Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 97 - 120 of 360 results
Dec 5, 2025 1:30 PM
— Mortgage Rates
30-year mortgage rates increase - When will rates change? | Today's mortgage and refinance rates, December 5, 2025
The article discusses the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARMs. It also mentions Bankrate.com as an independent publisher and comparison service.
Dec 5, 2025 4:31 AM
— Auto Loan Delinquencies
Auto Loan Delinquencies Hit 15-Year High
More Americans are falling behind on their car payments, with auto loan delinquencies at their highest level since the year after the Great Recession. Auto loan delinquencies have been rising due to increased costs of owning and financing a car, including higher monthly payments, vehicle prices, and interest rates. The rise in delinquencies is causing financial strain on consumers with increased d... more
Dec 3, 2025 12:30 PM
— Home Equity Rates
Little change in home equity rates ahead of Fed decision
Home equity rates for a $30,000 line of credit remained unchanged at 7.81% while a five-year home equity loan fell to 7.99%, its lowest level in two years. These rates are influenced by the Federal Reserve's actions and lender competition. Using home equity can be cost-effective for renovations or debt consolidation, but it's important to consult with an advisor before making decisions.
Dec 3, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Fall Amid Hopes Of Fresh Fed Cut
The article discusses the current mortgage rates, housing market conditions, and the impact of the Federal Reserve's actions on mortgage rates. It mentions the average mortgage rate, national median family income, median home price, the effect of the Fed's rate cut, and the uncertainty in the market regarding future rate cuts. It also touches on factors influencing mortgage rates like inflation, T... more
Dec 2, 2025 4:30 PM
— Mortgage Rates
30-year mortgage rates decline - How often do rates change? | Today's mortgage and refinance rates, December 2, 2025
Average mortgage rates showed mixed movement with some loan products increasing and others decreasing. The decrease in bond yields, driven by a declining jobs report and consumer confidence in the economy, resulted in fluctuations in mortgage rates. The upcoming Federal Open Market Committee announcement may further impact mortgage rates. Currently, the average rates for various mortgage products ... more
Dec 2, 2025 4:33 AM
— Housing Market
The penny is out. Experts weigh in on what it means for consumers |
The U.S. has stopped producing pennies due to high costs, and some stores are already rounding prices to the nearest nickel. There are concerns about how this rounding will impact consumers financially, with some arguing that a 'rounding tax' will be imposed. While some retailers have started rounding down in the customers' favor, no official rounding rules exist in the U.S. Electronic payments wi... more
Dec 1, 2025 6:31 AM
— Bank Account Bonuses
Best Bank Bonuses and Promotions Of December 2025
The article discusses various bank account bonus promotions offered by different banks such as Chase Bank, PNC Bank, BMO Bank, Wells Fargo, KeyBank, SoFi Bank, E*TRADE, TD Bank, Capital One, M&T Bank, and more. It highlights the requirements to earn these bonuses and cautions readers to consider the fine print, fees, and ATM accessibility before opening an account solely for the bonus purposes. It... more
Nov 29, 2025 4:30 AM
— Mortgage Rates
30-year mortgage rates decline - When will rates change? | Today's mortgage and refinance rates, November 28, 2025
Mortgage interest rates have mostly decreased compared to last week, with average rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages moving lower. The decline in bond yields, driven by negative job reports and consumer confidence, has influenced these rate changes. The Mortgage Rate Variability Index was at 5 out of 10, showing an average deviation in mortgage offers. The average rate f... more
Nov 27, 2025 7:30 AM
— Mortgage Rates
30-year mortgage rates fall - How long will rates stay here? | Today's mortgage and refinance rates, November 27, 2025
Mortgage interest rates have mostly decreased, with the 30-year fixed, 15-year fixed, and 5/1 ARM rates moving lower, while jumbo loan rates rose. Bond yields have decreased due to a declining jobs report and consumer confidence in the economy also dropped. The Federal Open Market Committee announcement on Dec. 10 may impact mortgage rates. Average mortgage rates are currently lower than the histo... more
Nov 26, 2025 7:30 AM
— Mortgage Rates
30-year mortgage rates decline - When should you lock? | Today's mortgage and refinance rates, November 26, 2025
National mortgage rates showed a mixed trend with 30-year fixed, 15-year fixed, and 5/1 ARM rates declining, while jumbo loan rates increased. There is a possibility of rates going lower due to New York Fed President John Williams hinting at rate cuts in December. The 10-year Treasury bond yield dropped in response. Federal Reserve officials are divided on future rate cuts based on concerns about ... more
Nov 26, 2025 5:30 AM
— Home Equity Rates
Holiday week brings little change to home equity rates
Home equity rates have seen minimal movements this Thanksgiving week, with the $30,000 home equity line of credit remaining at 7.81% and the benchmark five-year $30,000 home equity loan slightly increasing to 8.01%. Rates have stayed within a tight range throughout November, with experts advising borrowers to focus on their financial situation rather than small rate fluctuations. Factors influenci... more
Nov 26, 2025 4:31 AM
— Mortgage Rates
30-year mortgage rates decrease - When will they fall? | Today's mortgage and refinance rates, November 25, 2025
National mortgage rates remained stable, with minimal movement in most loan products indicating stability in the market. Bond yields responded to New York Fed President John Williams' speech by sliding, potentially leading to a decrease in rates. There is growing disagreement among the Federal Reserve on whether to cut rates. Mortgage rates could continue trending downward before the next Fed meet... more
Nov 25, 2025 5:31 PM
— Interest Rates
30-year mortgage rates rise - Should you wait? | Today's mortgage and refinance rates, November 21, 2025
Mortgage interest rates have increased recently, following the Federal Reserve Board's decision to lower the benchmark rate. The reopening of the U.S. government is expected to lead to delayed economic reports that could affect the market. Weak economic data may result in dropping mortgage rates. Fluctuations in the stock market also impact rates, with recent movements pushing investors towards le... more
Nov 25, 2025 3:31 PM
— Mortgage Rates
Mortgage Rates Fall Amid Economic Volatility
The article discusses the current mortgage rates, national median family income, home prices, and the impact of the Federal Reserve's decisions on mortgage rates. It also mentions the uncertainty in the market due to factors like President Trump's tariff policies.
Nov 25, 2025 9:30 AM
— Mortgage Rates
Builders Are Dangling Super-Low Mortgage Rates — But There’s A Catch
Homebuilders are offering lower mortgage rates to entice buyers of new homes, with rates for new construction buyers averaging 5.27% compared to 6.26% for existing home buyers. Builders are reluctant to discount sale prices, so they are instead reducing mortgage rates to attract buyers. This tactic poses the risk of homeowners owing more than the house is worth. Builders typically have their own l... more
Nov 25, 2025 4:30 AM
— Mortgage Rates
30-year mortgage rates increase - Should you wait? | Today's mortgage and refinance rates, November 24, 2025
Mortgage rates have risen but could potentially head downward as bond yields respond to New York Fed President John Williams' speech. The Fed is weighing a cooling job market against the risk of sparking higher inflation, with growing disagreement on whether to cut rates. The average rates for 30-year fixed, 5/1 ARMs, and jumbo loans have all increased slightly. Rates are lower than historical ave... more
Nov 20, 2025 9:30 AM
— Mortgage Lenders
Laid off with a monthly mortgage payment. How do you manage? |
Many homeowners are facing financial difficulties due to job loss and high homeownership costs. Mortgage servicers can provide assistance and options to help homeowners stay in their homes and manage their mortgage payments. Some homeowners have had to tap into savings, retirement funds, and take on credit card debt to make ends meet. It's important for homeowners to contact their mortgage service... more
Nov 20, 2025 8:30 AM
— Mortgage Rates
Mortgage Rates Rise Amid Post-Fed Volatility
The article discusses the current mortgage rates, the national median family income, housing prices, and the impact of Federal Reserve rate decisions on mortgage rates. It also mentions the impact of economic factors like inflation, job market weakness, and political climate on the housing market.
Nov 19, 2025 7:30 PM
— Home Equity Rates
Home Equity Rates Hold Steady At Two-Year Lows
Home equity rates have remained unchanged at their lowest point in two years. The article discusses how factors like the Federal Reserve's actions, lender competition, promotional offers, and underwriting standards can impact HELOC and home equity loan rates. It emphasizes the importance of shopping around for the best rate and mentions that even with favorable rates, home equity products are stil... more
Nov 19, 2025 7:30 PM
— Mortgage Rates
30-year mortgage rates rise - Should you wait? | Today's mortgage and refinance rates, November 20, 2025
Mortgage rates have remained stable with minimal movement following a quarter of a percentage point rate cut by the Federal Reserve Board. The market awaits delayed economic reports to gauge the economy's state, and weaker economic data could result in dropping mortgage rates. Fluctuations in the stock market are also likely to impact rates, with investors showing interest in 10-year Treasury bond... more
Nov 19, 2025 7:31 AM
— Mortgage Rates
30-year mortgage rates rise - To buy or wait? | Today's mortgage and refinance rates, November 19, 2025
Average mortgage rates increased for 30-year fixed, 15-year fixed, and jumbo loans, while 5/1 ARM rates decreased. The Federal Reserve lowered their benchmark rate by a quarter of a percentage point. Market anticipated this with lower rates. Recent fluctuations in the stock market impact rates. 10-year Treasury bond yields are tied to fixed mortgage rates. Fed's December meeting and economic proje... more
Nov 18, 2025 7:30 AM
— Housing Market
Rents Are Falling. Will Home Prices Follow?
Rents in the US have been falling for the past 27 months, with a median asking rent of $1,969 for a 0-2 bedroom property in the 50 largest metros. While declining rent prices could potentially lead to declining home prices, the effects may not be immediate due to various factors affecting the housing market such as supply issues. Renters can take advantage of lower rents to save for a future home ... more
Nov 18, 2025 7:30 AM
— Mortgage Rates
30-year mortgage rates rise - When will they fall? | Today's mortgage and refinance rates, November 18, 2025
Mortgage interest rates showed mixed movement, reflecting uncertainty in the market. The Fed's rate cut, delayed economic reports, stock market fluctuations, and upcoming meetings could further impact rates. Current average rates for 30-year fixed, 15-year fixed, ARMs, jumbo mortgages, and refinance rates are provided. Mortgage rates are lower than historical averages and down from last year, but ... more
Nov 18, 2025 4:31 AM
— Mortgage Rates
30-year mortgage rates increase - When should you lock? | Today's mortgage and refinance rates, November 17, 2025
National mortgage rates were mostly higher compared to last week, with 30-year fixed, 15-year fixed, and 5/1 ARM rates increasing, while jumbo loan rates declined. The Federal Reserve Board cut their benchmark rate by a quarter of a percentage point. Uncertainty around future rate cuts remains, with implications for mortgage rates. Recent fluctuations in the stock market suggest a potential opport... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.