Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Fortune
Showing 73 - 96 of 103 results
Nov 1, 2025 3:05 PM
— Housing Market
The housing market, workers, and the economy are all stuck
The U.S. home turnover rate is at its lowest in nearly 30 years, with only 28 out of every 1,000 homes changing hands between January and September. Fewer homes are being sold due to factors like a slowing job market, high mortgage rates, and skyrocketing home prices.
Oct 27, 2025 8:50 AM
— Housing Market
Warren Buffett's Berkshire Hathaway and Zillow say mortgage rates can't fall enough for Americans to afford a home
Mortgage rates have risen significantly from the sub-3% rates seen during the pandemic, with the current 30-year fixed rate at 6.19%. Higher rates are making homes less affordable, with economists stating that a rate drop to 4.43% would be needed for a typical home to be affordable for the average buyer. The locked-in mortgage rate effect is causing current homeowners to hold onto their homes, lea... more
Oct 26, 2025 11:58 PM
— Mortgage Refinancing
Current refi mortgage rates report for Oct. 27, 2025
The article discusses the current average refinance rate on a 30-year fixed-rate home loan, the factors to consider when refinancing a mortgage, reasons to refinance, and the costs associated with refinancing. It also mentions different types of refinance options and incentives that lenders may offer. Additionally, it touches on programs like Refi Now and Refi Possible for those whose mortgages we... more
Oct 21, 2025 4:25 AM
— Mortgage Rates
Current mortgage rates report for Oct. 21, 2025: Rates drop even lower with Fed meeting looming
The average interest rate for a 30-year fixed-rate conforming mortgage loan is 6.164% in the U.S. Rates are expected to decrease ahead of the Federal Reserve meeting. Historically, rates have fluctuated, with some periods even exceeding 18%. Mortgage rates started trending downward in late 2025 and are influenced by the health of the U.S. economy, demand for home loans, and actions taken by the Fe... more
Sep 28, 2025 3:23 AM
— Housing Market
A gauge of future home sales just turned negative—despite 9 straight weeks of falling mortgage rates
Despite a decline in mortgage rates, pending home sales fell for the first time in nearly three months, indicating a stagnant housing market. While mortgage refinance applications surged, mortgage-purchase applications only increased slightly. Factors weighing on housing demand include high home prices, buyers waiting for lower mortgage rates, limited supply of listings, and economic uncertainty. ... more
Sep 19, 2025 8:23 AM
— Mortgage Rates
Here’s what the Fed rate cut means for your mortgage and the housing market
The Federal Reserve cut its benchmark rate, but this does not guarantee a further drop in mortgage rates. Mortgage rates have fluctuated in response to a variety of economic factors, including inflation, the job market, and bond market yields. While lower rates benefit home buyers, prices remain high and more drops are needed for significant affordability improvements.
Sep 16, 2025 10:23 AM
— Interest Rates
BofA sees ‘path to a 5% mortgage rate’ if the Fed pulls off these 2 things
Bank of America's mortgage-backed securities research team predicts a path to a 5% mortgage rate if the Federal Reserve implements quantitative easing and aggressive yield-curve control. However, the baseline expectation is for mortgage rates to end 2025 and 2026 at 6.25%. Even with a drop to 5%, it may not provide relief to American homebuyers due to tight affordability. Housing stocks have surge... more
Sep 9, 2025 12:23 AM
— Interest Rates
Current mortgage rates report for Sept. 9, 2025: Rates drop dramatically
The article discusses the average interest rates for 30-year, fixed-rate conforming mortgage loans in the U.S., providing historical context and factors influencing rates. It also highlights the impact of economic conditions, government actions, and lender strategies on mortgage rates. The Federal Reserve's role in influencing rates and the importance of comparing rates and exploring different loa... more
Sep 7, 2025 3:23 AM
— Mortgage Rates
Mortgage rates plunge to 11-month low on Fed rate cut hopes, and many lenders may quote in the high 5% range
The housing market is expected to improve with the decline in mortgage rates after a weaker-than-expected jobs report raised expectations for rate cuts from the Federal Reserve. Bond yields dropped, leading to a decrease in mortgage rates, which could spur more activity in the housing market.
Sep 5, 2025 3:23 AM
— Mortgage Rates
Current mortgage rates report for Sept. 5, 2025: Rates drop even lower than before
The average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S. is 6.484%. Rates have fluctuated slightly in recent days and weeks. Experts agree that rates around 6% are possible if inflation is managed and lenders feel optimistic about the economy. Homebuyers are facing high mortgage rates, with rates feeling high compared to the recent historically low rates between 2% a... more
Sep 3, 2025 1:23 PM
— Housing Affordability
The U.S. housing market is ‘finally starting to listen’ to homebuyers
After years of high mortgage rates and home prices, the housing market in the U.S. is showing signs of improvement. Mortgage rates have trended lower, home price growth is slowing, and household incomes are increasing. The Real House Price Index (RHPI) from First American indicates that housing affordability has improved, although it remains higher than pre-pandemic levels. While the market is sti... more
Aug 30, 2025 4:12 PM
— Housing Market
The housing market is no longer a wealth-building engine as home prices continue to slump
High home prices and mortgage rates are creating unaffordable conditions for many Americans. The housing market's ability to create wealth has declined as home prices are failing to keep pace with inflation. Housing demand remains muted, and the selling season has been disappointing. Analysts predict that home prices will turn negative by year-end due to low demand and rising inventories.
Aug 20, 2025 7:23 AM
— Interest Rates
Trump may want lower interest rates for consumers, but it sure is convenient for the national debt he’s creating, too
President Trump is pressuring the Fed to lower the base interest rate to help consumers financially and kickstart the housing market. Lower interest rates could benefit homeowners, relieve tension in the housing market, provide relief for financially vulnerable demographics, and potentially impact mortgage rates. However, the connection between borrowing costs and the short-term interest rate is c... more
Aug 18, 2025 3:23 PM
— Interest Rates
You can earn up to 5.00% APY in a high-yield savings account on Aug. 18, 2025
The article discusses high-yield savings accounts offering APYs well above average rates, with some banks still offering around 5.00%. It explains how the Fed's decisions on interest rates impact savings rates, with banks tending to follow the lead of the federal funds rate. The article also highlights the benefits of high-yield savings accounts, which typically have higher rates, no minimum balan... more
Aug 13, 2025 10:24 AM
— Mortgage Rates
Even a 1% mortgage rate drop could be enough to 'unlock' the frozen housing market, Oxford Economics says
Mortgage rates are not expected to drop to pandemic-era levels around 3%. A 1% drop in rates to below 6% could incentivize some homeowners to sell and trade up. High home prices are a major barrier to housing affordability, and a drop in rates could lead to increased refinancing activity.
Aug 13, 2025 12:23 AM
— Mortgage Rates
Current mortgage rates report for Aug. 13, 2025: Rates drop again
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan, which is around 6.599% in the U.S. It reflects on the historical trends of mortgage rates, factors affecting mortgage rates, and tips for obtaining the best mortgage. The state of the U.S. economy, inflation, national debt, demand for home loans, and Federal Reserve's decisions all play a role in de... more
Aug 12, 2025 6:25 AM
— Housing Market
The price premium on new-construction homes is dissolving. New home prices dropped in 30% of large U.S. cities last quarter
Home prices have increased by over 50% since the pandemic, with mortgage rates near 7%. New-construction home prices dropped in 30 of the largest U.S. metros last quarter. Builders are offering incentives like mortgage-rate buydowns and design upgrades to make new homes more affordable.
Aug 11, 2025 8:23 AM
— Mortgage Rates
Current mortgage rates report for Aug. 11, 2025: Rates dip lower
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S., which is currently 6.575%. It also explains how economic factors, historical context, and actions by the Federal Reserve impact mortgage rates.
Aug 3, 2025 4:23 AM
— Housing Market
Not even a 0% mortgage rate would make buying a house affordable in these 6 U.S. cities
High mortgage rates, combined with soaring home prices, are making it difficult for new home buyers to enter the market and for current homeowners to sell. The Case-Shiller Home Price Index has jumped over 51% between 2020 and 2025, making affordability a major issue. Lack of lower-priced inventory and tight competition in major metro areas are also contributing to the housing crisis.
Jul 31, 2025 12:23 PM
— Mortgage Rates
Warren Buffett's Berkshire Hathaway and Zillow say mortgage rates can't fall enough for Americans to afford a home
Home buyers became used to sub-3% mortgage rates during the pandemic, but rates have climbed to 6.75% recently. Experts warn that rates are unlikely to decrease significantly in the near future, making homes unaffordable for average buyers. Inventory levels have risen, but there is still a shortage of affordable housing in the U.S. Mortgage rates and high home prices continue to deter potential bu... more
Jul 30, 2025 3:23 AM
— Housing Affordability
The mortgage rate decline it would take to make an average home affordable is 'unrealistic,' Zillow says
Mortgage rates have risen, making home affordability a significant challenge in the U.S. Factors like high home prices, wage stagnation, inventory shortages, and rising insurance and tax costs contribute to the housing affordability crisis. Even with lower rates, finding an affordable home remains difficult for many buyers. Recommendations include compromising on criteria, focusing on building equ... more
Jul 28, 2025 9:00 AM
— Housing Market
Housing market ‘purgatory’ for existing home sales as activity falls to lowest level in 9 months
U.S. existing home sales fell sharply in June 2025 to their lowest level in nine months due to elevated mortgage rates and record-high prices. Sales declined 2.7% from May, reflecting affordability challenges. Despite weak sales, home prices reached an all-time high, leading to an affordability squeeze. Inventory is slowly rebuilding, but undersupply persists, causing price cuts. NAR chief economi... more
Jul 20, 2025 2:00 PM
— Housing Market
Top economist sounds the alarm even louder on the housing market and says homebuilders are 'giving up'
Moody's Analytics chief economist Mark Zandi warns that the housing market is weakening and will likely become a significant drag on overall economic growth. Home sales, homebuilding, and house prices are all expected to decline unless mortgage rates drop significantly from their current near 7% level, which seems unlikely. Builders are cutting prices, and increased supply is putting further press... more
Jul 15, 2025 7:00 AM
— Mortgage Rates
Current mortgage rates report for July 15, 2025
The average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S. is currently 6.717%, up slightly from the prior day. Rates have been hovering around 7% for a while, despite anticipation of a decline with the Federal Reserve reducing the federal funds rate. Experts believe rates around 6% are likely if inflation is controlled and lenders are optimistic about the economy. Fac... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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