Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 145 - 168 of 368 results
Oct 30, 2025 9:11 AM
— How the Federal Reserve affects HELOCs and home equity loans
Home equity loan rates drop and HELOCs rise as Fed cuts rates
Home equity rates are experiencing fluctuations after the Federal Reserve lowered interest rates. The benchmark 5-year $30,000 home equity loan fell, while the $30,000 home equity line of credit rose. The Fed rate cut is expected to lead to discounts in new HELOC and home equity loan offers, with rates declining from their 2024 highs. Factors affecting rates include the Federal Reserve's actions, ... more
Oct 29, 2025 3:01 PM
— Mortgage Rates
Mortgage rates dip again to lowest level in a year
The article discusses how the Federal Reserve's recent rate cuts have affected mortgage rates, highlighting that while mortgage rates are at their lowest levels of the year, further drops may be needed to impact housing affordability. It also mentions the factors influencing mortgage rates, such as investor appetite for 10-year Treasury bonds, and the potential impact of economic factors like infl... more
Oct 29, 2025 1:09 PM
— Mortgage Rates
The Fed Cuts Rates Again, But Its Next Moves Are Uncertain. Here's How You Could Feel It
The Federal Reserve cut interest rates by a quarter of a percentage point during its October meeting, lowering the benchmark rate to a new target range of 3.75%-4%. This marks the fifth total cut since post-pandemic inflation forced the U.S. central bank to hike interest rates. The rate cut is expected to lower borrowing costs for certain loans like credit card rates, auto loans, and home equity l... more
Oct 27, 2025 10:49 AM
— Mortgage Lenders
Current job openings at Bankrate
Bankrate.com is a publisher and comparison service that offers sponsored products and services. They are compensated for placement of these products and services on their site. Factors such as proprietary website rules and location can impact where products appear. Bankrate does not include information about every financial or credit product or service.
Oct 27, 2025 8:13 AM
— Mortgage Lending
Rules to live by when lending money to family and friends
The article discusses how lending money to friends and family can often lead to negative consequences like lost money or damaged relationships. It emphasizes the importance of clear communication and setting expectations when lending or borrowing money. The article also touches on providing financial support to adult children and the importance of preparing them for independence while avoiding ena... more
Oct 24, 2025 8:13 AM
— Housing Market
Foreclosures Are Up. Here's Why Experts Aren't Worried
Foreclosure activity is up since last year, but it is still below historical levels. The pandemic and foreclosure moratoriums have impacted the data. Rising prices, interest rates, and costs have made it harder to buy a home, leading to fewer foreclosures. Some foreclosure activity can benefit the housing market by bringing abandoned properties back into circulation. Certain regions, particularly ... more
Oct 24, 2025 6:02 AM
— Mortgage Rates
30-year mortgage rates fall - When should you lock? | Today's mortgage and refinance rates, October 24, 2025
Average mortgage rates have been mostly lower compared to last week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. This is partly due to fluctuation since the Fed's September rate cut, anticipation of the Fed meeting, and rising 10-year Treasury yields. The government shutdown has caused uncertainty, leading to a decrease in rates, as money flows towards safety in bonds. Inf... more
Oct 23, 2025 4:25 AM
— Housing Market
The Inside Story Of America's Slowing Job Market
The article discusses the disconnect between economic data indicating a strong job market and the reality of many Americans facing stagnant wages and financial struggles. Many businesses are dealing with slowing markets, higher tariffs, and rising costs, leading to layoffs, reduced hours, and hiring freezes. Small business owners are particularly feeling the impact, with some forced to close. Desp... more
Oct 22, 2025 12:23 PM
— Mortgage Rates
Mortgage rates fall again, reaching lowest level in a year
The article discusses the current state of mortgage rates, housing market affordability, and economic factors affecting mortgage rates. It mentions that mortgage rates are at their lowest levels due to expectations of interest rate cuts by the Federal Reserve. It also highlights the impact of political and economic uncertainty on the housing market.
Oct 21, 2025 11:27 AM
— Mortgage Lenders
How To See More Bankrate Results In Your Google Searches
The article discusses the challenge of finding trustworthy sources of information online due to the rise of AI-assisted search and content generation. It encourages users to add trusted publishers like Bankrate to their preferred sources list in Google to access reliable information on topics like mortgage rates. The writers and editors at Bankrate are committed to providing original work that emp... more
Oct 20, 2025 4:26 AM
— Mortgage Rates
30-year mortgage rates decrease - To buy or wait? | Today's mortgage and refinance rates, October 20, 2025
Mortgage interest rates have been mostly lower compared to the previous week, with fluctuations due to factors such as the Fed's rate cut, rising Treasury yields, government shutdown, and tariffs. The current average rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages have all decreased. The government shutdown has led to increased uncertainty in the economy, affecting decisions made by ... more
Oct 17, 2025 5:26 AM
— Mortgage Rates
30-year mortgage rates decline - How long should buyers wait? | Today's mortgage and refinance rates, October 17, 2025
Mortgage rates have been fluctuating since the Fed's rate cut in September. Rates have averaged 6.39 percent as of October 8th, with 30-year fixed, 15-year fixed, and 5/1 ARM rates moving lower. The government shutdown and tariff tension have contributed to uncertainty and sent yields dipping, affecting mortgage rates. The article also discusses the current average rates for various types of mortg... more
Oct 16, 2025 12:57 PM
— Mortgage Rates
30-year mortgage rates decline - How long should buyers wait? | Today's mortgage and refinance rates, October 16, 2025
Bankrate data shows that national mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages have decreased. The rates have been fluctuating due to factors like the Fed's rate cut, rising 10-year Treasury yields, and the government shutdown. The current average rate for a 30-year fixed mortgage is 6.31 percent. The article also discusses adjustable-rate mortgages, jumbo mortgage rates,... more
Oct 16, 2025 4:26 AM
— Home Equity Rates
Home equity loan rates extend two-year low, HELOCs hold steady
Home equity rates have seen minimal movement, with the benchmark 5-year $30,000 loan decreasing slightly. Experts advise against trying to time the market due to the unpredictability of rates. Factors such as Federal Reserve actions, government shutdown, lender competition, and promotional offers influence rates. Home equity products are generally cheaper than credit cards or personal loans. Secur... more
Oct 15, 2025 6:27 AM
— Mortgage Rates
30-year mortgage rates decline - How often do rates change? | Today's mortgage and refinance rates, October 14, 2025
Average mortgage rates have been mostly lower since the Fed's September rate cut, staying above the average rate the day of the announcement. Yields on 10-Year Treasury bonds have been falling due to tension from tariffs and the government shutdown, leading to expected lower mortgage rates. Bankrate's Mortgage Rate Variability Index suggests below-average deviation in mortgage offers. Overall, 202... more
Oct 11, 2025 10:24 AM
— Mortgage Lenders
Unemployed or furloughed due to the government shutdown? Believe it or not, your bank can help
The article discusses the financial assistance programs that some banks and credit unions offer to customers who are experiencing financial hardship due to unemployment or the government shutdown. It advises individuals to reach out to their financial institutions for support, even if the programs are not publicly promoted.
Oct 10, 2025 1:31 PM
— Mortgage Lending
Could home equity be the solution to America’s record-high debt?
The article discusses the U.S. homeowners who have amassed an extraordinary amount of home equity, while U.S. consumers have accumulated a record amount of debt. It explores how homeowners might tap into their home equity to pay down debt, reviews home equity loans and home equity lines of credit (HELOCs), and introduces a newer option called home equity investments (HEIs) that allow homeowners to... more
Oct 10, 2025 6:27 AM
— Mortgage Rates
30-year mortgage rates increase - When should you lock? | Today's mortgage and refinance rates, October 7, 2025
Average mortgage rates were mostly higher compared to last week, with 30-year fixed, 5/1 ARM, and jumbo loans increasing while 15-year fixed rates decreased. Despite the Federal Reserve lowering the federal funds rate, 30-year mortgage rates rose. Treasury yields and mortgage rates are expected to trend downward due to high demand for Treasuries during government shutdowns. Current rates for 30-ye... more
Oct 9, 2025 5:27 AM
— Home Equity Rates
Home equity rates drop to two-year low
Home equity rates have dropped to levels not seen since 2023, making borrowing more attractive. The rates for both HELOCs and home equity loans are driven by the Federal Reserve's actions and lender competition. Home equity products offer lower rates compared to credit cards or personal loans, making them a cost-effective option for borrowing. It is recommended to shop around for the best rates an... more
Oct 8, 2025 12:28 PM
— Mortgage Rates
Mortgage Rates Hold Steady For Third Straight Week
The article discusses the current state of mortgage rates, with expectations of further drops to improve housing affordability. It mentions the recent trends in mortgage rates following the Federal Reserve decisions, as well as the impact of the job market and inflation on the economy.
Oct 8, 2025 8:28 AM
— Mortgage Rates
30-year mortgage rates remain the same - Should you wait? | Today's mortgage and refinance rates, October 8, 2025
Mortgage rates remained stable after the Federal Reserve lowered the federal funds rate by 0.25 percent. The average rate for a 30-year fixed mortgage is 6.33 percent currently, with 15-year fixed and 5/1 ARM rates staying unchanged and increasing slightly, respectively. The article discusses how 10-year Treasury yields and mortgage rates may trend downward in the long term due to high demand for ... more
Oct 7, 2025 6:25 AM
— Privacy Policy and Data Sharing
Welcome to Red Ventures’ Privacy Policy.
Red Ventures LLC and its group companies have a privacy policy that explains how they collect and use personal data. They do not sell personal data for money but may share it with social media platforms, analytics providers, and advertising companies based on privacy choices. They collect data from users, use cookies on websites, and share data with third parties to provide services, run their bus... more
Oct 5, 2025 10:32 AM
— Mortgage Rates
30-year mortgage rates rise - How long will rates stay here? | Today's mortgage and refinance rates, October 2, 2025
Mortgage rates showed mixed movement last week, with some loan products increasing and others decreasing. The Federal Reserve lowered the federal funds rate by 0.25 percent, but 30-year mortgage rates still rose. Concerns around jobs, inflation, and the federal budget deal have contributed to rising rates. The average rates for different types of mortgages were provided, with tips for getting the ... more
Oct 3, 2025 11:31 AM
— Mortgage Rates
30-year mortgage rates increase - How long will rates stay here? | Today's mortgage and refinance rates, October 3, 2025
National mortgage rates have increased, with average rates for 30-year fixed, 5/1 ARMs, and jumbo loans rising. The Federal Reserve lowered the federal funds rate, but mortgage rates still increased. Various factors such as the yield on 10-year Treasurys, jobs, inflation, and a federal budget deal deadline have contributed to the rise in rates. Current average rates for 30-year fixed, 15-year fixe... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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