News for: Mortgage Rates
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Nov 13, 2025 9:50 AM
— Mortgage Rates
Homebuyer activity climbs despite minor rate uptick
Mortgage rates rose slightly this week, but home purchase activity remained unaffected. Total foreclosures rose in October. Companies are considering deals due to their optimism or the high prices in the market. President Trump is pushing for government-sponsored loan buyers to aid in the creation of lower-cost homes. Loan originators share their success secrets.
Nov 13, 2025 9:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 13, 2025: Rates aren't moving much
The article discusses the current mortgage rates, both for purchase and refinance mortgages, as well as different types of mortgage rates such as fixed-rate and adjustable-rate mortgages. It also explains factors that influence mortgage rates, differences between 30-year and 15-year mortgages, strategies for getting the lowest mortgage rates, and common banks with low median mortgage rates.
Nov 13, 2025 9:30 AM
— Mortgage Rates
When will mortgage rates go down? Rates are barely moving.
Mortgage rates have increased recently but are still lower compared to last year. The Federal Reserve cutting the fed funds rate doesn't guarantee lower mortgage rates. Mortgage rates follow the 10-year Treasury yield closely, but the spread added by lenders influences the final rate. Buying a home now depends on more than mortgage rates, as high demand and low supply have kept housing prices high... more
Nov 13, 2025 8:30 AM
— Mortgage Rates
Mortgage Rates Fall A Bit, Reversing Course Again
Mortgage rates are currently at some of their lowest levels, with the Fed cutting rates for the second time in a year. Despite this, the housing market has not seen a significant uptick in activity. The economy is showing signs of weakness, with inflation increasing and the job market in a questionable state. Uncertainty in the market and investor appetite for Treasury bonds are influencing mortga... more
Nov 13, 2025 8:30 AM
— Mortgage Rates
Mortgage Rates: 30-Year Up, 15-Year Down
The average rate on a 30-year mortgage increased slightly to 6.24% from 6.22%, while the rate on 15-year mortgages decreased to 5.49% from 5.5%. Mortgage rates are influenced by factors like the Federal Reserve's decisions and bond market expectations. Sales of homes have been sluggish, with rates staying above 6% since September.
Nov 12, 2025 1:32 PM
— Mortgage Rates
Mortgage Rates Basically Flat This Past Week But Purchase Activity is On the Rise
Mortgage rates increased slightly this week, with the average rate for a 30-year fixed-rate mortgage at 6.24%. However, rates for the 15-year fixed-rate mortgage decreased to 5.49%. Despite the rate fluctuations, purchase activity is on the rise, indicating growing consumer confidence in the housing market.
Nov 12, 2025 8:34 AM
— Mortgage Rates
30-year mortgage rates increase - When will rates change? | Today's mortgage and refinance rates, November 12, 2025
Mortgage rates have risen slightly since the Federal Reserve's rate cut, due to the 10-year Treasury bond yield increasing. Joblessness, weakening dollar and economic uncertainty have influenced the rising rates. The government shutdown impacts key economic decisions. Mortgage rates vary for different types of loans, but overall remain lower than historical averages. It may be a good time to buy a... more
Nov 12, 2025 4:36 AM
— Mortgage Rates
Refi spike tapers off despite falling rates
Refinancing slowed down in October after consecutive months of dramatic spikes, pushing down rate-lock activity. Two government-sponsored enterprises are looking into expanding mortgage transfers between borrowers. Rate-and-term transactions, cash-outs, and purchase loans increased. Mortgage loan application volume rose. Refinancing pushed mortgage originations higher as rates eased, but rising de... more
Nov 12, 2025 4:33 AM
— Mortgage Rates
Thursday: No Weekly Claims or CPI Data
The government shutdown is expected to end soon, and new schedules for statistical agencies will be posted. It is likely that the October employment and CPI reports will not be released due to missing data. Mortgage rates from MortgageNewsDaily.com are for top tier scenarios.
Nov 12, 2025 4:32 AM
— Mortgage Rates
Declining mortgage rates boost refinance and home equity lending
Mortgage rates have dropped to their lowest in a year, leading to increased opportunities for refinancing and home equity borrowing. Homeowners have $11.2 trillion in tappable equity, providing potential volume growth for lenders.
Nov 12, 2025 4:32 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 12, 2025: Steady, near 2025 lows
Mortgage rates, according to Zillow, are mostly steady with 30-year fixed rates around 6.16%. The average rate for 15-year fixed mortgages is 5.61%. The article discusses the different types of mortgages, such as adjustable-rate mortgages, and their pros and cons. It also mentions how mortgage rates are determined and suggests checking various refinance options to achieve a lower rate.
Nov 12, 2025 4:30 AM
— Mortgage Rates
Mortgage demand from homebuyers hits highest level since September, despite rising interest rates
Despite an increase in average contract interest rates for 30-year fixed-rate mortgages, mortgage applications to purchase a home rose 6% to their strongest pace since September. Demand for refinancing dropped 3% for the week but was still significantly higher than the same week one year ago. Mortgage rates have remained relatively stable, with markets keeping an eye on the potential end of the go... more
Nov 11, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Edge Higher But Remain in November Range
Mortgage rates slightly increased over the weekend as bonds lost ground, leading to a 0.02% increase in the average top-tier 30yr fixed rate. Despite this, mortgage lenders remain within the 0.10 range that has been consistent since October 29th. With bond markets closed for Veterans Day, potential government shutdown resolution may impact rates upon reopening on Wednesday.
Nov 10, 2025 6:30 PM
— Mortgage Rates
30-year mortgage rates increase - How long will rates stay here? | Today's mortgage and refinance rates, November 10, 2025
Average mortgage rates increased following a quarter-point cut in the Federal Reserve's benchmark rate. The rise in fixed mortgage rates is attributed to the increase in the 10-year Treasury bond yield. The ongoing government shutdown is affecting economic decisions, with the Fed depending on delayed employment and inflation data reports. The average rates for 30-year fixed mortgages, 15-year fixe... more
Nov 10, 2025 4:35 AM
— Mortgage Rates
Clear Capital: U.S. Home Prices Decreased in Q3
U.S. home prices decreased in the third quarter compared to the second quarter but were up compared to the third quarter of 2024. Regionally, home prices increased in the Northeast and Midwest but fell in the South and West. Factors shaping the housing market include mortgage interest rates, labor market conditions, and the fed ending its quantitative tightening regime, which should result in lowe... more
Nov 10, 2025 4:35 AM
— Mortgage Rates
Mortgage Applications Up Slightly Last Week Despite Rising Rates
Mortgage application volume increased slightly during the week ended November 7, with refinances decreasing but purchases increasing. Purchase applications were up 6% compared to the previous week and 31% higher than the same week one year ago. The average contract interest rate for a 30-year fixed-rate mortgage was 6.34%, up from 6.31%. Despite the increase in rates, purchase applications strengt... more
Nov 10, 2025 4:34 AM
— Mortgage Rates
Mortgage Rates Increased This Week But Affordability is Slowly Improving
Mortgage rates for both 30-year and 15-year fixed-rate mortgages increased slightly this week compared to last week, but are lower compared to a year ago. Despite the increase in rates, affordability is slowly improving for home buyers according to Freddie Mac's chief economist. Mortgage application volume decreased last week as rates went up slightly.
Nov 10, 2025 4:31 AM
— Mortgage Rates
Banner week for mortgage purchase applications
Borrowers submitted home purchase applications at a fast pace, with mortgage demand cooling slightly after a brief rebound. Mortgage rates have risen slightly after the Federal Reserve's rate reduction. Refinances still make up the largest share of total mortgage activity but saw a decrease due to higher rates. The FHA share of total applications increased, while the ARM share of activity decrease... more
Nov 10, 2025 2:53 AM
— Mortgage Rates
Refi opportunities hit 3-year high as rates ease
The number of homeowners who can reduce their monthly payments by refinancing has hit a multi-year high due to weakening mortgage rates. Various markets for home equity products are emerging, and advancements in technology are making it easier for traditional offerings to reach consumers. President Trump and housing regulator Bill Pulte are considering introducing a 50-year fixed-rate mortgage. Re... more
Nov 8, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Rise Gently, But Still Well Below This Week's Highs
Wednesday's mortgage rates were the highest in roughly a month and close to the highest levels in 2 months due to stronger economic data. Rates went down the next day after separate data showed a different story. On Friday, rates started slightly higher due to a weaker bond market, but improved as consumer sentiment data came in lower than expected. If the bond market holds steady over the weekend... more
Nov 7, 2025 4:31 AM
— Mortgage Rates
30-year mortgage rates decrease - How often do rates change? | Today's mortgage and refinance rates, November 3, 2025
National mortgage rates have mostly decreased compared to last week. The Federal Reserve Board's decision to lower their benchmark rate by a quarter of a percentage point led to lower mortgage rates. This decrease has resulted in increased refinance activity, especially for borrowers with large loan balances. The Fed also projected an end to quantitative tightening soon. The average rates for 30-y... more
Nov 7, 2025 3:06 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 7, 2025: A half-point lower than last year
The national average 30-year fixed mortgage rate is currently at 6.22%, which is lower than last year at this time. The 15-year rate is currently 5.50%. Mortgage rates are expected to stay close to these levels for the rest of the year according to industry forecasts.
Nov 6, 2025 2:06 PM
— Mortgage Rates
Mortgage and refinance interest rates today, November 6, 2025: Weekly rates are up, annual rates are down
Mortgage rates rose slightly this week with the average 30-year fixed mortgage rate at 6.22%. Both mortgage terms moved in response to changes in 10-year Treasury notes. The article also provides current mortgage rates, refinance interest rates, and strategies for securing the lowest mortgage rate possible. It explains the difference between fixed and adjustable-rate mortgages, factors affecting m... more
Nov 6, 2025 2:06 PM
— Mortgage Rates
Nice Little Recovery For Mortgage Rates
Mortgage rates were at their highest levels in over a month due to recent economic reports, but today's negative economic data including a decline in payrolls and a surge in job cuts helped bonds and brought rates back down to last Friday's levels.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.