Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Interest Rates
Showing 49 - 72 of 464 results
Mar 8, 2026 12:36 PM
— Interest Rates
10-Year & 30-Year Treasury Yields Jump, Yield Curve Steepens, Mortgage Rates Jump too, as Inflation Fears Move to the Top
The Treasury market is facing challenges due to the haven trade, fears of inflation, and an increase in new supply. Short-term Treasury yields have spiked this year, indicating that the market no longer expects rate cuts. Mortgage rates have also increased significantly.
Mar 7, 2026 6:30 AM
— Interest Rates
Middle-income homebuyers have $30,000 more buying power than a year ago, research finds. It's still not enough
Affordability for buying a house is slowly improving, with households having a median income and a 20% down payment now able to afford a $331,483 home. This is partly due to interest rates coming down slowly. A half-point drop in mortgage rates could mean savings of about $1,000 a year for a typical U.S. home. Despite the improvement, affordability remains strained, with median home prices still h... more
Mar 6, 2026 4:33 PM
— Interest Rates
Higher-for-longer interest rates may yield further growth in ARM lending share
The article discusses how average rates for 30-year fixed-rate mortgages have risen above 6% due to financial uncertainty, pushing mortgage lenders to consider adjustable-rate loans as a more affordable option for buyers. This shift may lead to more higher-wealth borrowers opting for adjustable-rate mortgages as a way to combat affordability barriers. The report emphasizes that a significant drop ... more
Mar 6, 2026 12:34 PM
— Interest Rates
Volatile Crosscurrents Keep Mortgage Rates Relatively Flat
Before the release of the jobs report, mortgage rates were on track to end the week at their highest levels due to an increase in oil prices affecting the bond market. However, the weak jobs report caused bonds to recover and rates to return to previous levels.
Mar 6, 2026 2:30 AM
— Interest Rates
Lenders lift mortgage rates as Iran war hits borrowing costs
UK lenders are raising mortgage interest rates due to fears of rising inflation caused by the conflict in the Middle East, leading to changes in the financial market's view on Bank of England rate cuts. Nationwide, HSBC UK, and Coventry Building Society are among the lenders increasing rates for new and existing customers. The pricing of mortgage rates is heavily influenced by swap rates, and if g... more
Mar 5, 2026 5:30 AM
— Interest Rates
30-year mortgage rates increase - When will rates change? | Today's mortgage and refinance rates, March 4, 2026
National mortgage rates were mostly higher compared to last week, with 30-year fixed, 15-year fixed, and 5/1 ARM rates increasing, while jumbo loan rates decreased. Treasury bond yields dipped below 4% ahead of new wholesale inflation data, potentially leading to lower mortgage rates in the short-term. The Employment Situation report and Consumer Price Index release in March will influence the Fed... more
Mar 5, 2026 5:30 AM
— Interest Rates
HSBC, Nationwide and Coventry raise rates on fixed mortgages amid Middle East crisis
Experts are predicting that the ongoing Middle East crisis could lead to an energy price shock in the UK, which may result in higher inflation and subsequently higher interest rates. HSBC, Nationwide, and Coventry building societies have already announced rate increases on their fixed mortgage deals. Other lenders are expected to follow suit, impacting homebuyers and those looking to remortgage.
Mar 4, 2026 5:46 PM
— Interest Rates
Stay up to date with the mortgage news you need.
HousingWire's Mortgage Rates Center provides daily updates on current interest rates based on data from Optimal Blue, the Mortgage Bankers Association (MBA), and Freddie Mac's Primary Mortgage Market Survey (PMMS). Freddie Mac's PMMS focuses on purchase mortgages, while the MBA survey looks at rates collected from lender websites and apps over the prior full week. Optimal Blue data is based on act... more
Mar 4, 2026 12:37 PM
— Interest Rates
Mortgage Rates Move Back Down Despite Stronger Data
Strong economic reports, such as ADP Employment and ISM Services, were released but did not have the expected impact on mortgage rates. Typically, stronger data leads to higher rates, but this time rates moved lower instead. Despite the reasons for this unexpected outcome, rates decreased after hitting 2 week highs earlier in the week.
Mar 4, 2026 5:30 AM
— Interest Rates
Calmer Start. Uneventful ADP. Waiting on ISM
After two days of high volatility, bond markets are currently stable with no significant movements in the overnight session. ADP Employment data has been released with a beat of 63k jobs added, but with negative revisions. The focus now shifts to the upcoming ISM Services data release at 10am ET, which has the potential to move the markets. 10-year Treasury yields are currently around 4.07%, with ... more
Mar 4, 2026 4:30 AM
— Interest Rates
Today’s top high-yield savings rates: Up to 5.00% on March 4, 2026
The article discusses the benefits of high-yield savings accounts that offer up to 5.00% APY, which is significantly higher than the national average. It highlights the top three accounts with the highest rates and explains how high-yield accounts operate online, offering better rates due to their operational simplicity. Switching to a high-yield account can significantly increase the interest ear... more
Mar 3, 2026 9:32 AM
— Interest Rates
Mortgage and refinance interest rates today, March 3, 2026: War worries pressure mortgage rates
Military action in Iran is causing investors to sell bonds, leading to higher Treasury yields and subsequently higher mortgage rates. Rising oil prices are fueling inflation fears and further delays in Fed rate cuts. Mortgage rates vary based on different sources and are currently around 5.86% for a 30-year fixed rate. A mortgage calculator can help determine monthly payments based on different te... more
Mar 3, 2026 8:32 AM
— Interest Rates
Mortgage
HousingWire's Mortgage Rates Center provides daily updates on interest rates based on data from Optimal Blue, the Mortgage Bankers Association, and Freddie Mac's PMMS. Freddie Mac's PMMS focuses on purchase mortgages while the MBA survey covers rates collected over the prior week from lender apps. Optimal Blue data is based on locked rates from consumers across 35% of all mortgage transactions nat... more
Mar 3, 2026 7:30 AM
— Interest Rates
What are today's mortgage interest rates: March 3, 2026?
FreddieMac recently listed average mortgage interest rates under 6%, with some qualified borrowers being able to secure rates closer to 5%. Mortgage rates surged in 2023 but declined in 2024 and 2025. As of March 3, 2026, average rates for a 30-year mortgage are 5.87% and for a 15-year term are 5.37%. It is recommended for borrowers to shop around for lenders and rates online, especially with a po... more
Mar 2, 2026 4:09 PM
— Interest Rates
Tariff ruling could hamstring unilateral release of GSEs
President Trump may not be able to release Fannie Mae and Freddie Mac from conservatorship due to a Supreme Court ruling. Some vendors have been quoting very low interest rates to consumers. Mortgage rates have increased slightly from a three-year low, but are still lower than a year ago. Consumers have been looking to refinance at lower rates, with originators offering more ARMs and cash-out loan... more
Mar 2, 2026 2:36 PM
— Interest Rates
NVDA Beats by 73%… Why Did It Drop? Plus, Mortgage Rates Hit Lowest Level in Three Years
Investors are digesting the news of U.S. and Israel's coordinated attacks against Iran. The article discusses potential impacts on the stock market, the beneficiaries of the action, NVIDIA Corporation's recent earnings, mortgage rates dropping below 6%, and the shift in AI demand.
Mar 2, 2026 9:35 AM
— Interest Rates
What are today's mortgage interest rates: March 2, 2026?
Homebuyers and homeowners are eager to see what actions the Federal Reserve may take in their upcoming meeting in March, especially after interest rates were cut three times at the end of 2025. Mortgage interest rates have already dropped significantly in 2025, and some qualified borrowers can secure rates in the 5% range. It is advised to research and shop for rates now, as waiting for further ra... more
Feb 28, 2026 4:32 AM
— Interest Rates
Minor FICO score improvements can ease homebuying costs
A new nationwide study from AD Mortgage shows that improving a credit score can save homebuyers tens of thousands of dollars in mortgage interest. The study models how long it takes to raise FICO scores to 760 and the estimated 30-year interest savings by state.
Feb 24, 2026 5:31 PM
— Interest Rates
Fannie and Freddie MBS plan brings short-lived rate relief amid unclear execution
President Trump directed Fannie Mae and Freddie Mac to purchase up to $200 billion in agency mortgage-backed securities, which led to an immediate tightening of mortgage spreads. However, the impact on mortgage rates was short-lived, with only slight improvements since the announcement. Economists are uncertain about the long-term effects and are still waiting for details on how the MBS purchases ... more
Feb 24, 2026 7:30 AM
— Interest Rates
Mortgage Rates Just Fell Below 6%, but Not for the Reasons Trump Wants
Mortgage rates in the US have dropped to 5.99%, the lowest since 2022, due to a decline in Treasury yields. However, this drop is not due to expected long-term lower rates as President Trump desires, but because investors are worried about the trade war. Investors are seeking safety through lower-yield investments like bonds and gold.
Feb 19, 2026 3:30 AM
— Interest Rates
Fed confirms it obeyed White House request for an unusual ‘rate check,’ weakening the dollar against foreign currencies
The U.S. Federal Reserve conducted a rate check on the USD/JPY exchange rate earlier this year at the request of the White House. This move is seen as a way to potentially intervene in currency markets and weaken the dollar against the yen, making U.S. goods and services more attractive to foreign businesses and investors. This rare intervention was surprising to analysts and reflects a desire to ... more
Feb 18, 2026 4:07 PM
— Interest Rates
Fed minutes underscore magnitude of volatility weighing on policymakers
The Federal Reserve officials seem to have paused rate cuts in January, focusing on stabilizing job markets and returning inflation to 2%. There was discussion regarding President Trump's policy to lower mortgage rates through MBS purchases, as well as the possibility of future rate hikes to combat inflation. Uncertainty remains regarding labor market conditions and data quality.
Feb 18, 2026 1:32 PM
— Interest Rates
CEA analysis weighs CFPB’s economic impact
The Council of Economic Advisers estimates that the CFPB has imposed $237 billion to $369 billion in costs on U.S. consumers since 2011, mainly through higher interest rates on mortgages, auto loans, and credit cards. Critics argue that most costs are transfers, not deadweight losses, and the report does not include benefits like reduced defaults and improved market stability.
Feb 18, 2026 11:30 AM
— Interest Rates
Fed minutes: Lower inflation needed before many officials will support rate cuts
Minutes from a recent Federal Reserve meeting showed that many officials are hesitant to support further interest rate cuts this year unless inflation falls more, especially considering the stabilization of the job market. The Fed's key rate is currently seen as at a level that neither stimulates nor hinders the economy. While some officials believe more rate cuts may be needed if inflation contin... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.