Mortgage News
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News for: National Mortgage News
Showing 145 - 168 of 402 results
Dec 9, 2025 2:31 AM
— Mortgage Lenders
CrossCountry seeks $2.1 million from LO accused of fraud
CrossCountry Mortgage is seeking to reclaim $2.1 million from a former branch manager facing federal charges. A federal judge in Pennsylvania ruled against the debtor in a case related to Nationstar, WSFS, and A&D. Hildene is acquiring an annuity provider SILAC while partnering with CrossCountry Mortgage. There have been attempts to remove legitimate items from credit files to temporarily boost cr... more
Dec 8, 2025 7:31 PM
— Housing Market
California tops list of riskiest housing markets
Affordability remains a challenge in the housing market, especially in California. Investors buying low-priced properties often end up losing money when selling, according to Attom's home flipping report. Mortgage professionals suggest that more research, including cost-benefit analysis, is needed. Zillow reports that most homebuyers do not shop around for mortgage quotes, which could lower their ... more
Dec 8, 2025 5:31 PM
— Mortgage Lending
Borrowers raise RICO counts against DR Horton, DHI Mortgage
Homeowners are accusing D.R. Horton and its DHI Mortgage arm of racketeering, with allegations including excessive fees for debit card payments and misuse of personal mortgage records. Homebuilders are offering ultra-low mortgage rates to sell unsold inventory, matching record lows seen during the Covid-19 pandemic.
Dec 8, 2025 10:31 AM
— Mortgage Rates
Lower mortgage rates lift refi retention to 3.5-year high
Mortgage rates dropped 50 basis points in the third quarter, leading to an increase in refinance candidates and retention rates. Rate-and-term refinances dropped 14% month over month in October but were still significantly higher than the previous year. Additionally, there may be eased lending rules for manufactured housing if the defense bill eliminates the 'permanent chassis' requirement.
Dec 6, 2025 7:31 AM
— Mortgage Stocks
Rocket, Rithm and Dynex are BTIG's favorite mortgage stocks
Rithm, Rocket, and Dynex are recommended mortgage stocks for 2026 by BTIG following a successful year for publicly traded companies in the industry. The Justice Department subpoenaed a key witness in a case involving accusations of deception by a homebuilder and its lending arm regarding borrowers' monthly mortgage payments. Experts note that origination has increased but has limits, retention rat... more
Dec 4, 2025 9:31 AM
— Mortgage Rates
Mortgage rates move lower in advance of FOMC meeting
Mortgage rates have been fluctuating but remained within a 13 basis point band since mid-September. Despite expectations of a federal rate cut, other economic trends may be influencing mortgage lending. A mortgage lender in Michigan is facing lawsuits over a hack. The 30-year fixed-rate mortgage rose, but then dropped after three consecutive weeks of increases.
Dec 4, 2025 2:31 AM
— Mortgage Lenders
How Fannie, Freddie product mix could shift with a stock offering
Fannie Mae and Freddie Mac continue to remain stable despite new product ideas floated by the regulator. There are potential shifts ahead as they move closer to a public offering, with some experts expecting changes in loan level price adjustments. Several legal issues, such as a servicer fee violation of state debt collection law and lawsuits over a hack, impact the mortgage industry. The FHFA di... more
Dec 3, 2025 2:31 AM
— Mortgage Rates
How GSE changes in LLPAs, MBS could shift rates
Bill Pulte, the director of the oversight agency for government-sponsored enterprises, is urging Federal Reserve Chair Jerome Powell to lower mortgage rates. There is also a push for GSEs to resume buying MBS to lower rates, but some experts warn against the plan. The FHFA director hinted at a partnership and criticized homebuilders and the Fed chair in a recent interview.
Dec 1, 2025 2:31 AM
— Mortgage Lenders
What Fannie, Freddie uplisting would change for the GSEs
Multiple proposals are being considered for Fannie Mae and Freddie Mac, with some scenarios possibly affecting the status of their shares. Mortgage groups are advocating for the GSEs to buy MBS to lower rates, while some experts warn against the plan. Non-banks reported a decrease in net income for the third quarter compared to the previous one. Refinancing drove mortgage originations higher, but ... more
Nov 26, 2025 10:31 AM
— Mortgage Rates
Mortgage rates tick down for first time this month
Mortgage rates have slightly decreased and are expected to remain stable for the rest of the year. The rates have been influenced by various economic trends, including the government shutdown and lack of data, as well as Federal Reserve Chair Jerome Powell's recent comments.
Nov 25, 2025 6:31 AM
— Mortgage Rates
Fannie Mae sees volume near $2.5T by 2027
Fannie Mae projects a rebound in origination levels to 2021 levels by 2026. The Federal Housing Finance Agency uses annual price changes to calculate conforming loan limits. Mortgage rates are projected to reach 6.3% in 2025 and 5.9% in 2026. The Mortgage Bankers Association reports a 7.6% increase in the index of home-purchase applications. There is concern that HUD's program cut could lead 170,0... more
Nov 25, 2025 2:30 AM
— Mortgage Rates
October's prepay speeds at highest in over three years
Low mortgage rates in October led to the highest prepayment speeds in approximately three-and-a-half years. FHA loans contributed to a significant portion of the rise in foreclosure starts and active foreclosures. Mortgage rates have remained stable within a 13 basis point range since mid-September, with industry experts predicting they will continue to stay in this range.
Nov 20, 2025 4:31 PM
— Mortgage Lending
Mortgage defect rates rise on valuation, eligibility issues
Mortgage application defect rates increased over 15% in the second quarter. Delinquency trends split in Q3, with securitized and agency loans showing more strain. Quality Control Advisor Plus system integrates previously separate units at Freddie Mac, reducing processing time. A lender and servicer in Troy, Michigan faces multiple lawsuits over a hack in June. Refinances dropped 14% month over mon... more
Nov 20, 2025 1:31 PM
— Mortgage Lenders
Rocket latest lender to add debt service coverage mortgages
Rocket Mortgage has introduced a debt service coverage ratio product in its wholesale and retail channels to serve investors looking to finance rental properties. The platform already has two lenders as partners and is being rolled out amidst rising demand for DSCR loans.
Nov 20, 2025 9:31 AM
— Mortgage Rates
Mortgage rates likely to remain stable for the rest of 2025
Mortgage rates rose after the federal government shutdown ended, giving investors access to economic data. Homebuilders are offering subsidized mortgage rates on unsold inventory. Application errors in mortgage findings rose over 15%. There are expectations of a federal rate cut, but other economic trends may be impacting mortgage lending. A new platform with embedded lenders is being rolled out a... more
Nov 20, 2025 8:31 AM
— Mortgage Rates
Homebuyer affordability improves for fifth straight month
Despite increasing home prices, homebuyer affordability improved in October due to year-low mortgage rates. New-home mortgage applications dropped, but annual sales pace was strongest in over a year. Rate-and-term refinances decreased month over month but were still up significantly from last year. Builders have been cutting prices and using sales incentives. Mortgage loan application volume decre... more
Nov 20, 2025 2:31 AM
— Mortgage Rates
What's behind homebuilders' ultra-low rate deals
Homebuilders in the US are offering mortgage rates so low that they sometimes match the record lows seen during the Covid-19 pandemic. Lenders are finding workarounds for issues such as the suspension of reverse mortgage endorsements. Mortgage rates have remained within a narrow range due to government shutdown and lack of data. Mortgage rates are expected to stay within a 13 basis point band acco... more
Nov 19, 2025 9:31 AM
— Mortgage Rates
Mortgage activity falls as rates tick up again
Consecutive weeks of mortgage rate increases led to a fall in mortgage applications, although there was a 7.1% increase in loan application volume last week. Purchase volume was up from last year, but down from the previous week. Refinance activity increased by 4%, helping make up for the drop in purchase volume. New-home mortgage applications decreased, but annual sales were strong. Mortgage rate... more
Nov 17, 2025 4:30 PM
— Mortgage Rates
New-home sales pace hits 2025 high despite dip in apps
New-home mortgage applications fell in October, but the annual sales pace increased. Mortgage loan application volume fluctuated due to consecutive weeks of mortgage rate increases. While purchase volume increased from last year, there was a slight decrease from the previous week.
Nov 15, 2025 11:31 AM
— Mortgage Delinquencies
Mortgage delinquency levels rise on softer FHA performance
Mortgage delinquencies increased in the second quarter, with Federal Housing Administration-insurance loans performing poorly. FHA loans were responsible for half of the rise in foreclosure starts and 80% of the increase in active foreclosures in September.
Nov 14, 2025 11:31 AM
— Housing Market
Fitch flags cooling housing market through 2027
The U.S. residential housing economy growth is expected to slow down this year due to various factors including higher tariffs on builder supplies, labor issues, and weaker sentiment in the sector. Two government-sponsored enterprises are considering expanding mortgage transfers. Foreclosures have increased for the eighth consecutive month, refinancing has increased as rates eased, and rising deli... more
Nov 13, 2025 7:31 PM
— Foreclosures
Foreclosures climb for eighth straight month
Foreclosures increased for the eighth consecutive month in October, reaching levels close to those seen before the pandemic. The rise in foreclosures was driven in part by high costs. The article also mentions a fintech company that had over $2 billion in home equity line of credit volume in the third quarter, growing production in crypto and non-QM offerings, and the increase in FHA loans contrib... more
Nov 13, 2025 10:31 AM
— Mortgage Rates
50-year mortgage plan piles on interest, analysis finds
The Trump administration suggested the idea of a 50-year mortgage to help more Americans afford monthly payments on homes. However, analysts have found that while this could reduce monthly payments, it would also double the amount of interest the owner pays over the life of the loan. Mortgage rates have shown a mixed picture recently, with some rates rising and others falling due to various econom... more
Nov 13, 2025 9:50 AM
— Mortgage Rates
Homebuyer activity climbs despite minor rate uptick
Mortgage rates rose slightly this week, but home purchase activity remained unaffected. Total foreclosures rose in October. Companies are considering deals due to their optimism or the high prices in the market. President Trump is pushing for government-sponsored loan buyers to aid in the creation of lower-cost homes. Loan originators share their success secrets.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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