Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: HousingWire
Showing 97 - 120 of 366 results
Feb 28, 2026 4:34 AM
— Mortgage Lenders
AD Mortgage launches its largest non-QM securitization yet
AD Mortgage launched a $602.7M non-QM RMBS backed by 1,793 loans, marking their 30th securitization deal. The pool consists of 99.9% fixed-rate loans with a 748 average credit score and 68.6% weighted average CLTV.
Feb 28, 2026 4:32 AM
— Interest Rates
Minor FICO score improvements can ease homebuying costs
A new nationwide study from AD Mortgage shows that improving a credit score can save homebuyers tens of thousands of dollars in mortgage interest. The study models how long it takes to raise FICO scores to 760 and the estimated 30-year interest savings by state.
Feb 27, 2026 8:25 AM
— Cybersecurity in Mortgages
In Texas, the big rival is the buyer’s memory of 2.65%
The website is using a security service to prevent malicious bots and is verifying that the user is not a bot before allowing access to the page.
Feb 27, 2026 4:34 AM
— Online Security and Verification
Willamette Valley Bank exits residential mortgage lending
The website is using a security service to prevent malicious bots and verifies users to ensure they are not bots.
Feb 26, 2026 3:32 PM
— Online Security
Rocket Pro Compass partnership adds 40 bps broker credit
The website is using a security service to protect against malicious bots and is verifying that visitors are not bots.
Feb 26, 2026 5:32 AM
— Housing Market
MLS exposure vs private listings, why full disclosure matters
Gary Keller, an executive chairman in the real estate industry, argues for standardized disclosures in the real estate market to help buyers and sellers navigate the tradeoffs between privacy and pricing. He emphasizes the importance of full disclosure to ensure transparency and fair competition in the industry.
Feb 25, 2026 5:54 PM
— Mortgage Technology
Optimal Blue launches Virtual Economist for mortgage capital markets
Optimal Blue introduced Virtual Economist, an AI and ML forecasting tool for mortgage capital markets leaders at its 2026 Summit. The tool aims to improve profitability by combining forecasting, pricing, hedging, benchmarking, and workflow execution in one platform.
Feb 25, 2026 4:32 PM
— Housing Market
Housing Market News and Commentary
The article discusses the decline in housing affordability, with Canadian homebuyers spending $6.2B on US real estate in 2024-2025. It mentions the varying housing prices in Texas metros, the surprise costs for buyers, and the impact of modest income increases failing to keep up with inflation. Mortgage rates rose 15 basis points, housing permits are declining, and homebuilders are hoping for lowe... more
Feb 25, 2026 3:32 PM
— Housing Market
Rental vacancy data shows progress that can keep mortgage rates lower
Rental vacancy has risen to 7.2%, which may help lower inflation and keep mortgage rates steady. Homeowner vacancy is at 1.2%, indicating limited seller stress and solid financial shape for homeowners. The rise in housing inventory is contributing to improved homeowner vacancy data.
Feb 25, 2026 2:55 PM
— Housing Market
Housing leaders say Trump’s plan must go deeper than lower mortgage rates
Housing executives and trade groups were disappointed by the lack of a detailed affordability plan in Trump's State of the Union address. Trump briefly mentioned mortgage rates and defended tariffs on building materials. Many felt the address did not provide much new information on housing policies.
Feb 25, 2026 6:41 AM
— Mortgage Rates
Mortgage rates fall to 6.09% as applications rise 0.4%
The Mortgage Bankers Association's weekly survey showed a 0.4% increase in mortgage applications with a 30-year fixed rate of 6.09%. Refinance volume increased by 4% while purchase applications fell by 5%, with refis making up 58.6% of activity.
Feb 24, 2026 7:32 PM
— Housing Market
Housing Market News and Commentary
The article discusses various trends in the housing market, including rising pending home sales, increasing home prices, price cuts in the late-fall market, efforts to reform homeowner costs, consistent mortgage rates below 6.64%, positive existing home sales growth, and initiatives to address the housing shortage. It also mentions specific data for certain areas such as Pittsburgh being the most ... more
Feb 24, 2026 1:31 PM
— Mortgage Rates
Mortgage rates dip under 6% as mortgage spreads normalize
Mortgage rates have dropped back under 6%, reaching a national average of 5.99%. This drop is attributed to mortgage spreads returning to normal levels despite the 10-year yield remaining around 4.03%. The housing market is still showing positive signs of growth, with pending home sales increasing year-over-year.
Feb 24, 2026 10:00 AM
— Mortgage Rates
Trump housing agenda puts mortgage rates in focus this week
Ahead of Trump’s State of the Union speech, 30-year mortgage rates have dropped, with conforming rates at 6.25% and FHA rates at 5.98%. Investors are monitoring housing policy shifts, GSE MBS purchases, and the possibility of another Fed rate cut.
Feb 24, 2026 9:32 AM
— Housing Market
Gary Keller projects stronger housing market and lower rates
Gary Keller forecasts a stronger housing market in 2026 with higher sales, lower rates, and improved affordability. While current conditions may seem weak, Keller remains optimistic and emphasizes the importance of understanding economic markers for agents.
Feb 24, 2026 8:32 AM
— Mortgage Lending
Better.com says tokenized capital could push rates below 5%
Better Home & Finance Holding Company plans to access up to $500 million in credit by integrating with the Sky stablecoin ecosystem through a deal with Framework Ventures. This integration could reduce funding costs, support higher origination volume in 2026, and create a bridge between decentralized finance and traditional housing finance.
Feb 24, 2026 8:32 AM
— Housing Market
Homeownership costs include fraud risk, and buyers rarely see it
Real estate fraud can significantly impact housing affordability by increasing transaction risk and downstream legal costs. The FBI reported nearly $175 million in losses from real estate-related fraud in 2024, with the average fraud claim exceeding $143,000 and refinance-related fraud claims averaging $207,000. The protection of consumers from fraud is crucial to maintaining stability and accessi... more
Feb 23, 2026 5:32 AM
— Mortgage Lenders
Rate unveils RateFi, enabling crypto assets for mortgage qualification
RateFi, a new product by Chicago-based mortgage lender Rate, allows borrowers to use verified cryptocurrency as income and reserves for mortgage qualification without liquidating their digital assets. The product operates within non-QM lending standards and aims to bridge digital assets and traditional home financing.
Feb 20, 2026 10:32 AM
— Online Security
HousingWire
The website has a security service in place to verify that visitors are not bots before allowing access to its content.
Feb 20, 2026 9:32 AM
— Reverse Mortgages
Retirement concerns grow for older women amid rising costs
AARP's survey shows that women 50+ face retirement insecurity, high health care costs, and financial stress. Many rely on Social Security, with caregiving duties adding strain. Reverse mortgage use is concentrated among single women. Older women worry about economic security, uncertain retirement savings, and struggles to afford medical expenses.
Feb 19, 2026 1:33 PM
— Mortgage Lenders
Veterans United faces lawsuit over VA loan steering claims
A class-action lawsuit accuses Veterans United Home Loans of misleading veterans by presenting itself as part of the federal government and steering them towards more expensive loans. The company denies the allegations.
Feb 19, 2026 7:32 AM
— Housing Market
Kentucky bill would freeze property taxes for senior homeowners
Kentucky lawmakers are considering a proposed constitutional amendment to freeze property tax assessments for homeowners 65 and older, in an effort to provide relief for fixed-income seniors. However, there are concerns that this could strain school and local government funding that rely on property taxes.
Feb 18, 2026 3:33 PM
— Housing Market
Wary optimism sparks new-home outlook … but grind may linger
NAHB's chief economist predicts a 1% rise in housing starts for 2026, noting signs of affordability improvement and the likelihood of steady or declining mortgage rates. While homebuilder sentiment remains subdued, there is guarded optimism for a recovery in new-home sales by the end of the year.
Feb 18, 2026 1:32 PM
— Interest Rates
CEA analysis weighs CFPB’s economic impact
The Council of Economic Advisers estimates that the CFPB has imposed $237 billion to $369 billion in costs on U.S. consumers since 2011, mainly through higher interest rates on mortgages, auto loans, and credit cards. Critics argue that most costs are transfers, not deadweight losses, and the report does not include benefits like reduced defaults and improved market stability.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.