Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Mortgage Lending
Showing 97 - 120 of 319 results
Jan 28, 2026 4:35 AM
— Mortgage Lending
MBA Leads Joint Trades Letter Offering Actions to Lower Costs for Mortgage Borrowers
The Mortgage Bankers Association, America’s Credit Unions, and the Independent Community Bankers of America are urging the White House to take three near-term administration actions to lower costs for borrowers seeking home mortgages. These actions include ending the tri-merge credit reporting requirement, reducing mortgage insurance premiums responsibly, and reducing loan level price adjustments ... more
Jan 28, 2026 3:30 AM
— Mortgage Lending
US Mortgage Rates Increase for First Time in Four Weeks
The article is prompting the reader to confirm their identity as a human user in order to access global market news on Bloomberg.com.
Jan 22, 2026 8:32 AM
— Mortgage Lending
Trump plan for 401(k) withdrawals may reshape housing demand
President Trump is expected to propose allowing Americans to use their 401(k) retirement accounts without penalties to fund down payments on homes, which could increase homebuying demand. However, experts warn that it may weaken retirement security and push up prices.
Jan 21, 2026 12:33 PM
— Mortgage Lending
MBA Leads Joint Trades Letter Offering Actions to Lower Costs for Mortgage Borrowers
The Mortgage Bankers Association, America’s Credit Unions, and the Independent Community Bankers of America sent a letter to the White House urging consideration of three near-term actions to lower costs for borrowers seeking home mortgages. These actions include ending the tri-merge credit reporting requirement, reducing mortgage insurance premiums, and reducing loan level price adjustments. The ... more
Jan 21, 2026 6:30 AM
— Mortgage Lending
Mortgage Applications Today: Record-Low Mortgage Rates Spark Home Lending and Refinancing Surge
The article states that the request could not be processed and provides a reference ID for further assistance.
Jan 20, 2026 10:34 AM
— Mortgage Lending
CD lender wanted; custom software, u/w tools; FHA, USDA news; webinars today & tomorrow; Mitch Kider interview
Geopolitical events such as President Trump's tariffs and quest for Greenland can have an impact on interest rates and inflation, potentially leading to higher mortgage rates. Meanwhile, in the mortgage lending industry, companies are focused on legal and regulatory landscapes, technology advancements, strategic partnerships, and expanding their business.
Jan 19, 2026 11:30 AM
— Mortgage Lending
Trump to outline housing affordability proposals at Davos
The article discusses the importance of verifying human identity through CAPTCHA challenges to prevent fraudulent activities on websites. It explains how CAPTCHA helps in distinguishing between human users and bots by presenting challenges that only humans can solve.
Jan 19, 2026 7:44 AM
— Mortgage Lending
A Faster Fix for Home Affordability With Bigger Long-Term Costs
The Trump administration abandoned the idea of the 50-year mortgage plan and instead proposed allowing buyers to use their retirement savings and 529 college funds for down payments, penalty-free. This shift, while helpful for increasing homeownership, comes with significant financial risks as it involves spending future retirement funds which may result in lost opportunities for compound growth, ... more
Jan 17, 2026 4:31 AM
— Mortgage Lending
Compliance, Servicing, Mortgage Reset Tools; February and March Events and Education
The article discusses various updates and events in the mortgage industry, including the housing market outlook, mortgage rate cuts by the Fed, tips for Independent Mortgage Bankers to improve profitability, regulatory updates, and upcoming conferences and webinars related to mortgage lending.
Jan 16, 2026 10:31 AM
— Mortgage Lending
4 trends that will help mortgage lenders reach new borrowers in 2026
Lenders are seeking ways to attract creditworthy borrowers who do not fit traditional loan requirements. Non-QM loans are growing but come with concerns like 'shadow debt' and default rates. New credit scoring models will be used to identify creditworthy non-traditional borrowers. A proposed 50-year mortgage aims to allow more buyers to enter the market and build equity. Investors are using DSCR l... more
Jan 16, 2026 4:37 AM
— Mortgage Lending
California weighs single-stair multifamily to ignite housing supply
The article discusses the importance of human verification in online processes to prevent fraudulent activities by bots. It emphasizes the need for users to complete actions like CAPTCHA to ensure security and authenticity.
Jan 16, 2026 4:37 AM
— Mortgage Lending
REMAX adds two major Toronto brokerages from Royal LePage
The article discusses the importance of completing CAPTCHA tests to verify that the user is human. It explains how CAPTCHA tests help protect websites from being accessed by bots and other automated programs.
Jan 15, 2026 9:30 AM
— Mortgage Lending
Mortgage Rates Drop to 6.06%—Lowest Level Since 2022
There was an issue processing the request, and the user is provided with a reference ID to contact for further assistance.
Jan 15, 2026 4:37 AM
— Mortgage Lending
Are 50-year mortgages, portable mortgages and assumable loans the future of U.S. housing?
The article discusses the importance of verifying human users on websites to prevent bot activity. It emphasizes the use of measures like CAPTCHA and biometric verification to ensure that real humans are interacting with websites.
Jan 14, 2026 3:30 PM
— Mortgage Lending
The golden handcuffs are slipping in the U.S. housing market
The article discusses the importance of verifying human identity to prevent fraud in online transactions. Various methods such as CAPTCHA, biometric verification, and two-factor authentication are mentioned as effective ways to ensure that the user is not a bot or scammer.
Jan 14, 2026 9:32 AM
— Mortgage Lending
Mortgage Applications Increase in Latest MBA Weekly Survey
The article discusses the importance of verifying human identity in online transactions to prevent fraud and ensure security.
Jan 14, 2026 3:30 AM
— Mortgage Lending
US Mortgage Rates Slide to One of the Lowest Levels Since 2022
In order to proceed, users need to confirm they are not a robot by clicking a box. They should ensure their browser supports JavaScript and cookies and is not blocking them from loading content. For more information, users can review the Terms of Service and Cookie Policy. For any questions about this message, they can contact the support team and provide a reference ID. Bloomberg.com offers a sub... more
Jan 13, 2026 3:32 PM
— Mortgage Lending
MCT: December Sees Monthly Decline in Mortgage Lock Activity
Mortgage Capital Trading reported that total lock volume decreased by 18.74% month-over-month in December. Borrowers were more cautious due to uncertainty from the recent government shutdown and challenging rate environment. Purchase lock volume, rate-and-term refinance lock volume, and cash-out refinance lock volume all declined. Despite the monthly decrease, lock volume was significantly higher ... more
Jan 12, 2026 8:32 AM
— Mortgage Lending
Worried about the Compass Anywhere merger? Here’s how to stay competitive
The article discusses actionable strategies for independent agents to remain competitive in the real estate market as consolidation accelerates. It emphasizes the importance of local expertise, client relationships, specialization, and consistent communication and service.
Jan 10, 2026 6:30 AM
— Mortgage Lending
Mortgage Calculator: Here’s How Much You Need To Buy a $399,950 Home at a 6.16% Rate
The article discusses a processing issue with a request for an unspecified service or information related to real estate. It provides a reference ID for further assistance.
Jan 9, 2026 4:28 PM
— Mortgage Lending
CFPB hikes HMDA exemption threshold for 2026
The Consumer Financial Protection Bureau (CFPB) has raised the exemption threshold for financial institutions required to report mortgage loan-level information under the Home Mortgage Disclosure Act. Banks, savings associations, and credit unions with assets of $59 million or less are exempt from collecting loan-level data in 2026. The threshold for establishing an escrow account for higher-price... more
Jan 9, 2026 11:30 AM
— Mortgage Lending
These Stocks Rally As Trump Targets Lower Mortgage Rates
Access to the webpage has been denied due to suspected use of automation tools. Users are advised to ensure Javascript and cookies are enabled on their browser and not being blocked.
Jan 8, 2026 5:31 PM
— Mortgage Lending
A real estate investor ban would yank the price floor out of the housing market
President Trump's proposal to ban institutional investors from purchasing single-family homes could lead to plummeting home prices in regional hubs, destabilizing the residential mortgage lending industry. Most investor-owned single-family homes are actually controlled by small-time entrepreneurs with 1 to 5 properties, while mega-investors only own 2.1% of the single-family inventory nationwide. ... more
Jan 7, 2026 8:30 AM
— Mortgage Lending
Asurity Forum; HELOC, 2nd, Non-QM Product News; Homebuyer Demographics
Successful loan officers need to have the right mindset, explore niches, manage databases, strive toward leadership, and have a good understanding of lending regulations. There are upcoming events and resources available to help loan officers stay updated on industry trends and regulations. Additionally, specific products like HELOCs have unique features that loan officers should be aware of to be... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
Help Us Help You
What would make LoanGlass more useful to you?
Thanks!
We appreciate your feedback.