Mortgage News
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News for: National Mortgage News
Showing 145 - 168 of 389 results
Nov 20, 2025 1:31 PM
— Mortgage Lenders
Rocket latest lender to add debt service coverage mortgages
Rocket Mortgage has introduced a debt service coverage ratio product in its wholesale and retail channels to serve investors looking to finance rental properties. The platform already has two lenders as partners and is being rolled out amidst rising demand for DSCR loans.
Nov 20, 2025 9:31 AM
— Mortgage Rates
Mortgage rates likely to remain stable for the rest of 2025
Mortgage rates rose after the federal government shutdown ended, giving investors access to economic data. Homebuilders are offering subsidized mortgage rates on unsold inventory. Application errors in mortgage findings rose over 15%. There are expectations of a federal rate cut, but other economic trends may be impacting mortgage lending. A new platform with embedded lenders is being rolled out a... more
Nov 20, 2025 8:31 AM
— Mortgage Rates
Homebuyer affordability improves for fifth straight month
Despite increasing home prices, homebuyer affordability improved in October due to year-low mortgage rates. New-home mortgage applications dropped, but annual sales pace was strongest in over a year. Rate-and-term refinances decreased month over month but were still up significantly from last year. Builders have been cutting prices and using sales incentives. Mortgage loan application volume decre... more
Nov 20, 2025 2:31 AM
— Mortgage Rates
What's behind homebuilders' ultra-low rate deals
Homebuilders in the US are offering mortgage rates so low that they sometimes match the record lows seen during the Covid-19 pandemic. Lenders are finding workarounds for issues such as the suspension of reverse mortgage endorsements. Mortgage rates have remained within a narrow range due to government shutdown and lack of data. Mortgage rates are expected to stay within a 13 basis point band acco... more
Nov 19, 2025 9:31 AM
— Mortgage Rates
Mortgage activity falls as rates tick up again
Consecutive weeks of mortgage rate increases led to a fall in mortgage applications, although there was a 7.1% increase in loan application volume last week. Purchase volume was up from last year, but down from the previous week. Refinance activity increased by 4%, helping make up for the drop in purchase volume. New-home mortgage applications decreased, but annual sales were strong. Mortgage rate... more
Nov 17, 2025 4:30 PM
— Mortgage Rates
New-home sales pace hits 2025 high despite dip in apps
New-home mortgage applications fell in October, but the annual sales pace increased. Mortgage loan application volume fluctuated due to consecutive weeks of mortgage rate increases. While purchase volume increased from last year, there was a slight decrease from the previous week.
Nov 15, 2025 11:31 AM
— Mortgage Delinquencies
Mortgage delinquency levels rise on softer FHA performance
Mortgage delinquencies increased in the second quarter, with Federal Housing Administration-insurance loans performing poorly. FHA loans were responsible for half of the rise in foreclosure starts and 80% of the increase in active foreclosures in September.
Nov 14, 2025 11:31 AM
— Housing Market
Fitch flags cooling housing market through 2027
The U.S. residential housing economy growth is expected to slow down this year due to various factors including higher tariffs on builder supplies, labor issues, and weaker sentiment in the sector. Two government-sponsored enterprises are considering expanding mortgage transfers. Foreclosures have increased for the eighth consecutive month, refinancing has increased as rates eased, and rising deli... more
Nov 13, 2025 7:31 PM
— Foreclosures
Foreclosures climb for eighth straight month
Foreclosures increased for the eighth consecutive month in October, reaching levels close to those seen before the pandemic. The rise in foreclosures was driven in part by high costs. The article also mentions a fintech company that had over $2 billion in home equity line of credit volume in the third quarter, growing production in crypto and non-QM offerings, and the increase in FHA loans contrib... more
Nov 13, 2025 10:31 AM
— Mortgage Rates
50-year mortgage plan piles on interest, analysis finds
The Trump administration suggested the idea of a 50-year mortgage to help more Americans afford monthly payments on homes. However, analysts have found that while this could reduce monthly payments, it would also double the amount of interest the owner pays over the life of the loan. Mortgage rates have shown a mixed picture recently, with some rates rising and others falling due to various econom... more
Nov 13, 2025 9:50 AM
— Mortgage Rates
Homebuyer activity climbs despite minor rate uptick
Mortgage rates rose slightly this week, but home purchase activity remained unaffected. Total foreclosures rose in October. Companies are considering deals due to their optimism or the high prices in the market. President Trump is pushing for government-sponsored loan buyers to aid in the creation of lower-cost homes. Loan originators share their success secrets.
Nov 12, 2025 7:31 PM
— Mortgage Lenders
Citi tops J.D. Power mortgage satisfaction rankings
A shift towards building relationships over transactions has increased customer satisfaction and brand loyalty in the mortgage industry. There has been a rise in application error findings for the second consecutive quarter. While Rocket Mortgage's satisfaction score improved, the industry as a whole saw a slight drop. Mortgage companies are looking towards artificial intelligence for the future o... more
Nov 12, 2025 10:36 AM
— Interest Rates
December Fed rate cut still on the table for most economists
Economists are uncertain if the Federal Open Markets Committee will make a third interest rate cut in December. Carrington acquired Reliance, Rocket Companies suffered a loss but celebrated acquisitions, the 30-year rate dropped slightly due to Powell's comments, and traders are preparing for various Fed outcomes. Government-sponsored enterprises are considering expanding mortgage transfers and pr... more
Nov 12, 2025 4:36 AM
— Mortgage Rates
Refi spike tapers off despite falling rates
Refinancing slowed down in October after consecutive months of dramatic spikes, pushing down rate-lock activity. Two government-sponsored enterprises are looking into expanding mortgage transfers between borrowers. Rate-and-term transactions, cash-outs, and purchase loans increased. Mortgage loan application volume rose. Refinancing pushed mortgage originations higher as rates eased, but rising de... more
Nov 12, 2025 4:35 AM
— Mortgage Lenders
Fannie, Freddie eyeing assumable or portable loans: Pulte
Fannie Mae and Freddie Mac, under conservatorship in the US, are exploring more opportunities with loans transferred between buyers and sellers, with the goal of speeding up lower-cost home creation. Federal Housing Finance Agency Director Bill Pulte is working towards a partnership to achieve this goal and has been critical of homebuilders and the Fed chair in a recent interview.
Nov 11, 2025 4:31 AM
— Mortgage Lending
Mortgage credit availability hits 3-year high
Mortgage credit availability reached a three-year high due to a significant increase in conventional mortgages. Various companies and organizations in the industry, such as Fortress, First American, Planet Home Lending, and the Mortgage Bankers Association, have made significant moves and predictions recently.
Nov 10, 2025 4:35 AM
— Mortgage Products
Trump, Pulte float 50-year mortgage use in U.S.
Government-sponsored enterprise reform could potentially lead to the creation of a 50-year mortgage product, which President Trump believes will help more Americans afford monthly payments on homes. However, analysts warn that while this type of mortgage could reduce monthly payments for borrowers, it would also double the amount of interest the owner pays over the life of the loan.
Nov 10, 2025 2:53 AM
— Mortgage Rates
Refi opportunities hit 3-year high as rates ease
The number of homeowners who can reduce their monthly payments by refinancing has hit a multi-year high due to weakening mortgage rates. Various markets for home equity products are emerging, and advancements in technology are making it easier for traditional offerings to reach consumers. President Trump and housing regulator Bill Pulte are considering introducing a 50-year fixed-rate mortgage. Re... more
Nov 8, 2025 4:35 AM
— Housing Market
Pulte suggests new Fannie Mae, Freddie Mac business deals
Bill Pulte sees potential partnerships emerging with government-sponsored enterprises to increase profits. President Trump urges Fannie Mae and Freddie Mac to assist in lower-cost home creation and help with vacant lots. The head of the oversight agency is implementing changes and urging investors to review risk factors.
Nov 6, 2025 10:15 AM
— Mortgage Rates
Mortgage rates bounce back up after month of drops
After a month of consecutive drops, mortgage rates increased this week following the rise of the 10-year Treasury yield by 0.2 percentage points. Observers attribute the government shutdown and lack of data as reasons for keeping mortgage rates stable within a narrow range.
Nov 5, 2025 5:52 AM
— Housing Market
Fannie Mae, Freddie Mac housing goals need revisions: MBA
The Mortgage Bankers Association supports the reduction of low-income single-family finance goals for Fannie Mae and Freddie Mac. The number of qualified refinance candidates has increased as mortgage rates ease. There is consideration of introducing a 50-year fixed-rate mortgage. The debate on who should be the MBS buyer of last resort is ongoing.
Nov 5, 2025 4:31 AM
— Housing Market
How Mamdani's win is roiling New York's real estate market
Zohran Mamdani is causing disruptions in New York's real estate market. Two major companies, Compass Inc. and Zillow Inc., are involved in a legal battle that could impact how homes are marketed and sold. Despite international hesitancy, interest in investment properties in the U.S. remains strong. Mortgage rates have remained relatively stable, with predictions that they will stay within a narrow... more
Nov 5, 2025 3:07 AM
— Mortgage Rates
Mortgage Applications
Economic tensions between the U.S. and China drove interest rates down last week, leading to a surge in refinance applications. Purchase mortgage applications are declining due to supply constraints. Mortgage rates remained stable with the potential for further drops. A focus on personalized mortgage production technologies is highlighted.
Nov 3, 2025 2:06 PM
— Mortgage Lending
Fed, not GSEs, should be mortgage securities backstop: BofA
Analysts at Bank of America Securities believe that Fannie Mae and Freddie Mac should return to being the main buyers of agency mortgage-backed securities, as refinancing and home equity lending have increased amidst rising borrower stress due to delinquencies. Mortgage groups want GSEs to buy MBS to lower rates, but some experts believe it is a risky and unnecessary plan.
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Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.