Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 169 - 192 of 360 results
Sep 18, 2025 3:24 AM
— Home Equity Loan Rates
HELOC rates drop to lowest level since March, as Fed cuts rates for the first time in 2025
The Federal Reserve cut interest rates, affecting home equity rates. HELOC rates fell, while rates for 5-year home equity loans increased. Rates are influenced by lender competition and the Federal Reserve's actions. Home equity products offer lower rates compared to credit cards or personal loans, but are still considered high-cost debt. Lenders expect home equity debt to increase in the coming y... more
Sep 17, 2025 3:24 PM
— Mortgage Rates
Fed cuts, mortgage rates fall to lowest levels in nearly a year
Mortgage rates have dropped to their lowest level in nearly a year following expectations that the Federal Reserve would cut interest rates. However, experts believe that further drops in mortgage rates and slower home price growth are needed to improve affordability in the housing market.
Sep 17, 2025 11:29 AM
— Mortgage Rates
30-year mortgage rates decrease as Fed decision nears | Today's mortgage and refinance rates, September 17, 2025
National mortgage rates have mostly decreased compared to the previous week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM seeing declines. The decrease in rates is attributed to the anticipation of a Federal Reserve rate cut and a weaker August jobs report. Mortgage rates are primarily influenced by the 10-year Treasury yield, which has been decreasing since January. Current rates are ... more
Sep 17, 2025 11:26 AM
— Interest Rates
The Fed just cut rates, but don’t expect it to help much. Try these 6 moves instead.
The Federal Reserve recently cut interest rates for the first time in nine months, but it may not have a significant impact on the borrowing costs for Americans. The rate cut only takes borrowing costs back to levels previously seen in 2022, which were high. Additional rate cuts are expected, but there are concerns of inflation increasing and unemployment rising. Experts recommend building an emer... more
Sep 16, 2025 5:26 AM
— Housing Market
If you had invested $1,000 in the S&P 500 10 years ago, here’s how much you’d have now
The S&P 500 index has steadily grown over the past decade, delivering reliable returns for investors. While the index has experienced ups and downs, staying invested through market fluctuations is key to capturing long-term gains. Index funds like SPDR S&P 500 ETF Trust offer an easy way to invest in the index and benefit from diversification. Despite concerns about concentration in certain tech c... more
Sep 16, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decline ahead of Fed meeting | Today's mortgage and refinance rates, September 15, 2025
National mortgage rates were mostly lower compared to a week ago, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. This trend is attributed to growing odds of a Federal Reserve cut, a weaker August jobs report, and the latest inflation reading. The key influencer of mortgage rates is the 10-year Treasury yield. The average rates for various types of mortgages are provided, with... more
Sep 16, 2025 3:23 AM
— Interest Rates
Will credit card debtors catch a break with the expected Fed rate cut? Not really
The article discusses the potential upcoming interest rate decrease by the Federal Reserve, how credit card rates might be affected by this change, and offers advice on how to pay off credit card debt through methods such as balance transfers and debt management plans.
Sep 15, 2025 2:22 PM
— Mortgage Rates
Fed Meeting Preview: Rate Cuts Are Back, But Stagflation Risks Cloud Powell’s Path
The U.S. economy may see a rate cut due to a weak job market and rising inflation. Fed officials are concerned about the Fed's ability to stimulate the economy with inflation on the rise. A rate cut is expected, but it may not have a significant impact on consumers. The Fed's decision to cut rates has implications for borrowing costs, including mortgage rates.
Sep 15, 2025 8:24 AM
— Mortgage Rates
Mortgage Rate Scenarios To Watch Following A Likely Fed Rate Cut
The article discusses the anticipation of a Federal Reserve interest rate cut and how it has resulted in falling mortgage rates. It also examines the historical relationship between Fed rate cuts and mortgage rates, suggesting that mortgage rates may not necessarily decline further if the Fed cuts rates. Various scenarios are explored, including the possibility of mortgage rates settling around 6.... more
Sep 12, 2025 5:24 AM
— Housing Market
Can The Fed Save The Housing Market?
The U.S. housing market is currently experiencing low sales numbers due to the unaffordability of homes. Affordability is being impacted by the high median home price, rising mortgage payments, and lack of housing availability. The Federal Reserve's actions, such as driving real interest rates negative and purchasing mortgage-backed securities, have played a significant role in the housing market'... more
Sep 11, 2025 7:08 AM
— Interest Rates
Best high-yield savings rates today – September 11, 2025
The article discusses high-yield savings accounts with top rates offered by ZYNLO Bank and Peak Bank, along with other institutions. It mentions how Federal Reserve rate changes can impact APYs on these accounts, as well as the importance of choosing a bank insured by the FDIC or NCUA. It also explains variables like APY, excessive transaction fees, minimum deposits, and the difference between onl... more
Sep 11, 2025 6:23 AM
— Mortgage Rates
Mortgage Rate Trends And Predictions For June 26 - July 2, 2025
Experts predict that mortgage rates will drop in the upcoming week due to negative factors in the economy such as a weak labor market and poor consumer spending. Various experts anticipate a decline in rates, with some expecting them to stay flat. This trend is driven by factors like cooling inflation, softening consumer confidence, and expected Federal Reserve policy changes.
Sep 10, 2025 1:24 PM
— Interest Rates
With Fed expected to cut, mortgage rates fall to lowest levels in nearly a year
Mortgage rates have fallen to their lowest level in nearly a year, currently at 6.38 percent, as investors anticipate the Federal Reserve will cut interest rates. This drop comes despite the Fed leaving the federal funds rate untouched at its last meeting. The U.S. economy saw a 3 percent growth in the second quarter, but inflation remains at 2.7 percent, not meeting the Fed's target. The market o... more
Sep 10, 2025 4:24 AM
— Mortgage Rates
30-year mortgage rates fall on jobs slowdown | Today's mortgage and refinance rates, September 10, 2025
Mortgage rates have mostly decreased compared to last week, with 30-year fixed, 15-year fixed, and 5/1 ARM rates going down. This trend is influenced by the Federal Reserve's potential rate cut and a weaker August jobs report. The Fed's decision impacts 10-year Treasury yields, which in turn affect mortgage rates. Current average rates for different types of mortgages are provided, along with tips... more
Sep 9, 2025 10:24 AM
— Real Estate Crowdfunding Platforms
4 best real estate investing apps in 2025
Real estate is a popular choice for investors to build wealth, with many turning to real estate investing apps for accessibility. These apps offer various structures and fees, allowing investors to participate in real estate deals without buying properties directly. However, there are risks associated with these platforms, such as liquidity issues and potential platform failures.
Sep 8, 2025 3:23 PM
— Annuities
Best Annuity Companies In 2025 And What They Offer
The article discusses the importance of selecting reputable life insurance companies when purchasing annuities for retirement income. It highlights companies like Allianz, MassMutual, New York Life, Prudential, and Pacific Life as top performers with strong financial strength ratings from agencies like AM Best and high customer satisfaction scores from J.D. Power. The article also provides an over... more
Sep 8, 2025 1:24 PM
— Mortgage Lenders
filo-mortage Mortgage Reviews & Ratings
Bankrate is explaining how they make money through partnerships with various financial institutions and advertisement placements on their site. They emphasize their editorial integrity and the importance of user reviews for lenders like Filo Mortgage.
Sep 8, 2025 11:24 AM
— Retirement Accounts
IRA Required Minimum Distribution (RMD) Table 2025
The article discusses required minimum distributions (RMDs) for retirement accounts such as traditional IRAs and 401(k) plans. It explains how RMDs are calculated based on life expectancy, and the consequences of not withdrawing the required amount by the deadline. It also mentions the new legislation that raised the age to start taking RMDs from 72 to 73. Lastly, it highlights that RMDs do not ap... more
Sep 8, 2025 7:27 AM
— Interest Rates
Best high-yield savings rates today – September 8, 2025
Online-only banks like Peak Bank and ZYNLO Bank are offering high-yield savings accounts with competitive rates of 4.35 percent APY. These accounts are insured by the FDIC. Banks often adjust their APYs in response to Federal Reserve interest rate changes, and there is anticipation for a rate cut at the upcoming FOMC meeting. Even with potential rate decreases, federally insured high-yield savings... more
Sep 6, 2025 3:25 AM
— Mortgage Rates
Bad news for workers, good news for mortgage borrowers
The weak August jobs report has led to a decrease in mortgage rates, with the 10-year Treasury yield also dropping to its lowest level since April. The Federal Reserve is expected to cut rates in response to the slowing job growth. However, rising inflation could complicate their decision. The decline in mortgage rates is seen as good news for homebuyers looking to purchase, as it provides more op... more
Sep 5, 2025 9:24 AM
— Home Equity Loans and HELOCs
Home Equity News: This Week's Roundup
Bankrate's national survey of lenders shows that the average rate on a $30,000 home equity loan remains steady at 8.22%, while the average rate on a $30,000 home equity line of credit (HELOC) has increased to 8.90%. The 30-year fixed-rate loan has dropped to 6.54%, the lowest in almost a year. Chase has reentered the home equity lending market. Homeowners can use home equity to buy a second proper... more
Sep 5, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decrease: Is now the best time to lock? | Today's mortgage and refinance rates, September 4, 2025
Average mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM have decreased, while jumbo loan rates have risen. Mortgage rates are dropping due to the possibility of a Federal Reserve cut. Although rates have fallen, history shows that a Fed rate cut may not always result in lower mortgage rates. The average 30-year mortgage rate has reached an 11-month low. Tips are provided for those loo... more
Sep 3, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Rise Slightly, Still Near 11-Month Low
The article discusses the current state of mortgage rates, mentioning that rates have been low since mid-October 2024. It also touches on the affordability of homes based on the median family income and home prices. The Federal Reserve's decision to potentially cut rates is mentioned, but it is noted that mortgage rates are influenced by investor appetite for 10-year Treasury bonds. The article al... more
Sep 3, 2025 6:25 AM
— Interest Rates
Wall Street Prime Rate | WSJ Current Prime Rate Index
The article explains that The Wall Street Journal surveys large banks to set the consensus prime rate, which is the rate at which banks lend money to their most-favored customers. The prime rate will move up or down in line with changes by the Federal Reserve Board. Banks use the prime rate to set rates on consumer loan products like credit cards or auto loans.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.