Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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News for: Yahoo Finance
Showing 145 - 168 of 612 results
Jan 14, 2026 7:30 AM
— Mortgage Rates
5.5% and below: Mortgage lenders with the best rates this week, Jan. 12-18, 2026
The article discusses the current mortgage rates offered by the top 10 home loan providers, with six of them offering rates in the sub-6% range. It emphasizes the importance of looking at the annual percentage rate (APR) that includes both the interest rate and lender fees for a more accurate measure of borrowing costs. The article also highlights the impact of credit scores, down payments, and lo... more
Jan 14, 2026 7:30 AM
— Housing Market
2025 US home sales stuck at 30-year low as mortgage rates, prices weighed on market
The U.S. housing market slump continued into its fourth year in 2025, with sales remaining low due to rising home prices and elevated mortgage rates. Sales have been declining annually since 2022, with sales stuck at around a 4-million annual pace. Despite a recent improvement in conditions with lower mortgage rates, affordability remains a challenge for many potential buyers, particularly first-t... more
Jan 14, 2026 4:30 AM
— Mortgage Rates
US Mortgage Rates Slide to One of Lowest Levels Since 2022
US mortgage rates dropped to one of the lowest levels in years, leading to increased purchase and refinancing activity. The lower rates offer hope for a struggling housing market, with the purchase index increasing by nearly 16% and the refinancing gauge jumping by over 40%. President Donald Trump has proposed measures to further improve housing affordability, including banning institutional inves... more
Jan 14, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 14, 2026: Bouncing up from recent lows
The article discusses the current mortgage rates presented by Zillow, including 30-year fixed rates at 5.93%, 15-year fixed rates at 5.40%, and various ARM and VA rates. It highlights the benefits of different mortgage terms, such as lower payments and predictability for 30-year fixed rates, lower interest rates for 15-year fixed rates, and lower initial rates for ARM loans. The article also empha... more
Jan 13, 2026 8:30 AM
— Mortgage Rates
How does inflation affect mortgage rates? What to expect from the December core CPI.
This article discusses how inflation can impact mortgage rates, as well as the role of the Federal Reserve in adjusting interest rates based on inflation rates. It explains the measurement of inflation using the Consumer Price Index and Personal Consumption Expenditures index, and how these indicators may affect mortgage rates. Additionally, it highlights the importance of understanding inflation ... more
Jan 13, 2026 8:30 AM
— Housing Market
Trump wants to ban Wall Street investments in single-family homes. Would this make housing more affordable?
President Trump proposed a ban on large institutional investors from buying more single-family homes in an attempt to make homes more affordable for families. However, experts believe that the impact of this proposal on home prices and affordability would likely be modest, as institutional investors account for only a small share of total home purchases. The housing shortage is influenced by multi... more
Jan 13, 2026 7:30 AM
— Mortgage Rates
8 strategies for getting the lowest mortgage rate possible in 2026
The article provides tips for getting the lowest mortgage rates possible in the 2026 housing market, including improving your credit score, aiming for a low debt-to-income ratio, making a significant down payment, and considering buying discount points. It also discusses negotiating special financing with sellers, getting rate buydowns, and choosing between different types of mortgages like adjust... more
Jan 13, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 13, 2026: Rates tumble following Trump news
Mortgage rates have decreased, with a 30-year rate at 5.86% and a 15-year rate at 5.28%. Zillow compiled these rates and found that refinance rates are generally higher than purchase rates. The article discusses the benefits of 15-year mortgages compared to 30-year mortgages, with examples on how different rates affect monthly payments and overall interest paid. The importance of determining betwe... more
Jan 13, 2026 2:30 AM
— Mortgage Rates
Bill Ackman Urges Trump To Cut Mortgage Rates By Adding Prepayment Penalties
Billionaire hedge fund manager Bill Ackman proposed introducing prepayment penalties on government-backed home loans in order to reduce mortgage rates in the United States. This proposal could potentially save borrowers about 65 basis points on a 30-year mortgage.
Jan 11, 2026 7:30 PM
— Mortgage Rates
Trump's $200 Billion 'People's QE' Mortgage Stimulus Plan Could Backfire, Economists Warn It Will Worsen 'Housing Affordability'
President Trump's proposal to purchase $200 billion in mortgage-backed securities is facing criticism from economists who warn that it could worsen housing affordability in the long run despite temporarily lowering mortgage rates. The plan involves tapping funds from government-sponsored enterprises Fannie Mae and Freddie Mac, raising concerns about political intrusion into monetary policy.
Jan 9, 2026 11:30 AM
— Mortgage Rates
When will mortgage rates go down? The trend into 2026, with one big wild card.
Mortgage rates have been slightly falling in the latter part of 2025 but remain just above 6%. President Trump has proposed unfreezing mortgage rates and the Federal Reserve plans to cut rates once in 2026 which may not impact mortgage rates too drastically. While mortgage rates generally follow the 10-year Treasury yield, affordability when buying a home is also affected by home prices, which rem... more
Jan 9, 2026 7:30 AM
— Mortgage Rates
When will mortgage rates go down? The trend into 2026
Mortgage rates have remained in a narrow range into 2026, with the 30-year fixed mortgage rate hovering near its low since 2025. The average 15-year fixed rate is also lower than last year. The Federal Reserve's rate cuts in 2025 have influenced mortgage rates, with expectations for another rate cut in 2026. Mortgage rates follow the 10-year Treasury yield, and the spread between the two affects c... more
Jan 9, 2026 7:30 AM
— Mortgage Rates
Mortgage rate predictions for the next 5 years: A data-driven forecast through 2030
The article discusses housing market predictions for 2026 and forecasts mortgage rates over the next five years based on trends in 10-year Treasury note rates. Different analysts expect varying Treasury yields, with predictions ranging from 3.8% to above 4.1% through 2030. The article suggests using a spread of 2.1 to 2.3 percentage points to estimate future mortgage rates, with predictions of 6.2... more
Jan 8, 2026 1:30 PM
— Mortgage Rates
Trump says he wants government to buy $200B in mortgage bonds in a push to bring down mortgage rates
President Trump announced plans for the federal government to buy $200 billion in mortgage bonds in an effort to reduce mortgage rates and make home ownership more affordable for Americans. The move comes as rising home prices outpace incomes, creating challenges for renters and existing homeowners. While the purchase of mortgage bonds may lower rates slightly, it may not be enough to address deep... more
Jan 8, 2026 10:30 AM
— Mortgage Rates
Mortgage rates tick up, Alphabet's market cap overtakes Apple
The article discusses the increase in 30-year fixed rate mortgages to 6.16%, downgrades for homebuilder stocks due to President Trump's policy proposals, and Alphabet surpassing Apple to become the second most valuable company in the world.
Jan 8, 2026 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate edges higher but remains near 2025 low
The average rate on a 30-year U.S. mortgage increased slightly this week to 6.16%, still just above its 2025 low. Mortgage rates have been influenced by factors such as the Federal Reserve's interest rate policy decisions and expectations for the economy and inflation. The recent pullback in mortgage rates has been helpful for home shoppers, with the median U.S. monthly housing payment falling by ... more
Jan 8, 2026 9:01 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 8, 2026: A nudge higher for the week
The article discusses the current mortgage rates, including the averages and national rates for both purchases and refinances. It also provides information on different types of mortgage rates, how the economy impacts rates, and strategies for securing the lowest mortgage rate possible. Additionally, it explains the differences between fixed-rate and adjustable-rate mortgages, as well as the benef... more
Jan 7, 2026 6:30 AM
— Mortgage Lenders
How much is the monthly payment on a $700,000 mortgage?
The article discusses the various costs and factors associated with taking out a $700,000 mortgage loan, including down payments, closing costs, interest rates, repayment terms, and additional monthly costs like insurance and property taxes. It also provides tips for qualifying for such a large loan, such as saving for a significant down payment, improving credit score, lowering debt-to-income rat... more
Jan 7, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 7, 2026: A long stretch of stability
Mortgage rates have been relatively stable recently with small changes in the national average rates for 30-year fixed, 20-year fixed, and 15-year fixed mortgages. The article discusses how the length of the mortgage term affects monthly payments, the pros and cons of different types of mortgages such as fixed-rate and adjustable-rate mortgages, and provides insights into whether to choose a 15-ye... more
Jan 6, 2026 8:30 AM
— Mortgage Rates
How to get the lowest mortgage rate possible in 2026
The article provides tips on how to secure the lowest mortgage rate possible in the 2026 housing market. It discusses the importance of credit score, debt-to-income ratio, down payment, buying discount points, and various strategies to negotiate better rates with lenders. It also mentions alternatives like buydown programs, adjustable-rate mortgages, and shorter-term loans to lower interest rates.
Jan 6, 2026 2:32 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 6, 2026: Bubbling just above and below 6%
Current mortgage rates show a narrow range, with 30-year rates at 6.04% and 15-year rates at 5.41%. Refinance rates tend to be higher than purchase rates. Mortgage calculator can help determine monthly payments based on different rates and terms. Economists expect mortgage rates to stay within the 6% range through 2026, with potential rate cuts in 2026 and 2027. MBA and Fannie Mae predict rates to... more
Jan 5, 2026 7:30 AM
— Housing Market
When will mortgage rates go down? The outlook heading into 2026.
The article discusses the recent decrease in mortgage rates, with the 30-year fixed mortgage rate dropping to 6.15%, the lowest point in 2025. It explores how mortgage rates are influenced by factors such as the Federal Reserve's actions and the 10-year Treasury yield. Despite the decrease in rates, it advises against waiting for rates to drop to 6% before buying a home due to high home prices and... more
Jan 5, 2026 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 5, 2026: Rates barely above 6% but look for even lower offers
Mortgage rates are currently around 6%, but some lenders are offering rates in the mid-5% range. The article provides information on current mortgage rates, mortgage refinance rates, different mortgage terms like 30-year and 15-year mortgages, and adjustable-rate mortgages (ARMs). It also advises on how to reduce interest rates through down payments, credit scores, and debt-to-income ratios.
Jan 4, 2026 5:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 4, 2026: Still in a holding pattern
The article provides national average mortgage rates for various types of loans, such as 30-year fixed and 15-year fixed. It discusses the difference between fixed-rate and adjustable-rate mortgages and the impact of mortgage terms and interest rates on monthly payments and total interest paid. It also mentions the importance of factors like credit score, down payment, and debt-to-income ratio in ... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.