Mortgage News
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News for: Mortgage Lending
Showing 97 - 120 of 675 results
Oct 14, 2026 12:55 AM
— Mortgage Lending
Home Equity Lending Growth & AI at Spring EQ
In an interview with HousingWire, Spring EQ CEO Joe Steffa discussed the changing dynamics of the mortgage market, emphasizing the increasing importance of home equity lending. He noted ongoing challenges related to affordability and origination volumes but highlighted emerging opportunities as more consumers recognize home equity as a viable asset. Steffa mentioned Spring EQ's commitment to assis... more
Oct 14, 2026 12:55 AM
— Mortgage Lending
Checkr’s Felicia Lee on income volatility, mortgage affordability and the future of verification
Felicia Lee, Head of Mortgage Solutions at Checkr, discussed in an interview how rising income volatility and household expenses are impacting mortgage affordability. She noted that traditional income verification methods need to adapt to the changing job landscape, where instability is becoming more common. With 62% of consumers expected to experience income volatility by 2025, these factors comp... more
Oct 14, 2026 12:34 AM
— Mortgage Lending
MISMO Announces Inaugural FRAME Advisory Partners to Advance Responsible AI Governance in Mortgage
The Mortgage Industry Standards Maintenance Organization (MISMO) has introduced a certification aimed at consulting and advisory organizations that assist mortgage lenders and servicers in adopting AI governance. This initiative is designed to encourage the responsible implementation of artificial intelligence within the mortgage industry by promoting a standardized approach.
Oct 14, 2026 12:02 AM
— Mortgage Lending
How equity buyouts work in a divorce refinance
In a divorce refinance, the remaining spouse takes over a joint mortgage and may cash out to pay the other spouse based on the home's appraised value, loan balance, and settlement terms. As divorce rates remain high, especially among those aged 50 and over, the equity in their long-held family homes becomes a critical factor in the buyout process. This equity is often significant, and the refinanc... more
Oct 14, 2026 12:01 AM
— Mortgage Lending
Western Alliance Bank on expanding mortgage liquidity, warehouse lending and payment innovation
Western Alliance Bank executives Mark Short and Chris Martin described the bank’s expansion of mortgage services, including warehouse and MSR financing, private-lender note financing, whole-loan purchases, and treasury management. They highlighted flexible lending, stronger lender partnerships, opportunities to serve smaller independent mortgage banks, and potential loan syndication as the industr... more
Oct 13, 2026 5:01 PM
— Mortgage Lending
How Much You Need to Retire Comfortably With a Paid-Off Home in Every State
The article discusses the financial benefits of paying off a mortgage before retirement, highlighting that it can significantly reduce the amount needed in retirement savings. It reveals that singles and couples with paid-off homes require less than the national average projected by surveys for a comfortable retirement. Geographic factors play a major role in determining retirement savings needs, ... more
Oct 13, 2026 5:01 PM
— Mortgage Lending
How Much You Need to Retire Comfortably With a Paid-Off Home in Every State
A recent analysis suggests that a single retiree with a paid-off home requires about $693,000 in savings for a comfortable retirement, while a mortgage-free couple needs around $870,000. Although these retirees do not have mortgage payments, they still face various housing-related costs, such as taxes and utilities, which vary significantly by state. Geographic location greatly influences retireme... more
Oct 13, 2026 4:09 PM
— Mortgage Lending
How Often Can You Refinance Your Home?
The article discusses the considerations involved in refinancing a mortgage multiple times. It emphasizes that while there is no legal limit to refinancing frequency, the decision should be based on financial calculations, particularly the break-even point, costs involved, and the lender's seasoning period. Homeowners should analyze whether the savings from a refinance outweigh the closing costs, ... more
Oct 13, 2026 4:04 PM
— Mortgage Lending
AI in Residential Lending: Vendor Management
The article announces a 12-part webinar series hosted by MBA Education and MISMO, focusing on how artificial intelligence is transforming the residential mortgage lifecycle. Each session will offer insights on AI capabilities, operational strategies, and real-world applications in the mortgage industry, featuring industry experts discussing ways to enhance efficiency, improve borrower experiences,... more
Oct 13, 2026 2:30 PM
— Mortgage Lending
UAD 3.6 appraisal overhaul puts mortgage borrowers on the hook for higher costs
The mandated implementation of the Uniform Appraisal Dataset (UAD) 3.6 is causing significant disruptions for mortgage brokers, leading to increased costs and delays for consumers. The rollout has been poorly managed, with some lenders hesitating to adopt the new appraisal requirements, resulting in bottlenecks and higher prices for modernized appraisals. As a consequence, mortgage brokers must ca... more
Oct 13, 2026 2:18 PM
— Mortgage Lending
How LoanDepot uses AI to improve loan quality, reduce costs
LoanDepot is enhancing its use of artificial intelligence with a new operating system aimed at improving loan delivery speed and quality while reducing costs. Various tech providers are showcasing their AI technologies to automate workflows and ensure compliance. United Wholesale Mortgage introduced a unique ChatGPT plugin for connecting borrowers with independent brokers, whereas Chase Home Lendi... more
Oct 13, 2026 2:04 PM
— Mortgage Lending
Non-Agency Lending: Year in Review and What’s Ahead for 2027
The article discusses the growing importance of non-agency lending in the mortgage market, highlighting its evolution from 2026 and the anticipated trends, opportunities, and challenges for 2027. Industry leaders will provide insights on the factors driving growth and the response of lenders and investors, as well as the products and borrowers impacting the market. The event aims to prepare mortga... more
Oct 13, 2026 1:56 PM
— Mortgage Lending
Mortgage Origination News and Updates from HousingWire
Mortgage industry challenges—including elevated rates, reduced borrower demand, and bank consolidation—were expected to continue into early 2023. Separately, mortgage forbearance exits reached a one-month high in the first week of September, driven by an increase in loan modifications.
Oct 13, 2026 1:54 PM
— Mortgage Lending
HUD officials talk mortgage costs, lender participation and housing supply
At the Mortgage Bankers Association’s annual conference, HUD leaders Joseph Gormley and Matt Jones discussed initiatives aimed at reducing industry costs, attracting more lenders and private capital to government-backed housing finance, and expanding access to affordable housing. Their open conversation highlighted the department's strategic priorities and efforts in the current housing finance la... more
Oct 13, 2026 1:01 PM
— Mortgage Lending
FHA eyes 203(k) consultants' issue to unlock rehab mortgages
Officials at the FHA and Ginnie Mae are working to enhance the 203(k) renovation program to combat housing affordability issues. Recent changes to the Limited 203(k) rules allow for more contractor draw requests, which will facilitate financing for home repairs and renovations. FHA's deputy assistant secretary highlighted the lack of HUD-approved consultants as a barrier to the standard 203(k) pro... more
Oct 13, 2026 1:00 PM
— Mortgage Lending
Mortgage clients make ground-floor investments in AI fintech
An article discusses recent developments in the mortgage industry, highlighting shifts in appraiser requirements, mortgage origination predictions, and new financial products. Companies like AnnieMac and Lower are adapting to new regulations and rising fees with alternative solutions. Predictions indicate a 5% decrease in mortgage origination volume for major lenders in the third quarter. While ag... more
Oct 13, 2026 12:34 PM
— Mortgage Lending
Austin's housing market sustained a slow pace last month
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Oct 13, 2026 11:44 AM
— Mortgage Lending
Optimal Blue data shows non-QM lending, ARM usage is expanding
In September, non-QM (nonqualified mortgage) rate-lock volume increased by 8%, while total mortgage rate locks decreased by 2% month-over-month and 26% year-over-year, according to Optimal Blue. The 30-year conforming mortgage rate at the end of September was 7.39%, with non-QM making up 12% of total production, indicating growth in this segment despite overall declining rate-lock volume due to ri... more
Oct 13, 2026 11:22 AM
— Mortgage Lending
Tech Exchange
MBA’s Tech Exchange (MBATech26) is a one-day tech summit aimed at mortgage tech professionals and innovators in the single-family real estate finance sector. The event focuses on improving operations, reducing costs, managing risk, and leveraging opportunities through technology. Target attendees include various tech and business executives within the mortgage industry. This event follows the MBA’... more
Oct 13, 2026 11:21 AM
— Mortgage Lending
Experian expands Power Profile Plus, adds unlimited soft pulls
Experian has improved its Power Profile Plus for Mortgage, allowing lenders to request unlimited follow-up soft inquiries for credit checks without incurring extra charges. This updated functionality provides a full Experian credit profile and VantageScore 4.0 through soft inquiries, enabling lenders to better evaluate borrowers without initially needing a hard credit check. The enhancements are i... more
Oct 13, 2026 11:02 AM
— Mortgage Lending
For servicer customer retention, focus on digital experience
The article discusses various topics related to the mortgage industry, including risks associated with bond delivery in futures contracts, issues arising from marketing services agreements due to poor legal counsel, advancements in technology for automating workflows in compliance, the growing involvement of depositories in the securitized market, new servicing opportunities amidst market changes,... more
Oct 13, 2026 11:01 AM
— Mortgage Lending
Back in charge, Garg details where Better is cutting costs
Better Home & Finance is cutting over $64 million in annualized costs as it recovers from a two-month proxy battle, while also restructuring its leadership with a new CEO and chairman. The company has seen significant revenue and loan volume growth since 2024, despite a recent 2% drop in contract closings to an annualized rate of 3.98 million in August. Other industry developments include partners... more
Oct 13, 2026 9:53 AM
— Mortgage Lending
MBA Opens Doors Foundation Announces 2026 Award Winners
The provided text appears to be contact information for Brittney Prophete at the Mortgage Bankers Association, including multiple phone numbers for inquiries. However, it does not contain any content directly related to mortgage-related topics.
Oct 13, 2026 9:15 AM
— Mortgage Lending
US existing home sales rise in September; higher mortgage rates dim outlook
The increased adoption of AI technology by companies in the euro zone may limit workers' ability to negotiate for higher wages, according to ECB chief economist Philip Lane. Additionally, hefty investments in AI could lead to tighter financing conditions for businesses.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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