Mortgage News
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News for: HousingWire
Showing 169 - 192 of 602 results
Oct 6, 2026 12:02 AM
— Mortgage Rates
Fed Rate Hike & What It Means for Mortgage Rates
The Federal Reserve raised the federal funds target range by 25 basis points to 3.75%–4%. While this affects short-term debt, it does not necessarily mean that mortgage rates will rise as well. Mortgage rates are more influenced by long-term bond yields and economic expectations than by the federal funds rate itself. If the market perceives the Fed's actions as effective in controlling inflation, ... more
Oct 6, 2026 12:02 AM
— Housing Market
MPF Program Helps Community Lenders Expand Homeownership
The Federal Home Loan Banks’ Mortgage Partnership Finance® Program aims to enhance homeownership access through collaboration and targeted financing solutions for community lenders. It addresses the deeper issues of housing affordability, which extend beyond interest rates to include a shortage of housing supply, rising costs, and a reduction in local lenders. Today's challenges involve not only h... more
Oct 5, 2026 8:19 PM
— Mortgage Lenders
Why Alex Vidal believes REMAX and Real can be stronger together
Alex Vidal was appointed president of REMAX in early September following its merger with Real REMAX Group. He expressed that the opportunity was too significant to decline, emphasizing the potential for agents to access Real's technology innovations while maintaining distinct brand identities.
Oct 5, 2026 7:17 PM
— Housing Market
Fathom, Bed Bath and Beyond terminate merger
Fathom Holdings Inc. and Neighborhood Intelligence Inc. have mutually agreed to terminate their merger agreement, citing that current market valuations do not reflect fair value. The decision halts a planned partnership that would link Fathom's real estate operations with Neighborhood's technology. Both companies concluded that proceeding at current share prices would not benefit shareholders.
Oct 5, 2026 6:10 PM
— Mortgage Lending
ENRG Realty partners with Trust & Will for estate planning
ENRG Realty has partnered with Trust & Will to provide agents with resources to assist clients in online estate planning after buying or selling a home. This collaboration aims to enhance ongoing relationships post-closing by facilitating discussions about homeownership and long-term family goals, while Trust & Will handles the creation of wills and trusts directly with the clients.
Oct 5, 2026 4:12 PM
— Mortgage Lending
Financial anxiety, uncertainty shapes Gen Z, millennial homebuying decisions
A report by National MI and FirstHome IQ highlights that Gen Z and millennials, despite being financially ready to buy homes, face emotional and informational challenges such as financial anxiety, distrust, and misinformation about down payments. The report calls for housing professionals to enhance trust, simplify the homebuying process, and dispel myths surrounding homeownership, such as needing... more
Oct 5, 2026 3:04 PM
— Mortgage Lenders
NEXA Lending adds top Colorado branch manager Andrew Deyo
NEXA Lending has announced the hiring of Andrew Deyo, a former partnership branch manager at Rate and a U.S. Army veteran. Deyo has originated $46 million in mortgage volume across 107 units this year, attributing his decision to join NEXA to the company's economics, infrastructure, and business development program.
Oct 5, 2026 2:24 PM
— Mortgage Lenders
Vishal Garg regains control of Better’s board after receiving 52% shareholder support
Better Home & Finance Holding Co. shareholders have voted to remove five directors from the board, allowing founder Vishal Garg to regain control. This decision, supported by 52.02% of the voting power, is set to lead to the unwinding of a poison pill strategy and the advancement of Better 2.0 initiatives, following a two-month leadership dispute.
Oct 5, 2026 2:20 PM
— Mortgage Lending
Fairway’s Christine Jensen on HECM reform and borrower misconceptions
Christine Jensen, SVP of Fairway Home Lending, addresses ongoing misconceptions about reverse mortgages and suggests that HUD should reconsider HECM pricing and regulations. She notes the issues surrounding the 2% upfront mortgage insurance premium (MIP), the need for second appraisals, and provides insights on purchase flexibility. Jensen emphasizes the evolution of the reverse mortgage industry ... more
Oct 5, 2026 2:14 PM
— Mortgage Lending
Lawmakers float a housing 2.0 push to build faster and cheaper
A bipartisan Build America Caucus document outlines proposed federal housing policies, focusing on building zones, transit-linked incentives, federal property reuse, material cost relief, and expanded financing tools such as FHA modernization and ADU loans. This comes as housing industry leaders work on a sequel to the recently passed 21st Century ROAD to Housing Act, suggesting ongoing legislativ... more
Oct 5, 2026 1:54 PM
— Mortgage Lenders
Daniel Dennis named Long and Foster president and CEO
Daniel Dennis has been appointed as the new president and CEO of Long & Foster Companies, taking over from Patrick Bain, who is stepping down after 16 years, including 3.5 years in the top role. Dennis returns to the HomeServices of America network and will work alongside Bain during the transition period.
Oct 5, 2026 1:35 PM
— Mortgage Lending
The Loan Store rebrands to Averra Financial
The Loan Store has rebranded as Averra Financial effective October 1, reflecting its expansion into a national lending platform. The company reported a 68% increase in non-QM volume year-to-date through August and indicated that broker terms and loans in process will remain unchanged. Following the acquisition of Homepoint's wholesale business in 2023, Averra Financial is now among the four larges... more
Oct 5, 2026 1:28 PM
— Mortgage Lending
Freddie Mac reshuffles risk leadership as Hinduja exits, Glessner steps in
Anil Hinduja has left his position as executive vice president and chief risk officer at Freddie Mac, effective October 1, 2026. John Glessner, who was previously the EVP of investments and capital markets, has taken over the CRO role without a change in compensation. Hinduja had been with Freddie Mac since 2015, overseeing various aspects of enterprise-wide risk management.
Oct 5, 2026 1:17 PM
— Mortgage Lending
Pennymac deploys VantageScore 4.0 across all production channels
Pennymac Financial Services has successfully rolled out VantageScore 4.0 across its various mortgage channels, including consumer direct, broker direct, and correspondent operations. This update follows regulatory actions allowing for the use of competing credit score models in conventional and FHA markets. The company aims to lead in credit score modernization as it believes this will reduce cost... more
Oct 5, 2026 11:42 AM
— Mortgage Lending
Valon lands $150M series D to grow AI-native ValonOS
Valon Technologies has secured $150 million in Series D funding at a $2.3 billion valuation, aimed at enhancing its AI-native ValonOS servicing platform, particularly for mortgage servicing. The funding round, which doubled the company's previous valuation, includes new investor Ribbit Capital and existing backers like Andreessen Horowitz. The capital will be allocated for product development and ... more
Oct 5, 2026 11:30 AM
— Housing Market
Deed theft protections expand, but 29 states still lack dedicated laws
Twelve states in the U.S. now have laws against deed theft, an increase from seven, with Alabama, Maryland, and Arizona recently implementing new protections. However, 29 states still do not have such laws. Real estate fraud resulted in losses of $275.1 million in 2025, with seniors making up 44% of those losses. Legislative efforts in Pennsylvania and South Carolina are currently stalled. EquityP... more
Oct 5, 2026 10:01 AM
— Mortgage Lending
TWO fires back at UWM’s lawsuit, demands refund of $25M fee
Two Harbors Investment Corp. has filed a counterclaim against UWM Holdings Corp. in federal court, seeking the return of a $25.4 million merger termination fee and damages for alleged fraudulent misstatements. The claims center around UWM's alleged breach of a merger agreement by concealing its financial issues and misrepresenting intentions regarding the merger, which was initially valued at $1.3... more
Oct 5, 2026 9:13 AM
— Mortgage Lending
Compass targets CRMLS in antitrust fight over MLS rules
Compass International Holdings is targeting the California Regional MLS (CRMLS) with a federal antitrust lawsuit regarding public marketing rules and MLS submission timing for office exclusive listings. CRMLS defends its policy as ensuring equal access and is setting up a legal defense fund.
Oct 5, 2026 8:33 AM
— Mortgage Rates
Why yields rose even after soft jobs report, dovish Fed
In today's episode, Editor in Chief Sarah Wheeler discusses the impact of the latest jobs report on the 10-year yield and mortgage rates with Lead Analyst Logan Mohtashami.
Oct 5, 2026 7:02 AM
— Mortgage Lending
Fly-by-wire: Why AI governance is instrumentation, not insurance
The article discusses the necessity for AI governance in mortgage lending to be dynamic, similar to the fly-by-wire system in the F-16 aircraft, which relies on real-time feedback for stability. It emphasizes that mortgage lenders need continuous monitoring and evaluation of AI models to enhance fair lending oversight rather than relying on periodic reviews. The piece critiques the static nature o... more
Oct 5, 2026 6:59 AM
— Mortgage Lenders
Better yields to Garg-led push to remove five directors, bring him back to power
Better Home & Finance has decided not to contest a shareholder consent solicitation initiated by founder Vishal Garg to remove five incumbent directors, including interim CEO Daniel Lewis. A special committee of the board concluded that ending the challenge is in the best interests of the company and its shareholders, citing the costs and uncertainty involved in a prolonged legal battle.
Oct 5, 2026 5:58 AM
— Housing Market
Support starter homes, not looser lending or financial fixes
The article discusses the challenges of housing affordability in the U.S., highlighting that simply reducing lending constraints or lowering mortgage rates will not solve the problem due to the tight supply of homes. It suggests that the focus should be on increasing the construction of affordable starter homes through measures like zoning reform and smaller lot development rather than just modify... more
Oct 3, 2026 2:15 PM
— Mortgage Rates
What’s next for housing: 7%, 8% or 9% mortgage rates?
Mortgage spreads have increased to 2.04%, indicating they are currently at a normal level. The data suggests that an 8% mortgage rate is associated with higher yields and wider spreads, while reaching a 9% mortgage rate would require an even greater spread shock, particularly in a strong labor market and robust economic growth. The article raises concerns about the impact of fluctuating mortgage r... more
Oct 2, 2026 10:00 PM
— Mortgage Lending
‘Street fight’ market pushes growth at nondelegated lenders
The mortgage market is experiencing intense competition, akin to a 'street fight,' as production and talent shift towards a select group of lenders, particularly those in the nondelegated correspondent and broker channels. At the HousingWire Mortgage Banking Summit, industry executives highlighted that half of the 2,070 analyzed lenders experienced a decrease in net production, while a mere 57 com... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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