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News for: Housing Market
Showing 97 - 120 of 603 results
Feb 18, 2026 3:33 PM
— Housing Market
Wary optimism sparks new-home outlook … but grind may linger
NAHB's chief economist predicts a 1% rise in housing starts for 2026, noting signs of affordability improvement and the likelihood of steady or declining mortgage rates. While homebuilder sentiment remains subdued, there is guarded optimism for a recovery in new-home sales by the end of the year.
Feb 18, 2026 1:31 PM
— Housing Market
Recapture rate is up as loan performance splits: MBA Servicing
Rising refinance recapture and a widening split in borrower performance are redefining the servicing outlook. Mortgage applications for new-home purchases decreased 15.2% in December. Borrowers in low-income areas have seen delinquency rates increase significantly. Overall, there is optimism that loan production will increase in 2026, but some uncertainty remains. Credit availability index hit its... more
Feb 18, 2026 12:30 PM
— Housing Market
Builder Confidence Remains Subdued
Builder confidence decreased for the second consecutive month in February according to the NAHB/Wells Fargo Housing Market Index. Affordability issues and high construction costs contributed to the negative sentiment. Components like current sales conditions and future sales expectations declined, while buyer traffic remained low. Builders are offering incentives to attract buyers but many are sti... more
Feb 18, 2026 2:30 AM
— Housing Market
'On the right path': Housing market offers glimmers of hope, some analysts say
Mortgage rates have fallen more than a percentage point, making housing more affordable. Home prices are slowing down while income gains are accelerating, improving purchasing power for buyers. However, there is still a shortage of housing supply causing challenges in the market. Existing home sales have declined, and the lock-in effect, where homeowners are reluctant to move due to higher mortgag... more
Feb 16, 2026 4:32 AM
— Housing Market
When cheaper rates make homes less affordable: What Zillow, Redfin, and Realtor.com data reveals
The article discusses how falling interest rates do not necessarily make homes more affordable, as lower rates often lead to an increase in home prices due to high demand and low inventory. The key factor affecting affordability in the housing market is inventory, not interest rates.
Feb 15, 2026 9:30 AM
— Housing Market
Housing demand snaps back as mortgage rates near 6%
Housing demand and new listings rebounded as snowstorm effects faded, with inventory growth slowing and mortgage rates steady near 6%. Despite the impact of a recent snowstorm, the housing market is showing signs of recovery with a pickup in new listings and a slight increase in inventory. Mortgage rates remain steady at around 6%.
Feb 13, 2026 10:36 AM
— Housing Market
Using Home Equity Lines of Credit During Market Downturns
The article discusses using a home equity line of credit (HELOC) as a financial bridge during market downturns to avoid selling investments at a loss. It covers when to open a HELOC, the approval process, risks, and various options available when needing cash. It also emphasizes the importance of discipline and caution when utilizing a HELOC, as foreclosure is a possibility if payments cannot be m... more
Feb 13, 2026 4:30 AM
— Housing Market
US homes sales fell sharply in January, even as mortgage rates continued to ease
Sales of previously occupied U.S. homes fell sharply in January due to higher home prices and possibly harsh winter weather despite easing mortgage rates. Home sales dropped 8.4% last month, marking the biggest monthly decline in nearly four years. Home prices continued to climb, reaching a national median sales price of $396,800, up 0.9% from a year earlier. The U.S. housing market has been in a ... more
Feb 13, 2026 12:33 AM
— Housing Market
U.S. Home Sales Fell Sharply in January, Even as Mortgage Rates Continued to Ease
Sales of existing homes in the U.S. dropped significantly in January due to the combination of rising home prices and harsh winter weather, even though mortgage rates were lower.
Feb 13, 2026 12:32 AM
— Housing Market
U.S. Home Sales Fell Sharply in January, Even as Mortgage Rates Continued to Ease
Sales of previously owned homes in the U.S. dropped significantly in January due to higher home prices and possibly severe winter weather, even though mortgage rates had decreased.
Feb 12, 2026 1:30 PM
— Housing Market
Non-QM Pricing, Appraisal, BI, Servicing Tools; Interview With Pennymac Chief Strategist; CFPB Update
The article discusses various topics related to the mortgage industry, including Freddie Mac's earnings, large companies growing even larger, the prioritization of resources by lenders in 2026, the challenges of the appraisal process, and how to leverage business intelligence tools specific to mortgages. It highlights upcoming conferences, such as the MCT Exchange, that focus on the evolving secon... more
Feb 12, 2026 10:30 AM
— Housing Market
US homes sales fell sharply in January, even as mortgage rates continued to ease
Sales of previously occupied U.S. homes fell sharply in January due to higher home prices and possibly harsh winter weather, despite easing mortgage rates. Home prices continued to climb, but sales have been slow since 2022 when mortgage rates began to climb. The housing market has been in a sales slump with homes remaining on the market longer. Affordability remains a challenge for many aspiring ... more
Feb 12, 2026 9:31 AM
— Housing Market
Income needed to buy a home falls 4%
The housing market favors buyers, leading to sliding prices and improved affordability. The average homebuyer received a 7.9% discount on homes purchased below asking price last year. The monthly payment needed to purchase an average-priced home dropped 7%, or $164, year over year. There was a multimillion-dollar acquisition in the industry, increasing the total portfolio of PennyMac Financial Ser... more
Feb 12, 2026 7:30 AM
— Housing Market
January homes sales tank more than 8%, as Realtors say potential buyers are 'struggling'
The U.S. housing market is experiencing a new crisis due to high home prices, limited supply, and decreased consumer confidence. Sales of previously owned homes dropped 8.4% in January compared to December. Affordability conditions are improving, with housing affordability index showing it's the most affordable since March 2022, but supply remains low. Home prices are up 0.9% year over year, with ... more
Feb 11, 2026 10:32 PM
— Housing Market
Foreclosure filings rise 32% year over year in January 2026
Foreclosure filings rose 32% year over year in January 2026, with 40,534 properties affected. Delaware, Nevada, and Florida had the highest rates among all states. Despite a decline from the previous month, foreclosure activity continued to climb annually.
Feb 11, 2026 4:36 AM
— Housing Market
ICE Mortgage Monitor: Early-January Rate Decline Unlocks Refinance Opportunities
Early January mortgage rate declines allowed for nearly five million borrowers to be in a position to refinance, improving affordability to a four-year high. Despite this positive trend, housing affordability remains constrained by high home prices compared to incomes and differences across regions and borrower groups.
Feb 10, 2026 3:31 PM
— Housing Market
A K-shaped split is emerging in mortgage delinquencies
Mortgage delinquency rates increased in the fourth quarter, particularly in areas with rising unemployment and falling home prices. The average monthly payment for purchasing an average-priced home decreased by 7% year over year. Less than 45% of residential properties in the US were equity-rich. VA- and FHA-backed mortgages contributed to an increase in property volume. Mortgage loan officer lice... more
Feb 10, 2026 2:39 PM
— Housing Market
U.S. House votes to pass Housing for the 21st Century Act
The Housing for the 21st Century Act is a bipartisan legislation aimed at boosting housing supply, streamlining regulations, and modernizing federal programs to improve housing affordability. The bill received overwhelming support in the House and includes reforms to the HOME program, zoning frameworks, manufactured housing development, and more.
Feb 5, 2026 12:30 PM
— Housing Market
Rocket CEO says U.S. mortgage industry is a 'tale of two cities'
Rocket Companies, including Rocket Mortgage, is experiencing a surge in mortgage loan production volume and gain on sale due to renewed demand in the housing market even as mortgage rates dropped slightly. This success contrasts with the struggles faced by PennyMac, a major U.S. mortgage lender, as they face challenges in replacing their business with profitable new originations.
Feb 5, 2026 10:31 AM
— Housing Market
Mortgage payments fall 8.4% as home values extend losing streak: Zillow
U.S. home values decreased for the sixth consecutive month in January, but buying conditions are improving with lower monthly mortgage payments. The typical home value is just slightly higher than last year, and the housing market is expected to recover gradually as spring approaches.
Feb 5, 2026 7:30 AM
— Housing Market
Why now is a good time to start house-hunting
Home prices in the U.S. have been dropping for the past six months, making homes more affordable. Factors contributing to this include seasonal trends and weak demand from buyers due to labor market uncertainty and increased mortgage rates. Zillow expects 20 major housing markets to be more affordable in 2026 than they have been since 2020, with more homes listed for sale compared to the previous ... more
Feb 4, 2026 4:30 AM
— Housing Market
Renters use 'rent now, pay later' services to manage monthly payments, but fees raise concerns
Rent now, pay later services have emerged as a way for renters to split their monthly rent payments into smaller installments to manage cash flow, especially for lower-income and gig-economy workers. These services come with fees that can significantly increase the cost of rent, sometimes resulting in triple-digit effective interest rates. Many renters, despite the added costs, find these services... more
Feb 3, 2026 1:32 PM
— Housing Market
Are homebuilders really launching a ‘Trump Homes’ rent-to-own plan?
Despite reports of a large-scale federal rent-to-own program called 'Trump Homes' being developed by U.S. homebuilders, builders refute these claims and state that no such initiative is underway. Policy discussions have not produced a unified plan, and builders acknowledge the challenges of executing such a model at scale. White House receptiveness to this idea has been tepid, and there is no conc... more
Feb 3, 2026 5:42 AM
— Housing Market
PulteGroup to divest ICG as factory costs challenge builders
PulteGroup plans to divest its Innovative Construction Group due to the challenge of fixed factory costs during volatile housing cycles. The move shows a shift towards supplier-driven innovation and a focus on core homebuilding operations, prioritizing the ability to shed costs and protect capital without impairing the operating system.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.