Mortgage News
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News for: HousingWire
Showing 97 - 120 of 602 results
Oct 9, 2026 1:39 PM
— Mortgage Lending
HW+
The article discusses insights from HW+ on the mortgage and real estate sectors, highlighting the importance of proper workflow governance and process mapping in lending operations. Larry Bailey, CEO of Mortgage Workflow Partners, emphasizes that many lenders implement AI and automation haphazardly, which can lead to increased operational risks. Additionally, the piece gives a brief note on the ex... more
Oct 9, 2026 12:12 PM
— Housing Market
Senior housing wealth tops $15 trillion for the first time
In the second quarter of 2026, housing wealth among homeowners aged 62 and older reached a record $15.34 trillion, surpassing $15 trillion for the first time. This increase, of $430 billion in senior home values, was somewhat offset by an additional $30 billion in mortgage debt. The data is sourced from the National Reverse Mortgage Lenders Association (NRMLA) and RiskSpan's Reverse Mortgage Marke... more
Oct 9, 2026 10:53 AM
— Mortgage Lending
Reverse mortgage servicers face title record mismatch risk
Benutech's analysis of nearly 35,000 active reverse mortgages found significant discrepancies between servicing records and public title data, resulting in 10.42% D grades and 11.56% F grades, which included unrecorded transfers and occupancy errors. The findings indicate a potential risk management issue for reverse mortgage servicers, as many serious issues were not flagged, highlighting the imp... more
Oct 9, 2026 10:43 AM
— Mortgage Lending
WFG expands DecisionPoint with automated refi title commitments
WFG National Title has enhanced its DecisionPoint platform to produce touchless title commitments for qualifying refinance transactions using AI technology. This automation streamlines the refinance title process while maintaining underwriting controls, aiming to improve processing speed and accuracy. DecisionPoint integrates easily with existing lender and settlement processes, allowing users to ... more
Oct 9, 2026 10:38 AM
— Mortgage Rates
Housing Market News and Forecast from Industry Experts at HousingWire
The article discusses the impact of rising mortgage rates on the U.S. housing market throughout 2022, emphasizing how these rates, combined with low inventory, have reduced home buying demand. Experts predict that increasing supply will be crucial for stabilizing the market and avoiding a recession, rather than solely relying on raising interest rates to combat inflation. Analysts suggest that the... more
Oct 9, 2026 10:27 AM
— Mortgage Lending
Recapture Rates Show Lenders are Losing Borrowers
In 2025, mortgage servicers experienced the best refinance retention since 2014, yet still lost two-thirds of refinancing borrowers, according to ICE. The Mortgage Bankers Association (MBA) reported high origination costs of $11,094 and low profits of $785 per loan, suggesting that lenders might need to improve their customer service strategies. The discussion around 'recapture' highlights the ind... more
Oct 9, 2026 7:02 AM
— Housing Market
AGNT says NextHome deal differs from other brokerage mergers
Executives at AGNT and NextHome report that the integration following the acquisition by eXp World Holdings is exceeding expectations, with a focus on technology and operational alignment. The acquisition is viewed as a platform growth strategy to expand NextHome while offering franchise options. Leaders from both companies express that the collaboration has resolved existing issues, enhancing the... more
Oct 9, 2026 6:36 AM
— Mortgage Rates
Housing Market News and Forecast from Industry Experts at HousingWire
The housing market in the U.S. faced significant challenges in 2022 due to rising mortgage rates and low inventory, impacting buying demand. Experts predict that with necessary supply increases, the housing market can stabilize despite potential rate hikes aimed at curbing inflation. Logan Mohtashami suggests that rather than inducing a recession to control inflation, a focus on increasing supply ... more
Oct 9, 2026 6:03 AM
— Mortgage Lending
Flipping a house today, rates, timelines and buyer competition
House flipping has become more complex, requiring investors to purchase properties at a discount while considering financing, carrying costs, and potential delays. As competition increases from both resale homes and new construction with buyer incentives, successful flips depend on careful purchasing strategies and market awareness.
Oct 9, 2026 6:03 AM
— Mortgage Lending
PLACE buys Ardley, extending platform into retention and servicing
PLACE has acquired Ardley, a software provider that focuses on recapture and retention for independent mortgage lenders and banks. This acquisition is part of PLACE's strategy to expand its presence in the mortgage industry and build a comprehensive connected ecosystem for homeownership that includes various services such as borrower acquisition, origination, and retention.
Oct 9, 2026 3:03 AM
— Mortgage Rates
October will be key for mortgage rates over the next 15 months
In today's episode, Editor in Chief Sarah Wheeler interviews Lead Analyst Logan Mohtashami regarding the crucial technical level of the 10-year yield and its implications for mortgage rates, calling October a pivotal month for mortgage rates over the coming 15 months.
Oct 9, 2026 1:05 AM
— Mortgage Lending
The Big ShortÕ Michael Burry on disastrous Fed policies; failure of Dodd-Frank
Michael Burry, known for predicting the financial crisis depicted in 'The Big Short,' criticizes the Dodd-Frank Act as a failure and expresses concern that current Federal Reserve policies could lead to another economic crisis. In a recent interview, he reflects on the causes and consequences of the previous crisis and warns about future risks.
Oct 9, 2026 12:03 AM
— Mortgage Lending
Build vs Buy in Mortgage Tech: A Framework for Lenders
The article discusses the considerations involved in deciding whether to build mortgage technology in-house versus purchasing it. It emphasizes that the decision should be based on governance, security, and maintenance rather than just technical capability. The author outlines common pitfalls in taking the DIY approach and introduces the UPGRADE framework to assist in making informed tech decision... more
Oct 8, 2026 11:55 PM
— Housing Market
Barry Habib’s 2026 housing forecast
Barry Habib, Founder and CEO of MBS Highway and a Fannie Mae Board Director, will speak at the Housing Economic Summit, providing expert insights on housing market data and the Trump administration's efforts to improve affordability. This session is essential for anyone looking to utilize housing market data for growth planning into 2026 and beyond.
Oct 8, 2026 8:04 PM
— Housing Market
Housing Market News and Commentary
The article provides an overview of the current housing inventory, noting a total of 898,139 homes available, which has decreased by 3,973. The median list price for homes is reported at $435,000, showing a slight decrease of $1,490. Homes are staying on the market for an average of 70 days, with no change in duration reported. Additionally, there has been a slight increase in the percentage of ho... more
Oct 8, 2026 3:37 PM
— Mortgage Lending
Mortgage Origination News and Updates from HousingWire
The mortgage industry has faced significant challenges in 2022, primarily due to higher mortgage rates leading to reduced borrower interest. This has resulted in a wave of bank consolidations and other major changes within the sector. While these trends are expected to persist through the early part of 2023, there is optimism for potential improvement in the latter half of the year. Mortgage origi... more
Oct 8, 2026 1:11 PM
— Housing Market
Housing Market News and Commentary
The current real estate inventory stands at 898,139 properties, experiencing a decrease of 3,973 units. The median list price has dropped to $435,000, a decline of $1,490. Homes are staying on the market for a median of 70 days, with no change in this timeframe. Additionally, the rate of price reductions is at 42.89%, increasing slightly by 0.06%.
Oct 8, 2026 1:10 PM
— Housing Market
A real estate succession plan built over two decades
Lucia Cooke and her daughter Allison Zimmerman have developed a succession plan for their Raleigh-Durham real estate firm, Cooke Residential, over many years. With a projected volume of ~$32 million in 2025, they are transitioning to a shared leadership model, with Zimmerman as broker in charge and co-owner. The plan emphasizes trust, education, and the sharing of institutional knowledge.
Oct 8, 2026 12:56 PM
— Mortgage Lending
Mutual of Omaha leaders on proprietary reverse mortgage solutions
Mutual of Omaha has made updates to its SecureEquity proprietary reverse mortgage suite, establishing a minimum home value of $300,000 and expanding its availability to 41 states and Washington, D.C. This product is aimed at borrowers who might be affected by reduced proceeds from Home Equity Conversion Mortgages (HECM) while also facilitating scenarios for debt payoff that are not permissible und... more
Oct 8, 2026 12:52 PM
— Mortgage Rates
Leo Pareja says rising rates have already prompted a housing collapse
AGNT CEO Leo Pareja addressed attendees at eXp Con, stating that the housing downturn has already occurred, suggesting the market is now experiencing a 4-million-per-year sales cycle. He warned that anticipated mortgage rates could reach 8% by 2027, which may further reduce existing home sales below this figure. Pareja emphasized the need to recognize that the expected housing collapse is already ... more
Oct 8, 2026 11:12 AM
— Mortgage Lenders
Leo Pareja named CEO of AGNT, Glenn Sanford steps down
Glenn Sanford, founder of AGNT, announced his resignation as CEO, with Leo Pareja, the current CEO of eXp Realty, set to take over. Sanford will continue in his role as chairman and adviser.
Oct 8, 2026 9:52 AM
— Mortgage Lending
Mortgage credit availability declines slightly in September
In September, the Mortgage Credit Availability Index (MCAI) fell by 0.2% to a reading of 107.1, indicating tighter lending standards. The Conventional MCAI dropped by 0.4%, the jumbo MCAI decreased by 0.3%, while the Government MCAI remained stable. Lenders have made adjustments by tightening documentation, alongside a reduction in cash-out refinance and investor loan offerings.
Oct 8, 2026 9:30 AM
— Mortgage Lenders
Better launches $30 million share repurchase tied to cost savings
Better Home & Finance Holding Co. has authorized a stock repurchase program of up to $30 million, starting with an initial $10 million in Class A common stock buybacks. This decision comes as the company aims to cut costs and explore the sale of its U.K. bank subsidiary, with the buyback program extending through October 8, 2027 and dependent on various financial factors.
Oct 8, 2026 9:08 AM
— Mortgage Rates
Will higher rates spur a mortgage rate lockdown?
In this episode, Editor in Chief Sarah Wheeler discusses with Lead Analyst Logan Mohtashami the implications of the 10-year yield reaching a critical level and its potential impact on mortgage rates, particularly addressing concerns about a mortgage rate lockdown if rates rise.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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