Mortgage News
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News for: National Mortgage News
Showing 49 - 72 of 397 results
Mar 4, 2026 10:31 AM
— Mortgage Lenders
Rate moves into auto lending via app
Retail mortgage lender Rate is expanding into auto lending, offering car loans through its mobile app. Industry participants are collaborating to improve marketing strategies and compliance. Some home lenders with 500+ employees were rated as the best mortgage companies to work for in 2026. The average monthly payment for an average-priced home decreased by 7% year-over-year to $2,091. Several len... more
Mar 3, 2026 2:32 PM
— Mortgage Lending
Fannie, Freddie join Anthropic ban, address DHS shutdown
Fannie Mae, Freddie Mac, and their oversight agency have responded to various federal developments including antitrust investigations and restrictions on institutional investors by President Trump. There are promises of big announcements on housing affordability issues, potential MBS offerings, and transparency enhancements for investors.
Mar 3, 2026 2:20 PM
— Mortgage Rates
Iran conflict's impact on spring homebuying season
The conflict in Iran has caused mortgage rates to rise above 6%, impacting the outlook for the spring homebuying season. Supreme Court decisions may set limits on Trump's power, affecting the control of mortgage rates by the GSEs. Vendors in the mortgage industry are using artificial intelligence and voice agents for outbound prospecting, with some potentially violating regulations by quoting very... more
Mar 3, 2026 2:31 AM
— Mortgage Rates
Middle East conflict stokes inflation, risks higher rates
Early market reactions to the U.S.-Israel-Iran conflict are causing inflation fears to dominate Treasury yields, potentially putting upward pressure on mortgage rates. Mortgage lenders are reconsidering how to reach borrowers by focusing on first-party data, past customers, and referral networks.
Mar 2, 2026 4:09 PM
— Interest Rates
Tariff ruling could hamstring unilateral release of GSEs
President Trump may not be able to release Fannie Mae and Freddie Mac from conservatorship due to a Supreme Court ruling. Some vendors have been quoting very low interest rates to consumers. Mortgage rates have increased slightly from a three-year low, but are still lower than a year ago. Consumers have been looking to refinance at lower rates, with originators offering more ARMs and cash-out loan... more
Feb 28, 2026 6:37 AM
— Bond Markets
Inflation runs hot as producer price index surges
The article discusses the recent movements in treasuries and treasury yields, highlighting technical damage, rate-cut expectations, and the impact of key economic reports such as the Producer Price Index on the market. The CEO of IF Securities provides insights into how treasuries and related markets are reacting to various economic indicators.
Feb 27, 2026 4:33 AM
— Mortgage-backed Securities
Trump's $200B MBS plan set off by GSE valuation gap: Pulte
Fannie Mae and Freddie Mac are focusing on purchasing mortgage-backed securities due to lower stock offering valuations. There are uncertainties about the timing of a planned stock offering, and broader changes in policies are expected first. Additionally, loan-level buydown data will be added to MBS to provide better insight into prepayment risks.
Feb 26, 2026 12:37 PM
— Mortgage Rates
Homebuyer affordability dips after seven-month run
In January, homebuyer affordability worsened for the first time in seven months despite mortgage rates hitting a three-year low. Total consumer debt in the United States reached $18.2 trillion by the end of last year, with $12.8 trillion attributed to first mortgages. The Freddie Mac Primary Mortgage Market Survey has the 30-year mortgage below 6% for the first time since early September 2022.
Feb 26, 2026 9:38 AM
— Mortgage Rates
Mortgage rates dip under 6% for first time since '22
Mortgage rates for the 30-year fixed loan finally dropped below the 6% mark, with the spread with the 10-year Treasury getting below 200 basis points. Despite a slight increase over the past two weeks, mortgage rates are still near three-year lows.
Feb 26, 2026 4:33 AM
— Mortgage Insurers
MI volumes jump 12%, competitive pressure builds
Private mortgage insurers saw a 12% increase in business in 2025, with new insurance written growing by 4% between the third and fourth quarters. Despite some companies reporting year-over-year gains, market share is still being lost to the Federal Housing Administration program. Estimates suggest that the mortgage insurers will continue to see modest growth in the coming years, but will remain be... more
Feb 25, 2026 3:31 PM
— Mortgage Lenders
Better taps crypto funding to target sub-5% rates
The mortgage industry is turning to crypto-linked capital to fund up to $500 million in mortgages, with the goal of doubling originations and lowering borrower rates below 5%. Various companies, including Bed Bath & Beyond, Newrez, Vertyx, Great Lakes Credit Union, and Titl, are making investments and agreements to enhance efficiency and borrower experience in the mortgage process.
Feb 25, 2026 2:53 PM
— Housing Market
Consumer debt accelerates in December, fueled by mortgages
Consumer debt increased in December, primarily due to significant growth in first mortgage and home equity lines of credit balances. The contract rate on a 30-year mortgage also rose to 6.24% in January. Mortgage tech faces challenges due to flawed credit data, and TransUnion projects moderate growth in mortgages for 2026. Despite an overall decrease in delinquencies, foreclosure starts have reach... more
Feb 23, 2026 1:40 PM
— Mortgage Rates
Homebuying power hits highest level in nearly 4 years
Homebuying power has increased due to lower mortgage rates and slowed demand, making homes more affordable. The monthly principal and interest payment for the average-priced home has decreased and the typical down payment in the US has also lowered. Mortgage rates are down, with the 30-year fixed-rate mortgage averaging 6.09% and the 15-year rate at 5.44%. Affordability has been improving since th... more
Feb 23, 2026 1:31 PM
— Cryptocurrency in Mortgage Industry
Rate will consider crypto, stablecoins in underwriting
Retail giant Rate is embracing cryptocurrency and stablecoins to cater to home buyers who have accumulated wealth in digital assets. Cryptocurrency development in the mortgage industry has accelerated due to easing regulations and support from FHFA Director Bill Pulte. The average monthly principal and interest payment needed to purchase the average-priced home dropped by 7% year over year to $2,0... more
Feb 19, 2026 2:31 PM
— Housing Market
New home mortgage applications up as starts end 2025 strong
Loan applications for newly constructed homes increased by 19% between December and January, benefiting from the performance of housing starts at the end of 2025. Mortgage applications for new-home purchases decreased by 15.2% on a seasonally adjusted basis in December. New residential construction in the US rose to a five-month high in December, as homebuilders took advantage of lower borrowing c... more
Feb 19, 2026 10:13 AM
— Mortgage Rates
Mortgage rates settle above 6%, lowest in over three years
Mortgage rates ended the week just above 6%, the lowest point since September 2022. The credit reporting agency is revising its customer agreements due to a court ruling. Banks and credit unions are using AI-driven efficiency and stable staffing to scale mortgage production. TransUnion projects moderate growth in mortgages for 2026. State regulators may enforce anti-kickback provisions more rigoro... more
Feb 19, 2026 6:34 AM
— Housing Market
TransUnion sees mortgage market normalizing
Consumers are showing increased interest in the mortgage market which is a positive sign for the industry in 2026. Banks and credit unions are using AI-driven efficiency to handle the rising mortgage production. Despite some uncertainties, most people believe that loan production will increase throughout the year.
Feb 18, 2026 1:31 PM
— Housing Market
Recapture rate is up as loan performance splits: MBA Servicing
Rising refinance recapture and a widening split in borrower performance are redefining the servicing outlook. Mortgage applications for new-home purchases decreased 15.2% in December. Borrowers in low-income areas have seen delinquency rates increase significantly. Overall, there is optimism that loan production will increase in 2026, but some uncertainty remains. Credit availability index hit its... more
Feb 18, 2026 9:44 AM
— Mortgage Rates
Refi shift drives latest increase in mortgage defect rates
Plummeting mortgage rates in the third quarter of last year led to a shift in originators' business mix toward refinance, resulting in a significant increase in defect rates. The typical homebuyer's down payment in the U.S. decreased by 1.5% year over year. Large investors accounted for a higher percentage of single-family home purchases. Mortgages professionals anticipate hiring or maintaining cu... more
Feb 17, 2026 9:31 AM
— Mortgage Lenders
Rocket Pro executive Mike Fawaz leaves the megalender
Several prominent leaders in the mortgage industry have recently left their positions at companies like Rocket Pro and Sagent. The industry is seeing a shift in leadership roles and a focus on scaling mortgage production with the help of AI-driven efficiency and stable staffing.
Feb 16, 2026 5:32 AM
— Bond Markets
Treasury gains face critical 5-year inflection
Treasuries opened with bullish gaps after strong showings, with bond yields testing resistance. The movement of yields is being closely monitored by industry professionals for potential rate changes.
Feb 13, 2026 10:31 AM
— Mortgage Lenders
Fannie Mae, Freddie Mac add new rate buydown disclosures
Fannie Mae and Freddie Mac will provide new loan-level disclosures about interest-rate buydowns in mortgage-backed securities to address investor interest. Unison, accused of operating as an unlicensed mortgage lender with misleading marketing, may face action from the Federal Housing Finance Agency amid antitrust investigations.
Feb 13, 2026 9:51 AM
— Mortgage Delinquencies
FHA delinquencies rise above 11%
Mortgage delinquency rates have increased in the recent quarter, especially in the lowest-income areas where the 90 or more day delinquency rates rose from 0.5% to nearly 3%. VA- and FHA-backed mortgages played a role in the rise in delinquency rates.
Feb 13, 2026 6:31 AM
— Interest Rates
Inflation cools to 2.4%, bolstering Fed's cautious rate outlook
Consumer prices edged lower last month, likely reinforcing the Federal Reserve's wait-and-see approach to further interest rate cuts. Mortgage rates edged higher after the Fed held rates steady amid mixed signals in the markets.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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