Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Mortgage Rates
Showing 1201 - 1224 of 1864 results
Sep 25, 2025 3:28 PM
— Mortgage Rates
Jim Cramer says to take a 'wait and see' approach to homebuilders as interest rate cuts fail to bring down mortgage rates
Jim Cramer reviewed recent earnings reports from major homebuilders Lennar and KB Home, expressing concern that the Federal Reserve's rate cuts won't bring down mortgage rates. The Fed's recent rate cut did not result in lower mortgage rates, and both companies mentioned that changing rates have not increased orders. Despite optimism from the companies that rates will come down and business will i... more
Sep 25, 2025 3:23 PM
— Mortgage Rates
What are the monthly payments on a $400,000 mortgage after the Fed's rate cut?
The Federal Reserve has lowered its benchmark rate by 25 basis points, resulting in a decrease in mortgage rates to levels not seen since early 2022. This has sparked renewed activity in the housing market, especially for those looking to finance a $400,000 home purchase. The monthly savings on a $400,000 mortgage loan can be significant compared to earlier in the year, making homeownership more f... more
Sep 25, 2025 11:39 AM
— Mortgage Rates
Mortgage rates rise for first time since July
Jeff Sica warns that a small rate cut by the Fed will not ease the housing affordability crisis. Mortgage rates rose this week, with the average rate on the 30-year fixed mortgage increasing to 6.3%. Despite the increase, rates remain near 11-month lows, providing opportunities for buyers and homeowners considering a refinance. Sales of new U.S. single-family homes surged to the highest level in m... more
Sep 25, 2025 10:25 AM
— Mortgage Rates
Youthful cities to benefit more by falling mortgage rates
Cities with younger, more mobile populations stand to benefit more from decreasing mortgage rates. Refinancing indicators showed limited improvements due to ongoing home sales challenges, with potential market outlook changes ahead.
Sep 25, 2025 9:57 AM
— Mortgage Rates
Mortgage rates rise after FOMC's decision
Mortgage rates have been fluctuating, with some decreases due to expectations of a cut in short-term rates by the Federal Open Market Committee. Different sources report various changes in rates throughout recent weeks.
Sep 25, 2025 9:44 AM
— Mortgage Rates
Why didn't mortgage rates fall after the Federal Reserve rate cut?
The article discusses how mortgage rates can increase even when the Federal Reserve lowers short-term interest rates. Mortgage rates are influenced by long-term bonds, not short-term rates that are controlled by the Fed. Mortgage rates are priced based on longer-term benchmarks like the 10-year Treasury, and their movement depends on various economic factors like inflation and employment data.
Sep 25, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage edges higher after declining four weeks in a row
The average rate on a 30-year U.S. mortgage increased this week after four consecutive weeks of decline.
Sep 25, 2025 9:23 AM
— Mortgage Rates
Mortgage rates move higher despite Fed rate cut
Mortgage rates increased slightly this week after the Federal Reserve cut the benchmark federal funds rate. Even though the Fed does not directly control mortgage rates, they rose following the rate cut. Refinancing activity is up, but home sales remain in a slump. Economists believe lower mortgage rates could improve home sales by the end of the year.
Sep 25, 2025 9:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 25, 2025: Rates inch up in spite of the Fed
Mortgage rates increased this week, with the 30-year fixed-rate home loan rising to 6.30% and the 15-year fixed-rate mortgage reaching 5.49%. Housing market activity remains strong, with high purchase and refinance applications compared to last year. Mortgage interest rates have remained generally high since the Fed's recent rate cut. Adjustable-rate mortgages keep rates the same for a few years b... more
Sep 25, 2025 8:44 AM
— Mortgage Rates
Average rate on a 30-year mortgage edges higher after declining four weeks in a row
The average rate on a 30-year U.S. mortgage increased after a four-week decline, rising to 6.3% from 6.26% last week. 15-year fixed-rate mortgages also rose in average rate. Mortgage rates are influenced by various factors, including the Federal Reserve's decisions and bond market investors' expectations. Treasury yields have increased as traders reduced bets for future rate cuts by the Fed, leadi... more
Sep 25, 2025 8:26 AM
— Mortgage Rates
30-year mortgage rates increase after the Fed's rate cut | Today's mortgage and refinance rates, September 24, 2025
The article discusses the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARM mortgages. It also mentions Bankrate.com as an independent publisher and comparison service.
Sep 25, 2025 8:24 AM
— Mortgage Rates
Mortgage applications' meager gains contrast previous spike
Mortgage applications slowed down last week after increasing due to declining fixed rates. Refinances increased, but purchases decreased for the first time in four weeks. New-home loan activity rose 1% year over year in August, but fell 6% from July. The 30-year fixed rate mortgage decreased by 9 basis points, but pricing changes occurred before the Federal Reserve meeting.
Sep 25, 2025 5:23 AM
— Mortgage Rates
Several metro areas in the United States poised to cash in big as mortgage rates drop
The article discusses the recent Fed rate cuts and how they are impacting mortgage rates, specifically leading to lower borrowing costs. Metros with younger and more mobile populations are expected to benefit the most as mortgage rates approach the low 6% range. Areas with high mortgage usage, like Washington, D.C., Denver, Virginia Beach, and Raleigh, are projected to see increased buyer demand a... more
Sep 24, 2025 1:34 PM
— Mortgage Rates
Fed Delivers Rate Cut, And Mortgage Rates Rise
The article discusses the current state of mortgage rates and the housing market. It mentions that although mortgage rates initially dropped to their lowest level in nearly a year, they rose again after a Federal Reserve rate cut. The article also touches on the impact of the Federal Reserve on mortgage rates and the factors affecting them, such as investor appetite for Treasury bonds.
Sep 24, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Fairly Flat Despite Bond Market Volatility
Mortgage rates typically align with the movement of the bond market, but day-to-day discrepancies can occur depending on market volatility. Yesterday, bonds improved in the afternoon, suggesting lower mortgage rates, but most lenders did not adjust rates in time. Today, bonds are weaker, indicating potentially higher rates, but lenders have not raised rates to reflect yesterday's market changes.
Sep 24, 2025 10:24 AM
— Mortgage Rates
30-year mortgage rates rise after the Fed's rate cut | Today's mortgage and refinance rates, September 23, 2025
Mortgage interest rates have mostly increased compared to a week ago, with the Federal Reserve announcing a rate cut but indicating that other factors like inflation expectations and market sentiments also play a role in determining rates. Average rates for 30-year fixed, 15-year fixed, and jumbo loans have gone up, while 5/1 ARM rates have decreased. Despite the rate cut, the current 30-year fixe... more
Sep 24, 2025 8:24 AM
— Mortgage Rates
HELOC, Reverse, Borrower Mining, Fraud Detection Tools; MBA and Fannie Forecasts; What's up with Better?
The MBA is predicting a slowdown in the future due to job growth slowing down and increased job search times. They expect minimal impact on mortgage rates and 10-year Treasury yields despite the possibility of 2-3 fed funds cuts. Fannie Mae expects mortgage rates to end 2025 and 2026 at 6.4 percent and 5.9 percent, respectively. This is occurring in a market where many down payment programs have h... more
Sep 24, 2025 5:23 AM
— Mortgage Rates
Mortgage Rates to Drop Below 6% by End of 2026
Fannie Mae projects that mortgage rates will decrease to 6.4% by late 2025 and 5.9% in 2026, with an increase in home sales and mortgage originations over the same period.
Sep 24, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 24, 2025: Creeping higher
Mortgage interest rates saw small increases, with the average 30-year fixed rate rising to 6.39% and the 15-year rate reaching 5.72%. The rates for mortgages, refinance, and adjustable-rate mortgages were provided, showcasing how rates affect monthly payments and interest paid over the loan term. Each type of mortgage has its pros and cons related to interest rates, predictability, and overall cos... more
Sep 23, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Little Changed on Tuesday
Mortgage rates are influenced by bonds, which in turn are impacted by economic reports and speeches from Federal Reserve officials. Fed Chair Powell's recent comments did not significantly affect rates, leading to a slight increase in average 30yr fixed mortgage rates compared to yesterday, but rates have remained mostly stable since last week.
Sep 23, 2025 7:23 AM
— Mortgage Rates
Mortgage Rates Expected to Move Below 6 Percent by End of 2026
The Fannie Mae Economic and Strategic Research Group forecasts mortgage rates to end 2025 at 6.4 percent and 2026 at 5.9 percent. They also project new and existing home sales to increase in 2026 compared to 2025, along with higher single-family mortgage originations activity and a rise in the refinance share.
Sep 23, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 23, 2025: Small moves but no trend
The article discusses current mortgage rates, the difference between fixed-rate and adjustable-rate mortgages, as well as options for 15-year versus 30-year mortgages. It also mentions the likelihood of mortgage rate decreases before the end of 2025 and factors influencing these changes.
Sep 22, 2025 12:24 PM
— Mortgage Rates
Summer clocks in strongest buyer's market in years
This summer saw a strong buyer's market in housing, but there was a drop in refinance application submissions due to increasing conventional rates. Mortgage rates fell significantly in the recent weeks, leading to an increase in refinancing activity. Contract closings fell slightly, and there is ongoing debate about the potential public offering tied to government-sponsored enterprises.
Sep 22, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Roughly Unchanged to Start New Week
Mortgage rates initially dropped to nearly the lowest levels in 3 years after the Fed's rate cut announcement but spiked sharply due to Powell's guidance and negative economic data. Rates eventually calmed down, with Friday's rates slightly lower and remaining steady today. The 30yr fixed rate is now around 6.375% after briefly hitting 6.125% last week. The market is now waiting for the next sourc... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.