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News for: Housing Market
Showing 73 - 96 of 603 results
Mar 4, 2026 4:42 PM
— Housing Market
Rising taxes and homeowners insurance undermine affordability — even in buyer-friendly markets
A new analysis by Neighbors Bank shows that escrow costs make up 21% of monthly mortgage payments across the largest U.S. metros, impacting first-time and low-downpayment homebuyers the most. Escrow-related costs rose by 30% on average last year at the state level, with many borrowers unaware that their fixed-rate mortgage payments can change due to higher assessments. Escrow hikes are driven main... more
Mar 2, 2026 12:32 PM
— Housing Market
Why the housing inventory map is so startling
While inventory of homes for sale has been climbing overall, many Midwest and Northeast states are still well below 2019 levels, leading to a shortage crisis in those regions. The imbalance of inventory growth is attributed to migration patterns and slow hiring rates, which are limiting turnover and keeping listings tight.
Mar 2, 2026 5:57 AM
— Housing Market
Why the Spring Home-Buying Season Slump May Break in 2026
House-buying power has surpassed the national median list price, potentially leading to a more active spring home-buying season. Changes in mortgage rates and household income impact house-buying power, while list prices adjust more slowly. The surplus of house-buying power over list prices shifted to a deficit in 2022 but has since returned to surplus. The spring home-buying season may see improv... more
Feb 26, 2026 8:32 PM
— Housing Market
Rental Vacancy Data Shows Progress That Can Keep Mortgage Rates Lower
The article discusses how positive housing vacancy data, especially in the rental sector, is helping to combat inflation and keep mortgage rates lower. It also highlights the improvement in homeowner vacancy data due to the increase in housing inventory, indicating the solid financial shape of homeowners compared to the housing bubble years.
Feb 26, 2026 8:30 AM
— Housing Market
Homebuyers refuse to back down as mortgage rates continue hovering stubbornly near 6% mark
Mortgage rates have fallen to their lowest level since February 2023, yet American homebuyers are still active. New home sales remain higher than the previous year, and there is a surge in refinancing activities. The market remains resilient despite a slight dip in new home sales in December. While buyers hope for lower rates, they are realizing that the rates may not return to pre-pandemic levels... more
Feb 26, 2026 5:32 AM
— Housing Market
MLS exposure vs private listings, why full disclosure matters
Gary Keller, an executive chairman in the real estate industry, argues for standardized disclosures in the real estate market to help buyers and sellers navigate the tradeoffs between privacy and pricing. He emphasizes the importance of full disclosure to ensure transparency and fair competition in the industry.
Feb 25, 2026 4:32 PM
— Housing Market
Housing Market News and Commentary
The article discusses the decline in housing affordability, with Canadian homebuyers spending $6.2B on US real estate in 2024-2025. It mentions the varying housing prices in Texas metros, the surprise costs for buyers, and the impact of modest income increases failing to keep up with inflation. Mortgage rates rose 15 basis points, housing permits are declining, and homebuilders are hoping for lowe... more
Feb 25, 2026 3:32 PM
— Housing Market
Rental vacancy data shows progress that can keep mortgage rates lower
Rental vacancy has risen to 7.2%, which may help lower inflation and keep mortgage rates steady. Homeowner vacancy is at 1.2%, indicating limited seller stress and solid financial shape for homeowners. The rise in housing inventory is contributing to improved homeowner vacancy data.
Feb 25, 2026 2:55 PM
— Housing Market
Housing leaders say Trump’s plan must go deeper than lower mortgage rates
Housing executives and trade groups were disappointed by the lack of a detailed affordability plan in Trump's State of the Union address. Trump briefly mentioned mortgage rates and defended tariffs on building materials. Many felt the address did not provide much new information on housing policies.
Feb 25, 2026 2:53 PM
— Housing Market
Consumer debt accelerates in December, fueled by mortgages
Consumer debt increased in December, primarily due to significant growth in first mortgage and home equity lines of credit balances. The contract rate on a 30-year mortgage also rose to 6.24% in January. Mortgage tech faces challenges due to flawed credit data, and TransUnion projects moderate growth in mortgages for 2026. Despite an overall decrease in delinquencies, foreclosure starts have reach... more
Feb 25, 2026 2:31 PM
— Housing Market
Redfin joins the great debate on typical age of first-time homebuyers
Different organizations have provided varying estimates for the typical age of a first-time homebuyer in 2025, ranging from 32 to 40 years old. Redfin's analysis falls in the middle, indicating the typical age was 35. Various factors contribute to the differences in estimates, including methodology and data sources.
Feb 25, 2026 7:30 AM
— Housing Market
Expert tips for lowering your monthly housing costs — including utilities, taxes, and insurance
Owning a home comes with an average of $16,000 in annual housing costs, with maintenance being the highest cost. Homeowners can save money by sealing leaks, changing HVAC filters regularly, using smart thermostats, and taking advantage of energy-saving rebates. Other tips include raising your insurance deductible, improving your credit score, and ensuring fair property tax assessments.
Feb 24, 2026 7:32 PM
— Housing Market
Housing Market News and Commentary
The article discusses various trends in the housing market, including rising pending home sales, increasing home prices, price cuts in the late-fall market, efforts to reform homeowner costs, consistent mortgage rates below 6.64%, positive existing home sales growth, and initiatives to address the housing shortage. It also mentions specific data for certain areas such as Pittsburgh being the most ... more
Feb 24, 2026 6:30 PM
— Housing Market
President Trump Is Restoring the American Dream
President Trump's administration is focused on making homeownership more affordable for all families and has been successful in lowering housing costs. They are taking further action to drive down costs and expand access to homeownership. The administration is committed to building a strong, accessible housing market for every American family.
Feb 24, 2026 9:32 AM
— Housing Market
Gary Keller projects stronger housing market and lower rates
Gary Keller forecasts a stronger housing market in 2026 with higher sales, lower rates, and improved affordability. While current conditions may seem weak, Keller remains optimistic and emphasizes the importance of understanding economic markers for agents.
Feb 24, 2026 8:32 AM
— Housing Market
Homeownership costs include fraud risk, and buyers rarely see it
Real estate fraud can significantly impact housing affordability by increasing transaction risk and downstream legal costs. The FBI reported nearly $175 million in losses from real estate-related fraud in 2024, with the average fraud claim exceeding $143,000 and refinance-related fraud claims averaging $207,000. The protection of consumers from fraud is crucial to maintaining stability and accessi... more
Feb 23, 2026 3:30 PM
— Housing Market
American homebuyers gain most purchasing power since 2022
Zillow published a report showing that the purchasing power of homebuyers has increased due to higher incomes and lower mortgage rates. The median-income U.S. household can now afford a $331,483 home with a 20% down payment, with mortgage payments being 8.4% lower compared to a year ago. The recent dip in mortgage rates has allowed for more affordable homes, with markets like San Jose, San Francis... more
Feb 23, 2026 12:30 PM
— Housing Market
A 25-Basis-Point Decline in the Mortgage Rate Prices-In 1.42 Million Households
The article discusses how housing affordability is a challenge nationwide, with mortgage rates playing a key role. Despite a decline in rates from a recent high, they remain higher than typical levels in the past. Even a small decrease in rates can greatly impact housing affordability, allowing more households to afford median-priced homes. The article highlights how changes in interest rates affe... more
Feb 23, 2026 10:31 AM
— Housing Market
Mortgage lock-in effects remain entrenched in 2026: Realtor.com
Despite historically raising mortgage interest rates putting downward pressure on home prices, higher borrowing costs in the past four years have failed to yield substantial price declines due to an inventory shortage cushioning seller equity. Mortgage rate lock-in effects are a key factor in the weakened relationship between supply and demand. With low-rate mortgages and high levels of home equit... more
Feb 21, 2026 6:35 AM
— Housing Market
Northeast Leads Top Cities for 2026 First-Time Home Buyers
First-time home buyers are facing challenges due to low affordability, high competition, and a lack of starter houses on the market. However, conditions are expected to improve in 2026 with inventory rebounding and mortgage rates decreasing. Various housing markets offer more manageable paths to homeownership for first-time buyers with reasonable prices, preferable locations, and solid employment ... more
Feb 19, 2026 2:31 PM
— Housing Market
New home mortgage applications up as starts end 2025 strong
Loan applications for newly constructed homes increased by 19% between December and January, benefiting from the performance of housing starts at the end of 2025. Mortgage applications for new-home purchases decreased by 15.2% on a seasonally adjusted basis in December. New residential construction in the US rose to a five-month high in December, as homebuilders took advantage of lower borrowing c... more
Feb 19, 2026 1:31 PM
— Housing Market
TransUnion forecasts refinances to level off in 2026 as purchase loans accelerate
TransUnion's 2026 mortgage forecast projects a nearly double increase in purchase originations compared to 2025, with a 4% growth expected. Refinance originations, on the other hand, are anticipated to grow by just 4.2%, a significant drop from the 28.1% growth in 2025. Mortgage volumes rose by 6.5% in the third quarter of 2025, totaling around 1.3 million originations, with increasing cash-out ac... more
Feb 19, 2026 7:32 AM
— Housing Market
Kentucky bill would freeze property taxes for senior homeowners
Kentucky lawmakers are considering a proposed constitutional amendment to freeze property tax assessments for homeowners 65 and older, in an effort to provide relief for fixed-income seniors. However, there are concerns that this could strain school and local government funding that rely on property taxes.
Feb 19, 2026 6:34 AM
— Housing Market
TransUnion sees mortgage market normalizing
Consumers are showing increased interest in the mortgage market which is a positive sign for the industry in 2026. Banks and credit unions are using AI-driven efficiency to handle the rising mortgage production. Despite some uncertainties, most people believe that loan production will increase throughout the year.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.