Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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News for: Bankrate
Showing 121 - 144 of 360 results
Nov 15, 2025 2:30 PM
— Mortgage Rates
30-year mortgage rates remain unchanged - How often do rates change? | Today's mortgage and refinance rates, November 14, 2025
Mortgage interest rates remained stable after the Federal Reserve voted to lower their benchmark rate, but rates have risen slightly since then. Rates are influenced by the 10-year Treasury bond yield, which has increased. The government shutdown is causing delays in key economic reports that the Fed relies on to inform their decisions. Average rates for different types of mortgages have fluctuate... more
Nov 13, 2025 8:30 AM
— Mortgage Rates
Mortgage Rates Fall A Bit, Reversing Course Again
Mortgage rates are currently at some of their lowest levels, with the Fed cutting rates for the second time in a year. Despite this, the housing market has not seen a significant uptick in activity. The economy is showing signs of weakness, with inflation increasing and the job market in a questionable state. Uncertainty in the market and investor appetite for Treasury bonds are influencing mortga... more
Nov 13, 2025 7:31 AM
— Dealing with Government Shutdown Impact on Personal Finances
This TikToker paid off thousands in credit card debt. Then the government shutdown happened
The article discusses the financial struggles of a 25-year-old federal worker in South Carolina who found herself in $4,000 of credit card debt after the government shutdown. It highlights the impact of events beyond one's control on financial situations and provides tips for individuals facing increasing debt, advising them to prioritize essential expenses, contact lenders for potential help, con... more
Nov 13, 2025 6:30 AM
— Housing Market
The Job Hunt Feels Broken. These 6 Charts Show It’s Not Just You
The job market has split into two worlds - one for the employed where the risk of losing a job remains low, and one for the unemployed where job searches are dragging on. Hiring is sharply falling compared to the increase in unemployment. Workers are facing longer job searches with small business owners struggling. The current economic environment is described as a 'jobless boom' where companies a... more
Nov 13, 2025 5:31 AM
— Housing Market
Car Repossessions Are Up 43%. Here’s What To Do if It Happens to You |
The article discusses the emotions following a car repossession, the rise in repossessions leading up to the current economy, steps to take after a repossession, and considerations for insurance, license plates, tax requirements, and rebuilding financially and emotionally. It emphasizes the importance of taking swift action, working with a credit counselor, and carefully considering financial deci... more
Nov 12, 2025 12:34 PM
— Home Equity Loan Rates
Home Equity Rates Fall To Lowest Level In Two Years
Home equity rates for a $30,000 line of credit and loan have decreased, reaching their lowest levels in two years. Uncertainty in the market due to the government shutdown has made the future of home equity rates uncertain. Rates are influenced by the Federal Reserve's actions and lender competition. Shopping around for the best offer is recommended, as rates can vary based on creditworthiness and... more
Nov 12, 2025 8:34 AM
— Mortgage Rates
30-year mortgage rates increase - When will rates change? | Today's mortgage and refinance rates, November 12, 2025
Mortgage rates have risen slightly since the Federal Reserve's rate cut, due to the 10-year Treasury bond yield increasing. Joblessness, weakening dollar and economic uncertainty have influenced the rising rates. The government shutdown impacts key economic decisions. Mortgage rates vary for different types of loans, but overall remain lower than historical averages. It may be a good time to buy a... more
Nov 10, 2025 6:30 PM
— Mortgage Rates
30-year mortgage rates increase - How long will rates stay here? | Today's mortgage and refinance rates, November 10, 2025
Average mortgage rates increased following a quarter-point cut in the Federal Reserve's benchmark rate. The rise in fixed mortgage rates is attributed to the increase in the 10-year Treasury bond yield. The ongoing government shutdown is affecting economic decisions, with the Fed depending on delayed employment and inflation data reports. The average rates for 30-year fixed mortgages, 15-year fixe... more
Nov 10, 2025 4:31 AM
— Interest Rates
Rescue the job market or stop inflation? A rate cut from the Fed this week could hit your wallet — and your paycheck
The article discusses the dilemma faced by the Federal Reserve regarding the decision to cut interest rates due to a weakening job market and rising inflation. The central bank is trying to balance the need to protect jobs while also managing inflationary pressures. The ongoing government shutdown has complicated decision-making by delaying key economic data. The Fed's next moves could have signif... more
Nov 7, 2025 4:31 AM
— Mortgage Rates
30-year mortgage rates decrease - How often do rates change? | Today's mortgage and refinance rates, November 3, 2025
National mortgage rates have mostly decreased compared to last week. The Federal Reserve Board's decision to lower their benchmark rate by a quarter of a percentage point led to lower mortgage rates. This decrease has resulted in increased refinance activity, especially for borrowers with large loan balances. The Fed also projected an end to quantitative tightening soon. The average rates for 30-y... more
Nov 6, 2025 6:30 PM
— Interest Rates
Mortgage Rates Rise A Bit, Reversing Course
Mortgage rates are currently at some of their lowest levels of the year, with the Federal Reserve cutting rates for the second time in 2025. Despite this, lower rates have not had a significant impact on jumpstarting the housing market. The uncertainty in the economy could result in rising rates through the end of the year. The job market shows signs of weakness and the political climate, includin... more
Nov 6, 2025 1:30 PM
— Mortgage Rates
30-year mortgage rates rise - To buy or wait? | Today's mortgage and refinance rates, November 6, 2025
Mortgage interest rates rose after the Federal Reserve Board voted to lower their benchmark rate, leading to lower mortgage rates before the announcement. Buyers are capitalizing on lower rates and more homeowners are refinancing. The Fed is expected to reduce rates again. Average rates for 30-year fixed, 15-year fixed, 5/1 ARM, jumbo loans, and refinancing are provided. Locking in a mortgage rate... more
Nov 6, 2025 4:34 AM
— Interest Rates
HELOCs drop to 2023 lows, home equity loans hold steady
Home equity line of credit (HELOC) rates have decreased to levels not seen since March 2023, with a $30,000 HELOC falling to 7.82%. The stability in the housing market has increased interest in HELOCs as people are looking for liquidity for buying properties or home improvements. Rates are impacted by the Federal Reserve's actions, lender competition, promotional offers, and underwriting standards... more
Nov 6, 2025 4:33 AM
— Mortgage Rates
30-year mortgage rates increase - When should you lock? | Today's mortgage and refinance rates, November 5, 2025
Mortgage interest rates have increased recently, with rates for 30-year fixed, 5/1 ARMs, and jumbo loans going up. The Federal Reserve Board lowered their benchmark rate by a quarter of a percentage point, leading to lower mortgage rates before the announcement. More homeowners are refinancing due to the lower rates, with borrowers with large loan balances taking advantage of the rate movements. T... more
Nov 5, 2025 3:06 AM
— Housing Market
First-time Homebuyers Keep Getting Older, And That Means They're Missing Out
The median age of first-time homebuyers has risen to 40, the highest ever recorded. This is due to high home prices, lack of affordable inventory, and the shift of builders towards higher-priced new homes. Many young adults are delaying home purchases due to soaring prices and entry-level homes scarcity. Millennials and younger generations value homeownership but are hindered by affordability chal... more
Nov 2, 2025 10:11 PM
— Salary Negotiation
I talked to three women who asked for higher pay. This is what they got — and what they learned
The article discusses three different women who asked for raises and how the situations played out. One woman was given a new job title without a raise, another had a job offer rescinded after asking for more money, and a third woman successfully negotiated a higher commission but noticed strained relationships with her male coworker afterward.
Oct 30, 2025 9:11 AM
— How the Federal Reserve affects HELOCs and home equity loans
Home equity loan rates drop and HELOCs rise as Fed cuts rates
Home equity rates are experiencing fluctuations after the Federal Reserve lowered interest rates. The benchmark 5-year $30,000 home equity loan fell, while the $30,000 home equity line of credit rose. The Fed rate cut is expected to lead to discounts in new HELOC and home equity loan offers, with rates declining from their 2024 highs. Factors affecting rates include the Federal Reserve's actions, ... more
Oct 29, 2025 3:01 PM
— Mortgage Rates
Mortgage rates dip again to lowest level in a year
The article discusses how the Federal Reserve's recent rate cuts have affected mortgage rates, highlighting that while mortgage rates are at their lowest levels of the year, further drops may be needed to impact housing affordability. It also mentions the factors influencing mortgage rates, such as investor appetite for 10-year Treasury bonds, and the potential impact of economic factors like infl... more
Oct 29, 2025 1:09 PM
— Mortgage Rates
The Fed Cuts Rates Again, But Its Next Moves Are Uncertain. Here's How You Could Feel It
The Federal Reserve cut interest rates by a quarter of a percentage point during its October meeting, lowering the benchmark rate to a new target range of 3.75%-4%. This marks the fifth total cut since post-pandemic inflation forced the U.S. central bank to hike interest rates. The rate cut is expected to lower borrowing costs for certain loans like credit card rates, auto loans, and home equity l... more
Oct 27, 2025 10:49 AM
— Mortgage Lenders
Current job openings at Bankrate
Bankrate.com is a publisher and comparison service that offers sponsored products and services. They are compensated for placement of these products and services on their site. Factors such as proprietary website rules and location can impact where products appear. Bankrate does not include information about every financial or credit product or service.
Oct 27, 2025 8:13 AM
— Mortgage Lending
Rules to live by when lending money to family and friends
The article discusses how lending money to friends and family can often lead to negative consequences like lost money or damaged relationships. It emphasizes the importance of clear communication and setting expectations when lending or borrowing money. The article also touches on providing financial support to adult children and the importance of preparing them for independence while avoiding ena... more
Oct 24, 2025 8:13 AM
— Housing Market
Foreclosures Are Up. Here's Why Experts Aren't Worried
Foreclosure activity is up since last year, but it is still below historical levels. The pandemic and foreclosure moratoriums have impacted the data. Rising prices, interest rates, and costs have made it harder to buy a home, leading to fewer foreclosures. Some foreclosure activity can benefit the housing market by bringing abandoned properties back into circulation. Certain regions, particularly ... more
Oct 24, 2025 6:02 AM
— Mortgage Rates
30-year mortgage rates fall - When should you lock? | Today's mortgage and refinance rates, October 24, 2025
Average mortgage rates have been mostly lower compared to last week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. This is partly due to fluctuation since the Fed's September rate cut, anticipation of the Fed meeting, and rising 10-year Treasury yields. The government shutdown has caused uncertainty, leading to a decrease in rates, as money flows towards safety in bonds. Inf... more
Oct 23, 2025 4:25 AM
— Housing Market
The Inside Story Of America's Slowing Job Market
The article discusses the disconnect between economic data indicating a strong job market and the reality of many Americans facing stagnant wages and financial struggles. Many businesses are dealing with slowing markets, higher tariffs, and rising costs, leading to layoffs, reduced hours, and hiring freezes. Small business owners are particularly feeling the impact, with some forced to close. Desp... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.