Mortgage News
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News for: MBA Newslink
Showing 97 - 120 of 128 results
Jan 8, 2026 9:33 PM
— Mortgage Rates
Conforming Mortgage Rates Should Remain Around 6% in 2026
Freddie Mac reports that mortgage rates are slightly higher at the start of 2026, with predictions that they may reach or go under the 6% mark.
Jan 7, 2026 5:32 AM
— Mortgage Applications
Mortgage Applications Decreased Over a Two-Week Period in Latest MBA Weekly Survey
Mortgage applications decreased by 9.7% from two weeks earlier, with the Refinance Index down 14% on a holiday-adjusted basis. Purchase applications also decreased, with the average loan size being the smallest in a year. The refinance share of mortgage activity increased, while the average contract interest rates for various types of mortgages all decreased from the previous week.
Jan 6, 2026 1:32 AM
— Mortgage Rates
New Homeowner Data Challenges Mortgage Rate Lockdown Theory
The author discusses the concept of a mortgage rate lockdown, questioning if it is a real phenomenon or just a housing myth. The theory suggests that homeowners with low rates are hesitant to sell their homes and buy new ones at higher rates, potentially impacting home sales activity.
Dec 30, 2025 10:32 PM
— Mortgage Rates
Shopping for a Mortgage? Comparing Rates can be Tricky. Here’s Some Advice
Comparing mortgage rates can save borrowers an average of $222 a month, according to a report from LendingTree. To find the best rate, it is recommended to compare rates on a single day, ideally around the same time of day.
Dec 23, 2025 1:33 PM
— Housing Market
MBA Sees Mortgage Rates Stuck Above 6% as Inventory Finally Loosens
According to the Mortgage Bankers Association's latest forecast, the housing market is expected to continue to normalize rather than experience a sudden rebound. Mortgage rates are anticipated to remain above 6% and home prices are projected to flatten on a national level.
Dec 23, 2025 4:36 AM
— Mortgage Applications
Mortgage Applications Decrease in Latest MBA Weekly Survey
The Mortgage Bankers Association's Weekly Mortgage Applications Survey for the week ending December 19, 2025, reported that mortgage applications decreased by 5.0% from the previous week. Despite a slight decline in mortgage rates, overall mortgage application volume fell. Purchase application volume was higher compared to the previous year. Refinance activity increased and the average contract in... more
Dec 20, 2025 4:35 AM
— Affordability Trends
MBA: Mortgage Application Payments Decreased in November
In November, homebuyer affordability slightly improved with the national median mortgage payment decreasing to $2,034. Affordability has been improving for six straight months due to lower mortgage rates and strong household earnings growth. The Mortgage Bankers Association expects affordability to continue to improve in 2026 with house prices forecasted to fall and mortgage rates to remain around... more
Dec 19, 2025 10:32 AM
— Housing Market
Rising Mortgage Rates Erode Profit Margins for Home Flippers in 2025
Investors in major metro areas are no longer seeing the reliable premiums they used to for renovated properties due to hesitant buyers and increasing costs.
Dec 19, 2025 10:32 AM
— Housing Market
Rising Mortgage Rates Erode Profit Margins for Home Flippers in 2025
Investors in major metro areas are no longer seeing the reliable premiums for renovated properties due to hesitant buyers and increasing costs.
Dec 18, 2025 4:34 AM
— Mortgage Applications
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 5% from the previous week, with both the Market Composite Index and the Refinance Index also experiencing declines. Purchase application volume was higher compared to the previous year. Interest rates varied for different types of mortgages during the week.
Dec 17, 2025 7:32 PM
— Housing Market
MBA: November New Home Purchase Mortgage Applications Increased 3.1%
The Mortgage Bankers Association's Builder Application Survey data for November 2025 shows a 3.1% increase in mortgage applications for new home purchases compared to a year ago. However, applications decreased by 7% from October 2025. The data also reveals that new homebuyers are looking for ways to extend their purchasing power or lower monthly payments, with a significant percentage opting for ... more
Dec 17, 2025 5:33 AM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased 3.8% from the previous week, with a decrease in the Market Composite Index and the Refinance Index. Purchase application volume typically drops at the end of the year. Refinance activity has remained steady as rates hold in a narrow range. FHA share decreased, while VA and USDA shares increased. Interest rates for different types of mortgages saw various changes fro... more
Dec 17, 2025 5:32 AM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 3.8% from the previous week, with the Refinance Index decreasing by 4% and the Purchase Index decreasing by 3%. Mortgage rates slightly increased following the FOMC meeting, leading to a decline in applications. Refinance activity remained steady, with a shift towards a higher refinance share. Average contract interest rates for various types of mortgages saw flu... more
Dec 16, 2025 7:32 PM
— Mortgage Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve cut the federal funds rate by 25 basis points, the third cut of the year. There are dissenting opinions within the FOMC regarding future rate cuts due to varying economic indicators. Mortgage rates have decreased since January, but have risen after previous Fed cuts. The Fed also announced an end to quantitative tightening and plans to add to their Treasury bill holdings. Despi... more
Dec 16, 2025 8:32 AM
— Housing Market
MBA: November New Home Purchase Mortgage Applications Increased 3.1%
The Mortgage Bankers Association reported that mortgage applications for new home purchases increased by 3.1% from last year, but decreased by 7% from October 2025. The data showed that new home purchase activity was up 3% annually in November, with potential buyers benefiting from a larger selection of homes. The report also highlighted that many new homebuyers are choosing FHA and ARM loans. The... more
Dec 15, 2025 8:32 PM
— Mortgage Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points, marking the third rate cut of the year. There seems to be division within the committee regarding future rate cuts due to differing economic indicators. Mortgage rates have decreased nearly 1% since January, but have seen some fluctuation following previous Fed cuts. It is predicted that mortg... more
Dec 15, 2025 4:36 AM
— Mortgage Applications
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 5.0% from the previous week, despite slight declines in mortgage rates. The Refinance Index decreased by 6%, while the Purchase Index decreased by 4%. The refinance share of mortgage activity increased slightly, and overall market volume fell, with expectations for continued modest growth in home sales in 2026.
Dec 11, 2025 10:32 AM
— Interest Rates
ICE: Mortgage Refinance Retention Reaches Multi-Year High
The mortgage servicer refinance retention rate reached a 3.5-year high in the third quarter due to falling interest rates, leading to an increase in rate-and-term refinances. Non-bank servicers retained borrowers at a higher rate than banks. Second-lien home equity withdrawals also hit an 18-year high, as homeowners opted to tap into equity through home equity loans or HELOCs. Despite home afforda... more
Dec 10, 2025 7:32 PM
— Interest Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points, marking the third rate cut of the year. There is division within the committee regarding future rate cuts due to factors like elevated inflation and a softening job market. Mortgage rates have decreased by almost 1% since January, but there have been fluctuations following previous Fed rate cu... more
Dec 10, 2025 2:36 PM
— Interest Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points, marking the third rate cut of the year. The committee is divided with some members voting for a bigger rate cut while others voted for no change. Mortgage rates have decreased by almost 1% since January, but they rose after the September and October Fed cuts. The FOMC announced an end to quant... more
Dec 10, 2025 8:36 AM
— Mortgage Rates
Mortgage Rates Could Move Higher Despite a Fed Cut
The Federal Reserve is expected to cut interest rates, but mortgage rates may not decrease and could potentially increase based on signals from Fed Chair Jerome Powell.
Dec 9, 2025 6:34 AM
— Interest Rates
ICE: Mortgage Refinance Retention Reaches Multi-Year High
Mortgage servicer refinance retention reached a 3.5-year high in the third quarter due to falling interest rates, leading to an increase in rate-and-term refinances. Non-bank servicers retained borrowers at a higher rate than banks, with FHA and VA mortgages showing the highest retention rates. Second-lien home equity withdrawals also surged to an 18-year high as more homeowners tapped into equity... more
Dec 9, 2025 4:33 AM
— Interest Rates
ICE: Mortgage Refinance Retention Reaches Multi-Year High
The Mortgage servicer refinance retention reached a 3.5-year high in the third quarter due to falling interest rates, with rate-and-term refinances dominating activity. Non-bank servicers retained borrowers at a higher rate than banks, and second-lien home equity withdrawals surged to an 18-year high. Home affordability has improved but remains stretched.
Dec 8, 2025 6:32 PM
— Mortgage Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points, marking the third rate cut of the year. The committee remains divided over future rate cuts with inflation above the target but signs of softening job market. Mortgage rates are down nearly 1% since January, although there was a slight rise after the September and October cuts. The Fed announc... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.