Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Interest Rates
Showing 145 - 168 of 398 results
Nov 5, 2025 12:55 PM
— Interest Rates
Mortgage Rates Near 2-Month Highs After Today's Econ Data
The bond market is currently operating without key economic reports due to the government shutdown. However, today had two important non-government reports, both of which were stronger than expected. This led to bond weakness and ultimately caused mortgage rates to rise back to levels seen in late September, nearly reaching the highest rates in over 2 months.
Nov 5, 2025 3:06 AM
— Interest Rates
Current mortgage rates report for Nov. 5, 2025: Rates tick up slightly
The average interest rate for a 30-year, fixed-rate mortgage loan in the U.S. is 6.209%, up from the prior day and a week ago. Rates have been hovering near 7% for a while, with the historic low in 2021 at 2.65%. Experts believe rates won't go back to 2-3% anytime soon. The Fed's actions impact mortgage rates, with possible rate cuts in the future. The state of the economy, inflation, national deb... more
Nov 4, 2025 10:31 AM
— Interest Rates
Housing turnover at a 30-year low shows the US real estate market is still in a deep freeze
The US housing market has seen a significant decline in turnover rates, with the lowest rate in at least 30 years. This slowdown is due to poor affordability for buyers, concerns about tariffs and the job market, and sellers holding back as they don't want to finance at current interest rates. Forecasters do not expect mortgage rates to fall significantly anytime soon.
Nov 4, 2025 3:06 AM
— Interest Rates
Non-QM, 2nds, Marketing Products; Deep Dive on Data-Less Capital Markets
The article discusses various topics related to the mortgage industry, including housing, finance, mortgage fraud investigations, acquisitions, non-QM lending, and changes in mortgage lender branding. It also touches on recent changes in interest rates and the Federal Reserve's decisions regarding rate cuts.
Nov 1, 2025 5:33 AM
— Interest Rates
Wednesday: FOMC Statement, Pending Home Sales
On Wednesday, the Mortgage Bankers Association will release the results for the mortgage purchase applications index in the morning. In the afternoon, the Pending Home Sales Index for September will be released, followed by the FOMC Meeting Announcement where the Fed is expected to cut rates by 25 basis points. Fed Chair Jerome Powell will hold a press briefing following the announcement.
Nov 1, 2025 3:06 AM
— Interest Rates
Sideways Overall Despite Hawkish Fed Speakers
The article discusses the mid-day volatility in the market, which was attributed to month-end tradeflows. The comments from several Fed speakers were all hawkish, expressing a preference for holding rates steady and concerns about economic momentum and inflation. The market responded by showing some fluctuations throughout the day.
Oct 30, 2025 4:06 PM
— Interest Rates
Mortgage rates jump amid interest rate cut uncertainty. What it means for homebuyers.
Mortgage rates rose to the highest level since Oct. 9 due to uncertainty around a potential December rate cut by the Federal Reserve. Even though the market had anticipated lower rates, Fed Chair Powell's comments suggested otherwise. The rise in rates may impact home sales in 2026, with projections already being lowered due to affordability issues. However, existing homeowners may benefit from lo... more
Oct 30, 2025 11:07 AM
— Interest Rates
Mortgage rates jump 20 basis points following Fed cut
The Federal Reserve lowered its benchmark interest rate, but mortgage rates increased instead of following suit. The average rate on the 30-year fixed mortgage jumped 20 basis points after Chairman Jerome Powell's announcement and news conference. The bond market had already anticipated the rate cut, but Powell's commentary caused rates to rise. Refinance applications increased due to the drop in ... more
Oct 30, 2025 7:07 AM
— Interest Rates
Enthusiasm Curbed. Back to Waiting
The market's expectations for 3 Fed rate cuts in 2025 were too high, with the market being nearly certain of another cut in December. However, Fed Chair Powell indicated uncertainty about this, leading to a mild re-set in yields. The market is now waiting for economic data to sway expectations one way or the other.
Oct 29, 2025 1:08 PM
— Interest Rates
Another Hawkish Powell Press Conference Harshes Bonds' Mellow
The Federal Reserve cut rates and ended Quantitative Tightening (QT), which was expected by the markets and had no impact. However, the press conference was hawkish as Powell hinted that a December rate cut was not guaranteed, contrary to market expectations of an imminent cut. As a result, Fed Funds Futures dropped and yields increased. MBS and yields experienced losses overnight.
Oct 29, 2025 1:07 PM
— Interest Rates
Yet Again, Mortgage Rates Surge Higher After Fed Rate Cut
Today's mortgage rates increased despite a Fed rate cut, going against the common belief that mortgage rates benefit from such cuts. The rapid increase in rates can be attributed to Fed Chair Powell's comments during the press conference, indicating that another rate cut in December was not guaranteed. This caused market expectations to shift, leading to a quick adjustment in mortgage rates to ref... more
Oct 29, 2025 11:05 AM
— Interest Rates
What this Fed rate cut means for your credit card, mortgage, auto loan, student debt and savings account
The Federal Reserve cut borrowing costs for the second time in a row, lowering the federal funds rate. This decision could offer some relief to consumers with high borrowing costs, especially for credit card debt. Mortgage rates, student debt, auto loans, and savings accounts are all impacted by the Fed's moves. While some loans are fixed for the life of the loan and won't be immediately affected,... more
Oct 29, 2025 9:10 AM
— Interest Rates
Mortgage Rates Forecast & Predictions
Mortgage rates have been fluctuating, with some weeks showing increases and others showing decreases. Despite this, there is continued optimism in the real estate market. Fannie Mae predicts that a declining share of cash home sales will lead to higher purchase home originations through 2019. However, rising interest rates are expected to impact refinancings and curtail purchase activity.
Oct 28, 2025 3:12 PM
— Interest Rates
WATCH LIVE: Powell delivers remarks after Federal Reserve meeting on interest rates
The Federal Reserve is expected to cut its key interest rate in order to bolster hiring, with the possibility of another cut in December. This could benefit consumers by reducing borrowing costs for mortgages and auto loans. The central bank is navigating an unusual economic period, with hiring slowing down, inflation remaining high, and the economy heavily reliant on tech company investments.
Oct 27, 2025 10:58 AM
— Interest Rates
What another Fed cut could mean for borrowers — some rates may barely budge
The Federal Reserve is expected to lower borrowing costs again, potentially bringing the federal funds rate to a range between 3.75%-4.00%. While consumer rates are affected by this, not all products will see equal changes. Credit card rates, for example, may adjust slightly but will remain at high levels. Auto loan rates could benefit from future cuts, and mortgage rates are more closely tied to ... more
Oct 27, 2025 6:58 AM
— Interest Rates
Will mortgage interest rates drop after this week's Fed meeting?
The Federal Reserve is expected to cut interest rates in their upcoming meeting. While this is good news for borrowers, including homebuyers facing historically high mortgage rates, the impact on mortgage interest rates isn't always immediate or directly proportional to the Fed's rate cut. Lenders may preemptively lower rates or have already factored in the expected cut. Borrowers are advised to k... more
Oct 27, 2025 2:01 AM
— Interest Rates
Federal Reserve meets Wednesday for interest rate decision. Here's what economists predict.
The Federal Reserve is likely to cut its benchmark rate by 0.25 percentage points in response to the softer inflation rate, which came in cooler than expected at 3%. This would be the second rate cut of the year and is anticipated to help boost the labor market and support the economy. Mortgage rates have already dropped ahead of the decision, with the average 30-year fixed-rate mortgage reaching ... more
Oct 24, 2025 11:54 AM
— Interest Rates
Mortgage Rates Little-Changed Despite Decent Inflation Data
The Consumer Price Index (CPI) was released this morning, showing lower-than-expected core monthly inflation and annual levels, which is rate-friendly. The bond market initially reacted strongly, implying lower mortgage rates, but later had second thoughts causing most mortgage lenders to have slightly higher rates compared to the previous day. Overall, rates would have been higher if not for the ... more
Oct 24, 2025 6:34 AM
— Interest Rates
Pros and Cons in CPI Report
The Consumer Price Index (CPI) results were bond friendly with lower core and headline numbers than expected, but still running high annually. Metrics aiming to strip out tariff impacts and housing show inflation momentum that is still a concern for the Fed. This led to 10yr yields rallying briefly then erasing half of those gains.
Oct 23, 2025 9:58 AM
— Interest Rates
Mortgage rates fall to lowest mark in over a year
Economists expect the Federal Reserve to continue cutting rates, but other factors may have a greater impact on mortgage lending. The 30-year fixed rate mortgage interest rate average is at a 2025 low. The government shutdown and lack of data are keeping mortgage rates in a narrow range, leading to uncertainty among investors.
Oct 23, 2025 7:24 AM
— Interest Rates
You Know Things Have Been Pretty Good When...
Over the past 2 years, rates have stayed in a narrow range around a 10-year yield of 4.34%. A slight overnight selling has brought yields under 4.0%, which is considered good. The gradual movement of rates may be attributed to consolidation vibes, although rising oil prices could also play a role.
Oct 20, 2025 3:23 AM
— Interest Rates
Mortgage payments have nearly doubled in the past decade. These counties saw the biggest rise
Mortgage rates have decreased, hitting their lowest levels since the start of the year. However, they remain higher than pre-pandemic levels. Rising home prices have also contributed to increased monthly mortgage costs. Counties in Idaho experienced the largest increases, with Canyon County seeing costs rise to $2,381 in 2025 from $840.71 in 2015. The most expensive housing prices are found in Mas... more
Oct 19, 2025 12:24 AM
— Interest Rates
Federal Reserve
The article discusses the Federal Reserve's plans to address the federal deficit, the possibility of cutting interest rates, and the impact on the economy. Various experts have provided insights on inflation, interest rates, central bank policies, and the mortgage lending market.
Oct 17, 2025 4:23 PM
— Interest Rates
Mortgage payments have nearly doubled in the past decade. These counties saw the biggest rise
Recent data shows that mortgage rates have decreased but remain higher than pre-pandemic levels. Monthly mortgage payments have nearly doubled in the last 10 years due to both higher interest rates and rising home prices. The top five counties with the largest mortgage increases are all in Idaho, with Canyon County experiencing the largest rise. Housing prices in Idaho are attributed to a decline ... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.