Mortgage News
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News for: HousingWire
Showing 121 - 144 of 367 results
Feb 18, 2026 1:32 PM
— Interest Rates
CEA analysis weighs CFPB’s economic impact
The Council of Economic Advisers estimates that the CFPB has imposed $237 billion to $369 billion in costs on U.S. consumers since 2011, mainly through higher interest rates on mortgages, auto loans, and credit cards. Critics argue that most costs are transfers, not deadweight losses, and the report does not include benefits like reduced defaults and improved market stability.
Feb 18, 2026 12:01 PM
— Online Security
Housing market update: Inventory builds as price cuts persist
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Feb 18, 2026 10:32 AM
— Mortgage Lenders
Rocket Pro’s Austin Niemiec doubles down on broker channel focus
Austin Niemiec is now leading Rocket Pro, emphasizing commitment to broker channel growth and integration. There have been recent leadership changes at Rocket Companies and Rocket Mortgage, with Niemiec returning to lead the channel amidst these changes.
Feb 17, 2026 8:32 PM
— Mortgage Rates
Mortgage rates steady as inflation cools, home sales dip
Mortgage rates have held steady as inflation eased and home sales dropped due to a January storm. Rates for different loan types have seen minor changes but remained relatively stable. Market watchers do not expect significant Fed action in March.
Feb 17, 2026 7:32 PM
— Mortgage Lenders
Rate partners with Betterment to offer mortgage incentives
Rate and Betterment have partnered to offer mortgage incentives to eligible Betterment customers nationwide, including rate discounts of up to 0.75% and $500 in closing credits on select home loans through December 2026. This partnership allows Betterment customers with at least $100,000 in combined investment and cash balances to potentially qualify for discounted interest rates and closing-cost ... more
Feb 17, 2026 12:32 PM
— Mortgage Lenders
UMortgage launches flat-fee model to recruit 1,000 loan officers
UMortgage is transitioning to a flat-fee compensation model for loan officers, waiving fees for those who close more than 50 loans per year. They are aiming to grow their sales force to 1,000 loan officers by December, offering recruitment incentives and capping the annual corporate margin at $49,750.
Feb 17, 2026 1:38 AM
— Mortgage Lenders
Mike Fawaz to depart Rocket Pro, announce next steps in March
Mike Fawaz is stepping down from Rocket Pro after nearly 15 years to pursue the next chapter of his career, with plans to announce his next steps in March. Most homeowners are surprised by escrow payment increases, with higher property taxes being cited as the main cause.
Feb 16, 2026 4:32 AM
— Housing Market
When cheaper rates make homes less affordable: What Zillow, Redfin, and Realtor.com data reveals
The article discusses how falling interest rates do not necessarily make homes more affordable, as lower rates often lead to an increase in home prices due to high demand and low inventory. The key factor affecting affordability in the housing market is inventory, not interest rates.
Feb 15, 2026 9:30 AM
— Housing Market
Housing demand snaps back as mortgage rates near 6%
Housing demand and new listings rebounded as snowstorm effects faded, with inventory growth slowing and mortgage rates steady near 6%. Despite the impact of a recent snowstorm, the housing market is showing signs of recovery with a pickup in new listings and a slight increase in inventory. Mortgage rates remain steady at around 6%.
Feb 14, 2026 4:33 AM
— Online Security for Mortgage Platforms
Mortgage lead prices to rise as trigger lead ban disrupts lenders
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Feb 12, 2026 1:32 PM
— Online Security for Mortgage Websites
Taylor Morrison’s 2026 rebalance: romance over discounts
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Feb 12, 2026 9:25 AM
— Mortgage Delinquencies
MBA: Mortgage delinquency rate rises to 4.26% in Q4
The U.S. mortgage delinquency rate increased to 4.26% in Q4 2025, with FHA loans reaching 11.52%. Serious delinquencies and foreclosure rates also edged higher, according to the Mortgage Bankers Association.
Feb 11, 2026 10:32 PM
— Housing Market
Foreclosure filings rise 32% year over year in January 2026
Foreclosure filings rose 32% year over year in January 2026, with 40,534 properties affected. Delaware, Nevada, and Florida had the highest rates among all states. Despite a decline from the previous month, foreclosure activity continued to climb annually.
Feb 11, 2026 1:31 PM
— Mortgage Servicing
Pennymac to acquire Cenlar, adding $740B in subservicing
Pennymac Financial Services Inc. is acquiring Cenlar Capital Corp., adding $740 billion in mortgage subservicing rights and 2 million loans to its portfolio. The all-cash transaction includes an upfront purchase price of $172.5 million and up to $85 million of contingent consideration payable over three years. This deal makes Pennymac the second-largest mortgage servicer in the U.S.
Feb 11, 2026 11:44 AM
— Mortgage Rates
January jobs data beats estimates, but mortgage rates barely budge
In January, 130,000 jobs were added, mainly in healthcare and social assistance, keeping unemployment at 4.3%. Mortgage rates rose slightly to 6.14%. Despite beating estimates, the number of jobs created was almost more than all of 2025. Bond yields initially rose but fell later in the day, leading to a small increase in mortgage rates.
Feb 11, 2026 7:32 AM
— Mortgage Lending
Mortgage applications dip 0.3% as FHA and ARM shares rise
Mortgage applications decreased by 0.3% for the week ending Feb. 6, with an increase in FHA and ARM loan shares. Refinance activity has gone up by 101% from a year ago.
Feb 10, 2026 10:39 PM
— Online Security for Mortgage Websites
January mortgage data shows refi volume up 50% as rates dip
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Feb 10, 2026 2:39 PM
— Housing Market
U.S. House votes to pass Housing for the 21st Century Act
The Housing for the 21st Century Act is a bipartisan legislation aimed at boosting housing supply, streamlining regulations, and modernizing federal programs to improve housing affordability. The bill received overwhelming support in the House and includes reforms to the HOME program, zoning frameworks, manufactured housing development, and more.
Feb 10, 2026 11:39 AM
— Online Security
Barry Habib, Logan Mohtashami say housing market set for pent-up demand surge
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Feb 9, 2026 9:31 AM
— Mortgage Rates
ICE: Mortgage affordability at four-year high after rates fell in January
ICE Mortgage Technology's February 2026 Mortgage Monitor report revealed that a drop in mortgage rates in early January allowed nearly 5 million borrowers to refinance, increasing housing affordability to a four-year high. The drop in rates also led to the highest level of negative equity since 2018 and the weakest home-price growth in over a decade.
Feb 7, 2026 9:32 AM
— VA Loan Fees
House scales back proposed VA mortgage fee hike
Congress amended a veterans benefits bill to avoid raising VA home purchase loan fees, instead increasing fees for refinances and loan assumptions. Disabled veterans remain exempt from new charges, and the changes address industry concerns about homeownership affordability.
Feb 6, 2026 9:39 AM
— Online Security
Where are we headed? Mortgage rates, land costs and builder margins in 2026
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Feb 5, 2026 9:39 AM
— Online Security for Mortgage Websites
How stable mortgage rates are affecting regional housing markets
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Feb 3, 2026 1:32 PM
— Housing Market
Are homebuilders really launching a ‘Trump Homes’ rent-to-own plan?
Despite reports of a large-scale federal rent-to-own program called 'Trump Homes' being developed by U.S. homebuilders, builders refute these claims and state that no such initiative is underway. Policy discussions have not produced a unified plan, and builders acknowledge the challenges of executing such a model at scale. White House receptiveness to this idea has been tepid, and there is no conc... more
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Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.