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News for: Interest Rates
Showing 121 - 144 of 464 results
Jan 13, 2026 6:31 AM
— Interest Rates
Mixed, But Modestly Stronger Reaction to CPI
The CPI came out slightly lower than expected, with the monthly core at 0.2 compared to 0.3 and annual core at 2.6 compared to 2.7. The unrounded numbers were closer to forecasts, and headline inflation remained unchanged from the previous month. The data did not provide a clear direction for rates, but confirmed that inflation is around the same level as before the shutdown.
Jan 12, 2026 4:34 AM
— Interest Rates
Fed Chair Powell fights back against grand jury subpoena in unprecedented public statement
The Federal Reserve and Chairman Jerome Powell have been hit with grand jury subpoenas by the Department of Justice over testimony on a renovation project. Powell alleged that the threat of criminal charges is due to the Fed setting benchmark interest rates higher than preferred by President Trump. The controversy involves cost overruns on the Fed's headquarters renovation project, which grew to $... more
Jan 11, 2026 7:31 PM
— Interest Rates
DOJ opens criminal investigation into Federal Reserve and Powell
The Department of Justice served the Federal Reserve with subpoenas threatening criminal charges over Fed Chair Jerome Powell's Congressional testimony regarding the renovation of the Fed's D.C. headquarters. Powell stated that the threat is actually about the Fed's independence in setting interest rates, rather than the renovation itself.
Jan 9, 2026 11:30 AM
— Interest Rates
What's a good mortgage interest rate in 2026?
Mortgage interest rates have fluctuated over the past few years, with rates reaching record lows in 2020 and 2021, rising in response to inflation in 2022, and declining significantly in 2025. At the start of 2026, the average mortgage purchase rate for a 30-year term is around 5.87%, while for 15-year options it's approximately 5.25%. Buyers are advised to shop around for rates and consider facto... more
Jan 6, 2026 8:30 AM
— Interest Rates
CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation
In 2024, Federal Reserve rate cuts led to declining yields on many deposit accounts, but savers could still benefit from strong yields on certificates of deposit (CDs). Despite an expected drop in CD rates in 2025, they are projected to outpace inflation. The average APY for 1-year CDs started and ended at 1.96% in 2024, while 5-year CDs started and ended at 1.41% and 1.42%, respectively. By the e... more
Jan 5, 2026 12:30 PM
— Interest Rates
Mortgage Rates Holding at 2-Month Lows
The article discusses how September 16th and October 28th of 2025 had the lowest rates due to Fed rate cuts, but the second half of December saw rates inch closer to those lows. Currently, rates are holding steady, with the potential to reach the lowest point since October 28th.
Jan 4, 2026 4:31 AM
— Interest Rates
What to Expect in Markets This Week: Investors Watching Venezuela Developments, Awaiting Jobs Report, Other Economic Data, Earnings Reports
Over the weekend, the U.S. launched a military strike on Venezuela, leading to geopolitical uncertainty. Investors are also watching for employment data that could impact interest rates. Reports delayed by the government shutdown will also be released this week, including data on housing starts, factory orders, and the U.S. trade deficit. The Federal Reserve may consider more interest rate cuts ba... more
Jan 2, 2026 9:30 AM
— Interest Rates
Why are mortgage rates at their lowest level since 2024?
Mortgage rates have fallen to their lowest level in 15 months, with the average interest rate on a 30-year fixed mortgage standing at 6.15%. The drop in mortgage rates is seen as an encouraging sign for potential homebuyers in 2026. The decline in rates is attributed to a slowdown in hiring, prompting the Fed to cut interest rates in an effort to boost the labor market. However, current homeowners... more
Dec 31, 2025 10:30 PM
— Interest Rates
From energy prices to interest rates: the dates that could affect your finances in 2026
At the start of 2026, the financial picture is balanced with falling inflation, lower mortgage rates, and upcoming changes to make energy bills cheaper. However, housing, groceries, and energy prices remain high. Important dates include an increase in the energy price cap, changes to mortgage rates due to Bank of England decisions, and various tax-related deadlines and increases.
Dec 31, 2025 4:31 PM
— Interest Rates
Mortgage rates close out 2025 on a low note
In 2025, interest rates for 30-year fixed-rate mortgages gradually improved throughout the year, ending at 6.15%. Borrowers took advantage of slight rate relief to refinance. Projections for 2026 show rates remaining stable, with different organizations forecasting averages around 6-6.4%.
Dec 31, 2025 7:30 AM
— Interest Rates
What's the Outlook for Interest Rates in 2026?
The Federal Reserve is considering cutting interest rates in 2026, but this may not result in equal reductions in consumer borrowing costs. Credit card APRs could fall somewhat, auto loan rates may take longer to decrease, and high-yield savings accounts are offering lower interest rates. Mortgage rates, particularly fixed-rate mortgages, may not decrease following a Fed rate cut, as they are tied... more
Dec 31, 2025 5:30 AM
— Interest Rates
A Bit of Actual Data-Driven Selling Thanks to Jobless Claims and Wonky Seasonal Adjustments
Robots and algorithms are reacting to the sub-200k Jobless Claims print during a half-day trading session, but may not be aware that the number is distorted by Christmas falling on a Thursday. Seasonal adjustment factors are usually attuned to scenarios where Christmas falls on a Monday. The same issue occurred after Thanksgiving and claims rebounded the following week. The lack of other market in... more
Dec 30, 2025 4:32 PM
— Interest Rates
Wednesday: Unemployment Claims
On Wednesday, the initial weekly unemployment claims report will be released at 8:30 AM. Mortgage rates are from MortgageNewsDaily.com for top tier scenarios.
Dec 28, 2025 4:30 AM
— Interest Rates
How Bond Markets Could Keep Mortgage Rates High
Analysts are predicting that long-term rates may remain high in 2026 even as the Federal Reserve cuts interest rates. This could lead to borrowing costs remaining expensive for homebuyers and businesses, despite Fed rate cuts. The bond market is showing signs of 'easing paradox' where long-term rates are not decreasing in response to short-term rate cuts by the Fed. Some economists foresee the 10-... more
Dec 25, 2025 4:33 AM
— Interest Rates
Trump draws a red line for the next Fed chair
President Trump is narrowing down potential nominees for the next Federal Reserve Chair based on their loyalty to his low interest-rate agenda. The two main contenders are Kevin Hassett and Kevin Warsh. Hassett is seen as the loyalist choice while Warsh is a more traditional candidate favored by Wall Street. The decision is expected in the coming weeks.
Dec 24, 2025 4:30 AM
— Interest Rates
Current mortgage rates report for Dec. 24, 2025
The article discusses the average interest rate for a 30-year fixed-rate mortgage in the U.S., trends in mortgage rates, the impact of economic factors on rates, the role of the Federal Reserve, and tips for obtaining the best mortgage. It also touches on historical mortgage rates, the influence of inflation, national debt, demand for home loans, and the Fed's management of interest rates.
Dec 24, 2025 4:30 AM
— Interest Rates
Treasury official: The Fed can cut rates next year, even in the face of strong growth
The Trump administration expects the economy to grow at a pace of 3% and believes the Federal Reserve can continue to lower interest rates in that environment. Despite a stronger-than-expected GDP reading in the third quarter, Fed officials have only penciled in one rate cut for all of next year. Trump wants his next Fed chair to lower interest rates if the economy is doing well.
Dec 21, 2025 5:30 PM
— Interest Rates
China keeps benchmark lending rates steady for a seventh straight month despite weak economic data
China's central bank kept its loan prime rates steady, despite weak economic data and a slump in the property sector. Downbeat economic indicators include lower retail sales and industrial output, as well as a contraction in investment in fixed assets and a decline in home prices. Analysts suggest that some stimulus may be necessary to boost growth momentum, with a potential combination of monetar... more
Dec 21, 2025 4:30 AM
— Interest Rates
Most homebuyers don't shop around for a mortgage, research shows. Why that's a bad idea
The article discusses the importance of shopping around for a mortgage to find the best interest rates and terms, as even a small difference in rates can lead to significant savings over the life of the loan. It also highlights the impact of closing costs and how to negotiate them, as well as the effect of multiple mortgage applications on credit scores.
Dec 18, 2025 9:30 AM
— Interest Rates
Can the inflation drop improve mortgage interest rates?
Mortgage interest rates have decreased by around a full percentage point on average from the beginning of the year, thanks to three interest rate cuts by the Federal Reserve. A lower inflation rate and a higher unemployment rate may prompt further rate cuts, potentially leading to a decline in mortgage interest rates in the future. While the path to consistently lower mortgage rates remains uncert... more
Dec 18, 2025 6:25 AM
— Interest Rates
Bank of England cuts interest rates to 3.75% - live updates
The Bank of England has cut interest rates from 4% to 3.75%, the lowest since February 2023. The cut will make mortgages cheaper but may result in lower interest on savings. The decision was made by a close vote of 5-4 by the Monetary Policy Committee. The Bank expects no economic growth at the end of the year and predicts inflation will fall closer to the 2% target sooner than expected. This rate... more
Dec 18, 2025 4:32 AM
— Interest Rates
HELOCs approach three-year lows, home equity loan rates hold the line
HELOC rates have dropped to their lowest level in almost three years following the Federal Reserve's recent rate cut. Home equity loan rates have also declined substantially from their 2024 highs. Rates are influenced by Federal Reserve policy and long-term inflation expectations. HELOC rates are expected to move lower alongside the federal funds rate, while home equity loan rates will track the 1... more
Dec 17, 2025 4:31 PM
— Interest Rates
Christopher Waller makes his final play for Fed chair
Federal Reserve Governor Christopher Waller predicted multiple interest rate cuts in 2026. He spoke to business executives at a summit hosted by Yale University, addressing concerns about job growth, home buying, and AI's impact on the labor market. Waller emphasized the importance of central bank independence in an interview with President Trump. He has been bullish on rate cuts since July and is... more
Dec 17, 2025 12:30 PM
— Interest Rates
Mortgage Rates Unchanged Ahead of Important Inflation Data
Mortgage rates remained unchanged compared to yesterday due to the absence of high stakes economic data. The bond market is primarily driven by the economy, with the jobs report and Consumer Price Index (CPI) being key factors. Recent Fed speeches have shown concern over inflation's impact on rate outlook, making the upcoming CPI report significant.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.