Mortgage News
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News for: HousingWire
Showing 145 - 168 of 367 results
Feb 3, 2026 12:40 PM
— Mortgage Rates
Spring housing market uncertain as mortgage rates remain flat
Mortgage rates have remained steady despite key economic and policy announcements in the past week, which could provide some relief for homebuyers and sellers as the spring housing market approaches.
Feb 3, 2026 7:32 AM
— Mortgage Security
LPT Realty parent company acquires Humaniz, Reside
The article discusses the importance of verifying human identity through various methods to prevent fraud and ensure security online.
Feb 3, 2026 5:42 AM
— Housing Market
PulteGroup to divest ICG as factory costs challenge builders
PulteGroup plans to divest its Innovative Construction Group due to the challenge of fixed factory costs during volatile housing cycles. The move shows a shift towards supplier-driven innovation and a focus on core homebuilding operations, prioritizing the ability to shed costs and protect capital without impairing the operating system.
Feb 2, 2026 12:32 PM
— Housing Market
Builders FirstSource acquires Pleasant Valley Homes
Builders FirstSource acquired the assets of Pleasant Valley Homes, a modular home manufacturer, to expand its prefabricated offerings. The company plans to scale the model and offer high-quality, semi-custom modular plans to its homebuilder customers, aiming to address industry challenges like affordability and labor access. The building materials industry is experiencing consolidation, with big p... more
Feb 2, 2026 4:12 AM
— Mortgage Lending
High energy performance lowers mortgage costs for buyers
Factoring energy savings into mortgage underwriting can reduce debt-to-income ratios and improve affordability. Recent policy changes and studies show energy-efficient homes offer lower default risk and increased buying power compared to traditional underwriting. The Veterans Home Energy Savings Act allows for utility costs to be included in the underwriting process for VA loans. Incorporating ene... more
Feb 1, 2026 11:32 AM
— Mortgage Lending
Housing demand is still positive even with epic snowstorm
The article discusses the importance of verifying human identity through CAPTCHA tests to prevent spam and fraudulent activities on websites. It explains how CAPTCHA tests work and why they are necessary for online security.
Jan 31, 2026 4:34 AM
— Mortgage Rates
What does Warsh as Fed chair mean for mortgage rates?
Editor in Chief Sarah Wheeler discusses Trump's pick of Kevin Warsh for the next Fed chair with Lead Analyst Logan Mohtashami and how it could impact mortgage rates.
Jan 29, 2026 7:32 AM
— Mortgage Lenders
What D.R. Horton’s strategy reveals now about new-home demand
The article discusses how D.R. Horton is adapting to high mortgage rates by focusing on affordability. They have reshaped their operating model to prioritize what monthly payments buyers can handle, offering smaller, more efficient homes and tailored financing options. Despite higher rates, D.R. Horton continues to expand its order backlog and stay profitable. The key takeaway is that builders nee... more
Jan 28, 2026 12:34 PM
— Housing Market
A blueprint for making housing more affordable
The U.S. housing market is facing a structural challenge of affordability due to a shortage of housing supply, rising non-interest costs, and regulatory barriers. Three key reforms are suggested to address this crisis, including updating the tax code, optimizing the GSE refinance framework, and scaling manufactured housing as a cost-effective alternative. These reforms aim to restore liquidity in ... more
Jan 28, 2026 9:39 AM
— Mortgage Security Measures
Warsh’s Fed chair term brings new uncertainty for housing market
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Jan 27, 2026 9:32 AM
— Mortgage Companies
CoStar faces renewed activist pressure over Homes.com strategy
Third Point is pressuring CoStar Group to reform its board and reconsider its strategy regarding Homes.com, citing $3 billion in residential losses over five years and a 27% stock drop. The activist investor calls for a focus on commercial real estate instead of residential. They argue that CoStar misallocated billions into Homes.com and urge the company to replace majority of the board with quali... more
Jan 27, 2026 4:34 AM
— Housing Market
Trump signals retreat from 401(k) down payment proposal
President Donald Trump is backing away from the proposal to allow penalty-free 401(k) withdrawals for down payments, stating that he is not a fan of using retirement savings in that way. He emphasized the importance of keeping 401(k) balances intact. The U.S. housing market in 2026 is expected to be more balanced with rising inventory and steady prices.
Jan 27, 2026 4:32 AM
— Housing Market
Early 2026 housing market gains traction as buyer demand returns
Early 2026 housing market data is showing improving momentum with rising buyer demand, stable pricing dynamics, and growing inventory. Pending sales, purchase applications, and new listings are all on the rise. Mortgage rates approaching 6% historically strengthen housing demand, and current rates are remaining steady. The market is operating at approximately 2.6 months of supply, reflecting a mor... more
Jan 26, 2026 10:31 PM
— Housing Market
HUD orders housing agencies to verify tenant eligibility
HUD has ordered housing authorities to verify tenant eligibility related to issues like immigration status within 30 days. Nearly 200,000 records need verification, including deceased and ineligible tenants. Noncompliant agencies may face sanctions and HUD plans to recover improper payments.
Jan 26, 2026 3:33 PM
— Mortgage Lenders
Rocket Companies faces lawsuit over mortgage steering
Rocket Companies, including Rocket Mortgage, faces a class-action lawsuit alleging they steered homebuyers to their mortgage products, which are deemed disadvantageous to clients. The lawsuit claims that Rocket violated RESPA by pressuring clients into bad loans and funneling leads to real estate agents who push clients to use Rocket's services. Rocket denies the allegations and defends their prac... more
Jan 26, 2026 4:34 AM
— Online Security for Mortgage Websites
Mortgage rates steady ahead of Fed's January meeting
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Jan 25, 2026 5:35 AM
— Housing Market
Lower mortgage rates boosting demand early in 2026
Lower mortgage rates in early 2026 have led to increased housing demand, with both pending home sales and purchase applications posting gains. Inventory and new listings are also rising as rates remain near 6%.
Jan 23, 2026 4:32 PM
— Housing Market
Don’t count on the ‘silver tsunami’ for housing inventory surge
Inherited homes accounted for a record 7% of U.S. property transfers in 2025, as traditional resales slowed down. Baby boomers are choosing to age in place and hold onto more properties, affecting the housing market supply.
Jan 23, 2026 5:35 AM
— Mortgage Security
Realtors: Fair housing embedded in duties amid federal changes
The article discusses the importance of verifying that a human user is interacting with an online platform to prevent fraud and ensure security. It emphasizes the use of CAPTCHA tests as a common method to distinguish between humans and bots.
Jan 23, 2026 5:35 AM
— Mortgage Security
Trump’s credit card rate cap plan may restrict mortgage credit
The article discusses the importance of verifying human users through various methods like CAPTCHA, biometrics, or behavioral analysis. It emphasizes the need for these verification processes to prevent fraud and ensure the security of online transactions.
Jan 22, 2026 12:33 PM
— Housing Market
Pending home sales dip in December as early 2026 activity shows rebound
The NAR Pending Home Sales Index dropped 9.3% in December 2025, with all regions declining and an index reading of 71.8. Analysts caution that holiday impacts may have affected the data. Mortgage payments fell in December, leading to a 7.5% annual rise in homebuyer affordability.
Jan 22, 2026 8:32 AM
— Mortgage Lending
Trump plan for 401(k) withdrawals may reshape housing demand
President Trump is expected to propose allowing Americans to use their 401(k) retirement accounts without penalties to fund down payments on homes, which could increase homebuying demand. However, experts warn that it may weaken retirement security and push up prices.
Jan 22, 2026 7:32 AM
— Mortgage Lenders
Trump 'bans' institutional homebuying, pushes MBS purchases
President Trump announced a 'ban' on institutional homebuying, $200 billion in mortgage-backed securities purchases, and a 10% credit card rate cap. However, he did not mention expected down payment proposals. The mortgage industry was expecting initiatives like penalty-free 401(k) withdrawals for down payments or reductions in housing-related costs.
Jan 22, 2026 4:34 AM
— Mortgage Fraud Prevention
Agent lawsuit accuses Zillow of illegal tying with mortgage platform
The article discusses the importance of verifying human users in online transactions to prevent fraud and ensure security. It highlights the use of various methods such as CAPTCHAs and biometric verification to confirm the identity of users.
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All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.