Mortgage News
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News for: National Mortgage News
Showing 49 - 72 of 389 results
Feb 26, 2026 9:38 AM
— Mortgage Rates
Mortgage rates dip under 6% for first time since '22
Mortgage rates for the 30-year fixed loan finally dropped below the 6% mark, with the spread with the 10-year Treasury getting below 200 basis points. Despite a slight increase over the past two weeks, mortgage rates are still near three-year lows.
Feb 26, 2026 4:33 AM
— Mortgage Insurers
MI volumes jump 12%, competitive pressure builds
Private mortgage insurers saw a 12% increase in business in 2025, with new insurance written growing by 4% between the third and fourth quarters. Despite some companies reporting year-over-year gains, market share is still being lost to the Federal Housing Administration program. Estimates suggest that the mortgage insurers will continue to see modest growth in the coming years, but will remain be... more
Feb 25, 2026 3:31 PM
— Mortgage Lenders
Better taps crypto funding to target sub-5% rates
The mortgage industry is turning to crypto-linked capital to fund up to $500 million in mortgages, with the goal of doubling originations and lowering borrower rates below 5%. Various companies, including Bed Bath & Beyond, Newrez, Vertyx, Great Lakes Credit Union, and Titl, are making investments and agreements to enhance efficiency and borrower experience in the mortgage process.
Feb 25, 2026 2:53 PM
— Housing Market
Consumer debt accelerates in December, fueled by mortgages
Consumer debt increased in December, primarily due to significant growth in first mortgage and home equity lines of credit balances. The contract rate on a 30-year mortgage also rose to 6.24% in January. Mortgage tech faces challenges due to flawed credit data, and TransUnion projects moderate growth in mortgages for 2026. Despite an overall decrease in delinquencies, foreclosure starts have reach... more
Feb 23, 2026 1:40 PM
— Mortgage Rates
Homebuying power hits highest level in nearly 4 years
Homebuying power has increased due to lower mortgage rates and slowed demand, making homes more affordable. The monthly principal and interest payment for the average-priced home has decreased and the typical down payment in the US has also lowered. Mortgage rates are down, with the 30-year fixed-rate mortgage averaging 6.09% and the 15-year rate at 5.44%. Affordability has been improving since th... more
Feb 23, 2026 1:31 PM
— Cryptocurrency in Mortgage Industry
Rate will consider crypto, stablecoins in underwriting
Retail giant Rate is embracing cryptocurrency and stablecoins to cater to home buyers who have accumulated wealth in digital assets. Cryptocurrency development in the mortgage industry has accelerated due to easing regulations and support from FHFA Director Bill Pulte. The average monthly principal and interest payment needed to purchase the average-priced home dropped by 7% year over year to $2,0... more
Feb 19, 2026 2:31 PM
— Housing Market
New home mortgage applications up as starts end 2025 strong
Loan applications for newly constructed homes increased by 19% between December and January, benefiting from the performance of housing starts at the end of 2025. Mortgage applications for new-home purchases decreased by 15.2% on a seasonally adjusted basis in December. New residential construction in the US rose to a five-month high in December, as homebuilders took advantage of lower borrowing c... more
Feb 19, 2026 10:13 AM
— Mortgage Rates
Mortgage rates settle above 6%, lowest in over three years
Mortgage rates ended the week just above 6%, the lowest point since September 2022. The credit reporting agency is revising its customer agreements due to a court ruling. Banks and credit unions are using AI-driven efficiency and stable staffing to scale mortgage production. TransUnion projects moderate growth in mortgages for 2026. State regulators may enforce anti-kickback provisions more rigoro... more
Feb 19, 2026 6:34 AM
— Housing Market
TransUnion sees mortgage market normalizing
Consumers are showing increased interest in the mortgage market which is a positive sign for the industry in 2026. Banks and credit unions are using AI-driven efficiency to handle the rising mortgage production. Despite some uncertainties, most people believe that loan production will increase throughout the year.
Feb 18, 2026 1:31 PM
— Housing Market
Recapture rate is up as loan performance splits: MBA Servicing
Rising refinance recapture and a widening split in borrower performance are redefining the servicing outlook. Mortgage applications for new-home purchases decreased 15.2% in December. Borrowers in low-income areas have seen delinquency rates increase significantly. Overall, there is optimism that loan production will increase in 2026, but some uncertainty remains. Credit availability index hit its... more
Feb 18, 2026 9:44 AM
— Mortgage Rates
Refi shift drives latest increase in mortgage defect rates
Plummeting mortgage rates in the third quarter of last year led to a shift in originators' business mix toward refinance, resulting in a significant increase in defect rates. The typical homebuyer's down payment in the U.S. decreased by 1.5% year over year. Large investors accounted for a higher percentage of single-family home purchases. Mortgages professionals anticipate hiring or maintaining cu... more
Feb 17, 2026 9:31 AM
— Mortgage Lenders
Rocket Pro executive Mike Fawaz leaves the megalender
Several prominent leaders in the mortgage industry have recently left their positions at companies like Rocket Pro and Sagent. The industry is seeing a shift in leadership roles and a focus on scaling mortgage production with the help of AI-driven efficiency and stable staffing.
Feb 16, 2026 5:32 AM
— Bond Markets
Treasury gains face critical 5-year inflection
Treasuries opened with bullish gaps after strong showings, with bond yields testing resistance. The movement of yields is being closely monitored by industry professionals for potential rate changes.
Feb 13, 2026 10:31 AM
— Mortgage Lenders
Fannie Mae, Freddie Mac add new rate buydown disclosures
Fannie Mae and Freddie Mac will provide new loan-level disclosures about interest-rate buydowns in mortgage-backed securities to address investor interest. Unison, accused of operating as an unlicensed mortgage lender with misleading marketing, may face action from the Federal Housing Finance Agency amid antitrust investigations.
Feb 13, 2026 9:51 AM
— Mortgage Delinquencies
FHA delinquencies rise above 11%
Mortgage delinquency rates have increased in the recent quarter, especially in the lowest-income areas where the 90 or more day delinquency rates rose from 0.5% to nearly 3%. VA- and FHA-backed mortgages played a role in the rise in delinquency rates.
Feb 13, 2026 6:31 AM
— Interest Rates
Inflation cools to 2.4%, bolstering Fed's cautious rate outlook
Consumer prices edged lower last month, likely reinforcing the Federal Reserve's wait-and-see approach to further interest rate cuts. Mortgage rates edged higher after the Fed held rates steady amid mixed signals in the markets.
Feb 12, 2026 10:28 AM
— Mortgage Rates
Mortgage rates slip, but 6% may be the limit
Mortgage rates dropped for the first time in three weeks but have maintained a consistent range for the past month, still near three-year lows. Acquisition by PennyMac Financial Services boosts their total portfolio above $1 trillion. The 30-year fixed rate mortgage increased slightly this week but is significantly lower than a year ago. Monthly payments for average-priced homes have also dropped ... more
Feb 12, 2026 9:31 AM
— Housing Market
Income needed to buy a home falls 4%
The housing market favors buyers, leading to sliding prices and improved affordability. The average homebuyer received a 7.9% discount on homes purchased below asking price last year. The monthly payment needed to purchase an average-priced home dropped 7%, or $164, year over year. There was a multimillion-dollar acquisition in the industry, increasing the total portfolio of PennyMac Financial Ser... more
Feb 10, 2026 3:31 PM
— Housing Market
A K-shaped split is emerging in mortgage delinquencies
Mortgage delinquency rates increased in the fourth quarter, particularly in areas with rising unemployment and falling home prices. The average monthly payment for purchasing an average-priced home decreased by 7% year over year. Less than 45% of residential properties in the US were equity-rich. VA- and FHA-backed mortgages contributed to an increase in property volume. Mortgage loan officer lice... more
Feb 10, 2026 1:31 PM
— Mortgage Rates
What Fannie Mae, Freddie Mac MBS purchases mean for reform
Government-sponsored enterprises are looking to buy mortgage-backed securities to lower rates, raising questions about diverting attention from broader reform efforts. Additionally, there are updates on a ransomware attack, funding for property records searches, a class action lawsuit, FHFA and Treasury official discussions, mortgage rate trends, homebuyer discounts, and loan originators' success ... more
Feb 10, 2026 10:36 AM
— Interest Rates
Mortgage rate dip ignites refi boom in January
Consumers are taking advantage of falling interest rates, resulting in increased rate lock activity, while lenders are adding products. Federal Housing Finance Agency Director Bill Pulte mentioned impending action amid antitrust investigations. A lawsuit related to stock sales is ongoing, and a platform focused on property records searches received funding in 2026.
Feb 9, 2026 9:36 AM
— Mortgage Rates
Affordability hits 4-year high as rates near 6%
In 2026, home-price growth is flattening, with an annual appreciation of 0.7%, the smallest increase since 2011. Mortgage rates are expected to reach 6% for the year. Prepayment speeds have increased, but there are concerns about the housing market.
Feb 6, 2026 2:47 AM
— Mortgage Lenders
GSE 'IPO' ready for 2.5-5% initial sale if Trump OKs: Pulte
Fannie Mae and Freddie Mac are ready for a stock offering within a certain range with a conservatorship exit as a long-term goal. There is some uncertainty regarding the timeline of a GSE stock offering, with broader changes expected first according to industry survey data. The conforming 30-year fixed-rate mortgage recently fell by 10 basis points.
Feb 5, 2026 9:58 AM
— Mortgage Rates
Mortgage rates nudge higher as markets stay jittery
Mortgage rates have been fluctuating in recent weeks, with a slight increase following the Federal Open Market Committee's decision not to reduce rates. Despite the rise, rates are still near three-year lows and almost a percentage point lower than a year ago.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.