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News for: Mortgage Rates
Showing 697 - 720 of 1951 results
Jan 9, 2026 3:32 PM
— Mortgage Rates
Mortgage rates dip, sparking potential refinance surge
Mortgage rates briefly dropped below 6% for the first time in nearly three years, driven by a proposed $200 billion push in the secondary market. This decline is expected to boost refinancing volumes by up to 25%, as historically a 22-basis-point drop in the 30-year fixed mortgage rate leads to a 15% to 25% increase in refinance activity.
Jan 9, 2026 2:06 PM
— Mortgage Rates
Mortgage rate locks drop sharply on protracted uncertainty
Rate-lock volumes slowed in December, declining by nearly 19% overall due to borrowers navigating lingering uncertainty from the government shutdown and a mortgage-rate environment that has yet to improve. Annual lock volumes remained higher than last December, with total locks up nearly 30%. Mortgage rates have settled into the low sixes, with expectations indicating easing in the second quarter ... more
Jan 9, 2026 1:35 PM
— Mortgage Rates
Will Trump’s $200B Bond Bet Actually Lower Your Mortgage Rate?
President Trump ordered a $200 billion purchase of mortgage bonds to potentially lower mortgage rates, aiming to ease affordability for first-time buyers. However, economists caution that the effects may be limited and temporary, as rates are influenced by various factors like inflation, Treasury yields, and global economic conditions. Experts advise buyers to focus on factors they can control, su... more
Jan 9, 2026 11:32 AM
— Mortgage Rates
Mortgage rates drop below 6% after Trump's MBS announcement
Mortgage rates dropped below 6% on Friday due to improved spreads, aided by Trump's MBS announcement and steady 10-year yields.
Jan 9, 2026 11:30 AM
— Mortgage Rates
When will mortgage rates go down? The trend into 2026, with one big wild card.
Mortgage rates have been slightly falling in the latter part of 2025 but remain just above 6%. President Trump has proposed unfreezing mortgage rates and the Federal Reserve plans to cut rates once in 2026 which may not impact mortgage rates too drastically. While mortgage rates generally follow the 10-year Treasury yield, affordability when buying a home is also affected by home prices, which rem... more
Jan 9, 2026 10:31 AM
— Mortgage Rates
Latest jobs report quashes rate cut expectations
The article discusses a mostly flat December jobs report that suggests a similar trend for housing and mortgage markets. Mortgage activity fell, with a 4% drop in refinance applications, while new-home purchase activity rose year over year but dropped from October. Despite an increase in inflation concerns, mortgage rates dropped to their lowest level since October.
Jan 9, 2026 10:30 AM
— Mortgage Rates
Rates Plummet to 3 Year Lows, But There Are Caveats
The MBS market experienced significant volatility after a surprise announcement of $200bln in GSE MBS buying, resulting in the lowest mortgage rates since September 2022. While some lenders have already increased rates, overall rates are expected to remain lower, with uncertainty about how much lower they could go once the initial volatility settles down.
Jan 9, 2026 10:30 AM
— Mortgage Rates
Mortgage rates just fell below 6% for the first time in years
Mortgage rates fell below 6% for the first time in years after President Trump ordered the purchase of $200 billion in mortgage bonds. This led to a drop in interest rates for 30-year fixed and 15-year fixed mortgages. The move was an attempt to make homeownership more affordable for Americans.
Jan 9, 2026 9:15 AM
— Mortgage Rates
Mortgage Rates Flat, Jobs Report Weaker Than Expected | Today, January 9, 2026
Mortgage rates have remained stable, with the 30-year fixed rate at 6.16%. Various economic indicators could put pressure on interest rates, while experts offer advice for refinancing or home buying in 2026. ARMs typically have lower initial rates compared to fixed loans, with predictions for stable rates in the near and medium term. Economic reports and Fed speeches are discussed, with slight inc... more
Jan 9, 2026 8:30 AM
— Mortgage Rates
What's Up With The New MBS Buying Announcement and The Massive Reaction in The Market?
President Trump announced a plan to direct representatives to buy $200 billion in mortgage-backed securities, which immediately impacted the MBS market. The FHFA director confirmed the authority for this action, stating that the GSEs have enough cash equivalents to handle it. This move is expected to tighten mortgage rates by up to 50 basis points, potentially bringing rates from 6.125% to 5.625%,... more
Jan 9, 2026 8:30 AM
— Mortgage Rates
Trump orders mortgage bond purchases to lower rates. These stocks are jumping in response
President Trump instructed representatives to purchase $200 billion of mortgage bonds in order to lower rates for homebuyers, which caused shares in mortgage lenders to jump. Analysts are divided on the potential impact of this action, with some expecting lower mortgage rates and others viewing the impact as fairly modest. Lower rates could provide relief to house buyers grappling with high rates,... more
Jan 9, 2026 8:30 AM
— Mortgage Rates
Here’s what’s happening now with mortgage rates after Trump's latest push on housing affordability
Mortgage rates dropped after President Trump announced instructing Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds. This move is expected to lower mortgage rates, making home ownership more affordable. Analysts predict mortgage rates to drop by 25-50 basis points or even lower. The drop in rates could benefit homebuyers and current homeowners looking to refinance. The news also ha... more
Jan 9, 2026 7:30 AM
— Mortgage Rates
When will mortgage rates go down? The trend into 2026
Mortgage rates have remained in a narrow range into 2026, with the 30-year fixed mortgage rate hovering near its low since 2025. The average 15-year fixed rate is also lower than last year. The Federal Reserve's rate cuts in 2025 have influenced mortgage rates, with expectations for another rate cut in 2026. Mortgage rates follow the 10-year Treasury yield, and the spread between the two affects c... more
Jan 9, 2026 7:30 AM
— Mortgage Rates
Mortgage rate predictions for the next 5 years: A data-driven forecast through 2030
The article discusses housing market predictions for 2026 and forecasts mortgage rates over the next five years based on trends in 10-year Treasury note rates. Different analysts expect varying Treasury yields, with predictions ranging from 3.8% to above 4.1% through 2030. The article suggests using a spread of 2.1 to 2.3 percentage points to estimate future mortgage rates, with predictions of 6.2... more
Jan 9, 2026 6:33 AM
— Mortgage Rates
Jan. 9: LO jobs; PHH webinar series; Agencies to buy one month’s worth of production – like 2020; in-person events for 2026
The article discusses various updates and news within the mortgage industry, including events, job announcements, webinars, and President Trump's order to buy $200 billion in mortgage bonds to lower housing costs. It also mentions the impact of government actions on mortgage rates and home prices.
Jan 8, 2026 9:33 PM
— Mortgage Rates
Conforming Mortgage Rates Should Remain Around 6% in 2026
Freddie Mac reports that mortgage rates are slightly higher at the start of 2026, with predictions that they may reach or go under the 6% mark.
Jan 8, 2026 7:31 PM
— Mortgage Rates
Pulte confirms Fannie and Freddie will buy $200 billion of mortgage bonds, per Trump’s instructions
President Trump proclaimed on social media that he will instruct Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds to lower mortgage rates and monthly payments. The head of the Federal Housing Finance Agency confirmed the plan. Trump also announced plans to ban large institutional investors from buying single-family homes to improve housing affordability. The concept of Fannie and F... more
Jan 8, 2026 3:32 PM
— Mortgage Rates
Trump directs GSEs to buy $200B in mortgage bonds to lower rates
President Donald Trump directed Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities (MBS) to lower mortgage rates. This move comes as their MBS holdings are approaching regulatory limits. Experts have differing opinions on the impact of this directive.
Jan 8, 2026 2:30 PM
— Mortgage Rates
Trump says he wants government to buy $200B in mortgage bonds in a push to bring down mortgage rates
President Donald Trump announced on social media that he is directing the federal government to buy $200 billion in mortgage bonds in an effort to reduce mortgage rates and make home ownership more affordable for Americans. This move is in response to concerns about home prices rising faster than incomes, making it difficult for renters to buy their first homes or for existing owners to upgrade. W... more
Jan 8, 2026 1:38 PM
— Mortgage Rates
Trump instructs 'representatives' to buy $200 billion in mortgage bonds, aiming to lower rates
President Donald Trump announced that he is instructing his representatives to buy $200 billion in mortgage bonds in order to drive rates and monthly payments down. It is unclear who his representatives are, and it is uncertain whether this buying will have any impact on mortgage rates. Trump criticized the administration of his predecessor, Joe Biden, and claimed that he has fixed the broken hous... more
Jan 8, 2026 1:31 PM
— Mortgage Rates
Mortgage Rates Modestly Higher on Thursday. Friday's Risks Are Bigger
Mortgage rates increased slightly on Thursday due to a stronger weekly Jobless Claims report and global bond market weakness. The upcoming Employment Situation report released by the Bureau of Labor Statistics will have a significant impact on mortgage rates depending on the data.
Jan 8, 2026 1:30 PM
— Mortgage Rates
Trump says he wants government to buy $200B in mortgage bonds in a push to bring down mortgage rates
President Trump announced plans for the federal government to buy $200 billion in mortgage bonds in an effort to reduce mortgage rates and make home ownership more affordable for Americans. The move comes as rising home prices outpace incomes, creating challenges for renters and existing homeowners. While the purchase of mortgage bonds may lower rates slightly, it may not be enough to address deep... more
Jan 8, 2026 12:45 PM
— Mortgage Rates
Freddie Mac data shows 30-year mortgage rate hovering near 6% to start 2026
The 30-year fixed-rate mortgage averaged 6.16% for the week ending Jan. 8, remaining flat to start the year. Mortgage rates are hovering close to the 6% mark, leading to improving residential demand. Despite a decrease in mortgage applications during the holiday season, refinance activity increased due to lower rates.
Jan 8, 2026 11:30 AM
— Mortgage Rates
Average US long-term mortgage rate edges higher but remains near 2025 low
The average rate on a 30-year U.S. mortgage edged higher to just above its 2025 low, reaching 6.16%. Borrowing costs on 15-year fixed-rate mortgages also rose slightly. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy decisions, bond market expectations, and the 10-year Treasury yield.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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