continue tightening monetary policy despite ... more
Oct 31, 2025 3:07 AM
— Mortgage Rates
Mortgage Rates Forecast & Predictions
Mortgage rates in the U.S. have been fluctuating due to various factors such as Treasury bond holdings, tax reform bill, and Federal Reserve actions. Despite starting the year low, rates rose to their highest level since July. The market is anticipating further increases in mortgage rates.
Oct 30, 2025 4:13 PM
— Mortgage Lenders
Fannie Mae laying off 62 in DEI, COO, and other units: Pulte
Fannie Mae has conducted a new round of layoffs affecting 62 employees in noncore functions. John Roscoe and Brandon Hamara have been named co-presidents at the government-sponsored enterprise. President Trump aims to have the loan buyers assist in creating lower-cost homes more quickly, as per the oversight agency's director. The tech giant provided updates on Flagstar and Pennymac's actions, rep... more
Oct 30, 2025 11:06 AM
— Housing Market
Ellie Mae
Ellie Mae, a mortgage technology company, went private and reduced its workforce by 10% after being bought by private equity investor Thoma Bravo. Mortgage rates decreased, leading to an increase in refinance loans and new-home purchase applications. Millennials closed mortgage loans at a record pace due to lower interest rates. Mortgage lending credit standards slightly loosened, and online shopp... more
Oct 30, 2025 10:10 AM
— Mortgage Rates
Mortgage rates tick down following Fed's cut
Mortgage rates have decreased for the fourth straight week following the Federal Reserve's second rate cut of the year. The government shutdown has halted the release of employment data, impacting mortgage rate activity. The 30-year fixed rate mortgage has dropped by 9 basis points, but Treasury yields have increased since the Federal Reserve meeting.
Oct 30, 2025 3:07 AM
— Mortgage Rates
Fannie Mae's earnings rise, equity nears $106B
Fannie Mae's stockholders' equity rose in the third quarter as earnings increased, with projections for mortgage rates in 2025 and 2026 at 6.3% and 5.9% respectively. Refinancing indicators showed minimal gains, and new co-presidents were appointed at the company. Cuts were made to non-essential positions, and the organization emphasizes the value of industry participation in standards.
Oct 29, 2025 3:00 PM
— Mortgage Market
Reviving GSE MBS purchases would repeat the Fed's mistake
A coalition of real estate and banking groups, including the Community Home Lenders of America and the Independent Community Bankers of America, want Fannie Mae and Freddie Mac to buy conventional mortgage-backed securities to help the mortgage market. Others disagree with this proposal, arguing that the government should not be involved in buying MBS. The article also discusses the operational co... more
Oct 29, 2025 10:10 AM
— Mortgage Rates
Mortgage Rates Forecast & Predictions
Mortgage rates have been fluctuating over the past week, with some slight dips but overall trending higher as yields on the 10-year Treasury have been on the rise. If Treasury yields remain above 3%, the average 30-year fixed-rate mortgage may reach 5% sooner than expected. Despite concerns about rising rates, experts do not believe there is a housing bubble forming.
Oct 29, 2025 9:10 AM
— Interest Rates
Mortgage Rates Forecast & Predictions
Mortgage rates have been fluctuating, with some weeks showing increases and others showing decreases. Despite this, there is continued optimism in the real estate market. Fannie Mae predicts that a declining share of cash home sales will lead to higher purchase home originations through 2019. However, rising interest rates are expected to impact refinancings and curtail purchase activity.
Oct 29, 2025 7:39 AM
— Mortgage Rates
Falling rates fuel second week of refi surge
The Mortgage Bankers Association reported that the lowest mortgage rates in over a year have led to a significant increase in refinance activity, although purchase volume was slightly down. Mortgage applications have been on the rise and new-home loan activity increased in August year over year.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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