Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 145 - 168 of 360 results
Oct 22, 2025 12:23 PM
— Mortgage Rates
Mortgage rates fall again, reaching lowest level in a year
The article discusses the current state of mortgage rates, housing market affordability, and economic factors affecting mortgage rates. It mentions that mortgage rates are at their lowest levels due to expectations of interest rate cuts by the Federal Reserve. It also highlights the impact of political and economic uncertainty on the housing market.
Oct 21, 2025 11:27 AM
— Mortgage Lenders
How To See More Bankrate Results In Your Google Searches
The article discusses the challenge of finding trustworthy sources of information online due to the rise of AI-assisted search and content generation. It encourages users to add trusted publishers like Bankrate to their preferred sources list in Google to access reliable information on topics like mortgage rates. The writers and editors at Bankrate are committed to providing original work that emp... more
Oct 20, 2025 4:26 AM
— Mortgage Rates
30-year mortgage rates decrease - To buy or wait? | Today's mortgage and refinance rates, October 20, 2025
Mortgage interest rates have been mostly lower compared to the previous week, with fluctuations due to factors such as the Fed's rate cut, rising Treasury yields, government shutdown, and tariffs. The current average rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages have all decreased. The government shutdown has led to increased uncertainty in the economy, affecting decisions made by ... more
Oct 17, 2025 5:26 AM
— Mortgage Rates
30-year mortgage rates decline - How long should buyers wait? | Today's mortgage and refinance rates, October 17, 2025
Mortgage rates have been fluctuating since the Fed's rate cut in September. Rates have averaged 6.39 percent as of October 8th, with 30-year fixed, 15-year fixed, and 5/1 ARM rates moving lower. The government shutdown and tariff tension have contributed to uncertainty and sent yields dipping, affecting mortgage rates. The article also discusses the current average rates for various types of mortg... more
Oct 16, 2025 12:57 PM
— Mortgage Rates
30-year mortgage rates decline - How long should buyers wait? | Today's mortgage and refinance rates, October 16, 2025
Bankrate data shows that national mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages have decreased. The rates have been fluctuating due to factors like the Fed's rate cut, rising 10-year Treasury yields, and the government shutdown. The current average rate for a 30-year fixed mortgage is 6.31 percent. The article also discusses adjustable-rate mortgages, jumbo mortgage rates,... more
Oct 16, 2025 4:26 AM
— Home Equity Rates
Home equity loan rates extend two-year low, HELOCs hold steady
Home equity rates have seen minimal movement, with the benchmark 5-year $30,000 loan decreasing slightly. Experts advise against trying to time the market due to the unpredictability of rates. Factors such as Federal Reserve actions, government shutdown, lender competition, and promotional offers influence rates. Home equity products are generally cheaper than credit cards or personal loans. Secur... more
Oct 15, 2025 6:27 AM
— Mortgage Rates
30-year mortgage rates decline - How often do rates change? | Today's mortgage and refinance rates, October 14, 2025
Average mortgage rates have been mostly lower since the Fed's September rate cut, staying above the average rate the day of the announcement. Yields on 10-Year Treasury bonds have been falling due to tension from tariffs and the government shutdown, leading to expected lower mortgage rates. Bankrate's Mortgage Rate Variability Index suggests below-average deviation in mortgage offers. Overall, 202... more
Oct 11, 2025 10:24 AM
— Mortgage Lenders
Unemployed or furloughed due to the government shutdown? Believe it or not, your bank can help
The article discusses the financial assistance programs that some banks and credit unions offer to customers who are experiencing financial hardship due to unemployment or the government shutdown. It advises individuals to reach out to their financial institutions for support, even if the programs are not publicly promoted.
Oct 10, 2025 1:31 PM
— Mortgage Lending
Could home equity be the solution to America’s record-high debt?
The article discusses the U.S. homeowners who have amassed an extraordinary amount of home equity, while U.S. consumers have accumulated a record amount of debt. It explores how homeowners might tap into their home equity to pay down debt, reviews home equity loans and home equity lines of credit (HELOCs), and introduces a newer option called home equity investments (HEIs) that allow homeowners to... more
Oct 10, 2025 6:27 AM
— Mortgage Rates
30-year mortgage rates increase - When should you lock? | Today's mortgage and refinance rates, October 7, 2025
Average mortgage rates were mostly higher compared to last week, with 30-year fixed, 5/1 ARM, and jumbo loans increasing while 15-year fixed rates decreased. Despite the Federal Reserve lowering the federal funds rate, 30-year mortgage rates rose. Treasury yields and mortgage rates are expected to trend downward due to high demand for Treasuries during government shutdowns. Current rates for 30-ye... more
Oct 9, 2025 5:27 AM
— Home Equity Rates
Home equity rates drop to two-year low
Home equity rates have dropped to levels not seen since 2023, making borrowing more attractive. The rates for both HELOCs and home equity loans are driven by the Federal Reserve's actions and lender competition. Home equity products offer lower rates compared to credit cards or personal loans, making them a cost-effective option for borrowing. It is recommended to shop around for the best rates an... more
Oct 8, 2025 12:28 PM
— Mortgage Rates
Mortgage Rates Hold Steady For Third Straight Week
The article discusses the current state of mortgage rates, with expectations of further drops to improve housing affordability. It mentions the recent trends in mortgage rates following the Federal Reserve decisions, as well as the impact of the job market and inflation on the economy.
Oct 8, 2025 8:28 AM
— Mortgage Rates
30-year mortgage rates remain the same - Should you wait? | Today's mortgage and refinance rates, October 8, 2025
Mortgage rates remained stable after the Federal Reserve lowered the federal funds rate by 0.25 percent. The average rate for a 30-year fixed mortgage is 6.33 percent currently, with 15-year fixed and 5/1 ARM rates staying unchanged and increasing slightly, respectively. The article discusses how 10-year Treasury yields and mortgage rates may trend downward in the long term due to high demand for ... more
Oct 7, 2025 6:25 AM
— Privacy Policy and Data Sharing
Welcome to Red Ventures’ Privacy Policy.
Red Ventures LLC and its group companies have a privacy policy that explains how they collect and use personal data. They do not sell personal data for money but may share it with social media platforms, analytics providers, and advertising companies based on privacy choices. They collect data from users, use cookies on websites, and share data with third parties to provide services, run their bus... more
Oct 5, 2025 10:32 AM
— Mortgage Rates
30-year mortgage rates rise - How long will rates stay here? | Today's mortgage and refinance rates, October 2, 2025
Mortgage rates showed mixed movement last week, with some loan products increasing and others decreasing. The Federal Reserve lowered the federal funds rate by 0.25 percent, but 30-year mortgage rates still rose. Concerns around jobs, inflation, and the federal budget deal have contributed to rising rates. The average rates for different types of mortgages were provided, with tips for getting the ... more
Oct 3, 2025 11:31 AM
— Mortgage Rates
30-year mortgage rates increase - How long will rates stay here? | Today's mortgage and refinance rates, October 3, 2025
National mortgage rates have increased, with average rates for 30-year fixed, 5/1 ARMs, and jumbo loans rising. The Federal Reserve lowered the federal funds rate, but mortgage rates still increased. Various factors such as the yield on 10-year Treasurys, jobs, inflation, and a federal budget deal deadline have contributed to the rise in rates. Current average rates for 30-year fixed, 15-year fixe... more
Oct 3, 2025 9:25 AM
— Credit Score Impact on Mortgage Rates
How to shop for a mortgage without hurting your credit score
Shopping around with multiple lenders for the best mortgage rate is important, but it can negatively impact your credit score due to hard credit inquiries. Preapprovals involve hard credit checks, while prequalifications involve soft credit inquiries. It's important to compare offers within a 45-day timeframe to minimize the impact on your credit score. It's also advised to wait until after closin... more
Sep 30, 2025 12:24 PM
— Housing Market
Survey: 1 in 6 Aspiring Homeowners Have Given Up
Home prices are near record highs and mortgage rates have increased, leading to discouragement among homebuyers. A Bankrate survey found that 16 percent of aspiring homebuyers have given up on purchasing a home due to affordability challenges. Younger generations feel they have fewer financial opportunities compared to older generations. Despite the difficulties, buyers are encouraged to expand th... more
Sep 28, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates increase - How long will rates stay here? | Today's mortgage and refinance rates, September 30, 2025
The article provides information on the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARMs. It also includes a disclaimer about compensation received for sponsored products and services.
Sep 26, 2025 4:23 AM
— CD Rates
Historical CD Interest Rates 1984-2025
Certificates of deposit (CDs) have fluctuated over the years, with rates reaching record highs in the 1980s and hitting historic lows in more recent times. CD rates started climbing in early 2000 and peaked in late 2023, only to decline slightly following rate cuts by the Federal Reserve in 2024. Despite the dips, CD rates are still well above national averages and inflation rates. The relationshi... more
Sep 25, 2025 8:26 AM
— Mortgage Rates
30-year mortgage rates increase after the Fed's rate cut | Today's mortgage and refinance rates, September 24, 2025
The article discusses the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARM mortgages. It also mentions Bankrate.com as an independent publisher and comparison service.
Sep 24, 2025 3:23 PM
— Retirement Savings
Survey: Nearly 3 in 5 American workers say they’re behind on retirement savings
According to Bankrate's 2025 Retirement Savings Survey, three in five American workers feel behind on their retirement savings, with many expecting to need $1 million or more for retirement. Despite this, many workers are contributing the same or more to their retirement accounts compared to last year. Gen Z and millennials reported saving more compared to last year, while older generations were t... more
Sep 24, 2025 1:34 PM
— Mortgage Rates
Fed Delivers Rate Cut, And Mortgage Rates Rise
The article discusses the current state of mortgage rates and the housing market. It mentions that although mortgage rates initially dropped to their lowest level in nearly a year, they rose again after a Federal Reserve rate cut. The article also touches on the impact of the Federal Reserve on mortgage rates and the factors affecting them, such as investor appetite for Treasury bonds.
Sep 24, 2025 10:24 AM
— Mortgage Rates
30-year mortgage rates rise after the Fed's rate cut | Today's mortgage and refinance rates, September 23, 2025
Mortgage interest rates have mostly increased compared to a week ago, with the Federal Reserve announcing a rate cut but indicating that other factors like inflation expectations and market sentiments also play a role in determining rates. Average rates for 30-year fixed, 15-year fixed, and jumbo loans have gone up, while 5/1 ARM rates have decreased. Despite the rate cut, the current 30-year fixe... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.