Mortgage News
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News for: Mortgage News Daily
Showing 145 - 168 of 839 results
Jan 27, 2026 5:30 AM
— Bond Markets
Gap Filled. Time to Sell?
The article discusses the technical analysis in the bond market, specifically focusing on the gap created between yields on 2 consecutive days at the time of the breakout. The recent altitude achieved above the 4.20% technical ceiling in 10yr yields is considered the 'gap' in this case, with Monday's yields filling it down to 4.203. Traders often see this as a cleansing of positional imbalances th... more
Jan 26, 2026 12:32 PM
— Mortgage Rates
Lowest Mortgage Rates in Just Over a Week
Mortgage rates decreased slightly for the 4th consecutive business day, with the average top-tier 30yr fixed rate reaching its lowest point since January 16th. However, rates were even lower 2 weeks ago. The week ahead is expected to have little volatility, including the Fed announcement on Wednesday, as the outcome is already fully expected by financial markets.
Jan 26, 2026 6:33 AM
— Interest Rates
Starting Fairly Flat After Spicy But Stale Durable Goods
This week's main focus is the Fed announcement on Wednesday, but it is uncertain how much of an impact it will have. The Producer Price Index on Friday may have more influence, but typically doesn't make a big splash. Durable Goods data released this morning exceeded forecasts, potentially leading to a small decrease in 10yr yields, but the impact was minimal.
Jan 24, 2026 5:31 AM
— Mortgage Rates
Unsurprising Surge in Refi Demand Pushes Mortgage Apps Past 3 Year High
Mortgage applications rose by 14.1% for the week ending January 16, with refinance demand leading the way. The Refinance Index climbed by 20% from the previous week and was 183% higher than the same week one year ago. The rate rally prompted greater refinance activity from conventional and VA borrowers, with refinance applications accounting for more than 60 percent of total volume. Purchase deman... more
Jan 23, 2026 11:30 AM
— Mortgage Rates
Mortgage Rates Close Out Extremely Flat Week
Mortgage rates saw movement early in the week in response to geopolitical issues and tariff escalation potential, but recovered only modestly. The mortgage market is outperforming Treasury benchmarks, with average mortgage rates closer to their lowest levels compared to the 10yr Treasury yield.
Jan 22, 2026 2:36 PM
— Bond Markets
No Reaction to Early Data, But Slightly Weaker Overnight
After Trump announced a potential deal on Greenland, bond and stock markets reacted positively as it signaled a pause in new tariffs and changes in foreign demand for Treasuries. The early economic data did not have much impact, and the focus now is on the upcoming PCE inflation data. Yields have been slowly rising along with European markets, but Treasuries still have most of their gains from the... more
Jan 22, 2026 12:30 PM
— Mortgage Rates
Another Micro-Victory For Mortgage Rates
Mortgage rates have slightly decreased over the past two days, with the daily rate index dropping to 6.19% from 6.21% at the beginning of the week. Recent economic data did not significantly impact the bond market due to its timeliness and alignment with forecasts. Market remains sensitive to geopolitical risks and fiscal outlook headlines.
Jan 21, 2026 1:30 PM
— Bond Markets
Bonds Recovering a Bit After Framework of a Deal on Greenland
Geopolitical events such as tariff brinksmanship, trade deals, foreign wealth fund participation, and a potential deal regarding Greenland have been impacting financial markets. The announcement of a pause on new tariffs has led to stocks and bonds trading cautiously as a win for now but not back to previous levels. Bond markets are choppy and sideways, with MBS up slightly and 10yr yields slightl... more
Jan 21, 2026 12:30 PM
— Interest Rates
Mortgage Rates Sideways to Slightly Lower
Markets were mostly sideways overnight as traders awaited geopolitical developments regarding Greenland. Bonds and stocks initially lost ground due to the threat of additional tariffs and decreased participation in the bond market. However, both rallied in the afternoon after Trump announced the framework of a deal. Mortgage rates were holding steady but some lenders offered mid-day improvements.
Jan 21, 2026 7:30 AM
— Mortgage Rates
Calmer Day so Far, But No Relief From Recent Rout
Mortgage rates have remained consistent with where they were two weeks ago, but have risen 20bps from last week's lows. Recent volatility in the market was mainly driven by geopolitical issues and Japanese debt drama. As Japanese bonds recover and there are no new geopolitical escalations, bond bearishness has decreased and the market is now showing more sideways movement.
Jan 20, 2026 1:30 PM
— Bond Markets
Range Breakout Intensifies. Chicken or Egg?
The bond market has experienced a confirmed breakout with 10yr yields surging almost 10bps above the range ceiling in just 2 days. Technical analysts are excited about the breakout, while fundamental traders are more cautious. A Danish pension fund pulling out of US Treasuries caused a significant volume spike and sharp selling. Bonds are bracing for fallout with Europe over Greenland leading to o... more
Jan 20, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Jump to Match Highest Levels in Nearly a Month
Mortgage rates increased significantly on Tuesday due to geopolitical events and overseas financial markets. Despite the announcement of a $200 billion mortgage bond buying plan by the administration, rates have not improved much because the market had already factored in this news. Mortgage rates may fluctuate depending on geopolitical issues and economic data.
Jan 20, 2026 6:30 AM
— Treasury Rates
Bonds Brace For Greenland Fallout. Japan Not Helping Either
Trump's aspirations for Greenland are leading to increased tariffs and potential trade deal suspensions with the EU. A Danish pension fund has announced the liquidation of its Treasury holdings, sparking concerns that other EU countries may follow suit. Debt drama in Japan is also causing a surge in Japanese yields and affecting US Treasuries.
Jan 17, 2026 4:31 AM
— Mortgage Lending
Compliance, Servicing, Mortgage Reset Tools; February and March Events and Education
The article discusses various updates and events in the mortgage industry, including the housing market outlook, mortgage rate cuts by the Fed, tips for Independent Mortgage Bankers to improve profitability, regulatory updates, and upcoming conferences and webinars related to mortgage lending.
Jan 17, 2026 4:31 AM
— Bond Markets
Slow Start, Quiet Calendar
The bond market experienced unexpected volatility last week, reminding investors that anything can happen. Currently, bonds are moderately weaker with 10yr yields trending towards the upper boundary of the trading range. Mortgage-backed securities are outperforming slightly, likely due to a combination of actual and expected GSE purchases. The event calendar is light, with only two reports expecte... more
Jan 17, 2026 4:31 AM
— Bond Markets
10yr Yields Finally Break The Range
Despite an absence of market movers, bonds experienced a significant breakout, with 10-year yields reaching their highest level in 4 months. There was some mid-day weakness influenced by comments from Trump, but overall losses were gradual and not tied to a specific event. Mortgage-backed securities (MBS) outperformed due to anticipated GSE MBS purchases, but still ended the week at their lows.
Jan 16, 2026 1:30 PM
— Housing Market
Builder Sentiment Survey Not Yet Reflecting Recent Rate Changes
Builder confidence decreased in January, with the NAHB/Wells Fargo Housing Market Index falling two points to 37. Components such as current sales conditions, prospective buyer traffic, and future sales expectations all weakened. Affordability challenges and rising construction costs continue to weigh on the sentiment of builders. While mortgage rates have declined to a three-year low, the impact ... more
Jan 16, 2026 1:30 PM
— Mortgage Rates
Mortgage Rates End Week at Highs
Despite slight increases from last week, current mortgage rates are still the lowest since early 2023 if we disregard the past 5 days. Fannie and Freddie's plans to purchase $200 billion of MBS led to a drop in average mortgage rates, but the market has since stabilized. Treasury yields and Fed rate expectations have been rising, with the 10yr yield recently breaking out of a 4-month range. Howeve... more
Jan 16, 2026 4:31 AM
— Housing Market
Hedging, Corresp. and Broker, Servicing, Quality Management, Fraud Prevention Products
The office-to-apartment and condo conversion trend is accelerating, with a significant increase in the number of units repurposed from office buildings. Major metros like New York, Washington, D.C., and Los Angeles are leading the way in this trend. Additionally, FundingShield, a wire & title fraud prevention leader, released a report showing an increase in transactions flagged for risk, emphasizi... more
Jan 15, 2026 2:30 PM
— Bond Markets
Data-Driven Weakness
The bond market had a straightforward day with trading remaining flat overnight and then weakening after the 8:30am Jobless Claims data was released. The impact of the report led to a decrease in the probability of a rate cut in March. Longer-term rates are still range-bound and MBS are at the top of their range due to GSE purchases.
Jan 15, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Higher For Some Lenders and Lower For Others
Mortgage rates moved modestly lower for some lenders today while they moved higher for others. The difference depends on whether the lender adjusted rates late in the day yesterday based on improving mortgage bond market conditions.
Jan 15, 2026 5:30 AM
— Bond Markets
Stronger Jobless Claims Leads to Early Selling
The weekly jobless claims data has a moderate impact on the bond market, especially when results differ significantly from forecasts. Today's 198k print is slightly weakening bonds as it falls below the 200k level. A stronger Philly Fed index did not offset this impact.
Jan 14, 2026 2:30 PM
— Interest Rates
Some Asymmetric Risk When it Comes to Locking vs Floating
Bonds improved due to heavy stock losses creating safe haven buying demands. Despite positive economic data, mortgage rates remained unchanged, suggesting lenders may be resistant to offering significant improvements in the short term.
Jan 14, 2026 12:30 PM
— Mortgage Rates
Mortgage Rates Unchanged Despite Bond Market Improvement
Bond market trading levels impact the rates mortgage lenders can offer. Last week's news of planned purchases of $200bln in mortgage backed bonds caused rates to lower, but other inputs can affect rates as well. Mortgage lenders may become too busy to handle more volume, leading them to raise rates to deter new business. They may also raise rates to prevent borrowers from refinancing early, which ... more
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Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.