Mortgage News
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News for: CNBC
Showing 49 - 72 of 131 results
Dec 21, 2025 5:30 PM
— Interest Rates
China keeps benchmark lending rates steady for a seventh straight month despite weak economic data
China's central bank kept its loan prime rates steady, despite weak economic data and a slump in the property sector. Downbeat economic indicators include lower retail sales and industrial output, as well as a contraction in investment in fixed assets and a decline in home prices. Analysts suggest that some stimulus may be necessary to boost growth momentum, with a potential combination of monetar... more
Dec 21, 2025 4:30 AM
— Interest Rates
Most homebuyers don't shop around for a mortgage, research shows. Why that's a bad idea
The article discusses the importance of shopping around for a mortgage to find the best interest rates and terms, as even a small difference in rates can lead to significant savings over the life of the loan. It also highlights the impact of closing costs and how to negotiate them, as well as the effect of multiple mortgage applications on credit scores.
Dec 17, 2025 4:00 AM
— Mortgage Rates
Mortgage rates move higher after the Fed rate cut, causing loan demand to drop
The Federal Reserve cut its benchmark interest rate last week, causing mortgage rates to rise and leading to a drop in demand for home loans and refinances. Mortgage application volume fell, with both purchase and refinance applications decreasing. Despite the increase in rates, applications were still significantly higher than the same time last year.
Dec 15, 2025 6:30 AM
— Mortgage Lenders
What can we expect to happen to mortgage rates in the New Year?
Experts predict that mortgage rates will fall in 2026, likely averaging between 5.90% and 6.30%. This decrease may help more people afford homeownership, especially with stronger income growth. However, the lack of middle-income housing stock remains a challenge. Various lenders, such as Better, Chase Bank, and Rocket Mortgage, offer options for first-time homebuyers seeking lower rates and in-per... more
Dec 12, 2025 4:30 AM
— Housing Market
Home prices go negative for the first time in over 2 years — and may stay that way for a while
Home prices have slightly decreased compared to last year, with a 1.4% decrease in the last three months. The drop in prices is attributed to the sharp increase in mortgage rates in 2022 and 2023, creating an affordability shock that led to lowered demand and increased inventory. While inventory remains low historically, it has increased slightly from previous years. Some markets have seen more si... more
Dec 10, 2025 11:30 AM
— Interest Rates
What December's Fed rate cut means for your mortgage, credit card, auto loan, student debt and savings
The Federal Reserve cut its benchmark rate by a quarter point at the last meeting of the year, marking the third consecutive rate cut. This could impact borrowing and savings rates for consumers, including credit cards, car loans, mortgage rates, student loans, and savings accounts. While credit card rates are directly affected by the Fed's benchmark rate, mortgages and auto loans are less impacte... more
Dec 8, 2025 6:30 AM
— Interest Rates
What another Fed cut could mean for your personal borrowing costs
The Federal Reserve is expected to lower its benchmark rate by a quarter percentage point, marking the third consecutive rate reduction this year. The move may not guarantee lower borrowing costs for most Americans, as the impact varies depending on the type of loan. Short-term loans like credit cards are more directly influenced by the Fed's rate cuts, while longer-term loans like mortgages are t... more
Dec 6, 2025 7:30 AM
— Mortgage Rates
CNBC Select’s weekly mortgage rate snapshot: See your options today
Mortgage rates decreased slightly at the start of December, with the 30-year fixed-rate dropping to 6.19% and the 15-year fixed-rate to 5.44%. Factors affecting rates include inflation, the rate environment, credit score, and debt profile. Housing market conditions, government policy, and the economy also impact rate pricing. Lenders use the borrower's financial profile to determine the mortgage r... more
Dec 3, 2025 3:30 AM
— Mortgage Rates
Mortgage rates finally moved lower last week, but that didn't do much for demand
Mortgage rates decreased slightly, but mortgage application volume fell overall. Applications to refinance dropped while applications to purchase a home increased. The adjustable-rate mortgage share of activity increased as consumers search for savings. Interest rates were mixed, with a slight rise followed by a pullback. Economic data could impact rates in the coming days.
Nov 30, 2025 8:30 AM
— Housing Market
How much money you need to be in the wealthiest 10% of Americans
The article discusses how the wealth of the top 10% of U.S. households has increased significantly over the last five years, driven by rising stock and home values. The income and net worth thresholds to be considered affluent have also gone up, with Gen X making up the largest portion of this group. The increase in wealth was largely due to the strong job market, consumer spending, surging home p... more
Nov 28, 2025 8:30 AM
— Housing Market
How much do I have to make to afford a $400,000 house?
In order to afford a $400,000 home, you would need to earn between $111,680 to $160,200 annually, depending on the location and down payment. The housing market is expensive with the median home price near record highs and mortgage rates at around 6.30%. Affordability is influenced by location and down payment, with property taxes being a significant factor.
Nov 24, 2025 8:30 AM
— Mortgage Lending
Experts pan Donald Trump’s portable mortgages plan. How homeowners can move without losing their ultra-low rates
Donald Trump proposed the idea of portable mortgages to allow homeowners to keep their super-low rates when moving, but experts believe it is unlikely to be implemented in the U.S. due to complications with the mortgage securitization process. Instead, homeowners can tap into their home's equity to fund expansions or consider low-rate options like government-backed mortgages. Assumable mortgages a... more
Nov 19, 2025 3:30 AM
— Mortgage Rates
Mortgage rates hit highest level in a month, pushing loan demand down 5%
Mortgage rates rose for the third consecutive week, causing a 5.2% drop in total mortgage application volume. The average contract interest rate for 30-year fixed-rate mortgages increased to 6.37%. Refinance applications fell 7% but were still 125% higher than the same week last year. Purchase applications fell 2% but were 26% higher than the same week last year. Overall average loan size fell to ... more
Nov 12, 2025 4:30 AM
— Mortgage Rates
Mortgage demand from homebuyers hits highest level since September, despite rising interest rates
Despite an increase in average contract interest rates for 30-year fixed-rate mortgages, mortgage applications to purchase a home rose 6% to their strongest pace since September. Demand for refinancing dropped 3% for the week but was still significantly higher than the same week one year ago. Mortgage rates have remained relatively stable, with markets keeping an eye on the potential end of the go... more
Nov 6, 2025 10:05 AM
— Interest Rates
What it would take for mortgage rates to dip below 6%—and what to expect in 2026
Despite two interest rate cuts by the Federal Reserve, 30-year fixed mortgage rates remain above 6% due to elevated long-term Treasury yields. Mortgage rates are closely tied to the yield on 10-year U.S. Treasurys, which has kept the gap between Treasury yields and mortgage rates wider than normal. Forecasts do not expect mortgage rates to decrease much further in the near future, as economic unce... more
Nov 5, 2025 4:05 AM
— Mortgage Rates
In a volatile week for interest rates, mortgage demand pulled back
Mortgage interest rates experienced a big swing last week, leading to a 1.9% decrease in total mortgage application volume. Refinance applications fell 3% for the week, but were still significantly higher compared to the same time last year. Applications for mortgage to purchase a home also fell 1% for the week but were 26% higher year-over-year.
Nov 3, 2025 10:15 AM
— Mortgage News Sources
Mortgage rates have reached an inflection point, says Frost Bank CEO Phil Green
The article is from CNBC LLC and mentions the ability to submit confidential news tips. It also encourages readers to sign up for free newsletters to receive more CNBC content in their inbox.
Oct 30, 2025 11:07 AM
— Interest Rates
Mortgage rates jump 20 basis points following Fed cut
The Federal Reserve lowered its benchmark interest rate, but mortgage rates increased instead of following suit. The average rate on the 30-year fixed mortgage jumped 20 basis points after Chairman Jerome Powell's announcement and news conference. The bond market had already anticipated the rate cut, but Powell's commentary caused rates to rise. Refinance applications increased due to the drop in ... more
Oct 30, 2025 7:05 AM
— Mortgage Rates
After the Fed cut interest rates, adjustable-rate mortgages may be 'an underappreciated opportunity,' top advisor says
The Federal Reserve decision is expected to put more downward pressure on mortgage rates, offering relief for potential homebuyers. Adjustable-rate mortgages (ARMs) with lower initial rates are becoming more popular, with a 5/1 ARM averaging a 5.66% interest rate. ARMs are seen as a good financing option for buyers on the sidelines, but they come with risks when rates adjust. It is recommended for... more
Oct 29, 2025 11:05 AM
— Interest Rates
What this Fed rate cut means for your credit card, mortgage, auto loan, student debt and savings account
The Federal Reserve cut borrowing costs for the second time in a row, lowering the federal funds rate. This decision could offer some relief to consumers with high borrowing costs, especially for credit card debt. Mortgage rates, student debt, auto loans, and savings accounts are all impacted by the Fed's moves. While some loans are fixed for the life of the loan and won't be immediately affected,... more
Oct 29, 2025 4:11 AM
— Mortgage Rates
Mortgage rates drop to the lowest level in over a year, pushing refinancing 111% higher annually
Mortgage interest rates decreased for the fourth consecutive week, leading to a 7.1% increase in mortgage application volume. Refinance demand surged by 9%, driven by conventional refinance applications. The average loan size for a refinance was $393,900. Purchase applications also rose by 5%, with USDA applications falling due to the government shutdown. Mortgage rates continued to drop, with the... more
Oct 27, 2025 10:58 AM
— Interest Rates
What another Fed cut could mean for borrowers — some rates may barely budge
The Federal Reserve is expected to lower borrowing costs again, potentially bringing the federal funds rate to a range between 3.75%-4.00%. While consumer rates are affected by this, not all products will see equal changes. Credit card rates, for example, may adjust slightly but will remain at high levels. Auto loan rates could benefit from future cuts, and mortgage rates are more closely tied to ... more
Oct 23, 2025 7:00 AM
— Housing Market
Lower mortgage rates push home sales higher in September, but prices still stubbornly high
Sales of previously owned homes rose 1.5% in September to a seasonally adjusted, annualized rate of 4.06 million units, slightly lower than analysts' forecasts but the highest pace in seven months. The sales were strongest in the South and Northeast on an annual basis, with the West seeing the strongest monthly increase. Falling mortgage rates are attributed to the increase in sales, with the aver... more
Oct 23, 2025 4:23 AM
— Mortgage Rates
Most potential homebuyers expect mortgage rates to drop. That's why they're waiting
The majority of potential homebuyers are waiting to purchase homes in anticipation of further decline in mortgage rates. Real estate agents reported that buyers are delaying purchases due to expectations of lower rates and concerns about affordability. Sellers are cautious about pricing their homes too low and are monitoring mortgage rates closely.
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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