Mortgage News
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News for: Mortgage News Daily
Showing 169 - 192 of 839 results
Jan 14, 2026 10:30 AM
— Mortgage Rates
Bond Buying Announcement Leads Surge in Mortgage Apps
Following the announcement that Fannie and Freddie would buy $200 billion in mortgage-backed securities, mortgage rates experienced a significant drop, with the top tier 30-year fixed rate hitting 5.99%, the lowest in about 3 years. This led to a 28.5% increase in mortgage applications, primarily driven by a 40% surge in refinance applications. Purchase activity also strengthened significantly, wi... more
Jan 14, 2026 9:30 AM
— Housing Market
Existing-Home Sales Jump 5.1% in December, Strongest Pace in Nearly Three Years
Existing-home sales experienced a notable year-end rebound in December, with a 5.1% increase to a seasonally adjusted annual rate of 4.35 million. This marks the strongest December sales in nearly three years, showing broad-based improvement across all four regions. Inventory tightened sharply during the month due to typical winter seasonality, with total housing inventory falling to 1.18 million ... more
Jan 14, 2026 5:30 AM
— Treasury Rates
Today's Data is Proving Less Tradeable, But Doing No Harm
10yr Treasury futures volumes spiked after yesterday's CPI release, which showed PPI at its highest level since July but lower than expected core results. Retail sales were stronger at the headline level but core results were as expected. Overall, there is no negative news for bonds as yields remain unchanged to slightly lower.
Jan 13, 2026 1:30 PM
— Bond Markets
CPI Helped Bonds Avoid Losing Ground
Bonds initially weakened but strengthened after the CPI data, which showed core monthly CPI at 0.2. MBS remained positive throughout the day despite appearing weaker on charts due to monthly settlement. Wednesday will bring November's retail sales data and Producer Price Index, which could impact the market.
Jan 13, 2026 1:30 PM
— Bond Markets
Incidental Weakness Ahead of CPI Data
Bonds were marginally weaker with no obvious reasons attributed. The market remained stable despite Fed Chair Powell's criminal inquiry. Tomorrow's focus will be on the CPI data to be released at 8:30am ET.
Jan 13, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Now Solidly Back Above 6%
MND's mortgage rate index showed a bottom of 6.01%, but rates increased to 6.07% today due to market weakness the previous day. Lenders raised rates in the afternoon, but a well-received CPI report helped stabilize rates slightly.
Jan 13, 2026 8:30 AM
— Mortgage Lenders
Broker, Jumbo, Verification, Climate Risk Products; CFPB Requests Money, Reverse Referral Opinion; CPI Data
The article discusses various topics related to mortgages, such as the impact of credit card interest rate caps on lenders, the increase in credit card debt, new solutions like 1st Lien Debt Service Coverage Ratio loans, the impact of extreme weather events on the housing industry, the development of AccountChek 2.0 by Informative Research, access to top-tier Jumbo pricing on the MAXEX platform, r... more
Jan 13, 2026 7:30 AM
— Bond Markets
Bond Market Only Marginally Interested in Powell Drama For Now
Bond yields were slightly higher after the subpoena of Fed Chair Powell over statements made to congress regarding the Fed's building renovations. Forex markets saw the dollar lose ground against the Euro, but Treasury futures weren't well-correlated with that movement. Overall, the bond market continues to operate within the same range.
Jan 13, 2026 6:31 AM
— Interest Rates
Mixed, But Modestly Stronger Reaction to CPI
The CPI came out slightly lower than expected, with the monthly core at 0.2 compared to 0.3 and annual core at 2.6 compared to 2.7. The unrounded numbers were closer to forecasts, and headline inflation remained unchanged from the previous month. The data did not provide a clear direction for rates, but confirmed that inflation is around the same level as before the shutdown.
Jan 12, 2026 5:30 PM
— Mortgage Lenders
ICE Experience, AI Webinar, LOS, Inside Sales, BBYS, DSCR Products; Is a Cap on Credit Cards Possible?
The median age of first-time homebuyers has increased significantly to 40 years old, with the first-time homebuyer share falling to a historic low of 21 percent. Lenders are encouraged to have products and technology to cater to these demographic shifts. Various companies are offering products and services to help brokers and lenders grow their pipelines and expand into new markets, including prog... more
Jan 12, 2026 12:31 PM
— Mortgage Rates
Mortgage Rates Inch Higher From 3 Year Lows
Mortgage rates fluctuated today, with some lenders raising rates on Friday but lowering them today, while others who didn't raise rates on Friday are slightly higher today. Despite this, rates are still much lower compared to the last three years. The 10-year Treasury rates are at four-month highs, but mortgage rates are outperforming them due to various factors, including the behavior of the 5-ye... more
Jan 9, 2026 2:30 PM
— Bond Markets
Wild Ride For MBS as Traders Digest New Developments
The article discusses the impact of Trump's $200 billion MBS buying announcement on Treasuries and MBS. Initially, Treasuries lost ground after the jobs report while MBS experienced a significant rally. However, there was a period of distribution before prices bounced back. Higher coupons did not receive much attention due to assumptions about the new buying trends. Overall, there was massive MBS ... more
Jan 9, 2026 12:30 PM
— Housing Market
PHH Webinar Series; Agencies to Buy One Month's Worth of Production - Similar to 2020; In-Person Events for 2026
The article discusses how the affordability issue in the housing market is affected by insurance costs and mentions Trump's order to buy $200 billion in mortgage bonds to lower housing costs. It also touches on upcoming mortgage-related events such as conferences and webinars.
Jan 9, 2026 10:30 AM
— Mortgage Rates
Rates Plummet to 3 Year Lows, But There Are Caveats
The MBS market experienced significant volatility after a surprise announcement of $200bln in GSE MBS buying, resulting in the lowest mortgage rates since September 2022. While some lenders have already increased rates, overall rates are expected to remain lower, with uncertainty about how much lower they could go once the initial volatility settles down.
Jan 9, 2026 8:30 AM
— Mortgage Rates
What's Up With The New MBS Buying Announcement and The Massive Reaction in The Market?
President Trump announced a plan to direct representatives to buy $200 billion in mortgage-backed securities, which immediately impacted the MBS market. The FHFA director confirmed the authority for this action, stating that the GSEs have enough cash equivalents to handle it. This move is expected to tighten mortgage rates by up to 50 basis points, potentially bringing rates from 6.125% to 5.625%,... more
Jan 9, 2026 5:31 AM
— Mortgage-Backed Securities (MBS)
Fairly Tame Jobs Report, MBS Have Magic Armor Either Way
The recent jobs report was mixed, with payrolls falling short of forecast and the unemployment rate ticking down. Despite this, there is not expected to be a significant impact on bond markets. However, Mortgage-Backed Securities (MBS) are rapidly increasing in value due to the administration's plans to buy $200 billion in MBS.
Jan 8, 2026 2:30 PM
— Bond Markets
Mostly Quiet Ahead of Friday's Jobs Report
Bonds lost ground on Thursday, mainly due to European bond market weakness and a stronger weekly jobless claims report. However, the market is more interested in the upcoming big jobs report for a cleaner reading since the government shutdown.
Jan 8, 2026 1:31 PM
— Mortgage Rates
Mortgage Rates Modestly Higher on Thursday. Friday's Risks Are Bigger
Mortgage rates increased slightly on Thursday due to a stronger weekly Jobless Claims report and global bond market weakness. The upcoming Employment Situation report released by the Bureau of Labor Statistics will have a significant impact on mortgage rates depending on the data.
Jan 8, 2026 11:30 AM
— Mortgage Lenders
Hedging, PPE, Commercial, ATM Products; Trump vs. Institutional SFH Buyers; Prepayment Numbers
The article discusses various updates related to technology, artificial intelligence, mortgage industry innovations, and a proposed ban on large institutional investors from buying single-family homes. It mentions new AI-driven mortgage underwriting platforms, weekly market briefs for mortgage professionals, commercial lending opportunities, and the potential impacts of banning institutional owner... more
Jan 8, 2026 6:31 AM
— Bond Markets
No Help From Jobless Claims or Europe
US bonds have been following Europe's lead in overnight trading, resulting in a 3bp sell-off on both continents. The Jobless Claims data at 8:30am has contributed to the selling pressure but only slightly.
Jan 7, 2026 2:30 PM
— Bond Markets
Ultimately Underwhelming Despite Seemingly Significant Data
Despite the potential for volatility due to various economic data releases, yields hit their lowest levels in a week after ADP data came in slightly softer. However, stronger ISM and job openings data pushed bonds back up, resulting in only minimal changes by the end of the day.
Jan 7, 2026 1:30 PM
— Mortgage Rates
Another 2-Month Low For Mortgage Rates After Modest Drop
Wednesday saw minimal movement in mortgage rates due to mixed economic data reports. The average 30yr fixed rate saw a slight drop, bringing it back to 2-month lows. Overall, the day was uneventful. The upcoming Friday jobs report has the potential to cause volatility in rates.
Jan 7, 2026 8:30 AM
— Mortgage Lending
Asurity Forum; HELOC, 2nd, Non-QM Product News; Homebuyer Demographics
Successful loan officers need to have the right mindset, explore niches, manage databases, strive toward leadership, and have a good understanding of lending regulations. There are upcoming events and resources available to help loan officers stay updated on industry trends and regulations. Additionally, specific products like HELOCs have unique features that loan officers should be aware of to be... more
Jan 7, 2026 6:30 AM
— Bond Markets
Stronger Start Thanks to Europe and ADP
Bonds rallied overnight, with gains aligning with a bond rally in Europe. 10yr yields dropped 2bps from yesterday's close and another 2bps improvement followed the morning's ADP employment data. ADP job count was slightly below forecasts, but the previous month wasn't revised much higher. Job Openings and ISM Non-Manufacturing data are expected to have a bigger impact if results are not in line wi... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.