Mortgage News
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News for: HousingWire
Showing 73 - 96 of 366 results
Mar 9, 2026 2:32 PM
— Housing Market
Housing Market News and Commentary
Affordability remains a major challenge in the mortgage industry and housing market. Home prices have been rising, but there are regional differences in growth. Data shows that mortgage rates near 6% are driving higher home sales and applications. There is a shift towards households trading one nearby city for another instead of dramatic nationwide migration.
Mar 9, 2026 11:55 AM
— Online Security for Mortgage Websites
How will rising oil prices impact the U.S. housing market?
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Mar 8, 2026 11:50 AM
— Online Security for Mortgage Websites
Housing demand is up and inventory is down, even with Iran conflict
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Mar 7, 2026 9:31 AM
— Mortgage Rates
Housing Market News and Commentary
Mortgage rates fell to 5.98%-5.99% with the 10-year yield moving under 4% and mortgage spreads remaining normal. There is a focus on affordability in the upcoming Spring Market. Student-loan delinquencies rose while rental vacancy is at 7.2% and homeowner vacancy is at 1.2%. There are concerns about housing affordability post-Trump's State of the Union address.
Mar 7, 2026 7:33 AM
— Cybersecurity in Mortgage Lending
Housing Market News and Commentary
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Mar 6, 2026 6:41 PM
— Mortgage Applications
Refinancing Archives - Page 98 of 100
The MBA's Weekly Mortgage Applications Survey revealed a drop in mortgage applications for the second week in a row. The core composite index fell 3.9 percent and the purchase index, seen as a leading indicator for home sales, dropped 4.9 percent. Despite this, the composite index is still up 16.3 percent compared to the previous year, and the refinance share increased slightly.
Mar 6, 2026 12:38 PM
— Mortgage Rates
Negative jobs report keeps mortgage rates calm amid surging oil prices
February payrolls fell by 92,000 while unemployment remained at 4.4%. Oil prices spiked above $90 and the 10-year yield fluctuated, leading to roughly flat mortgage rates. Rental vacancy is at 7.2% and homeowner vacancy is at 1.2%, supporting steady mortgage rates.
Mar 6, 2026 11:22 AM
— Non-Qualified Mortgages (Non-QMs)
Angel Oak targets HELOCs to broaden non-QM lending
Tom Hutchens, president of Angel Oak Mortgage Solutions, predicts that the demand for non-QM mortgages will remain strong even if mortgage rates fall in 2026. The non-QM market is expected to reach around $150 billion in 2026, up from $80-90 billion in the previous year. Angel Oak has expanded its offerings with adjustable-rate mortgage products and is aiming to deliver a broader set of nonagency ... more
Mar 6, 2026 9:44 AM
— Mortgage Rates
Job market softens as US payrolls fall by 92K in February
The US nonfarm payrolls fell by 92,000 in February, leading to a rise in unemployment to 4.4%. December and January figures were revised lower by 69,000. Economists believe this report will not impact the Federal Reserve's interest rate outlook. The Mortgage Bankers Association predicts mortgage rates will remain in the range of 6% to 6.5%.
Mar 6, 2026 6:33 AM
— Mortgage Lenders
Morgan Stanley cuts 2,500 jobs across divisions
Morgan Stanley is cutting about 3% of its workforce, including employees working on mortgage origination services for wealth management clients. The layoffs are due to shifts in business priorities, geographic strategy changes, and individual job performance considerations.
Mar 6, 2026 4:33 AM
— Online Security for Mortgage Websites
Builders started 2026 with margin pressure, then came Iran war risk
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Mar 5, 2026 1:32 PM
— Mortgage Rates
Mortgage Origination News and Updates from HousingWire
The mortgage industry has faced challenges in 2022 due to higher mortgage rates, leading to a decrease in interest from borrowers. This has resulted in mortgage bank consolidation and other significant changes in the industry. The industry is expected to continue facing challenges in 2023 but with optimism for improvement in the second half of the year.
Mar 5, 2026 10:48 AM
— Housing Market
NAHB data maps modest housing affordability gains in 2025
NAHB data shows that in 2025, housing affordability improved slightly as new home prices fell 2.0% year over year and 30-year mortgage rates eased to about 6.0%. The typical family needed to spend 34% of their income on a new home mortgage payment in Q4, a small improvement compared to previous quarters.
Mar 5, 2026 5:32 AM
— Property Taxes and Homeowners Insurance Impact on Monthly Mortgage Payments
Property taxes, insurance now account for 21% of mortgage payments
A report by Neighbors Bank found that property taxes and homeowners insurance average 21% of monthly mortgage payments nationwide, adding hundreds or thousands of dollars to bills. In some areas like Pensacola, Florida, these costs can reach up to 43.6% of the average monthly mortgage payment.
Mar 4, 2026 5:46 PM
— Interest Rates
Stay up to date with the mortgage news you need.
HousingWire's Mortgage Rates Center provides daily updates on current interest rates based on data from Optimal Blue, the Mortgage Bankers Association (MBA), and Freddie Mac's Primary Mortgage Market Survey (PMMS). Freddie Mac's PMMS focuses on purchase mortgages, while the MBA survey looks at rates collected from lender websites and apps over the prior full week. Optimal Blue data is based on act... more
Mar 4, 2026 8:32 AM
— Mortgage Rates
Stay up to date with the mortgage news you need.
HousingWire's Mortgage Rates Center provides daily updates on interest rates based on data from Optimal Blue, the Mortgage Bankers Association, and Freddie Mac's PMMS. Freddie Mac's PMMS focuses on purchase mortgages, while the MBA survey covers rates from the previous full week. Optimal Blue data is based on locked rates from consumers nationwide.
Mar 3, 2026 9:57 AM
— Mortgage Rates
Mortgage rates jump after Middle East strike rattles markets"
Mortgage rates increased early in the week, with 30-year fixed rates at 6.12% according to Mortgage News Daily and 6.19% according to HousingWire Data. The increase was attributed to supply, affordability, and foreclosure volume impacting spring housing demand.
Mar 3, 2026 8:32 AM
— Interest Rates
Mortgage
HousingWire's Mortgage Rates Center provides daily updates on interest rates based on data from Optimal Blue, the Mortgage Bankers Association, and Freddie Mac's PMMS. Freddie Mac's PMMS focuses on purchase mortgages while the MBA survey covers rates collected over the prior week from lender apps. Optimal Blue data is based on locked rates from consumers across 35% of all mortgage transactions nat... more
Mar 2, 2026 7:32 PM
— Mortgage Rates
Mortgage rates fall to multiyear lows in time for spring housing market
Mortgage rates have fallen below 6%, reaching a multiyear low due to improvements in mortgage spreads. This has created a favorable mortgage market for first-time homebuyers with rates much lower than in previous years. The 10-year yield moving under 4% has also contributed to the decrease in mortgage rates.
Mar 2, 2026 3:32 PM
— Mortgage Rates
Interest Rates Archives - Page 4 of 111
The modern-day mortgage market is experiencing challenges as mortgage interest rates have increased steadily throughout 2024, with the average rate for 30-year fixed mortgages reaching 6.72%, surpassing rates seen during the 2008 market crash. Affordability remains a significant concern.
Mar 2, 2026 12:32 PM
— Housing Market
Why the housing inventory map is so startling
While inventory of homes for sale has been climbing overall, many Midwest and Northeast states are still well below 2019 levels, leading to a shortage crisis in those regions. The imbalance of inventory growth is attributed to migration patterns and slow hiring rates, which are limiting turnover and keeping listings tight.
Mar 2, 2026 9:47 AM
— Online Security
Fannie and Freddie add $12.5B MBS in January, help to ease rates
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Mar 1, 2026 4:46 PM
— Online Security for Mortgage Websites
Housing Market News and Commentary
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Mar 1, 2026 4:30 AM
— Mortgage Rates
Will war with Iran send mortgage rates higher or lower?
Last week, the 10-year yield closed at a key level, and mortgage rates finished under 6%. However, with the weekend's attack on Iran, there is uncertainty about how it will affect mortgage rates. There is anticipation for whether rates will go lower or higher due to the conflict before the housing market picks up in spring.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.