Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: National Mortgage News
Showing 73 - 96 of 389 results
Feb 2, 2026 2:41 PM
— Housing Market
Home discounts hit highest level since 2012, Redfin finds
The housing market currently favors buyers, with sellers offering record discounts and properties being sold below asking prices. There are significantly more sellers than buyers in the market, leading to cancellations of home-purchase agreements. Despite this, there has been a modest improvement in prices and mortgage rates, encouraging buyers to sign contracts.
Jan 30, 2026 1:49 PM
— Mortgage Lending
PrimeLending stays in the red, losses ease in Q4
Primelending, Hilltop Holding's mortgage subsidiary, reported a decrease in mortgage banking revenue in the fourth quarter due to industry headwinds. However, the company's net income increased by 61.9% compared to the previous year. The bank did $16 billion in originations during the final three months of 2025, surpassing industry-wide growth forecasts.
Jan 30, 2026 7:28 AM
— Mortgage Lenders
AARP sues Celink, Carrington, Finance of America over HECMs
A new class action lawsuit alleges that Carrington Mortgage Services, Celink, and Finance of America Reverse have charged illegal fees from older homeowners. Analysts predict improved earnings for Pennymac, Rocket, UWM, and Loandepot compared to the previous year. Mortgage lenders faced challenges from competition affecting margins and prepayments, but executives expect improvement in the first qu... more
Jan 29, 2026 4:53 PM
— Mortgage Lenders
Pennymac 4Q results affected by shifting mortgage rates
PennyMac Financial Services' fourth-quarter earnings were higher year-over-year but lower compared to the previous quarter due to the lower interest rate environment. Despite weaker servicing metrics, analysts estimate that Pennymac, Rocket, UWM, and Loandepot will report improved earnings per share and loan origination volume compared to the previous year.
Jan 29, 2026 9:45 AM
— Mortgage Rates
Mortgage rates rise as FOMC inaction adds to uncertainty
Mortgage rates rose for the second consecutive week, with the 30-year fixed increasing by one basis point on average. Analysts predict that Pennymac, Rocket, UWM, and Loandepot will have better earnings per share and total loan origination volume compared to the previous year. Rocket denied allegations related to their marketing programs, and loan originators shared secrets to their success in kee... more
Jan 28, 2026 3:31 PM
— Housing Market
Why homeowners insurance rates could stabilize in 2026
Homeowners insurance premiums rose in 36 states and the District of Columbia over a two-year period. Extreme weather remains a concern for homeowners, impacting decisions on home purchases or relocations. The Federal Housing Administration program continues to gain market share due to ongoing affordability issues. Foreclosure filings in the United States increased by 14% from 2025.
Jan 28, 2026 1:32 PM
— Mortgage Rates
What the Fed's first look in 2026 means for mortgages
Mortgage professionals surveyed do not expect interest rates to fall significantly in 2026 despite the initial take on the economy by the Federal Open Market Committee. The latest jobs numbers are not predicted to result in major monetary policy changes. Some concerns about inflation were noted, but employment is seen as a larger downside risk.
Jan 28, 2026 9:37 AM
— Interest Rates
Fed likely to keep rates steady as economy shows mixed signals
The Federal Reserve is expected to keep monetary policy unchanged despite pressure from the Trump administration. Federal Reserve Bank of Kansas City President Jeff Schmid suggests holding rates at a somewhat restrictive level due to concerns over high inflation. Mortgage rates rose after the Fed's decision, with uncertainty in the market.
Jan 27, 2026 10:04 AM
— Housing Market
U.S. home prices flatten as regional splits deepen
In November, U.S. home prices experienced a slight increase nationally, but there was a significant imbalance in the market with more sellers than buyers. Meanwhile, the 30-year mortgage rate has remained steady for weeks, with some experts predicting it could reach 6% in 2026.
Jan 27, 2026 2:31 AM
— Housing Market
Home-sale cancellations hit record as buyers walk away
Home-sale cancellations have reached a record high due to high prices and more options in the market. Despite properties selling below asking prices, some sellers are choosing to remove their listings altogether. However, a modest improvement in prices and mortgage rates has encouraged buyers to sign more contracts in recent months.
Jan 27, 2026 2:31 AM
— Mortgage Legislation
Maine bill targets MIP costs, lower rates for homebuyers
A Maine real estate agent is proposing a bill that would give homeowners a state tax deduction on mortgage insurance premiums as well as offer grants to help lower loan payments. The bill is part of the bipartisan Housing for the 21st Century Act, which recently passed the House Financial Services Committee.
Jan 26, 2026 2:33 AM
— Interest Rates
Prepayments Jump as lower rates spur December refi surge
Interest rates at the end of the year led to an increase in mortgage prepayment speeds in December as homeowners pursued refinancing. However, the national mortgage delinquency rate also rose significantly in November. Despite higher unemployment rates driving distress indicators up, most loans held by financial institutions are still performing. Lenders are advised not to expect significant monet... more
Jan 22, 2026 9:52 AM
— Mortgage Rates
Mortgage rates rise as investors react to Greenland comments
Mortgage rates moved slightly higher this week due to elevated 10-year Treasury yields, impacted by investor concerns over Pres. Trump's Greenland pronouncements. The 30-year fixed rate mortgage has been fluctuating recently but is expected to reach 6% for 2026.
Jan 22, 2026 4:32 AM
— Government Policy Impact on Mortgage Agencies
Trump administration ad hints at actions to widen credit box
President Trump's restrictions on institutional investors extend to single-family homes involved in loan workouts by government-related mortgage agencies, such as Fannie Mae and Freddie Mac. The agencies have been increasing their mortgage-backed securities and home loans on their balance sheets, sparking speculation about efforts to push down lending rates and boost profitability ahead of a poten... more
Jan 21, 2026 2:31 PM
— Mortgage Lenders
What Trump might say about housing during Davos meeting
There is fresh speculation about the future of Fannie Mae and Freddie Mac due to President Trump's upcoming remarks on housing. The 30-year fixed rate mortgage increased slightly last week but remains lower compared to a year ago. Fannie Mae and Freddie Mac are seen adding mortgage-backed securities and home loans to their balance sheets.
Jan 21, 2026 9:31 AM
— Interest Rates
Trump, again, calls on Congress to cap credit card rates
President Trump is calling for Congress to cap credit card interest rates at 10% for one year. He is also exploring new ways to address housing affordability issues, potentially including opening up more savings accounts for home purchases and reducing borrowing costs with the help of new leadership at the Fed.
Jan 21, 2026 4:31 AM
— Treasury Rates
Treasury curve steepens after Danish pension retreat
News of Danish pension funds exiting the US Treasury markets led to dramatic curve steepening trades at the market openings. Treasury yields have climbed to their highest level in over two months due to losses in global government-bond markets.
Jan 20, 2026 11:31 AM
— Housing Market
Non-QM goes mainstream as issuance hits new highs
Lender demand for non-QM and home equity securitizations is continuing into 2026 after a record year. There are promises of big announcements on housing affordability in Switzerland, but it is uncertain if it will include ending the GSE conservatorships. Cryptocurrency development in the mortgage industry has accelerated due to easing regulations. Treasuries sold off sharply after Danish pension f... more
Jan 17, 2026 4:33 AM
— Mortgage Lenders
Lenders group flags risks in single-bureau credit plan
The article discusses concerns from the Community Home Lenders of America regarding the transition to a single-bureau credit report option at government-sponsored enterprises. Lenders are facing continuous credit report price hikes, prompting a call for credit bureaus to address the issue. The Mortgage Bankers Association is examining data to determine if a premium cut is warranted, while some reg... more
Jan 16, 2026 9:31 AM
— Housing Market
New-home sales slip in December despite annual gains
New-home sales decreased in December compared to previous months but remained higher than in 2024. Mortgage activity dropped in December compared to October, with refinance applications leading the decline. However, there were promising trends in the past year that could improve affordability in 2026, including adjustable-rate and cash-out refinance mortgage programs. The contract rate on a 30-yea... more
Jan 15, 2026 10:04 AM
— Mortgage Rates
Mortgage rates reach three-year low after MBS buy order
Mortgage rates have dropped to their lowest levels in over three years due to a $200 billion purchase of agency mortgage-backed securities ordered by Pres. Trump. Mortgage lenders are exploring crypto-backed mortgages as Fannie Mae and Freddie Mac review digital assets for underwriting.
Jan 15, 2026 7:32 AM
— Cybersecurity in the Mortgage Industry
Union Home Mortgage says it paid ransom in data breach case
Union Home Mortgage paid a ransomware gang to delete sensitive data stolen in a cyberattack. Various industry vendors and lenders were impacted by cyberattacks and legal issues related to marketing programs and personal information disclosures were raised against some lenders.
Jan 13, 2026 3:47 PM
— Mortgage Rates
Lock activity increases in December, defying seasonal trends
Mortgage rate-lock activity ended the year strong despite seasonal trends. President Trump directed the purchase of $200 billion in mortgage bonds to lower housing costs. High non-mortgage debt levels can affect home loan underwriting. Cryptocurrency development in the mortgage industry has accelerated due to easing regulations.
Jan 13, 2026 10:31 AM
— Mortgage Lenders
Hallmark Home Mortgage accused in Ponzi scheme lawsuit
A racketeering lawsuit claims two Hallmark Home Mortgage employees helped a homebuilder in a construction Ponzi scheme. Additionally, a government-sponsored enterprise is facing allegations from fired workers for fraud, a bank did $16 billion in originations in the last quarter of 2025, and accusations against a lender relate to marketing programs and trips for brokers.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.