Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Bankrate
Showing 73 - 96 of 368 results
Jan 8, 2026 5:31 AM
— Mortgage Rates
30-year mortgage rates fall - When should you lock? | Today's mortgage and refinance rates, January 8, 2026
National mortgage rates showed mixed movement with some loan products increasing while others decreased. The average rate for the benchmark 30-year fixed mortgage is 6.16 percent, up slightly from the previous week. Rates for a 15-year fixed mortgage remained unchanged. Tips for getting the best mortgage rate are also provided.
Jan 7, 2026 8:30 PM
— Mortgage Lenders
Bank of America Personal Loan Alternatives
Bank of America does not offer personal loans but offers credit card options and small loans. Online lenders like LightStream, SoFi, Discover, Best Egg, and Happy Money are good alternatives for personal loans, each with its own features. Bank of America also offers other loan options including the Balance Assist loan, HELOCs, cash-out refinancing, and auto loans. If none of these options work, th... more
Jan 7, 2026 1:35 PM
— Mortgage Rates
Mortgage Rates Dip To 15-Month Low
The article discusses the current state of mortgage rates and the housing market, with insights into the average 30-year fixed mortgage rate, the national median family income, and the median price of existing homes. It also mentions the predicted trend of mortgage rates in 2026, with some experts expecting rates to dip below 6% while others anticipate rates to hold at 6.4% for the entire year.
Jan 7, 2026 8:30 AM
— Mortgage Rates
30-year mortgage rates decrease - How often do rates change? | Today's mortgage and refinance rates, January 7, 2026
Mortgage rates were mostly lower compared to a week ago, with the 30-year fixed, 15-year fixed, and 5/1 ARM rates decreasing. The average jumbo mortgage rate also decreased. The current average rate for a 30-year fixed mortgage is 6.16 percent. Rates are expected to remain little changed, with a possibility of fluctuation based on economic data and the next Fed meeting. Tips for getting the best p... more
Jan 6, 2026 4:30 PM
— Mortgage Rates
Bankrate’s Interest Rate Forecast for 2026: See what’s next for mortgage rates, credit card rates, auto loans and more
The Federal Reserve is projected to cut interest rates by three quarters of a percentage point in 2026, potentially leading to lower mortgage rates throughout the year. This could provide relief for borrowers and help improve housing affordability. Home equity loan rates are also expected to ease slightly, but will still be higher than pre-pandemic levels.
Jan 6, 2026 3:30 PM
— Mortgage Rates
Mortgage Interest Rate Forecast For 2026
Mortgage rates are not expected to return to pandemic lows in 2026, but they could potentially fall below 6%. The housing market has been influenced by various economic factors such as inflation, job market conditions, and Fed policies. Lower rates may lead to increased homebuyer activity and affordability, but uncertainties remain due to economic winds at play. The mortgage rate forecast for 2025... more
Jan 6, 2026 8:30 AM
— Interest Rates
CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation
In 2024, Federal Reserve rate cuts led to declining yields on many deposit accounts, but savers could still benefit from strong yields on certificates of deposit (CDs). Despite an expected drop in CD rates in 2025, they are projected to outpace inflation. The average APY for 1-year CDs started and ended at 1.96% in 2024, while 5-year CDs started and ended at 1.41% and 1.42%, respectively. By the e... more
Jan 5, 2026 8:30 PM
— Mortgage Rates
30-year mortgage rates fall - To buy or wait? | Today's mortgage and refinance rates, January 5, 2026
Mortgage interest rates were mostly lower compared to a week ago, with average rates for 30-year fixed, 15-year fixed, and 5/1 ARM moving lower. Rates have become more affordable in 2025 after the Federal Reserve cut rates late in the year, with 30-year fixed rates holding below 6.5%. The President of WSFS Home Lending expects rates to remain higher but closer to historical norms in 2026, with lon... more
Jan 3, 2026 5:31 AM
— Mortgage Rates
30-year mortgage rates decrease - To buy or wait? | Today's mortgage and refinance rates, January 2, 2026
Mortgage interest rates have mostly decreased compared to a week ago, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages going down. The average rate for a 30-year fixed mortgage is 6.20%, for a 15-year fixed mortgage is 5.44%, and for a 5/1 ARM is 5.67%. The article also discusses the potential for mortgage rates to remain higher than desired due to recent rate cuts by the Federal... more
Dec 31, 2025 6:30 AM
— Mortgage Rates
30-year mortgage rates decline - Is this the new normal? | Today's mortgage and refinance rates, December 31, 2025
Average mortgage rates were mostly lower compared to a week ago, with 30-year fixed, 15-year fixed, and 5/1 ARM rates moving lower. Rates have been under 6.5% since August, offering relief to borrowers. The 30-year fixed rate is currently at 6.20%, 15-year fixed rate at 5.49%, and 5/1 ARM rate at 5.69%. Jumbo mortgage rate is at 6.39%. Refinance rates have also decreased, with the 30-year fixed-re... more
Dec 24, 2025 4:31 AM
— Mortgage Rates
30-year mortgage rates decrease - How long should buyers wait? | Today's mortgage and refinance rates, December 23, 2025
Mortgage rates were mostly lower compared to last week, with 30-year fixed, 15-year fixed, and 5/1 ARM rates decreasing, while jumbo loan rates increased. The Federal Reserve cut interest rates by a quarter point, with inflation and the job market being key concerns. Today's average 30-year fixed mortgage rate is 6.30 percent.
Dec 24, 2025 4:31 AM
— Mortgage Rates
Mortgage rates hold steady after Fed rate cut
The article discusses the current state of mortgage rates, the relationship between economic news and mortgage rates, and predictions for future mortgage rates. It highlights the national median family income, home prices, and the impact of good economic news on mortgage rates. Various experts give their opinions on the future of mortgage rates, with some predicting a decrease while others expect ... more
Dec 22, 2025 8:31 AM
— Mortgage Rates
30-year mortgage rates decrease - When should you lock? | Today's mortgage and refinance rates, December 22, 2025
National mortgage rates were split, with two loan products increasing and two decreasing. Inflation rose at a 2.7% annualized rate, influencing Treasury yields and mortgage rates. The Federal Reserve cut interest rates for the third time in a row. Mortgage rates as of 12/22/2025 vary, with average rates for 30-year fixed, 15-year fixed, 5/1 ARM, jumbo, and 30-year fixed-refinance mortgages listed.... more
Dec 22, 2025 4:32 AM
— Credit Card Rewards Programs
Chase Freedom Flex Q1 2026 Categories: Foodies Rejoice
The article discusses the rotating bonus categories on the Chase Freedom Flex card for Q1 2026. Cardholders can earn extra cash back on dining, American Heart Association donations, and Norwegian Cruise Line purchases up to a certain threshold. It also provides insights into how these bonus categories compare to previous quarters and average household spending in relevant categories.
Dec 18, 2025 4:32 AM
— Interest Rates
HELOCs approach three-year lows, home equity loan rates hold the line
HELOC rates have dropped to their lowest level in almost three years following the Federal Reserve's recent rate cut. Home equity loan rates have also declined substantially from their 2024 highs. Rates are influenced by Federal Reserve policy and long-term inflation expectations. HELOC rates are expected to move lower alongside the federal funds rate, while home equity loan rates will track the 1... more
Dec 17, 2025 12:30 PM
— Mortgage Rates
Mortgage rates dip back down following Fed cut
The article discusses the current mortgage rates, the average national family income, the median price of homes, the recent Federal Reserve rate cut, and the forecast for mortgage rates to stay above 6%. It also touches on the impact of President Trump's tariff policies on inflation and the 10-year Treasury yield.
Dec 16, 2025 10:31 AM
— Mortgage Rates
Cost of Living Calculator - Cost of Living Comparison Index Tool
The article discusses the concept of cost of living, which includes expenses like housing, food, taxes, transportation, healthcare, and entertainment. It explains how cost-of-living calculators work to compare expenses between cities and determine the salary needed to cover basic needs. The article also touches upon discretionary spending and cost-of-living indexes. It emphasizes that factors like... more
Dec 16, 2025 4:32 AM
— Housing Market
There’s still a nationwide shortage of homes — so why are sellers getting desperate in some places?
The housing market in the United States is experiencing a cooling trend, with home prices falling in certain areas and builders offering low mortgage rates. While there is a long-term shortage of homes nationwide, there are also localized gluts of homes for sale. This imbalance is affecting both buyers and sellers, with buyers having more bargaining power in some markets and sellers needing to low... more
Dec 15, 2025 12:31 PM
— Mortgage Rates
30-year mortgage rates rise after the Fed rate cut | Today's mortgage and refinance rates, December 15, 2025
Average mortgage rates were mostly higher, with 30-year fixed, 15-year fixed, and 5/1 ARM rates increasing, while jumbo loan rates declined. The Federal Reserve cut interest rates for the third time but mortgage rates are back to pre-cut levels. Mortgage rates are influenced by the Fed and the economy. Rates as of 12/15/2025 show 30-year fixed at 6.29%, 15-year fixed at 5.63%, 5/1 ARM at 5.61%, an... more
Dec 15, 2025 9:31 AM
— Holiday Spending and Financial Planning
When did Christmas cheer get so pushy? How to get offline and save your money |
Many people are feeling financial strain during the holidays, with a significant percentage planning to spend less. Social media plays a big role in influencing spending habits, with many feeling pressured to buy due to FOMO. Younger clients are spending impulsively on small luxuries to cope with financial stress, often using credit cards or buy now, pay later services. Advice is given on how to b... more
Dec 15, 2025 8:31 AM
— Housing Market
Fewer Americans Expect Financial Improvement In 2026, Survey Finds
Bankrate's recent Financial Outlook Survey found that 32% of Americans believe their personal finances will worsen in 2026, citing reasons such as continued high inflation, work done by elected representatives, stagnant or reduced incomes, and amount of debt. As a result, many are prioritizing goals of paying down debt, saving money for emergencies, and finding additional sources of income. The su... more
Dec 13, 2025 4:32 AM
— Mortgage Rates
30-year mortgage rates unchanged after the Fed announced cutting rates | Today's mortgage and refinance rates, December 12, 2025
Mortgage rates remained stable with minimal movement, despite the Federal Reserve lowering interest rates. The path of mortgage rates will depend on factors such as inflation, the economy, and 10-year Treasury rates. The average rates for different mortgage products have slightly fluctuated over the last week. ARMs have floating interest rates and are best for those who expect to sell or refinance... more
Dec 12, 2025 4:32 AM
— Housing Market
Private health insurance costs are going up. A complete guide to your coverage options
Private health insurance premiums are expected to rise sharply in 2026 due to escalating health care costs and the expiration of enhanced premium tax credits. This could lead to millions losing subsidies and becoming uninsured. Strategies to manage costs include assessing personal health and financial situations and working with a broker to find the best plan. ACA Marketplace plans are recommended... more
Dec 11, 2025 12:30 PM
— Mortgage Rates
30-year mortgage rates increase ahead of Fed meeting | Today's mortgage and refinance rates, December 9, 2025
The article provides average mortgage rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARM mortgages. It also mentions Bankrate.com as an independent publisher and comparison service.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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