Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Mortgage Rates
Showing 1513 - 1536 of 1863 results
Jul 18, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 18, 2025: Mortgage rates are slightly lower than last summer
The article discusses the recent increase in mortgage rates, providing information on current rates and the differences between fixed and adjustable-rate mortgages. It emphasizes the unpredictability of rates and advises prospective home buyers to consider their financial situation rather than solely focusing on rates. Forecasts suggest that mortgage rates will remain relatively high for the near ... more
Jul 17, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Staying Broadly Sideways
Mortgage rates have remained relatively stable despite recent economic data and news headlines. The Retail Sales report suggested a slowdown in discretionary spending, which is generally good for rates, but it wasn't significant enough to cause a major change. The bond market improved slightly after the data, but mortgage rates only shifted by a minimal amount. The economic calendar for the next t... more
Jul 17, 2025 11:00 AM
— Mortgage Rates
Average long-term US mortgage rate rises to 6.75%, second straight uptick
The average rate on a 30-year U.S. mortgage rose for the second week in a row to 6.75%, impacting the housing market that has been struggling with sales slump due to affordability constraints. Mortgage rates influence borrowing costs for homebuyers and their purchasing power. Yields on 10-year Treasury bonds influence mortgage rates, and economists expect rates to remain in the range of 6% to 7% f... more
Jul 17, 2025 10:10 AM
— Mortgage Rates
Mortgage rates rise as investors react to inflation news
Mortgage rates rose this week following the latest Consumer Price Index report which decreased hopes for a Federal Open Market Committee reduction in short-term rates at its upcoming meeting. The 30-year fixed mortgage rate increased for the first time in six weeks driven by a strong jobs report and renewed tariff uncertainty. Loan originators who continued making deals last year shared their secr... more
Jul 17, 2025 9:37 AM
— Mortgage Rates
Mortgage rates move higher again
Mortgage rates increased for the second straight week, with the average rate on a 30-year fixed mortgage reaching 6.75%. The rise in rates was influenced by a climb in 10-year Treasury yields due to uncertainty about tariffs. This led to a 10% decrease in mortgage applications compared to the previous week.
Jul 17, 2025 9:00 AM
— Mortgage Rates
Average long-term US mortgage rate rises to 6.75%, second straight uptick
The average rate on a 30-year U.S. mortgage rose for the second consecutive week, along with borrowing costs on 15-year fixed-rate mortgages. Higher mortgage rates have contributed to a sales slump in the U.S. housing market since 2022. Mortgage rates are influenced by various factors, including the Federal Reserve's decisions and bond market expectations. The rise in rates has discouraged some ho... more
Jul 17, 2025 9:00 AM
— Mortgage Rates
When will mortgage rates go down? Predictions after 2 weeks of increases.
The article discusses the current mortgage interest rates, which have increased slightly in recent weeks. It explains that waiting for rates to drop significantly may not be a good strategy, as current financial data indicate little interest rate relief in the near future. The article also discusses the impact of the Federal Reserve's decisions on mortgage rates and the relationship between mortga... more
Jul 17, 2025 8:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 17, 2025: Rates inch up
The article discusses the recent increase in mortgage interest rates, provides data on the current rates for different types of mortgages, explains the difference between fixed-rate and adjustable-rate mortgages, and lists factors that can influence mortgage rates. It also offers insights on terms like 30-year and 15-year mortgages, which banks offer lower median mortgage rates, and when it may be... more
Jul 17, 2025 4:00 AM
— Mortgage Rates
They bought a house expecting rates to fall. They’re still waiting
Many Americans who locked in a home loan rate above 6% have been waiting for rates to drop and a chance to refinance, but relief has not come. Mortgage rates have remained high for nearly three years, with the average 30-year fixed mortgage rate stuck just under 7%. This has led to higher monthly payments and financial strain for homeowners. Some individuals who took out adjustable-rate mortgages ... more
Jul 16, 2025 11:00 AM
— Mortgage Rates
Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers
Affordability has been a major challenge for homebuyers due to rising home prices and mortgage rates. However, recent months have shown signs of stabilization in mortgage rates, making planning a move easier. Rates have stayed within a half-percentage-point range since late last year, showing less volatility. Experts predict a slow downward trend in rates in the coming months, making timing the ma... more
Jul 16, 2025 6:15 AM
— Mortgage Rates
The ‘lock-in effect’ is making it harder to buy a home—even if mortgage rates fall
A Bankrate survey shows that most homeowners are reluctant to buy or sell homes in 2025 due to the high mortgage rates compared to pre-2021 rates. The reluctance is contributing to historically low home sales volume, with first-time buyers struggling to afford high prices. Mortgage rates have more than doubled in the past four years, with 30-year fixed-rate loans hovering near 6.5% in 2025.
Jul 16, 2025 6:00 AM
— Mortgage Rates
Zacks Industry Outlook Highlights Annaly Capital Management, Dynex Capital and Ellington Financial
The Zacks REIT and Equity Trust industry is experiencing volatility in mortgage rates due to macroeconomic uncertainty, leading to earnings pressure for industry players. Despite affordability challenges in the housing market, purchase originations and refinancing activities are improving. Companies like Annaly Capital Management, Dynex Capital, Inc., and Ellington Financial LLC are well-poised to... more
Jul 16, 2025 6:00 AM
— Mortgage Rates
Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers
Affordability has been a challenge for homebuyers due to rising home prices and mortgage rates, but recent months have seen a stabilization in mortgage rates, making planning for a move easier. Rates have stayed within a narrow range for several months, providing more predictability for potential buyers. Experts predict a slow downward trend in rates, but advise against trying to time the market. ... more
Jul 16, 2025 4:00 AM
— Mortgage Rates
Weekly mortgage demand plummets 10%, as rates and economic concerns rise
Renewed concerns over tariffs and the broader economy led to higher Treasury yields and subsequently higher mortgage rates. As a result, mortgage application volume dropped by 10% compared to the previous week. Rates for 30-year fixed-rate mortgages increased to 6.82% from 6.77%, with points remaining unchanged at 0.62. Purchase mortgage applications fell by 12% for the week, while applications fo... more
Jul 15, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Move Higher Despite Decent Inflation Reading
Mortgage rates are typically influenced by inflation reports. Today's inflation numbers were lower than expected, causing bond trading to initially imply lower rates. However, the impact of tariffs on certain CPI categories led to a more muted reaction in terms of the Fed rate cut outlook.
Jul 15, 2025 7:00 AM
— Mortgage Rates
What homebuyers should do before rate cuts, according to mortgage experts
The article discusses the impact of the Federal Reserve's decisions on mortgage rates and advises potential borrowers to prepare for possible rate cuts later in the year. It emphasizes the importance of understanding the relationship between the Federal Reserve and mortgage rates, improving credit scores, and finding the right home and mortgage that fit one's budget.
Jul 15, 2025 7:00 AM
— Mortgage Rates
Current mortgage rates report for July 15, 2025
The average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S. is currently 6.717%, up slightly from the prior day. Rates have been hovering around 7% for a while, despite anticipation of a decline with the Federal Reserve reducing the federal funds rate. Experts believe rates around 6% are likely if inflation is controlled and lenders are optimistic about the economy. Fac... more
Jul 15, 2025 3:00 AM
— Mortgage Rates
‘US housing market is in a strange place’: Survey finds more Americans are reluctant to sell their homes
Many American homeowners are not willing to sell their homes due to the rising mortgage rates, with over half saying they would need a mortgage rate lower than 5% to feel comfortable buying a new home. The recent increase in mortgage rates is attributed to the strong economic recovery following the pandemic.
Jul 15, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 15, 2025: A little higher or lower based on your loan term
The article discusses the current mortgage interest rates, the difference between various loan terms, and the factors influencing mortgage rates such as bond yields, currency rates, and Federal Reserve decisions. It also provides information on mortgage calculators, the effects of different loan terms on monthly payments and total interest paid, and the differences between fixed-rate and adjustabl... more
Jul 14, 2025 9:00 AM
— Mortgage Rates
Rates remain elevated - Mortgage and refinance rates for today, July 16, 2025
Average rates for 30-year and 15-year fixed mortgages rose, while jumbo and ARM rates declined. Borrower demand increased after rates reached three-month lows. Current rates for a 30-year fixed mortgage is 6.75%, 15-year fixed mortgage is 6.00%, 5/1 ARM is 5.89%, and jumbo mortgage is 6.81%. Federal Reserve may cut rates, affecting mortgage rates, and locking in rates can provide certainty in unce... more
Jul 14, 2025 3:00 AM
— Mortgage Rates
Most homeowners won't even consider selling this year, thanks to mortgage rates
More than half of homeowners in the U.S. are not comfortable selling or buying a home this year, regardless of low mortgage rates. Prospective buyers are discouraged by elevated mortgage rates and climbing home prices. The majority of those open to buying a home this year would need a mortgage rate lower than 5%. High mortgage rates can significantly increase costs for borrowers and reduce their p... more
Jul 13, 2025 7:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 13, 2025: Rates waver up and down
The article provides an overview of current mortgage rates, including the rates for 30-year fixed, 20-year fixed, and 15-year fixed mortgages, as well as other types of loans. It discusses the pros and cons of choosing different mortgage term lengths, the impact of fixed-rate versus adjustable-rate mortgages, and factors that can influence mortgage rates such as credit scores and down payments. Th... more
Jul 11, 2025 11:04 AM
— Mortgage Rates
Highest Mortgage Rates of The Week, Just Barely
Mortgage rates have been mostly sideways but are slightly higher this week compared to last week. The movement in rates is attributed to last week's strong jobs report and anticipation of the upcoming Consumer Price Index report. If inflation increases, rates are likely to move higher. If inflation remains low, market expectations of a lower Fed Funds Rate could lead to lower mortgage rates.
Jul 11, 2025 8:02 AM
— Mortgage Rates
Majority of rates rise: Should you wait to lock? - Mortgage and refinance rates for July 11, 2025
Mortgage interest rates have mostly increased compared to last week. Borrower demand spiked due to rates falling to their lowest level in three months. The Federal Reserve meeting in July may result in a rate cut. Locking in a mortgage rate provides certainty in the unpredictable market. Refinancing might still make sense for some even with elevated rates.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.