Mortgage News
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News for: MBA Newslink
Showing 49 - 72 of 128 results
Feb 24, 2026 8:33 PM
— Mortgage Rates
Mortgage Rates Dip Back Into The 5’s
The average top-tier 30yr fixed rate fell back to 5.99% today, matching the levels seen briefly back on January 9th, 2026 when Fannie/Freddie bond buying plans were announced.
Feb 24, 2026 12:33 PM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased 2.8% from the previous week, with the Refinance Index going up 7% and the Purchase Index decreasing by 3%. The average contract interest rates decreased for various types of mortgages including 30-year fixed-rate and 15-year fixed-rate loans.
Feb 24, 2026 4:18 AM
— N/A
Tuesday, February 24, 2026
The article seems to be unavailable or deleted.
Feb 19, 2026 5:32 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 2.8% from the previous week, with a significant rise in refinance applications. Purchase applications showed a slight decrease overall, with VA purchase applications being the exception. Average contract interest rates decreased for 30-year fixed-rate mortgages and 5/1 ARMs, while points either remained unchanged or decreased for most loan types.
Feb 17, 2026 6:36 AM
— Mortgage Delinquencies
MBA: Mortgage Delinquencies Increase in the Fourth Quarter
The delinquency rate for mortgage loans on residential properties increased in the fourth quarter of 2025, with the most significant increase seen in FHA loans. Factors contributing to the rise in delinquencies include the expiration of pandemic-era relief options and disparities in the labor market. Serious delinquencies vary by year of origin, with newer FHA originations showing better performan... more
Feb 13, 2026 12:48 PM
— Interest Rates
Optimal Blue: Sub-6% Rates Spark Refinance Surge
In early 2026, falling interest rates led to a significant increase in refinance activity, with both rate-and-term and cash-out refinances showing growth. Purchase volume also saw a slight increase. Mortgage rates decreased across most products, with 30-year conforming fixed rates falling to 6.07%. Lenders are positioning themselves for a potentially more active origination environment.
Feb 13, 2026 12:33 AM
— Housing Market
U.S. Home Sales Fell Sharply in January, Even as Mortgage Rates Continued to Ease
Sales of existing homes in the U.S. dropped significantly in January due to the combination of rising home prices and harsh winter weather, even though mortgage rates were lower.
Feb 13, 2026 12:32 AM
— Housing Market
U.S. Home Sales Fell Sharply in January, Even as Mortgage Rates Continued to Ease
Sales of previously owned homes in the U.S. dropped significantly in January due to higher home prices and possibly severe winter weather, even though mortgage rates had decreased.
Feb 11, 2026 5:32 AM
— Mortgage Rates
January Mortgage Data Shows Refi Volume up 50% as Rates Dip
In January 2026, there was a significant increase in refinance locks and a higher share of agency mortgage-backed securities as mortgage rates dropped below 6% according to Optimal Blue.
Feb 11, 2026 4:36 AM
— Housing Market
ICE Mortgage Monitor: Early-January Rate Decline Unlocks Refinance Opportunities
Early January mortgage rate declines allowed for nearly five million borrowers to be in a position to refinance, improving affordability to a four-year high. Despite this positive trend, housing affordability remains constrained by high home prices compared to incomes and differences across regions and borrower groups.
Feb 11, 2026 3:40 AM
— Mortgage Rates
January Mortgage Data Shows Refi Volume up 50% as Rates Dip
In January 2026, there was a significant increase in refinance locks and agency mortgage-backed securities share as mortgage rates dropped below 6%.
Feb 10, 2026 10:32 AM
— Mortgage Rates
Affordability Hits 4-Year High as Rates Near 6%
In 2026, affordability is improving as home-price growth slows down and mortgage rates approach 6%.
Feb 10, 2026 9:41 AM
— Mortgage Rates
Affordability Hits 4-Year High as Rates Near 6%
In 2026, affordability in the housing market is improving as home-price growth levels off and mortgage rates approach 6%.
Feb 8, 2026 10:32 AM
— Mortgage Lending
Vertyx’s Ayo Opeyemi: Borrower Recapture Isn’t a Marketing Problem. It’s a Data Problem.
The article discusses how mortgage servicers can take advantage of the current market conditions to drive profitability by retaining borrowers, focusing on customer retention and recapture programs rather than originations. It emphasizes the use of data and AI to tailor offers to borrower behavior and engage with borrowers proactively. The key to success lies in anticipating borrower needs, delive... more
Feb 4, 2026 12:32 PM
— Mortgage Rates
FOMC Maintains Target Range for Federal Funds Rate; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee decided to keep the federal funds target range unchanged at their January meeting. There were two dissents in favor of cutting the rate further, but there is a majority in favor of pausing the rate-cutting cycle. Mortgage rates are forecasted to remain relatively stable in the near future, which should support a moderately stronger spring housing... more
Jan 30, 2026 12:37 PM
— Mortgage Rates
FOMC Maintains Target Range for Federal Funds Rate; MBA Economist Weighs In
The Federal Reserve left the federal funds target range unchanged at its January meeting, with two members dissenting in favor of cutting the rate. MBA's forecast is for mortgage rates to remain relatively stable, supporting a somewhat stronger spring housing market.
Jan 29, 2026 9:32 AM
— Housing Market
Housing Affordability Improves Nearly 10% In 2025 As Rates And Incomes Align
Housing affordability in the U.S. significantly improved in 2025, with consumer house-buying power increasing by 9.8% year-over-year in November. This improvement is attributed to higher incomes and decreasing mortgage rates.
Jan 29, 2026 4:33 AM
— Housing Market
Housing Affordability Improves Nearly 10% In 2025 As Rates And Incomes Align
Housing affordability in the United States improved significantly in 2025, with consumer house-buying power increasing by 9.8% year-over-year in November. This improvement can be attributed to higher incomes and decreasing mortgage rates.
Jan 28, 2026 5:33 PM
— Mortgage Rates
Mortgage Rates Steady Ahead of Fed Meeting as Eyes Turn to Spring Housing Market
The Federal Reserve is concluding a two-day meeting with no expected changes to benchmark rates, leading to stabilization in mortgage rates in the low-6% range.
Jan 28, 2026 3:35 PM
— Mortgage Rates
FOMC Maintains Target Range for Federal Funds Rate; MBA Economist Weighs In
The Federal Reserve decided to keep the federal funds target range unchanged, with inflation remaining above their target and the job market showing signs of softening. There were two dissents in favor of another rate cut. The majority seems to be in favor of pausing the rate-cutting cycle unless the job market weakens further. Mortgage rates are forecasted to remain relatively stable, which is ex... more
Jan 28, 2026 3:32 PM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 8.5% compared to the previous week. Refinance applications fell by 16% due to an increase in mortgage rates, with the 30-year fixed rate reaching 6.24%. Purchase applications were 18% higher than the previous year. The refinance share of mortgage activity decreased, while the FHA share increased. Interest rates for various types of mortgages either increased or d... more
Jan 28, 2026 12:34 PM
— Mortgage Regulations
MBA Leads Joint Trades Letter Offering Actions to Lower Costs for Mortgage Borrowers
The Mortgage Bankers Association, America’s Credit Unions, and the Independent Community Bankers of America sent a letter to the White House's National Economic Council urging three near-term administration actions to lower costs for borrowers seeking home mortgages. The actions include ending the tri-merge credit reporting requirement, responsibly reducing mortgage insurance premiums, and reducin... more
Jan 28, 2026 12:34 PM
— Mortgage Rates
Mortgage Rates Steady Ahead of Fed Meeting as Eyes Turn to Spring Housing Market
The Federal Reserve is expected to conclude a two-day meeting with no significant changes to mortgage rates, which currently remain in the low-6% range. Policymakers are anticipated to keep benchmark rates unchanged.
Jan 28, 2026 4:35 AM
— Mortgage Lending
MBA Leads Joint Trades Letter Offering Actions to Lower Costs for Mortgage Borrowers
The Mortgage Bankers Association, America’s Credit Unions, and the Independent Community Bankers of America are urging the White House to take three near-term administration actions to lower costs for borrowers seeking home mortgages. These actions include ending the tri-merge credit reporting requirement, reducing mortgage insurance premiums responsibly, and reducing loan level price adjustments ... more
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Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.