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News for: Mortgage Rates
Showing 1369 - 1392 of 1864 results
Aug 21, 2025 9:23 AM
— Mortgage Rates
Mortgage rates hold steady at lowest level of the year
Mortgage rates remained unchanged this week at their lowest levels since late 2024. The 30-year mortgage rate was 6.58% and the 15-year rate was 5.69%. Market watchers are monitoring economic data closely for signs of U.S. economic health, with some predicting a Federal Reserve rate cut next month. Mortgage applications have not increased despite lower rates, but there are signs of buyer response ... more
Aug 21, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage holds steady at lowest level in nearly 10 months
The average rate on a 30-year U.S. mortgage remained steady at its lowest level in nearly 10 months, offering hope for homebuyers facing high financing costs. Meanwhile, the rate for 15-year fixed-rate mortgages slightly decreased. Stubbornly high mortgage rates have kept the housing market in a sales slump since early 2022, affecting home sales.
Aug 21, 2025 7:23 AM
— Mortgage Rates
US home sales rose in July as mortgage rates eased a bit and home prices grew more slowly
Sales of previously occupied U.S. homes rose in July due to lower mortgage rates, slowing home price growth, and increased inventory. The median sales price inched up slightly to $422,400. The housing market has been struggling since 2022 when mortgage rates started to climb. However, last week, the average rate on a 30-year mortgage dropped to a 10-month low of 6.58%. With more homes available, b... more
Aug 21, 2025 7:23 AM
— Mortgage Rates
US home sales rose in July as mortgage rates eased a bit and home prices grew more slowly
Sales of previously owned U.S. homes rose in July due to a modest drop in mortgage rates, slowing home price growth, and an increase in available properties. Despite home prices continuing to rise annually, the rate of growth has slowed, making affordability slightly better for buyers. The housing market had been struggling due to high mortgage rates, but the recent drop in rates has encouraged mo... more
Aug 21, 2025 5:23 AM
— Mortgage Rates
It’s a buyer’s market and nobody is buying: Where Is Jerome Powell?
The real estate market in the U.S. is facing stagnation with homes sitting on the market for weeks, major price reductions, high mortgage rates, and stagnant sales. The phenomenon of 'golden handcuffs' is keeping people from moving due to financial constraints. Affordability remains a major issue despite an increase in inventory. Mortgage rates have reached their lowest level of the year, but they... more
Aug 21, 2025 5:23 AM
— Mortgage Rates
Average five-year mortgage drops below 5% to lowest level in two years
The average rate on a five-year fixed mortgage has dropped below 5% for the first time since May 2023, signaling a potential shift in market sentiment. The average two-year fixed rate mortgage has also decreased. Lenders are competing more aggressively and offering more residential mortgage products. However, due to the latest inflation reading, the chance of another base rate cut in 2025 is slim,... more
Aug 21, 2025 2:23 AM
— Mortgage Rates
NBC News
Housing freeze: High costs leave some buyers and current owners in the lurch
Changes to the central bank's key interest rate won't result in immediately lower home mortgage costs for consumers. New Home Construction.
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2 hours ago
The U.S. housing market remains stagnant with high housing prices and mortgage interest rates. Experts believe that mortgage rates will only decrease significantly if the economy worsens. President Trump is urging the Federal Reserve to lower interest rates, but mortgage rates are more affected by investor demand for government bonds. Despite little change in the 10-year Treasury note yield and mo... more
Aug 20, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Barely Budge
Mortgage rates have remained stable for the past 11 business days, with slight increases over the past week. The average top tier 30yr fixed rate has gone up from 6.53% to 6.61% in the last week, resulting in a minor change for borrowers. Rates were slightly higher before the release of the minutes from the most recent Fed meeting, which did not reveal any major new information.
Aug 20, 2025 9:23 AM
— Mortgage Rates
Mortgage Applications Inconsequentially Lower vs Last Week
Mortgage application activity slightly declined last week, with a small increase in mortgage rates that remained near longer-term lows. VA applications fell while FHA refinance applications increased. The Refinance Index decreased slightly but was still higher compared to the previous year. Purchase Index remained flat and higher than last year. The refinance share of total mortgage applications d... more
Aug 20, 2025 6:23 AM
— Mortgage Rates
Bankrate
30-year mortgage rates fall: How long should buyers wait? | Today's mortgage and refinance rates, August 19, 2025
The current average rate for a 30-year fixed mortgage is 6.64, The average rate you'll pay for a 15-year fixed mortgage is 5.84 percent,...
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3 days ago
Mortgage rates were mostly lower compared to a week ago, with the average rates for 30-year fixed, 15-year fixed, and 5/1 ARM receding. Factors influencing the shifts in rates include economic movements like inflation rate being higher than the Federal Reserve's target, disappointing July employment figures, and recent economic data showing signs of cooling. Treasury yields are easing, demand for ... more
Aug 20, 2025 4:23 AM
— Mortgage Rates
Weekly mortgage demand stalls again with just miniscule increase in interest rates
After a surge in refinance demand the previous week due to a drop in mortgage rates, both refinance and homebuyer mortgage application volume stalled the following week. Mortgage rates increased slightly, leading to a 1.4% drop in total application volume. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances increased slightly. Refinance applications fe... more
Aug 20, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 20, 2025: A minor move higher
The article provides current mortgage rates, explanations of fixed-rate and adjustable-rate mortgages, as well as tips for securing a low mortgage refinance rate.
Aug 19, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Little Changed From Monday
Mortgage rates have been relatively stable recently, staying within a narrow range following the August 1st jobs report. The 10yr Treasury yields have risen back up to 4.30%, while mortgage rates are at 6.59%. There have been no significant changes in rates this week so far, with no major economic events scheduled to influence movement until Friday.
Aug 19, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 19, 2025: A notch higher and a notch lower
The article discusses current mortgage rates provided by Zillow for various types of mortgages such as fixed-rate, ARM, and VA loans. It also explains the differences between 15-year and 30-year mortgages, the benefits of each, as well as the impact of making extra mortgage payments. Additionally, it touches on the differences between fixed-rate and adjustable-rate mortgages, along with the expect... more
Aug 18, 2025 1:23 PM
— Mortgage Rates
Mortgage rate predictions for the next 5 years
The article discusses the correlation between 10-year Treasury yields and mortgage rates, predicting that 10-year Treasury yields will slowly decline over the next five years. The spread between Treasury yields and mortgage rates is also examined to forecast future mortgage rates. The estimates suggest that mortgage rates will not see a significant drop in the next five years, although unexpected ... more
Aug 18, 2025 12:24 PM
— Mortgage Rates
Rates Trickle to Another Higher Low
Mortgage rates are currently higher compared to most days this month, but still lower than the past 10 months. There has been a slight upward drift in rates over the past few days, but overall rates have been holding near 10 month lows in August. The upcoming week is expected to be light in terms of potential volatility in the market.
Aug 18, 2025 5:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for August 18, 2025: The 30-year rate stays in the 6.5% range
Current mortgage interest rates have seen slight changes, with experts predicting rates to stay above 6% through the next few quarters. It could be a good time to lock in a mortgage rate and look into rate float-down options. Mortgage refinance rates tend to be slightly higher than purchase rates, and adjustable-rate mortgages offer lower initial rates but come with the risk of increasing later on... more
Aug 18, 2025 5:23 AM
— Mortgage Rates
Mortgage rates drop to lowest level in nearly a year
Mortgage rates have dropped to their lowest levels in nearly a year, making it more affordable for prospective homebuyers. The average rate for a 30-year fixed mortgage is just above 6.5%, while the average for a 15-year fixed mortgage is around 5.7%. Despite lower rates, home prices nationwide continue to rise, with the national median home price reaching $396,000, a 2% increase compared to the p... more
Aug 17, 2025 12:24 PM
— Mortgage Rates
Mortgage spreads cushion mortgage rates against warm inflation data
Despite warm inflation data, mortgage rates remain near their lowest levels in 2025 due to mortgage spreads outperforming. The stability in mortgage spreads has helped maintain lower rates even as the 10-year yield has increased. Mortgage spreads are seen as the unsung hero of housing in 2025.
Aug 17, 2025 5:24 AM
— Mortgage Rates
What to know about Utah's housing market as mortgage rates dip
Mortgage rates have dropped to their lowest level in nearly a year, sparking an increase in mortgage applications. In Utah's difficult housing market, rates have fallen recently, leading to some relief for buyers but not significant impact yet. Some lenders have seen an uptick in activity, especially for refinancing. However, the high-priced market in Utah poses affordability issues for many new h... more
Aug 16, 2025 11:23 AM
— Mortgage Rates
Exclusive | Adam Schiff paying just 3% mortgage on homes at center of mortgage fraud probe
Senator Adam Schiff is accused of claiming two homes as primary residences in order to get lower mortgage rates and property taxes. Despite designating one property as a second home in 2020, he still received rock-bottom mortgage rates on both his Maryland and California homes. This has resulted in significant savings for Schiff and an increase in his bank assets, with his wealth soaring over the ... more
Aug 15, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Fall: Is It Enough for Buyers?
Mortgage rates have dropped to their lowest level since October, prompting hopeful home buyers to take advantage of lower borrowing costs. Mortgage applications for home purchases are on the rise compared to the previous year. Some buyers are also considering adjustable-rate mortgages for potential initial savings. The national averages for mortgage rates have decreased for both 30-year and 15-yea... more
Aug 15, 2025 11:23 AM
— Mortgage Rates
Highest Rates This Week, But Close Enough to Long Term Lows
Friday saw the highest mortgage rates of the week due to retail sales data coming in stronger than expected, causing bond markets to lose ground and push rates higher. Despite this increase, rates are still near long term lows compared to the past 10 months.
Aug 15, 2025 9:23 AM
— Mortgage Rates
Majority of rates decline: Should you lock now? | Current mortgage and refinance rates for August 15, 2025
Mortgage interest rates decreased for 30-year fixed, 15-year fixed, and jumbo loans, but increased for ARM loans. The rates are influenced by economic factors like inflation and the job market. The current average rate for a 30-year fixed mortgage is 6.57 percent, down slightly from last week. Mortgage rates have been relatively stable in 2025, but are now showing more variability due to recent ec... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.