Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: MBA Newslink
Showing 121 - 128 of 128 results
Dec 5, 2025 6:34 AM
— Commercial Mortgage Delinquencies
MBA: Commercial, Multifamily Mortgage Delinquency Rates Mixed in Third Quarter
Commercial mortgage delinquencies showed a mixed performance in the third quarter of 2025, with increases for CMBS and GSE loans, slight decreases for banks and life companies. Property values have stabilized, but shifting property fundamentals impact loan performance. Delinquency rates vary by capital source, with UPB delinquency rates ranging from 0.47% to 6.59% at the end of the third quarter.
Dec 5, 2025 6:16 AM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 1.4% from the previous week, with the Refinance Index decreasing by 4% and the Purchase Index increasing by 3%. Mortgage rates decreased to 6.32% for 30-year fixed-rate mortgages. The overall economic outlook remains uncertain, with lower rates driving some activity.
Nov 29, 2025 4:36 AM
— Mortgage Rates
Chart of the Week: ARM Share of Home Purchase Applications
In October, 24.6% of applications to purchase newly built homes were for adjustable rate mortgages (ARMs), with rates lower than fixed-rate loans. Builders are offering rate buydowns on fixed-rate loans and competitive rates on ARM loans. New home sales in October were strong, attributed to lower mortgage rates, builder concessions, and growing inventory of newly built homes.
Nov 27, 2025 1:34 PM
— Housing Market
Six for 2026: Predicting Next Year’s Housing Market
The deputy chief economist at First American, Odeta Kushi, predicted in 2025 that the housing market is poised to make progress but is still far from perfect. Mortgage rates eased, inventory climbed, affordability improved, and purchase applications exceeded year-ago levels in 2025. Affordability is predicted to improve steadily in 2026 mainly through home prices and income growth. Demographics an... more
Nov 24, 2025 6:17 AM
— Housing Market
Six for 2026: Predicting Next Year’s Housing Market
In 2025, the housing market saw improvements in mortgage rates, inventory, affordability, and purchase applications. However, existing-home sales have averaged about 4 million annualized, with affordability constraints still present. Predictions for 2026 include steadily improving affordability through home-price growth and income gains, increased sales activity due to demographics and life events... more
Nov 24, 2025 6:16 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 0.2% from the previous week, with the 30-year fixed rate reaching 6.4%. Despite the higher rates, purchase applications rose and government purchase applications, including FHA, VA, and USDA, saw a 9% increase. Refinance applications decreased, the refinance share of mortgage activity went down to 53.4%, and ARM share of activity increased to 7.9%. Average contra... more
Nov 17, 2025 6:17 AM
— Housing Market
October New Home Purchase Mortgage Applications Decrease 2.6%
The Mortgage Bankers Association's Builder Application Survey for October 2025 shows a decrease in mortgage applications for new home purchases compared to the previous year. Lower mortgage rates and increased usage of ARM loans contributed to an increase in new home sales, with the average loan size also slightly increasing. The data reflects a positive trend in the housing market.
Nov 15, 2025 6:32 AM
— Mortgage Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points on Dec. 10, making it the third rate cut of the year. Despite some dissent within the committee, there is division on future rate cuts. Mortgage rates have decreased by almost 1% since January, but they rose after previous Fed cuts in September and October. The Fed announced the end to quantita... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.