Mortgage News
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News for: The Mortgage Reports
Showing 145 - 168 of 210 results
Jan 13, 2026 9:39 AM
— Mortgage Rates
Mortgage Rates Flat, Inflation Higher for Essentials | Today, January 13, 2026
Mortgage rates are staying low, with the 30-year fixed rate at 6.179%. There is a mix of pressures keeping interest rate movements small. Experts advise hopeful home buyers to look into financial assistance programs. Various economic reports and Federal Reserve speeches are anticipated. Inflation remains flat, with essential categories like food and medical care seeing growth. Small business optim... more
Jan 12, 2026 7:07 AM
— Mortgage Rates
Mortgage Rates Steady on Monday Morning | Today, January 12, 2026
Mortgage rates remain at their lowest averages in over a year, showing few basis points increase over the weekend. Rates for 30-year fixed mortgages sit at 6.18%, while rates for 15-year fixed mortgages reached 5.52%. Experts recommend considering refinancing or tapping into home equity with the current rates. The article also discusses adjustable-rate mortgages and predictions by economists on fu... more
Jan 9, 2026 1:35 PM
— Mortgage Rates
Will Trump’s $200B Bond Bet Actually Lower Your Mortgage Rate?
President Trump ordered a $200 billion purchase of mortgage bonds to potentially lower mortgage rates, aiming to ease affordability for first-time buyers. However, economists caution that the effects may be limited and temporary, as rates are influenced by various factors like inflation, Treasury yields, and global economic conditions. Experts advise buyers to focus on factors they can control, su... more
Jan 9, 2026 9:15 AM
— Mortgage Rates
Mortgage Rates Flat, Jobs Report Weaker Than Expected | Today, January 9, 2026
Mortgage rates have remained stable, with the 30-year fixed rate at 6.16%. Various economic indicators could put pressure on interest rates, while experts offer advice for refinancing or home buying in 2026. ARMs typically have lower initial rates compared to fixed loans, with predictions for stable rates in the near and medium term. Economic reports and Fed speeches are discussed, with slight inc... more
Jan 8, 2026 7:57 AM
— Mortgage Rates
Mortgage Rates Down Again | Today, January 8, 2026
Mortgage rates have continued to decrease, with the average 30-year fixed mortgage rate at 6.16%. Borrowers are advised to consider refinancing or tapping into home equity. Negotiating for lower rates and exploring financial assistance programs can also help prospective buyers. The article also discusses the relative advantages of 15-year fixed mortgages and 5/1 adjustable rate mortgages. Economic... more
Jan 8, 2026 6:32 AM
— Reverse Mortgages
What Interest Rates Mean for Your Reverse Mortgage
Interest rates have a significant impact on reverse mortgages, affecting borrowing power, projected loan growth, and principal limits. Higher rates can result in lower borrowing capacity, while lower rates can increase equity access. Borrower age also plays a role, with older borrowers generally qualifying for higher principal limits. Interest rate changes can affect both new and existing reverse ... more
Jan 8, 2026 6:32 AM
— Housing Market
First-Time Home Buyer Advice and Preparation for 2026
Experts advise potential home buyers to prepare themselves by organizing their finances, evaluating their budget, and understanding current market conditions in order to make informed decisions in purchasing a property. Recommendations include starting the home buying process in the first quarter when competition is lower, but prices may be more affordable, and utilizing the expertise of real esta... more
Jan 7, 2026 8:05 AM
— Mortgage Rates
Mortgage Rates Tumble to 15-Month Low | Today, January 7, 2026
Mortgage rates have dropped to their lowest point since October 2024, with the average 30-year fixed rate at a 15-month low. Rates may continue to decline slightly due to diminishing Treasury yields. Refinancing or tapping into home equity may be beneficial, while negotiating for lower rates and exploring financial assistance programs can help hopeful buyers. The average 15-year fixed rate mortgag... more
Jan 5, 2026 8:31 AM
— Mobile Home Refinancing
Mobile Home Refinancing | Rates & Loans 2026
Refinancing a mobile home can help lower monthly payments, get better interest rates, or tap into home value, but it comes with unique rules. The home's age, size, classification, and whether it's permanently installed impact refinancing options. To qualify, the home must meet certain guidelines, building standards set by HUD, and financial criteria. Mobile home refinancing rates are higher than t... more
Jan 5, 2026 7:54 AM
— Mortgage Rates
Mortgage Rates Flat Over Weekend | Today, January 5, 2026
Mortgage rates remained low at 6.20% for a 30-year fixed mortgage, although they have regressed from their annual lows. The 15-year fixed mortgage rate was at 5.49% and the 5/1 adjustable rate mortgage averaged 5.70%. Economic indicators suggest rate movements will be subdued in the near-term. Experts expect mortgage rates to stay stable around 6.25%. Various reports and forecasts are being monito... more
Jan 2, 2026 8:35 AM
— Mortgage Rates
Mortgage Rates Drift Lower to Kick Off New Year | Today, January 2, 2026
Mortgage rates experienced a slight decline at the beginning of the year but may increase in the near future. The average 30-year fixed mortgage rate is at 6.20%. Negotiating for lower rates, tapping into home equity, or considering financial assistance programs are options for borrowers. Economists predict relative stability in mortgage rates around 6.25% in the near and medium-term. The article ... more
Jan 2, 2026 6:31 AM
— Reverse Mortgages
Using a Reverse Mortgage as a Bridge to Delaying Social Security
The article discusses the dilemma of deciding when to claim Social Security benefits during retirement. It explains how using a reverse mortgage can serve as a temporary income bridge for retirees, allowing them to delay claiming Social Security and potentially increase their lifetime benefits without impacting their investments or selling their home. The focus is on using a reverse mortgage strat... more
Jan 1, 2026 4:35 AM
— Mortgage Rates
Mortgage Rates Drop on New Year's Eve | Today, December 31, 2025
Mortgage rates dropped on New Year's Eve, hinting at potential savings for borrowers in 2026. Economic indicators suggest interest rates will remain steady in the near future, with the average 30-year fixed mortgage rate at 6.20%. Negotiating and exploring assistance programs can help buyers secure lower rates. The article also discusses the benefits of 15-year fixed mortgages and adjustable-rate ... more
Dec 31, 2025 5:31 AM
— Reverse Mortgages
Reverse Mortgage vs. Downsizing: Which Saves More Long Term?
As homeowners age, they face the decision of whether to stay in their current home using a reverse mortgage or to downsize. Downsizing may seem like an obvious way to cut expenses, but the costs and risks associated with it are often underestimated. On the other hand, a reverse mortgage allows homeowners to convert their home equity into cash without giving up their home. The right choice depends ... more
Dec 30, 2025 6:31 AM
— Mortgage Rates
Mortgage Rates Rise Slightly | Today, December 30, 2025
Mortgage rates have been moving within a small range in 2025, showing signs of possible upward pressure. The average 30-year fixed mortgage rate is at 6.29%, with the 15-year fixed rate at 5.57% and the 5/1 adjustable rate mortgage at 5.65%. Experts predict relatively stable rates in the near-term. Various economic reports are affecting the market, and forecasters are monitoring trends for 2026.
Dec 29, 2025 6:31 PM
— Home Equity Investments (HEIs)
Reverse Mortgage vs HEI: Which Is Better?
The article discusses the differences between reverse mortgages and home equity investments (HEIs) as alternative ways for homeowners with significant equity to access cash. Reverse mortgages allow older homeowners to borrow against equity without making monthly payments, while HEIs involve receiving a lump sum in exchange for a percentage of the home's future value. Reverse mortgages offer more f... more
Dec 29, 2025 10:23 AM
— Mortgage Rates
Mortgage Rates Down | Today, December 29, 2025
Mortgage rates are currently low, with the 30-year fixed rate averaging 6.25%, the 15-year fixed rate averaging 5.53%, and the 5/1 adjustable rate mortgage averaging 5.74%. It is advised to consider refinancing, tapping into home equity, and negotiating for better rates. Homebuyer momentum is growing as housing affordability improves. However, due to various uncertainties, forecasts for mortgage r... more
Dec 26, 2025 5:31 AM
— Reverse Mortgages
10 Biggest Reverse Mortgage Myths — And the Truth Behind Them
The article debunks common myths and misconceptions surrounding reverse mortgages, explaining how today's Home Equity Conversion Mortgage (HECM) program works. It clarifies that homeowners keep the title to their home, can live in it for life, and that reverse mortgages are non-recourse loans. It also highlights that borrowers can sell their home at any time, choose how to access their funds, have... more
Dec 24, 2025 11:41 AM
— Mortgage Rates
Mortgage Rates Drop on Christmas Eve | Today, December 24, 2025
Mortgage rates decreased, with the average 30-year fixed rate at 6.23% and the 15-year fixed rate at 5.61%. The article discusses refinancing, tapping into home equity, negotiating for better rates, and programs for financial assistance. It also mentions that mortgage rates are expected to remain stable in the near and medium-term.
Dec 24, 2025 6:04 AM
— Mortgage Lenders
HECM Occupancy Requirements & the 12-Month Absence Rule
A Home Equity Conversion Mortgage (HECM) allows older homeowners to access funds, but failure to meet the occupancy requirement can result in the loan becoming due and payable. The property must be the borrower's primary residence, with short trips and temporary absences generally allowed. Extended absences of more than 12 months without intent to return can trigger repayment. Servicers verify occ... more
Dec 24, 2025 5:31 AM
— Mortgage Refinancing
Trusted Personal Loans Offers | Mortgage Rates, Mortgage News and Strategy
The article discusses loan originations in 2024 and offers solutions for turning home equity into cash or getting a customized rate quote in minutes. It also warns that by refinancing an existing loan, the total finance charges may be higher over the life of the loan.
Dec 23, 2025 10:31 AM
— Housing Market
The Mortgage Reports Year in Review: 2025 Home Buying
The article reflects on the housing market trends in 2025, including interest rates, mortgage volume, underwriting standards, home prices, home sales, inventory, and affordability. Interest rates gradually decreased in 2025, leading to increased mortgage volume. Home prices showed a slowdown in growth, and home sales increased driven by lower mortgage rates. Inventory of for-sale homes increased, ... more
Dec 23, 2025 7:38 AM
— Mortgage Rates
Mortgage Rates Rise, GDP Higher-Than-Expected | Today, December 23, 2025
Mortgage rates increased for the second day in a row due to higher Treasury yields. Despite this, it may still be a good time to refinance or buy a home by negotiating rates or seeking financial assistance programs. The average 30-year fixed mortgage rate was at 6.30%, and the 15-year fixed rate was at 5.67%. ARM rates were at 5.65%. Economic reports showed a growth in GDP and a decline in consume... more
Dec 23, 2025 5:13 AM
— Reverse Mortgages
HECM’s “Due and Payable” Triggers (and How to Avoid Them)
A Home Equity Conversion Mortgage (HECM) allows homeowners age 62 and older to convert home equity into cash without making monthly mortgage payments. However, there are specific conditions that can cause the loan to become 'due and payable,' requiring repayment through the sale of the home, a refinance, or repayment by heirs. Events like moving out of the home permanently, falling behind on prope... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.