Mortgage News
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News for: National Mortgage News
Showing 49 - 72 of 470 results
Oct 7, 2026 1:05 PM
— Mortgage Lending
Virginia's TowneBank makes deal for a 4th NC bank
Recent data indicates a significant increase in foreclosure rates both regionally and nationwide, with completed repossessions rising markedly. Homeowners in the U.S. hold a total of $17.9 trillion in home equity, averaging $310,000 per homeowner. Additionally, the contract rate on a 30-year fixed mortgage has risen by 15 basis points to 7.12% as of mid-September, based on reports from the Mortgag... more
Oct 7, 2026 12:15 PM
— Mortgage Lending
Analysts are bullish on Vishal Garg's Better plan
Investor analysts are optimistic about Vishal Garg, founder of Better Home & Finance, despite the company's continuous losses since its public debut in 2023. Following a discussion on a 90-day return plan, Needham and BTIG have maintained buy ratings for Better, noting improvements in origination volume and the company's goal to become a stronger multichannel competitor. Meanwhile, HouseCanary Inc... more
Oct 7, 2026 11:49 AM
— Mortgage Lending
UWM scraps credit score minimums amid KBW downgrade
The article discusses recent developments in the mortgage and real estate market, highlighting various companies' adjustments to loan limits, with Pennymac setting a new limit at $850,000 for one-unit homes. It also touches on the expanding technological relationships among major mortgage servicers and the challenges concerning data consistency in credit reporting. The dialogue includes expert opi... more
Oct 7, 2026 7:50 AM
— Mortgage Lending
Nearly $1B at stake for investors, GSEs in Fairholme case
A group of shareholders from government-sponsored enterprises are responding to a petition concerning a recent federal court victory, with significant financial implications at stake. While merging Fannie Mae and Freddie Mac may not be feasible, a shareholder suggests an alternative that could preserve competition and improve efficiency. The Federal Housing Administration's planned modifications t... more
Oct 6, 2026 6:59 PM
— Mortgage Market
Capital markets fintech dv01 launches agentic platform
The article discusses the integration of artificial intelligence in capital markets and highlights several recent developments in the mortgage sector. It notes that current mortgage rates are higher than forecasts, which may negatively impact the housing outlook. It also mentions HouseCanary Inc.'s bankruptcy linked to a dispute over a computer model for home valuation, rising costs in the seconda... more
Oct 6, 2026 2:41 PM
— Mortgage Lending
California fair lending, condo bills force lenders to adjust
California mortgage lenders are advised to modify their lending operations and compliance strategies following the enactment of multiple new bills. This legislative change may impact how lenders conduct business and adhere to state regulations.
Oct 6, 2026 1:59 PM
— Mortgage Lending
Two Harbors wants UWM to return its $25 million termination fee
Two Harbors is demanding $25.4 million from United Wholesale Mortgage amid ongoing acquisition disputes. Meanwhile, a judge ruled that United Wholesale Mortgage did not violate any laws regarding a retirement plan that affected ex-workers financially. Additionally, there are significant changes in the real estate and mortgage landscape, with agency activity and non-qualified mortgage issuance decl... more
Oct 6, 2026 1:26 PM
— Mortgage Lending
Christopher Appel
Christopher Appel, director of banking policy at Better Markets, discusses insights from loan originators who successfully navigated the challenges of the previous year in the mortgage industry. These individuals share key strategies and approaches that allowed them to maintain a steady flow of deals despite market fluctuations.
Oct 6, 2026 8:00 AM
— Mortgage Lending
Rocket ramps up push for broker business with new program
Rocket Mortgage is expanding its wholesale business by introducing a professional rewards program, which has led to an increase in brokers transitioning from United Wholesale Mortgage to Rocket's network. Chief Revenue Officer Austin Niemiec noted this transition is greater than any seen in the previous year. Additionally, Rocket has initiated a proposal to raise the 2027 conforming loan limits to... more
Oct 5, 2026 1:43 PM
— Mortgage Lending
Pennymac adopts VantageScore as bi-merge debate heats up
Pennymac is introducing VantageScore 4.0 across its consumer direct, broker direct, and correspondent channels, joining Rocket and United Wholesale Mortgage as the largest originators using this model. Additionally, California's Governor Gavin Newsom signed a bill requiring HOAs to maintain minimum reserve contributions and enacted the California Fair Lending Examination Act. Other related develop... more
Oct 5, 2026 1:24 PM
— Mortgage Lending
Grant Heckenkemper
Grant Heckenkemper, CPA, shares insights from successful loan originators who managed to maintain a steady flow of deals in a challenging market. Their strategies may provide valuable lessons for those in the mortgage sector, particularly in terms of navigating mergers and acquisitions and strategic finance in the context of a fluctuating housing market.
Oct 5, 2026 1:24 PM
— Mortgage Lending
Dustin Eaton
Dustin Eaton, vice president of fraud intelligence at Vouched, highlights the strategies used by successful loan originators in the previous year to maintain a steady flow of deals. These originators implemented effective techniques and practices that contributed to their success in the competitive mortgage landscape.
Oct 5, 2026 12:29 PM
— Mortgage Lending
Valon's $150M raise ups ante vs. ICE, Sagent in servicing
Valon Technologies has raised $150 million in Series D funding, reflecting a shift in the mortgage servicing industry towards AI software. The funding comes as technology providers showcase their use of AI to automate workflows and enhance compliance. The company has also integrated more real estate platforms under its umbrella, now claiming to reach 20% of U.S. homeowners. Additionally, Berkshire... more
Oct 5, 2026 12:14 PM
— Mortgage Servicing
Wells Fargo servicer ratings downgraded on portfolio shift
Fitch Ratings has downgraded the mortgage servicing operation at Wells Fargo Home Mortgage as the bank has shifted its strategy towards agency and portfolio loans, resulting in a reduction of the unpaid principal balance. This change has caused concern among lenders but also presents new servicing opportunities within the current market. The article also touches on recent developments in the mortg... more
Oct 5, 2026 11:12 AM
— Mortgage Lending
Increased ARM demand prompts lenders, servicers to act
Rising interest rates are leading borrowers to favor adjustable-rate mortgages, prompting lenders to adjust their offerings and servicers to notify affected borrowers. A report highlights the impact of delinquency increases in two states with high FHA loan concentrations and suggests that mortgage companies may need to adopt alternative risk management strategies. The article also discusses linger... more
Oct 5, 2026 10:42 AM
— Mortgage Lending
Lenders using VantageScore: Watch Freddie's CRO shake-up
Freddie Mac's Chief Risk Officer, Anil Hinduja, has departed from the company, with his duties transferred to another executive. This change could impact the company's approach to credit modernization in the mortgage sector.
Oct 5, 2026 3:00 AM
— Mortgage Lending
HECMs hit 6-year low; planner referrals offer a way out
Endorsements of federally backed home-equity conversion mortgages have dropped to the lowest level in over six years, despite steady applications in recent months, as reported by Reverse Market Insight. Meanwhile, a portion of borrowers have managed to secure financing at rates below 6%, indicating opportunities amidst a challenging mortgage landscape. The current mortgage rates being higher than ... more
Aug 10, 2026 12:41 PM
— Housing Market
Record home equity masks troubling rise in underwater loans
New data from ICE Mortgage Technology reveals contrasting trends in the U.S. housing market, with home equity reaching record highs indicating resilience, while some borrowers face increased stress levels. Home value growth has reached a 15-month peak, inspiring mortgage originators to shift their focus to more stable areas like upstate New York. Additionally, Gen Z constitutes a significant porti... more
Aug 6, 2026 8:50 AM
— Mortgage Lending
GOP lawmaker calls for GSEs to buy portable mortgages
A Republican lawmaker is advocating for Fannie Mae and Freddie Mac to start purchasing portable mortgages. This initiative aims to alleviate housing supply issues by making it easier for homeowners to move without losing favorable mortgage terms.
Jul 29, 2026 4:43 PM
— Housing Market
What loan officers really think holds back housing activity
A recent survey of lenders indicates that housing supply and consumer financial concerns are more impactful than traditional mortgage rates in dampening the current home purchase market. Additionally, Chase Home Lending expects a 40% increase in mortgage capacity with the hiring of new advisors, while starter-home sales have decreased by 5.4% due to affordability issues, despite a strengthening in... more
Jun 25, 2026 9:43 AM
— Mortgage Rates
No mortgage rate cooldown for buyers this summer
Mortgage rates are currently in the mid-6% range with little indication of falling below 6% soon, as monetary policy discussions suggest a hawkish stance. Recent economic indicators, including the June jobs report and inflation data, are influencing forecasts for interest rates. Although mortgage applications have seen a slight rise, the 30-year fixed mortgage rate remains elevated compared to ear... more
Jun 17, 2026 1:43 PM
— Mortgage Rates
Mortgage applications dip down as rates hold steady
Mortgage activity decreased last week, with rates remaining steady in the mid 6% range, according to the Mortgage Bankers Association. The Market Composite Index showed a 1.7% increase in mortgage applications for the week ending May 8. While the 30-year fixed mortgage rate initially spiked, it later fell as geopolitical events influenced the 10-year Treasury yield. Overall, the mortgage rates hav... more
Jun 11, 2026 9:41 AM
— Mortgage Rates
Mortgage rates resume rise on jobs, inflation data
Mortgage rates in the U.S. increased by 4 basis points this week as economic indicators indicate growth in employment and inflation. The article also briefly mentions various topics related to mortgage lending, including the rise of DSCR loans and the potential risks associated with them, along with the incorporation of artificial intelligence in streamlining mortgage processes.
May 18, 2026 4:38 AM
— Mortgage Lending
MBA adjust forecasts for a 2027 federal rate hike
The Mortgage Bankers Association expresses concerns about the short-term effects of inflation, predicting potential growth setbacks and a federal rate hike in 2027. However, it anticipates that lenders will still experience an increase in loan volumes this year. The article also highlights successful loan originators sharing their strategies for maintaining deal flow in the previous year.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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