Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 169 - 192 of 368 results
Oct 3, 2025 9:25 AM
— Credit Score Impact on Mortgage Rates
How to shop for a mortgage without hurting your credit score
Shopping around with multiple lenders for the best mortgage rate is important, but it can negatively impact your credit score due to hard credit inquiries. Preapprovals involve hard credit checks, while prequalifications involve soft credit inquiries. It's important to compare offers within a 45-day timeframe to minimize the impact on your credit score. It's also advised to wait until after closin... more
Sep 30, 2025 12:24 PM
— Housing Market
Survey: 1 in 6 Aspiring Homeowners Have Given Up
Home prices are near record highs and mortgage rates have increased, leading to discouragement among homebuyers. A Bankrate survey found that 16 percent of aspiring homebuyers have given up on purchasing a home due to affordability challenges. Younger generations feel they have fewer financial opportunities compared to older generations. Despite the difficulties, buyers are encouraged to expand th... more
Sep 28, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates increase - How long will rates stay here? | Today's mortgage and refinance rates, September 30, 2025
The article provides information on the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARMs. It also includes a disclaimer about compensation received for sponsored products and services.
Sep 26, 2025 4:23 AM
— CD Rates
Historical CD Interest Rates 1984-2025
Certificates of deposit (CDs) have fluctuated over the years, with rates reaching record highs in the 1980s and hitting historic lows in more recent times. CD rates started climbing in early 2000 and peaked in late 2023, only to decline slightly following rate cuts by the Federal Reserve in 2024. Despite the dips, CD rates are still well above national averages and inflation rates. The relationshi... more
Sep 25, 2025 8:26 AM
— Mortgage Rates
30-year mortgage rates increase after the Fed's rate cut | Today's mortgage and refinance rates, September 24, 2025
The article discusses the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARM mortgages. It also mentions Bankrate.com as an independent publisher and comparison service.
Sep 24, 2025 3:23 PM
— Retirement Savings
Survey: Nearly 3 in 5 American workers say they’re behind on retirement savings
According to Bankrate's 2025 Retirement Savings Survey, three in five American workers feel behind on their retirement savings, with many expecting to need $1 million or more for retirement. Despite this, many workers are contributing the same or more to their retirement accounts compared to last year. Gen Z and millennials reported saving more compared to last year, while older generations were t... more
Sep 24, 2025 1:34 PM
— Mortgage Rates
Fed Delivers Rate Cut, And Mortgage Rates Rise
The article discusses the current state of mortgage rates and the housing market. It mentions that although mortgage rates initially dropped to their lowest level in nearly a year, they rose again after a Federal Reserve rate cut. The article also touches on the impact of the Federal Reserve on mortgage rates and the factors affecting them, such as investor appetite for Treasury bonds.
Sep 24, 2025 10:24 AM
— Mortgage Rates
30-year mortgage rates rise after the Fed's rate cut | Today's mortgage and refinance rates, September 23, 2025
Mortgage interest rates have mostly increased compared to a week ago, with the Federal Reserve announcing a rate cut but indicating that other factors like inflation expectations and market sentiments also play a role in determining rates. Average rates for 30-year fixed, 15-year fixed, and jumbo loans have gone up, while 5/1 ARM rates have decreased. Despite the rate cut, the current 30-year fixe... more
Sep 18, 2025 3:24 AM
— Home Equity Loan Rates
HELOC rates drop to lowest level since March, as Fed cuts rates for the first time in 2025
The Federal Reserve cut interest rates, affecting home equity rates. HELOC rates fell, while rates for 5-year home equity loans increased. Rates are influenced by lender competition and the Federal Reserve's actions. Home equity products offer lower rates compared to credit cards or personal loans, but are still considered high-cost debt. Lenders expect home equity debt to increase in the coming y... more
Sep 17, 2025 3:24 PM
— Mortgage Rates
Fed cuts, mortgage rates fall to lowest levels in nearly a year
Mortgage rates have dropped to their lowest level in nearly a year following expectations that the Federal Reserve would cut interest rates. However, experts believe that further drops in mortgage rates and slower home price growth are needed to improve affordability in the housing market.
Sep 17, 2025 11:29 AM
— Mortgage Rates
30-year mortgage rates decrease as Fed decision nears | Today's mortgage and refinance rates, September 17, 2025
National mortgage rates have mostly decreased compared to the previous week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM seeing declines. The decrease in rates is attributed to the anticipation of a Federal Reserve rate cut and a weaker August jobs report. Mortgage rates are primarily influenced by the 10-year Treasury yield, which has been decreasing since January. Current rates are ... more
Sep 17, 2025 11:26 AM
— Interest Rates
The Fed just cut rates, but don’t expect it to help much. Try these 6 moves instead.
The Federal Reserve recently cut interest rates for the first time in nine months, but it may not have a significant impact on the borrowing costs for Americans. The rate cut only takes borrowing costs back to levels previously seen in 2022, which were high. Additional rate cuts are expected, but there are concerns of inflation increasing and unemployment rising. Experts recommend building an emer... more
Sep 16, 2025 5:26 AM
— Housing Market
If you had invested $1,000 in the S&P 500 10 years ago, here’s how much you’d have now
The S&P 500 index has steadily grown over the past decade, delivering reliable returns for investors. While the index has experienced ups and downs, staying invested through market fluctuations is key to capturing long-term gains. Index funds like SPDR S&P 500 ETF Trust offer an easy way to invest in the index and benefit from diversification. Despite concerns about concentration in certain tech c... more
Sep 16, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decline ahead of Fed meeting | Today's mortgage and refinance rates, September 15, 2025
National mortgage rates were mostly lower compared to a week ago, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. This trend is attributed to growing odds of a Federal Reserve cut, a weaker August jobs report, and the latest inflation reading. The key influencer of mortgage rates is the 10-year Treasury yield. The average rates for various types of mortgages are provided, with... more
Sep 16, 2025 3:23 AM
— Interest Rates
Will credit card debtors catch a break with the expected Fed rate cut? Not really
The article discusses the potential upcoming interest rate decrease by the Federal Reserve, how credit card rates might be affected by this change, and offers advice on how to pay off credit card debt through methods such as balance transfers and debt management plans.
Sep 15, 2025 2:22 PM
— Mortgage Rates
Fed Meeting Preview: Rate Cuts Are Back, But Stagflation Risks Cloud Powell’s Path
The U.S. economy may see a rate cut due to a weak job market and rising inflation. Fed officials are concerned about the Fed's ability to stimulate the economy with inflation on the rise. A rate cut is expected, but it may not have a significant impact on consumers. The Fed's decision to cut rates has implications for borrowing costs, including mortgage rates.
Sep 15, 2025 8:24 AM
— Mortgage Rates
Mortgage Rate Scenarios To Watch Following A Likely Fed Rate Cut
The article discusses the anticipation of a Federal Reserve interest rate cut and how it has resulted in falling mortgage rates. It also examines the historical relationship between Fed rate cuts and mortgage rates, suggesting that mortgage rates may not necessarily decline further if the Fed cuts rates. Various scenarios are explored, including the possibility of mortgage rates settling around 6.... more
Sep 12, 2025 5:24 AM
— Housing Market
Can The Fed Save The Housing Market?
The U.S. housing market is currently experiencing low sales numbers due to the unaffordability of homes. Affordability is being impacted by the high median home price, rising mortgage payments, and lack of housing availability. The Federal Reserve's actions, such as driving real interest rates negative and purchasing mortgage-backed securities, have played a significant role in the housing market'... more
Sep 11, 2025 7:08 AM
— Interest Rates
Best high-yield savings rates today – September 11, 2025
The article discusses high-yield savings accounts with top rates offered by ZYNLO Bank and Peak Bank, along with other institutions. It mentions how Federal Reserve rate changes can impact APYs on these accounts, as well as the importance of choosing a bank insured by the FDIC or NCUA. It also explains variables like APY, excessive transaction fees, minimum deposits, and the difference between onl... more
Sep 11, 2025 6:23 AM
— Mortgage Rates
Mortgage Rate Trends And Predictions For June 26 - July 2, 2025
Experts predict that mortgage rates will drop in the upcoming week due to negative factors in the economy such as a weak labor market and poor consumer spending. Various experts anticipate a decline in rates, with some expecting them to stay flat. This trend is driven by factors like cooling inflation, softening consumer confidence, and expected Federal Reserve policy changes.
Sep 10, 2025 1:24 PM
— Interest Rates
With Fed expected to cut, mortgage rates fall to lowest levels in nearly a year
Mortgage rates have fallen to their lowest level in nearly a year, currently at 6.38 percent, as investors anticipate the Federal Reserve will cut interest rates. This drop comes despite the Fed leaving the federal funds rate untouched at its last meeting. The U.S. economy saw a 3 percent growth in the second quarter, but inflation remains at 2.7 percent, not meeting the Fed's target. The market o... more
Sep 10, 2025 4:24 AM
— Mortgage Rates
30-year mortgage rates fall on jobs slowdown | Today's mortgage and refinance rates, September 10, 2025
Mortgage rates have mostly decreased compared to last week, with 30-year fixed, 15-year fixed, and 5/1 ARM rates going down. This trend is influenced by the Federal Reserve's potential rate cut and a weaker August jobs report. The Fed's decision impacts 10-year Treasury yields, which in turn affect mortgage rates. Current average rates for different types of mortgages are provided, along with tips... more
Sep 9, 2025 10:24 AM
— Real Estate Crowdfunding Platforms
4 best real estate investing apps in 2025
Real estate is a popular choice for investors to build wealth, with many turning to real estate investing apps for accessibility. These apps offer various structures and fees, allowing investors to participate in real estate deals without buying properties directly. However, there are risks associated with these platforms, such as liquidity issues and potential platform failures.
Sep 8, 2025 3:23 PM
— Annuities
Best Annuity Companies In 2025 And What They Offer
The article discusses the importance of selecting reputable life insurance companies when purchasing annuities for retirement income. It highlights companies like Allianz, MassMutual, New York Life, Prudential, and Pacific Life as top performers with strong financial strength ratings from agencies like AM Best and high customer satisfaction scores from J.D. Power. The article also provides an over... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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