Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
News for: Fortune
Showing 49 - 72 of 103 results
Dec 11, 2025 8:30 AM
— Mortgage Rates
Why Jerome Powell’s latest rate cut still won’t help you get a lower mortgage rate
The Federal Reserve has cut interest rates by 0.25% in an effort to help the labor market, but experts warn that this will not affect mortgage rates significantly. Mortgage rates are primarily tied to yields on longer-term bonds and are not directly influenced by the Federal funds rate. Despite the small decrease in interest rates, the current mortgage rate is still much higher than during the pan... more
Dec 9, 2025 4:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 9, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan and provides information on the refinancing process, considerations, and options. It also mentions the recent trends in mortgage interest rates, factors affecting refinancing decisions, and costs associated with refinancing.
Dec 8, 2025 12:30 AM
— Interest Rates
Current mortgage rates report for Dec. 8, 2025: Rates hold steady with Fed meeting on horizon
The article discusses the average interest rates for 30-year fixed-rate conforming mortgage loans in the U.S., how they have changed over time, and factors influencing them. It also highlights the impact of economic conditions, the Federal Reserve's actions, historical context, and ways for borrowers to get the best mortgage rates.
Dec 8, 2025 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 8, 2025
The article discusses the average refinance rate on a 30-year fixed-rate home loan, the process of mortgage refinancing, factors to consider before refinancing, cases where refinancing may be beneficial, different types of mortgage refinance loans, closing costs associated with refinancing, and tips for choosing the right lender. It also mentions programs like Refi Now and Refi Possible for eligib... more
Dec 7, 2025 4:30 AM
— Housing Market
The ‘Great Housing Reset’ is coming: Income growth will outpace home-price growth in 2026, Redfin forecasts
The article discusses a potential 'Great Housing Reset' in 2026, where income growth is expected to outpace home-price growth, leading to increased affordability. However, obstacles like high mortgage rates and property taxes may still hinder overall affordability for prospective homebuyers. The report also highlights various living arrangements like adult children moving back in with their parent... more
Dec 5, 2025 4:31 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 5, 2025
The article discusses the current average refinance rate for a 30-year fixed-rate home loan and highlights factors to consider when refinancing a mortgage. It explains when it makes sense to refinance, such as if you can secure a rate at least one percentage point lower than your current rate. The article also covers different scenarios where refinancing can be beneficial, such as tapping into hom... more
Dec 5, 2025 12:30 AM
— Mortgage Rates
Current mortgage rates report for Dec. 5, 2025: Rates remain relatively stable
The article discusses the average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S., which is currently at 6.170%. It explores historical perspective on mortgage rates and the factors that influence them, such as economic conditions, government actions, and the Federal Reserve's policies. It also provides tips on how applicants can impact the mortgage rate they are offere... more
Dec 1, 2025 12:30 AM
— Interest Rates
Current mortgage rates on December 1, 2025
The article discusses the average interest rates for 30-year fixed-rate conforming mortgage loans in the U.S., mentioning a recent decrease in rates after the Federal Reserve reduced the federal funds rate twice in 2025. The historical context of mortgage interest rates is provided, showing comparisons over different decades, along with factors influencing mortgage rates like inflation, national d... more
Dec 1, 2025 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 1, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan, considerations for refinancing, factors impacting mortgage rates, situations where refinancing may be beneficial, closing costs associated with refinancing, different types of mortgage refinance loans available, and tips for finding the right lender and incentives for refinancing.
Nov 25, 2025 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Nov. 25, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan, the process of mortgage refinancing, factors to consider before refinancing, and various options available for refinancing such as changing loan terms or loan types. It also mentions the importance of weighing the costs before refinancing and the potential benefits of a cash-out refinance to tap into home ... more
Nov 24, 2025 7:28 PM
— Mortgage Refinancing
Current refi mortgage rates report for Nov. 24, 2025
The article discusses current average refinance rates on 30-year fixed-rate home loans, the process of mortgage refinance, factors affecting refinance eligibility, historical trends in mortgage rates, guidelines for when to refinance, different reasons to refinance, costs associated with refinancing, various mortgage refinance options, shopping around for the best rates, and incentives for stickin... more
Nov 23, 2025 4:31 AM
— Housing Market
More than half of U.S. homes have dropped in value over the last year
The share of U.S. homes that have lost value in the past year is the highest since the aftermath of the Great Recession, according to Zillow. Losses were most widespread in the West and South regions, with Denver topping the list at 91% of homes declining in value. However, the Northeast and Midwest largely avoided losses. Lower home values are not realized by homeowners unless they sell below the... more
Nov 21, 2025 2:30 PM
— Mortgage Types
Current ARM mortgage rates report for Nov. 21, 2025
While fixed-rate mortgages are more popular, adjustable-rate mortgages (ARMs) are worth considering for those with tolerance for uncertainty. ARMs offer low rates during introductory periods and may be attractive for those planning to rent out or flip a property, move before the introductory period ends, or save up for a down payment. ARMs typically have low fixed interest periods before adjusting... more
Nov 21, 2025 6:30 AM
— Interest Rates
Current mortgage rates report for Nov. 21, 2025: Rates mostly steady
The average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S. is currently 6.244%, with rates trending upward compared to a week ago. Experts do not anticipate seeing rates in the 2% to 3% range in the future, with historical data showing rates around 7% are not unusually high. Factors influencing mortgage rates include economic conditions, government debt, demand for hom... more
Nov 20, 2025 12:30 AM
— Mortgage Rates
Current refi mortgage rates report for Nov. 20, 2025
The article discusses current average refinance rates for different types of loans, the process of mortgage refinancing, the impact of Federal Reserve rate cuts on mortgage rates, and factors to consider before refinancing such as upfront costs and potential benefits. It also mentions different types of mortgage refinance loans and the importance of shopping around for the best rates and incentive... more
Nov 19, 2025 6:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Nov. 19, 2025
The article discusses the current average refinance rate for a 30-year fixed-rate home loan, the factors to consider when refinancing a mortgage, the fluctuations in interest rates, and the various reasons homeowners might choose to refinance. It also mentions the different costs associated with refinancing and different refinancing options available.
Nov 19, 2025 4:30 AM
— Mortgage Rates
Current mortgage rates report for Nov. 19, 2025: Rates continue inching higher
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.249%, with rates fluctuating over time. Experts predict that mortgage rates in the 2% to 3% range are unlikely to return. Various factors such as economic conditions, government policies, and lender decisions influence mortgage rates. Comparing rates and exploring options with different lenders can help b... more
Nov 18, 2025 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Nov. 18, 2025
The article discusses the current average refinance rate for a 30-year, fixed-rate home loan, provides tips on mortgage refinancing, mentions trends in interest rates, and explains the costs associated with refinancing. It also covers options for using a cash-out refinance, changing loan terms, and switching loan types. The article emphasizes the importance of shopping around for the best refinanc... more
Nov 15, 2025 4:30 AM
— Housing Market
Trump blames 'Too Late Powell' for a housing crisis—but top analysts say low rates 'snapped the trap shut' on Millennial and Gen Z homeowners in the first place
The article discusses how the Federal Reserve's actions, particularly regarding interest rates, impact the housing market. It explains how the Fed's past and current policies have affected mortgage rates and housing affordability, with experts stating that lower rates alone may not solve the issue of unaffordability due to various factors such as limited housing stock, tight lending conditions, an... more
Nov 12, 2025 5:30 AM
— Mortgage Lending
Trump's 50-year mortgage would save you about $119 a month while doubling the interest you pay over the long run, UBS estimates
The Trump administration proposed a 50-year mortgage product to improve housing affordability, offering immediate savings to homebuyers but doubling the interest payment burden in the long run. This prolonged loan term could slow equity accumulation and pass mortgage debt on to borrowers' children. Despite potential relief for consumers, experts warn of trapping borrowers in long-term debt and del... more
Nov 12, 2025 4:30 AM
— Housing Market
The 50-year mortgage would cost you nearly $400k more than the standard, AP analysis says
The White House is considering backing a 50-year mortgage to address home affordability, but it has faced criticism for not addressing core housing market issues. Extending the mortgage term would lower monthly payments but significantly increase the amount of interest paid and slow equity accumulation. Analysts believe that introducing a 50-year mortgage could worsen home price inflation due to i... more
Nov 12, 2025 4:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Nov. 12, 2025
The article discusses current average refinance rates on a 30-year fixed-rate home loan, the process of refinancing a mortgage, the impact of Federal Reserve cuts on interest rates, factors to consider when refinancing, and different refinance options available. It also mentions the importance of considering closing costs, shopping around for lower rates, and potential incentives for refinancing w... more
Nov 5, 2025 3:06 AM
— Interest Rates
Current mortgage rates report for Nov. 5, 2025: Rates tick up slightly
The average interest rate for a 30-year, fixed-rate mortgage loan in the U.S. is 6.209%, up from the prior day and a week ago. Rates have been hovering near 7% for a while, with the historic low in 2021 at 2.65%. Experts believe rates won't go back to 2-3% anytime soon. The Fed's actions impact mortgage rates, with possible rate cuts in the future. The state of the economy, inflation, national deb... more
Nov 4, 2025 9:06 AM
— Adjustable-rate Mortgages (ARMs)
A risky mortgage instrument that helped spark the Global Financial Crisis is on the rise again. It’s a gamble on the Fed’s future direction
Adjustable-rate mortgages (ARMs) are becoming popular again as homebuyers look for savings in a high-rate era. The appeal is the lower starting rates compared to fixed-rate loans, but the risk lies in the potential increases when the interest rate resets. However, today's ARMs come with stricter rules and regulations compared to pre-crisis times. Buyers are using ARMs strategically for affordabili... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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