News for: Mortgage News Daily
Showing 793 - 816 of 838 results
May 12, 2025 2:00 PM
— Interest Rates
Mortgage Rates Jump to 2 Week Highs After US/China Trade Talks
The article explains that tariffs and trade policy have impacted the bond market, which in turn affects mortgage rates. The reaction of mortgage rates to trade policy can be complicated, as it can influence rates in opposite directions depending on factors such as economic growth and inflation. With the recent agreement between the US and China on a tariff pause, there is some relief in concerns a... more
May 12, 2025 8:00 AM
— Treasury Rates
Yields Jump After Another 90 Day Tariff Pause
The article discusses how trade talks between the US and China have led to a temporary reduction in tariffs, causing 10yr yields to increase to the highest levels since April 11th. The market is uncertain about where things will settle after the negotiations are over, and tariffs could end up being higher than before. This uncertainty is impacting mortgage rates and home buyers, as the Fed and the... more
May 10, 2025 3:00 AM
— Mortgage Rates
Today's Mortgage Rates - Daily Index
The article discusses how mortgage rates for top tier 30-year fixed mortgages are slightly lower today compared to yesterday or the end of last week. The decrease in rates may be influenced by trade-related headlines. Despite other news headlines, the overall movement in rates is minimal. The article also mentions that next Tuesday's inflation data and any updates from the weekend's trade negotiat... more
May 10, 2025 3:00 AM
— Bond Markets
Lots of Fed Speakers, But The Focus is on China
The article mentions that the market is awaiting news from US/China trade talks, with speculation on how tariffs could impact bonds and mortgage rates. The bond market's reaction function is unclear, as investors have different priorities. The article suggests that different investors will react differently to news about tariffs, which could impact mortgage rates and home buyers.
May 10, 2025 3:00 AM
— Bond Markets
Flat Friday, But Volatility Risks Remain
The article discusses the volatility in the bond market on Friday, with movements impacted by comments from a Swiss finance minister on US/China trade talks. Despite the slight movements, the article highlights the low odds of a trade resolution. Mortgage rates were mostly flat throughout the day, with MBS up slightly and 10yr yields fluctuating. Home buyers may need to pay attention to upcoming i... more
May 10, 2025 3:00 AM
— Interest Rates
Mortgage Rates Barely Lower to End The Week
The average top tier 30yr fixed mortgage rate is slightly lower today compared to yesterday or the end of last week. The improvement in rates today may be a result of trade-related headlines suggesting ongoing negotiations between the US and China. However, overall movement in the market is minimal. Looking ahead, mortgage rates will likely be influenced by inflation data next Tuesday and any sign... more
May 9, 2025 9:00 AM
— Housing Market
HELOC, Automation, Buy Before You Sell Tools; Trump Admin. and Disaster Monitoring; Guild Earnings
The article provides information on various topics related to the mortgage and home buying industry. It discusses the increase in U.S. property taxes, rising conference admittance prices, and new products and services for lenders and brokers. It also mentions the impact of natural disasters on homeowners, servicers, and lenders, with a particular focus on recent disasters in Kentucky. Additionally... more
May 8, 2025 3:00 PM
— Bond Markets
Surprisingly Big Sell Off Relative to The Inspiration
The article discusses a sharp sell-off in bonds due to a UK/US trade deal, which could raise tariffs and increase inflation. This could potentially lead to higher mortgage rates, impacting home buyers. Bond prices dropped throughout the day, with MBS down 6 ticks and 10yr up 4.6bps at the weakest levels in the morning. The auction further weakened bonds, with MBS down 3/8ths and 10yr up 10bps. Ove... more
May 8, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Move Higher After Trade Deal
Mortgage rates increased after the U.S. and U.K. announced a trade deal, with lenders raising rates due to weakness in the bond market. The impact of trade policy on bonds, inflation, foreign demand, and issuance needs can affect mortgage rates. The increase in mortgage rates is considered average and still lower than the highs seen in early April, despite being higher than rates in March. Overall... more
May 8, 2025 12:00 PM
— Bond Markets
Slow Start, Two-Way Trading After Data
Bonds initially lost ground after the release of jobless claims and labor costs data, but then rallied with 10-year yields dropping almost 4 basis points. The 30-year bond auction at 1pm ET is the only other relevant event scheduled. Trade-related headlines could also impact market movement. Overall, mortgage rates are likely to remain stable for home buyers in the near term.
May 7, 2025 3:00 PM
— Interest Rates
Just as Underwhelming as Expected
The article discusses how Federal Reserve Chairman Powell reiterated uncertainty about the future of mortgage rates during a recent press conference. Despite this, mortgage rates have remained relatively stable, with 10-year yields down slightly and MBS up slightly. The article suggests that there is no excitement in the market and that there has been no significant change in rates following the F... more
May 7, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Lower After Fed Announcement, But Not Because of It
The article discusses the lack of any rate decision from the Federal Reserve, as there was no expectation for a rate cut at the meeting. The Fed is weighing the impact of tariffs and fiscal policy on employment and inflation, which may influence future rate decisions. Mortgage rates were slightly lower following the meeting, but the movement was already in place beforehand and the change was minim... more
May 7, 2025 9:00 AM
— Housing Market
DPA, AI, Processing, Verification Tools; STRATMOR Tech Survey; Interview on Fraud Threats
The article discusses the current housing market, noting a lack of inventory and an increase in unsold homes. Builders are using incentives to attract buyers, while city dwellers are turning to micro-apartments for affordable living. Mortgage rates are mentioned in passing, with a focus on non-QM lending and the potential for growth in this sector. Various software and services for lenders and bro... more
May 7, 2025 8:00 AM
— Interest Rates
Not Expecting Fireworks From The Fed
The article discusses the fluctuations in bond markets and Fed Funds Rate expectations leading up to Powell's press conference. It mentions the possibility of rate cuts due to economic uncertainties, but also highlights inflation-related uncertainty. The article suggests that Powell may not be able to make any significant changes to interest rates at the moment. Despite this, the market may still ... more
May 6, 2025 2:00 PM
— Treasury Rates
10yr Auction to The Rescue
The recent 10-year Treasury auction had a strong outcome, leading to a drop in yields and an improvement in Mortgage-Backed Securities (MBS). This resulted in mortgage rates becoming more favorable for home buyers. Despite the upcoming Fed announcement, where no rate cut is expected, the market is currently in rally mode with MBS up a quarter point and 10-year Treasury yields down. This positive m... more
May 6, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Improve Slightly After Starting Out Flat
Mortgage rates were unchanged in the morning due to an improvement in the bond market, but changed slightly lower after a 10yr Treasury auction in the afternoon. Mortgage rates are closely tied to the bond market, and any changes in Treasury securities can impact mortgage rates. A strong reception for the Treasury auction is positive for rates in general, but economic data and fiscal developments ... more
May 6, 2025 9:00 AM
— Mortgage Lenders
STRATMOR's Tech Survey Results; Commercial Appraisal, Non-QM Investor, Compliance Tools
The article discusses various topics related to the mortgage industry, including the MBA National Secondary conference in Manhattan, the use of AI technology in legal work, and the priorities outlined by the CFPB. It also mentions technology survey findings from STRATMOR and the selection of ICE Mortgage Technology's MSP system by UWM for loan servicing. The article also includes information about... more
May 6, 2025 8:00 AM
— Bond Markets
2-Way Trading, Slightly Weaker Start
The article discusses how bond yields have been fluctuating, with a gradual rally in the morning leading to modest strength by 9am ET. The focus is on German political developments, particularly the election of Chancellor Merz. This has had an impact on German bunds and US Treasuries, with the latter finding a supportive ceiling. Mortgage rates are likely to be influenced by these movements in bon... more
May 5, 2025 3:00 PM
— Bond Markets
Selling Spree Continues, But Gently
The article discusses bond trading and how traders were focused on the ISM Services Index. The index moved slightly higher and did not provide enough fuel for bond bulls, leading to a three-day selling spree. This caused 10-year yields to rise above the 4.34 technical level. Mortgage-backed securities were down slightly and 10-year yields were up, indicating an increase in mortgage rates. This wou... more
May 5, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Roughly Unchanged to Start New Week
On Monday, mortgage rates were slightly impacted by economic data leading to some weakness in the bond market. While this would usually result in higher mortgage rates, the damage was minimal. Mortgage rates do not change in real time, as lenders set rates in the morning and only adjust them if the bond market experiences significant volatility. This means that while a few lenders raised rates on ... more
May 5, 2025 9:00 AM
— Housing Market
Pre-Qual, Fee Collection, Jumbo, Software Designing Tools; Training, Webinars, and Events This Week
The article discusses the significance of Cinco de Mayo and reflects on the Battle of Puebla in Mexico. It mentions the rise in Hispanic home ownership rates in the US and the impact on lenders. It also highlights the mortgage rates in Mexico and the country's homeownership statistics. The article includes information about various events, training, and webinars related to the mortgage industry. A... more
May 5, 2025 7:00 AM
— Treasury Rates
Another ISM Report That Wasn't Weak Enough to Help Bonds
The ISM Services PMI report was released this morning and showed higher results than expected. This, along with strong Treasury auction cycles and the upcoming Fed announcement, has led to an increase in selling pressure and a rise in yields back to the top of the range seen in March. This could lead to an increase in mortgage rates, which may impact home buyers looking to purchase a property.
May 3, 2025 11:00 AM
— Bond Markets
Data Dependence is Back, But Not in A Fun Way
The article discusses the return of data dependence in the bond market, with economic data influencing bond yields. Recent data has been better than expected, leading to higher yields and stock prices. Mortgage-backed securities have experienced selling and weakness, with mortgage rates increasing. This could impact home buyers by making mortgages more expensive.
May 3, 2025 5:00 AM
— Mortgage Rates
Mortgage Applications Contract Slightly, But Remain Above 2 Year Average
Mortgage rates have been falling, with additional decreases during the first half of the week. Despite this, there has been hesitation among home buyers, as reflected in the Mortgage Bankers Association's mortgage application survey. The increase in rates at the beginning of the week has led to modest drops in both refinance and purchase indices. MBA notes that demand for purchase applications rem... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.