Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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News for: CNBC
Showing 49 - 72 of 144 results
Jan 28, 2026 4:30 AM
— Interest Rates
Trump wants lower borrowing costs—but a Fed rate cut may be months away
The article discusses President Trump's push for interest rate cuts by the Federal Reserve and the Fed's current stance on rate adjustments. It highlights the indirect influence of the federal funds rate on mortgage rates and other types of borrowing, as well as the factors affecting the Fed's rate decisions such as inflation concerns, tariffs, and the labor market. The article also mentions the o... more
Jan 28, 2026 3:30 AM
— Mortgage Rates
Mortgage demand drops 8.5%, as interest rates swell to the highest level in 3 weeks
Mortgage interest rates rose for the first time in a month, leading to a decrease in total mortgage demand. Applications to refinance dropped while applications to purchase a home remained flat. The average loan size continued to stay at a high level.
Jan 26, 2026 8:31 AM
— Interest Rates
Fed is likely to hold interest rates steady, resisting Trump pressure. Here’s what that means for borrowers
The Federal Reserve is expected to hold interest rates steady despite pressure from President Trump. Trump is critical of the Fed for not lowering rates. Mortgage rates have dipped below 6% due to geopolitical issues but can rise quickly. Most credit cards have a variable rate connected to the Fed's benchmark. Trump's proposal for a 10% cap on credit cards is controversial. Car loan interest rates... more
Jan 22, 2026 6:30 AM
— Mortgage Rates
Trump says inflation was 'defeated.' Some economists disagree
President Donald Trump claimed victory over inflation during a speech in Switzerland, stating that various consumer expenses like grocery prices, energy prices, airfares, mortgage rates, rent, and car payments are coming down. However, federal data indicates that inflation rates are still elevated, with core CPI at 2.6%. Economists note that Trump's tariff policies are impacting inflation, with av... more
Jan 21, 2026 11:30 AM
— Mortgage Lenders
President Trump signs executive order to lower mortgage rates and bring less competition
The article appears to be a generic footer section containing information about subscribing to newsletters and agreeing to the website's terms and privacy policies.
Jan 21, 2026 3:30 AM
— Interest Rates
Mortgage refinances surged again, but rates are now suddenly jumping higher
Mortgage refinancing applications increased significantly for the second consecutive week due to a decrease in interest rates. Rates dropped to the lowest level since September 2024, prompting a surge in refinance activity. However, rates have now started to increase again. Home purchase applications also rose, but homebuyers are still facing high prices and economic uncertainty. Interest rates ro... more
Jan 15, 2026 12:30 PM
— Mortgage Rates
Rates have dropped to the lowest point in years — here are the best lenders for refinancing your mortgage
Mortgage rates are at their lowest since early 2023, prompting a rise in both purchase applications and refinance activity. Some top lenders for refinancing with good customer service and lower rates include Rocket Mortgage, Better, and PenFed Credit Union. Strong credit score and low debt-to-income ratio are essential for getting the best rates. CNBC Select provides rigorous reporting on mortgage... more
Jan 14, 2026 3:30 AM
— Interest Rates
Mortgage refinance demand surges 40% higher after Trump post briefly tanks interest rates
Mortgage demand increased significantly after President Trump announced plans to have Fannie Mae and Freddie Mac buy $200 billion in mortgage-backed bonds, leading to lower interest rates. Refinance demand surged by 40% and purchase applications rose by 16% for the week. Mortgage rates started to rise again at the beginning of the following week.
Jan 9, 2026 8:30 AM
— Mortgage Rates
Trump orders mortgage bond purchases to lower rates. These stocks are jumping in response
President Trump instructed representatives to purchase $200 billion of mortgage bonds in order to lower rates for homebuyers, which caused shares in mortgage lenders to jump. Analysts are divided on the potential impact of this action, with some expecting lower mortgage rates and others viewing the impact as fairly modest. Lower rates could provide relief to house buyers grappling with high rates,... more
Jan 9, 2026 8:30 AM
— Mortgage Rates
Here’s what’s happening now with mortgage rates after Trump's latest push on housing affordability
Mortgage rates dropped after President Trump announced instructing Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds. This move is expected to lower mortgage rates, making home ownership more affordable. Analysts predict mortgage rates to drop by 25-50 basis points or even lower. The drop in rates could benefit homebuyers and current homeowners looking to refinance. The news also ha... more
Jan 8, 2026 1:38 PM
— Mortgage Rates
Trump instructs 'representatives' to buy $200 billion in mortgage bonds, aiming to lower rates
President Donald Trump announced that he is instructing his representatives to buy $200 billion in mortgage bonds in order to drive rates and monthly payments down. It is unclear who his representatives are, and it is uncertain whether this buying will have any impact on mortgage rates. Trump criticized the administration of his predecessor, Joe Biden, and claimed that he has fixed the broken hous... more
Jan 7, 2026 4:00 AM
— Mortgage Rates
Mortgage demand drops nearly 10% to end 2025, despite lower interest rates
Mortgage rates decreased at the end of 2025 and the beginning of 2026, but did not lead to an increase in demand. Application volume fell, with refinancing applications dropping by 14%. The average contract interest rate for 30-year fixed-rate mortgages also decreased to its lowest level since September 2024. As rates fall, there is less demand for adjustable-rate loans.
Dec 31, 2025 9:30 AM
— Housing Market
What to expect from the housing market in 2026—and the 10 major cities where prices could fall the most
The housing market is expected to ease slightly for buyers in 2026, with growing supply leading to lower prices in some markets. However, median home prices are still high, and 30-year fixed mortgage rates are expected to remain above 6%. Builders are offering price cuts and incentives to move inventory, giving buyers more negotiating power. Home-price trends are expected to vary widely by metropo... more
Dec 21, 2025 5:30 PM
— Interest Rates
China keeps benchmark lending rates steady for a seventh straight month despite weak economic data
China's central bank kept its loan prime rates steady, despite weak economic data and a slump in the property sector. Downbeat economic indicators include lower retail sales and industrial output, as well as a contraction in investment in fixed assets and a decline in home prices. Analysts suggest that some stimulus may be necessary to boost growth momentum, with a potential combination of monetar... more
Dec 21, 2025 4:30 AM
— Interest Rates
Most homebuyers don't shop around for a mortgage, research shows. Why that's a bad idea
The article discusses the importance of shopping around for a mortgage to find the best interest rates and terms, as even a small difference in rates can lead to significant savings over the life of the loan. It also highlights the impact of closing costs and how to negotiate them, as well as the effect of multiple mortgage applications on credit scores.
Dec 17, 2025 4:00 AM
— Mortgage Rates
Mortgage rates move higher after the Fed rate cut, causing loan demand to drop
The Federal Reserve cut its benchmark interest rate last week, causing mortgage rates to rise and leading to a drop in demand for home loans and refinances. Mortgage application volume fell, with both purchase and refinance applications decreasing. Despite the increase in rates, applications were still significantly higher than the same time last year.
Dec 15, 2025 6:30 AM
— Mortgage Lenders
What can we expect to happen to mortgage rates in the New Year?
Experts predict that mortgage rates will fall in 2026, likely averaging between 5.90% and 6.30%. This decrease may help more people afford homeownership, especially with stronger income growth. However, the lack of middle-income housing stock remains a challenge. Various lenders, such as Better, Chase Bank, and Rocket Mortgage, offer options for first-time homebuyers seeking lower rates and in-per... more
Dec 12, 2025 4:30 AM
— Housing Market
Home prices go negative for the first time in over 2 years — and may stay that way for a while
Home prices have slightly decreased compared to last year, with a 1.4% decrease in the last three months. The drop in prices is attributed to the sharp increase in mortgage rates in 2022 and 2023, creating an affordability shock that led to lowered demand and increased inventory. While inventory remains low historically, it has increased slightly from previous years. Some markets have seen more si... more
Dec 10, 2025 11:30 AM
— Interest Rates
What December's Fed rate cut means for your mortgage, credit card, auto loan, student debt and savings
The Federal Reserve cut its benchmark rate by a quarter point at the last meeting of the year, marking the third consecutive rate cut. This could impact borrowing and savings rates for consumers, including credit cards, car loans, mortgage rates, student loans, and savings accounts. While credit card rates are directly affected by the Fed's benchmark rate, mortgages and auto loans are less impacte... more
Dec 8, 2025 6:30 AM
— Interest Rates
What another Fed cut could mean for your personal borrowing costs
The Federal Reserve is expected to lower its benchmark rate by a quarter percentage point, marking the third consecutive rate reduction this year. The move may not guarantee lower borrowing costs for most Americans, as the impact varies depending on the type of loan. Short-term loans like credit cards are more directly influenced by the Fed's rate cuts, while longer-term loans like mortgages are t... more
Dec 6, 2025 7:30 AM
— Mortgage Rates
CNBC Select’s weekly mortgage rate snapshot: See your options today
Mortgage rates decreased slightly at the start of December, with the 30-year fixed-rate dropping to 6.19% and the 15-year fixed-rate to 5.44%. Factors affecting rates include inflation, the rate environment, credit score, and debt profile. Housing market conditions, government policy, and the economy also impact rate pricing. Lenders use the borrower's financial profile to determine the mortgage r... more
Dec 3, 2025 3:30 AM
— Mortgage Rates
Mortgage rates finally moved lower last week, but that didn't do much for demand
Mortgage rates decreased slightly, but mortgage application volume fell overall. Applications to refinance dropped while applications to purchase a home increased. The adjustable-rate mortgage share of activity increased as consumers search for savings. Interest rates were mixed, with a slight rise followed by a pullback. Economic data could impact rates in the coming days.
Nov 30, 2025 8:30 AM
— Housing Market
How much money you need to be in the wealthiest 10% of Americans
The article discusses how the wealth of the top 10% of U.S. households has increased significantly over the last five years, driven by rising stock and home values. The income and net worth thresholds to be considered affluent have also gone up, with Gen X making up the largest portion of this group. The increase in wealth was largely due to the strong job market, consumer spending, surging home p... more
Nov 28, 2025 8:30 AM
— Housing Market
How much do I have to make to afford a $400,000 house?
In order to afford a $400,000 home, you would need to earn between $111,680 to $160,200 annually, depending on the location and down payment. The housing market is expensive with the median home price near record highs and mortgage rates at around 6.30%. Affordability is influenced by location and down payment, with property taxes being a significant factor.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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