News for: HousingWire
Showing 73 - 96 of 602 results
Oct 12, 2026 6:03 AM
— Mortgage Lending
Craig Haskins takes ALTA helm — pushes for title visibility, new leaders
Craig Haskins, the new president of the American Land Title Association (ALTA), emphasizes the need for modernization in the title industry without compromising consumer protections. He highlights concerns about Fannie Mae's title pilot transparency and the risks associated with alternative products for homeowners. Haskins advocates for clearer communication in title work through plain-language su... more
Oct 12, 2026 6:02 AM
— Home Equity Lines of Credit (HELOC)
Figure HELOC data shows strong credit for sandwich generation
An analysis of over 500,000 HELOC applications from 2024 to 2025 by Figure reveals that homeowners in the sandwich generation (ages 40 to 60) have the highest monthly debt obligations, averaging $5,350. Despite this, they possess strong credit profiles, above-average incomes, and substantial home equity estimated at $320,000. This demographic is expected to drive demand for home equity products as... more
Oct 12, 2026 5:02 AM
— Mortgage Lending
Mortgage Origination News and Updates from HousingWire
The mortgage industry has faced significant challenges in 2022 due to higher mortgage rates resulting in decreased interest from potential borrowers. This has led to a wave of mortgage bank consolidations and other major changes within the sector. While the first half of 2023 is expected to continue experiencing these difficulties, there is optimism for potential improvements in the latter half of... more
Oct 12, 2026 3:06 AM
— Mortgage Rates
The housing inventory story for 2027
In a recent episode, Editor in Chief Sarah Wheeler and Lead Analyst Logan Mohtashami discuss upcoming trends in mortgage rates and housing inventory leading into 2027.
Oct 12, 2026 3:03 AM
— Mortgage Lending
Ron Kamler on turnkey reverse mortgage solutions for credit unions
Alliance Reverse Mortgage CEO Ron Kamler highlights that credit unions have been hesitant to offer reverse mortgages, originating only 81 out of nearly 36,000 loans in the last year. He believes that while there are concerns regarding reputational risk and product complexity, these risks can be managed through proper execution and partnerships with specialists, which may prevent members from seeki... more
Oct 12, 2026 3:03 AM
— Housing Market
Smokey Garrett on real estate’s next chapter: The market, AI and the value of the agent
Despite a perceived stall in the housing market, Smokey Garrett from Keller Williams suggests it's still active, albeit under different circumstances. Buyers are cautious about affordability, and sellers are adjusting their expectations. Successful agents are focusing on providing clear guidance and understanding client needs. Growth for brokerages includes assessing market share and agent product... more
Oct 12, 2026 12:01 AM
— Mortgage Lending
Down payment assistance doesn’t need simplification; it needs standardization
The article discusses the challenges faced by lenders in utilizing down payment assistance (DPA) programs, which average around $18,000. It highlights the need for consistent data and workflows, advocating for a MISMO data standard that would allow DPA eligibility and benefits to be seamlessly integrated into loan origination and point-of-sale systems. The author argues against the idea of a unive... more
Oct 12, 2026 12:01 AM
— Mortgage Lending
Mortgage AI needs a standard of trust built on experience
The article discusses the evolving challenges in the mortgage industry over the past two decades, highlighting the gap between loan origination and risk understanding. It reflects on lessons learned from the 2006 housing crisis, emphasizing the importance of loan quality, verification, and accountability. The refinancing boom of 2020-2021 tested industry capacity, shifting focus to cost and produc... more
Oct 12, 2026 12:00 AM
— Housing Market
Housing Market News and Commentary
Housing inventory was 898,139, down 3,973. The median list price was $435,000, down $1,490. Homes spent a median of 70 days on the market, unchanged, while 42.89% of listings had price reductions, up 0.06 percentage points.
Oct 12, 2026 12:00 AM
— Mortgage Lending
Flávia Furlan Nunes, Author at HousingWire - Page 105 of 147
Flávia Furlan Nunes is HousingWire’s mortgage reporter, with more than a decade of experience at major Brazilian economic outlets and a master’s degree in Economics and Business Reporting from Columbia University.
Oct 12, 2026 12:00 AM
— Mortgage Lenders
Logan Mohtashami, Author at HousingWire - Page 23 of 63
Logan Mohtashami is a prominent analyst in the mortgage and housing sector, known for his deep insights into the U.S. economy and real estate market. As the lead analyst for HousingWire and a frequent contributor to its podcast, he leverages over 20 years of experience to simplify complex economic data. His expertise has made him a popular figure in media, including regular appearances on CNBC.
Oct 12, 2026 12:00 AM
— Mortgage Lending
The Profit Mindset Shift: The $14.5 trillion growth market hidden in plain sight
The mortgage industry is undergoing a significant transformation as traditional growth in purchase and refinance lending slows. Factors such as rising affordability pressures, demographic changes, and high homeowner equity are driving this shift. A new market is emerging focused on the $14.5 trillion in home equity held by homeowners aged 62 and older, leading to increased demand for liquidity sol... more
Oct 12, 2026 12:00 AM
— Mortgage Rates
Compare Current Mortgage Rates
Mortgage pricing is expected to be stable or slightly lower, as bond yields have dipped this morning. Despite numerous hawkish statements from the Federal Reserve, there has been little impact on the bond market or oil prices, even amidst ongoing news updates.
Oct 11, 2026 4:23 PM
— Mortgage Rates
MBA forecast: Mortgage volume to dip below $2T in 2027 as 7% rates linger
The Mortgage Bankers Association (MBA) projects a 5% decline in total single-family mortgage origination volume for 2027, dropping to $1.99 trillion, primarily due to sustained mortgage rates above 7% driven by inflation and potential Federal Reserve rate hikes. The MBA's chief economist highlights that while rates may peak, they are unlikely to decrease significantly.
Oct 11, 2026 7:45 AM
— Mortgage Industry
Flávia Furlan Nunes, Author at HousingWire - Page 112 of 147
Flávia Furlan Nunes is HousingWire’s mortgage reporter. She previously worked for Brazilian economic news outlets for over a decade and holds a master’s degree in Economics and Business Reporting from Columbia University.
Oct 11, 2026 7:18 AM
— Housing Market
HHHunt names CFO Ann Kelly as next CEO in 2027 C-suite reset
HHHunt has announced a leadership transition set for July 1, 2027, where CFO Ann Kelly will become the CEO, taking over from Buck Hunt, who will remain chairman and focus on a new hospitality venture. The executive leadership team will include Steve Brant as CFO and Steve Fritz as COO, emphasizing a finance and operations-focused management approach at the homebuilding and real estate company.
Oct 11, 2026 1:22 AM
— Mortgage Lending
Agent-centric real estate brokerages and the next growth model
The article discusses how real estate brokerages are shifting their focus from traditional competitive strategies like commission splits and brand recognition towards more agent-centric models that provide tangible support and resources for agents. It highlights the need for brokerages to help agents build sustainable businesses with ongoing guidance and professional development, moving away from ... more
Oct 10, 2026 3:00 PM
— Mortgage Rates
Have mortgage rates peaked, or will we see even more chaos?
The article discusses the current state of bond volatility, which has kept the 10-year yield around the critical level of 5.35%. Mortgage rates are currently at 7.48%, with spreads widening to 2.12%. Despite fluctuating economic conditions, the 5.35% yield has stabilized for now, raising questions about whether mortgage rates have peaked for 2026 or if they could rise to 8% or more in the near fut... more
Oct 10, 2026 2:42 AM
— Mortgage Lending
Mortgage Origination News and Updates from HousingWire
The mortgage industry faced significant challenges in 2022 due to higher mortgage rates, leading to reduced interest from borrowers and a wave of bank consolidations. This trend is likely to continue into the first half of 2023, but there is optimism for potential improvement later in the year. Professionals in the mortgage origination field are encouraged to stay updated through resources like Ho... more
Oct 10, 2026 1:46 AM
— Mortgage Rates
Mortgage News Delivered Daily from HousingWire
HousingWire's coverage of the mortgage news highlights the current changes in the housing market, focusing on the impact of Federal Reserve policies on mortgage rates and the broader economic landscape. As we approach 2023, analysis shows that the economic conditions may evolve, particularly regarding potential job losses. Moreover, innovations in mortgage lending, such as loanDepot's launch of an... more
Oct 9, 2026 6:18 PM
— Mortgage Lending
TransUnion, Equifax add flexibility to when lenders pay for scores
TransUnion and Equifax have unveiled new mortgage credit tools designed to help mortgage lenders save costs by separating the process of accessing borrower credit files from purchasing credit scores. This change allows lenders to initially review credit information without incurring immediate costs for score purchases, with the option to pay for scores later if necessary. TransUnion also introduce... more
Oct 9, 2026 3:18 PM
— Mortgage Lending
Trump renews bid to oust Fed Governor Cook with mortgage fraud review panel
President Donald Trump has formed a White House committee to investigate Federal Reserve Governor Lisa Cook over allegations of falsifying bank documents to secure favorable mortgage terms. This action, following referrals from the FHFA director and a Justice Department investigation, signifies a continuing effort to challenge Cook's position on the Fed Board, raising questions about presidential ... more
Oct 9, 2026 1:55 PM
— Housing Market
Ashton Woods leans into discipline as orders and margins slide
Ashton Woods, a major private homebuilder, reported a 6.7% drop in orders and a 3.6% decrease in average selling price (ASP) to $346,000, with gross margins falling to 22.7% in Q1 2027. In a recent earnings call, executives emphasized their preference to avoid sacrificing margins for volume, indicating they would rather sell slower than compromise on profitability amidst rising affordability press... more
Oct 9, 2026 1:50 PM
— Housing Market
eXp Con 2026 spotlights agent tools and AI amid market headwinds
eXp Realty's 2026 eXp Con in Salt Lake City attracted around 4,000 agents from 20 countries to discuss challenges in the housing market due to rising mortgage rates. The event showcased new tools for agents and announced a partnership with Newrez for a new mortgage venture, while the atmosphere remained positive despite market difficulties.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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