News for: HousingWire
Showing 121 - 144 of 406 results
Mar 6, 2026 9:44 AM
— Mortgage Rates
Job market softens as US payrolls fall by 92K in February
The US nonfarm payrolls fell by 92,000 in February, leading to a rise in unemployment to 4.4%. December and January figures were revised lower by 69,000. Economists believe this report will not impact the Federal Reserve's interest rate outlook. The Mortgage Bankers Association predicts mortgage rates will remain in the range of 6% to 6.5%.
Mar 6, 2026 6:33 AM
— Mortgage Lenders
Morgan Stanley cuts 2,500 jobs across divisions
Morgan Stanley is cutting about 3% of its workforce, including employees working on mortgage origination services for wealth management clients. The layoffs are due to shifts in business priorities, geographic strategy changes, and individual job performance considerations.
Mar 6, 2026 4:33 AM
— Online Security for Mortgage Websites
Builders started 2026 with margin pressure, then came Iran war risk
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Mar 5, 2026 1:32 PM
— Mortgage Rates
Mortgage Origination News and Updates from HousingWire
The mortgage industry has faced challenges in 2022 due to higher mortgage rates, leading to a decrease in interest from borrowers. This has resulted in mortgage bank consolidation and other significant changes in the industry. The industry is expected to continue facing challenges in 2023 but with optimism for improvement in the second half of the year.
Mar 5, 2026 10:48 AM
— Housing Market
NAHB data maps modest housing affordability gains in 2025
NAHB data shows that in 2025, housing affordability improved slightly as new home prices fell 2.0% year over year and 30-year mortgage rates eased to about 6.0%. The typical family needed to spend 34% of their income on a new home mortgage payment in Q4, a small improvement compared to previous quarters.
Mar 5, 2026 5:32 AM
— Property Taxes and Homeowners Insurance Impact on Monthly Mortgage Payments
Property taxes, insurance now account for 21% of mortgage payments
A report by Neighbors Bank found that property taxes and homeowners insurance average 21% of monthly mortgage payments nationwide, adding hundreds or thousands of dollars to bills. In some areas like Pensacola, Florida, these costs can reach up to 43.6% of the average monthly mortgage payment.
Mar 4, 2026 5:46 PM
— Interest Rates
Stay up to date with the mortgage news you need.
HousingWire's Mortgage Rates Center provides daily updates on current interest rates based on data from Optimal Blue, the Mortgage Bankers Association (MBA), and Freddie Mac's Primary Mortgage Market Survey (PMMS). Freddie Mac's PMMS focuses on purchase mortgages, while the MBA survey looks at rates collected from lender websites and apps over the prior full week. Optimal Blue data is based on act... more
Mar 4, 2026 8:32 AM
— Mortgage Rates
Stay up to date with the mortgage news you need.
HousingWire's Mortgage Rates Center provides daily updates on interest rates based on data from Optimal Blue, the Mortgage Bankers Association, and Freddie Mac's PMMS. Freddie Mac's PMMS focuses on purchase mortgages, while the MBA survey covers rates from the previous full week. Optimal Blue data is based on locked rates from consumers nationwide.
Mar 3, 2026 9:57 AM
— Mortgage Rates
Mortgage rates jump after Middle East strike rattles markets"
Mortgage rates increased early in the week, with 30-year fixed rates at 6.12% according to Mortgage News Daily and 6.19% according to HousingWire Data. The increase was attributed to supply, affordability, and foreclosure volume impacting spring housing demand.
Mar 3, 2026 8:32 AM
— Interest Rates
Mortgage
HousingWire's Mortgage Rates Center provides daily updates on interest rates based on data from Optimal Blue, the Mortgage Bankers Association, and Freddie Mac's PMMS. Freddie Mac's PMMS focuses on purchase mortgages while the MBA survey covers rates collected over the prior week from lender apps. Optimal Blue data is based on locked rates from consumers across 35% of all mortgage transactions nat... more
Mar 2, 2026 7:32 PM
— Mortgage Rates
Mortgage rates fall to multiyear lows in time for spring housing market
Mortgage rates have fallen below 6%, reaching a multiyear low due to improvements in mortgage spreads. This has created a favorable mortgage market for first-time homebuyers with rates much lower than in previous years. The 10-year yield moving under 4% has also contributed to the decrease in mortgage rates.
Mar 2, 2026 3:32 PM
— Mortgage Rates
Interest Rates Archives - Page 4 of 111
The modern-day mortgage market is experiencing challenges as mortgage interest rates have increased steadily throughout 2024, with the average rate for 30-year fixed mortgages reaching 6.72%, surpassing rates seen during the 2008 market crash. Affordability remains a significant concern.
Mar 2, 2026 12:32 PM
— Housing Market
Why the housing inventory map is so startling
While inventory of homes for sale has been climbing overall, many Midwest and Northeast states are still well below 2019 levels, leading to a shortage crisis in those regions. The imbalance of inventory growth is attributed to migration patterns and slow hiring rates, which are limiting turnover and keeping listings tight.
Mar 2, 2026 9:47 AM
— Online Security
Fannie and Freddie add $12.5B MBS in January, help to ease rates
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Mar 1, 2026 4:46 PM
— Online Security for Mortgage Websites
Housing Market News and Commentary
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Mar 1, 2026 4:30 AM
— Mortgage Rates
Will war with Iran send mortgage rates higher or lower?
Last week, the 10-year yield closed at a key level, and mortgage rates finished under 6%. However, with the weekend's attack on Iran, there is uncertainty about how it will affect mortgage rates. There is anticipation for whether rates will go lower or higher due to the conflict before the housing market picks up in spring.
Feb 28, 2026 4:34 AM
— Mortgage Lenders
AD Mortgage launches its largest non-QM securitization yet
AD Mortgage launched a $602.7M non-QM RMBS backed by 1,793 loans, marking their 30th securitization deal. The pool consists of 99.9% fixed-rate loans with a 748 average credit score and 68.6% weighted average CLTV.
Feb 28, 2026 4:32 AM
— Interest Rates
Minor FICO score improvements can ease homebuying costs
A new nationwide study from AD Mortgage shows that improving a credit score can save homebuyers tens of thousands of dollars in mortgage interest. The study models how long it takes to raise FICO scores to 760 and the estimated 30-year interest savings by state.
Feb 27, 2026 8:25 AM
— Cybersecurity in Mortgages
In Texas, the big rival is the buyer’s memory of 2.65%
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Feb 27, 2026 4:34 AM
— Online Security and Verification
Willamette Valley Bank exits residential mortgage lending
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Feb 26, 2026 3:32 PM
— Online Security
Rocket Pro Compass partnership adds 40 bps broker credit
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Feb 26, 2026 5:32 AM
— Housing Market
MLS exposure vs private listings, why full disclosure matters
Gary Keller, an executive chairman in the real estate industry, argues for standardized disclosures in the real estate market to help buyers and sellers navigate the tradeoffs between privacy and pricing. He emphasizes the importance of full disclosure to ensure transparency and fair competition in the industry.
Feb 25, 2026 5:54 PM
— Mortgage Technology
Optimal Blue launches Virtual Economist for mortgage capital markets
Optimal Blue introduced Virtual Economist, an AI and ML forecasting tool for mortgage capital markets leaders at its 2026 Summit. The tool aims to improve profitability by combining forecasting, pricing, hedging, benchmarking, and workflow execution in one platform.
Feb 25, 2026 4:32 PM
— Housing Market
Housing Market News and Commentary
The article discusses the decline in housing affordability, with Canadian homebuyers spending $6.2B on US real estate in 2024-2025. It mentions the varying housing prices in Texas metros, the surprise costs for buyers, and the impact of modest income increases failing to keep up with inflation. Mortgage rates rose 15 basis points, housing permits are declining, and homebuilders are hoping for lowe... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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