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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

News for: Yahoo Finance
Showing 121 - 144 of 624 results
Feb 2, 2026 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, February 2, 2026: Bubbling under 6%
Mortgage rates are currently just under 6%, with the average 30-year fixed rate being 5.91% and the 15-year fixed rate at 5.44%. The rates provided are national averages and are rounded to the nearest hundredth. Various mortgage refinance rates are also provided, and it is noted that these rates are generally higher than rates for purchasing a home. Different mortgage terms and rates can be explor... more
Feb 1, 2026 4:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, February 1, 2026: Hitting the target range for many rate watchers
The article provides an overview of current national average mortgage rates for different types of loans, such as 30-year fixed, 15-year fixed, and VA loans. It also explains the differences between fixed-rate and adjustable-rate mortgages and how the different loan terms can impact monthly payments and total interest paid over the life of the loan. Additionally, the article offers tips on how to ... more
Jan 31, 2026 4:31 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 31, 2026: Dropping below 6%
The average 30-year fixed mortgage rate remains below 6%, with Zillow reporting slightly lower rates than Freddie Mac. Different mortgage rates are provided for various loan types, including 30-year fixed, 15-year fixed, and ARM options. The advantages and disadvantages of each type of mortgage rate are discussed, with insights into interest rates, monthly payments, and predictability. It is empha... more
Jan 30, 2026 9:30 AM — Interest Rates
What Trump’s Fed Chair pick Kevin Warsh could mean for mortgage rates
Kevin Warsh, President Trump's pick for Federal Reserve chair, believes the central bank can use its powers to bring down mortgage rates and help the housing market. However, aggressive rate cuts may backfire, and the Fed's influence on mortgage rates is indirect. Trump is looking for a chairman who will lower interest rates to make home buying more affordable.
Jan 30, 2026 7:30 AM — Mortgage Rates
Mortgage lenders with the best rates this week, Jan. 26-Feb 1, 2026
The article lists the top 10 mortgage lenders with the best interest rates below 6% this week. It emphasizes the importance of shopping around for the best rates and mentions the significance of APR, which includes both interest rates and lender fees. It also discusses the impact of discount points on mortgage rates and highlights some lenders offering special discounts and promotions.
Jan 29, 2026 9:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 29, 2026: Small moves higher as the Fed takes a rate pause
Mortgage and refinance rates increased slightly for the week following the Federal Reserve's decision to pause rate cuts. The 30-year fixed mortgage rate rose to 6.10%, while the 15-year rate reached 5.49%. National average refinance rates also went up. Factors affecting mortgage rates include the economy, employment rates, and the lender's criteria for credit scores, DTI ratios, and down payments... more
Jan 28, 2026 8:30 AM — Mortgage Rates
How to get the lowest mortgage rates possible in 8 steps
This article provides eight hacks for getting the lowest mortgage rate possible in the 2026 housing market. It discusses how mortgage rates vary by credit score, how debt-to-income ratio influences interest rates, the advantages of making a larger down payment, how buying discount points can lower your rate, and details special financing options like rate buydown programs. It also mentions the ben... more
Jan 28, 2026 7:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 28, 2026: Rates slip even further below 6%
According to Zillow, the average 30-year fixed mortgage rate is down to 5.93% while the 15-year fixed rate remains at 5.47%. The article also discusses various mortgage rate options including 20-year fixed, VA loans, and ARMs. It highlights the advantages and disadvantages of different mortgage terms such as 30-year vs. 15-year fixed rates and ARMs. Factors influencing mortgage rates and refinanci... more
Jan 28, 2026 3:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 28, 2026: A further dip below 6%
Mortgage rates are near recent lows with the average 30-year fixed rate at 5.93% and 15-year fixed rate at 5.47%, according to Zillow. Refinance rates are slightly higher. There are advantages and disadvantages to different mortgage terms such as 30-year and 15-year fixed rates, as well as adjustable-rate mortgages (ARMs). Factors such as credit score, debt-to-income ratio, and term length affect ... more
Jan 27, 2026 2:30 PM — Interest Rates
Fed expected to keep interest rates on hold this week
The Federal Reserve is expected to hold interest rates steady at its upcoming policy meeting, with officials signaling a pause in rate cuts. Factors influencing future rate decisions include inflation and the job market. Fed officials are divided on the outlook for inflation and the job market, with some predicting a gradual easing of rates in 2026.
Jan 27, 2026 7:30 AM — Mortgage Rates
Follow these 8 strategies for getting the lowest mortgage rates
The article discusses how to secure the lowest mortgage rate possible in the 2026 housing market. It provides tips such as improving credit score, reducing debt-to-income ratio, making a larger down payment, prepaying interest, and negotiating special financing or interest rate buydown with the lender. It also mentions the option of adjustable-rate mortgages and shorter-term loans for lower intere... more
Jan 27, 2026 7:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 27, 2026: Under 6% again
The average 30-year fixed mortgage rate is 5.97% while the 15-year fixed rate is 5.47%. Mortgage rates have remained below 6% since mid-November. Different types of mortgage rates and refinance rates are listed, along with a comparison between 15-year and 30-year mortgages. The article also discusses adjustable-rate mortgages and provides insights into how to get the lowest mortgage rates.
Jan 26, 2026 8:31 AM — Mortgage Rates
Rates are still under 6%: Mortgage lenders with the best rates this week, Jan. 26, 2026
The article provides a list of the top 10 mortgage lenders with the best interest rates, most of which are offering rates just below 6%. It emphasizes the importance of shopping around for the lowest mortgage rate, as the savings could be significant. The article also explains the difference between interest rate and APR, which includes both interest rates and lender fees.
Jan 26, 2026 2:31 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 26, 2026: A step higher from recent lows
The article provides an overview of current mortgage rates, with the average 30-year fixed rate at 6.00%, and provides insights on different types of mortgages, payment calculations, the use of adjustable-rate mortgages, and factors affecting mortgage rates like credit scores and down payments. It also discusses options like buying down interest rates through discount points at closing.
Jan 25, 2026 6:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 25, 2026: Rates level out
The average national mortgage rates for various terms are provided, indicating that rates have leveled out. The article also discusses the differences between 15-year and 30-year mortgages, the impact of fixed-rate and adjustable-rate mortgages, how to find the best mortgage lender, and factors that affect mortgage rates.
Jan 24, 2026 5:31 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 24, 2026: The 30-year drops to an important baseline
The article provides information on current mortgage rates, including 30-year fixed rates, 20-year fixed rates, 15-year fixed rates, and ARM rates. It also discusses the advantages and disadvantages of different mortgage terms, such as the 30-year fixed-rate mortgage offering lower monthly payments but higher interest rates over the long term. Additionally, there is a mention of adjustable-rate mo... more
Jan 23, 2026 7:30 AM — Mortgage Rates
Rates under 6%: Mortgage lenders with the best rates this week, Jan. 20-25, 2026
The article discusses the top 10 mortgage lenders with the best interest rates for 30-year, fixed-rate conventional loans, with five lenders offering rates just below 6%. It highlights the importance of shopping around for the lowest mortgage rate, as well as understanding the difference between interest rates and APR, which includes lender fees. It also mentions the strategy of getting quotes fro... more
Jan 23, 2026 2:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 23, 2026: Close to one-year lows
The article discusses current national average mortgage and refinance rates, advising potential homeowners to shop for the best lender offering low rates. It explains the difference between fixed-rate and adjustable-rate mortgages and provides insight into when each type is suitable. Additionally, the article indicates that mortgage rates have generally been decreasing since the end of May, and th... more
Jan 22, 2026 1:30 PM — Mortgage Rates
3.75% financing or less: Is it a good time to buy a new construction home?
The article discusses new home builders offering affordable housing options, including new construction homes that provide lower mortgage rates and come with various incentives such as lower down payments, price breaks, discounts on closing costs, and upgrades. However, buyers should be cautious about builder financing deals to ensure they are not misled by advertised rates. Comparing offers from ... more
Jan 22, 2026 9:30 AM — Mortgage Rates
Mortgage and refinance interest rates today, January 22, 2026: A small move higher
Mortgage and refinance rates increased slightly over the past week. The 30-year fixed mortgage rate rose to 6.09%, and the 15-year rate increased to 5.44%. The article discusses mortgage rate comparisons, the impact of the economy on rates, mortgage types, factors affecting mortgage rates, and refinancing strategies.
Jan 22, 2026 9:30 AM — Mortgage Rates
Mortgage rates edged up slightly this week amid market swings
Mortgage rates increased slightly this week due to geopolitical tensions between the US and Europe. President Trump's tariff threats over Greenland caused rates to jump briefly before settling back down. The 10-year Treasury yield fell towards the end of the week, potentially leading to lower rates in the future.
Jan 22, 2026 9:30 AM — Mortgage Rates
Average US long-term mortgage rate edges higher, but still near lowest point in more than 3 years
The average 30-year fixed rate mortgage rose slightly to 6.09%, while the 15-year fixed rate increased to 5.44%. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy and bond market investors' expectations. The housing market has been sluggish due to higher mortgage rates, rising home prices, and a shortage of homes. However, a pullback in mortgage rates has ... more
Jan 21, 2026 10:30 AM — Interest Rates
Trump pushes for lower rates and ban on investor home purchases in bid to make homes more affordable
President Donald Trump is pushing for lower interest rates on home loans and credit cards, as well as banning large institutional investors from buying single-family homes in order to make homeownership more affordable. The U.S. housing market has been struggling due to higher mortgage rates, skyrocketing home prices, and a shortage of homes. Trump has directed the federal government to buy $200 b... more
Jan 21, 2026 7:30 AM — Housing Market
'The housing sector is not out of the woods': Contract signings sank in December
Home contract signings dropped 9.3% from November to December despite lower mortgage rates. This decline was seen in all regions of the country, with the Midwest experiencing a 14.9% drop. NAR's chief economist noted that the housing sector is still facing challenges, and December's figures dampened the short-term outlook. Inventory levels were low, possibly contributing to the decrease in contrac... more
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