Mortgage News
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News for: CBS News
Showing 49 - 72 of 138 results
Jan 13, 2026 9:30 AM
— Housing Market
Trump is taking on the Fed, credit cards and mortgages. Will it improve affordability?
The Trump administration is targeting the Federal Reserve, credit card industry, and housing market to lower borrowing costs. Efforts include proposals to ban institutional investors from buying single-family homes, cap credit card interest rates at 10%, and investigate Federal Reserve Chair Powell. Economists warn these measures could reignite inflation, restrict credit access, and undermine conf... more
Jan 9, 2026 11:30 AM
— Interest Rates
What's a good mortgage interest rate in 2026?
Mortgage interest rates have fluctuated over the past few years, with rates reaching record lows in 2020 and 2021, rising in response to inflation in 2022, and declining significantly in 2025. At the start of 2026, the average mortgage purchase rate for a 30-year term is around 5.87%, while for 15-year options it's approximately 5.25%. Buyers are advised to shop around for rates and consider facto... more
Jan 8, 2026 4:30 PM
— Housing Market
Trump says he wants government to buy $200 billion in mortgage bonds in a push to bring down mortgage rates
President Trump announced a plan to direct the federal government to buy $200 billion in mortgage bonds to reduce mortgage rates and make homeownership more affordable. This move is in response to concerns about rising home prices and housing affordability. The plan involves Fannie Mae and Freddie Mac using their cash reserves to make the purchases. While the plan could temporarily lower mortgage ... more
Jan 5, 2026 7:32 AM
— Mortgage Rates
What's the mortgage interest rate forecast for January 2026? Here's where rates could head next.
Experts predict that mortgage rates in January 2026 will either hold steady or fall mildly, with a potential gradual decline throughout the year. The expected Federal Reserve rate cuts, inflation trends, movements in the bond market, and consumer confidence are key factors influencing the direction of mortgage rates. While falling rates are favorable for buyers, it's essential to consider personal... more
Jan 2, 2026 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: January 2, 2026?
The article discusses how the Federal Reserve's rate cuts at the end of 2025 have significantly impacted the mortgage landscape heading into 2026. Mortgage rates have dropped from previously high levels, creating a more favorable borrowing environment for homebuyers. The article highlights the importance of comparing lenders to find the best offers, as mortgage rates tend to change daily. Addition... more
Dec 31, 2025 1:30 PM
— Mortgage Rates
Mortgage rates fall to their lowest level in 2025
The average rate on a 30-year U.S. mortgage fell to its lowest level of 2025, benefiting prospective home buyers. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate decisions and bond market expectations. Despite Fed rate cuts, affordability remains a challenge for first-time buyers due to economic uncertainty. Home sales have risen slightly, but overall remain lo... more
Dec 29, 2025 8:33 AM
— Mortgage Rates
What are today's mortgage interest rates: December 29, 2025?
The article discusses how mortgage rates have decreased in 2025 due to changes in the economy, Federal Reserve rate cuts, and inflation. It emphasizes the importance for borrowers to take advantage of the current lower rates and consider refinancing options before the end of the year. The average mortgage interest rates for 30-year and 15-year mortgages have improved from the beginning of the year... more
Dec 29, 2025 7:31 AM
— Mortgage Rates
Fed rate cuts and mortgage interest rates: What buyers can expect in 2026, according to experts
The Federal Reserve recently cut interest rates by a quarter point, providing some relief for borrowers. However, the relationship between Fed rate cuts and mortgage rates is complex, as mortgage rates are influenced by factors like inflation, economic growth, and Treasury yields. In 2026, mortgage interest rates may decline if inflation eases, but could increase if economic conditions improve. Ma... more
Dec 20, 2025 4:30 AM
— Mortgage Rates
How to get a mortgage rate in the 5% range for 2026
As 2025 comes to a close, there has been a noticeable improvement in mortgage interest rates, with rates dropping around a full percentage point since January. This decrease in rates presents an opportunity for both homebuyers and owners to secure a mortgage rate in the 5% range, potentially saving interest costs and reducing monthly payments. By utilizing online marketplaces to compare rates, con... more
Dec 18, 2025 9:30 AM
— Interest Rates
Can the inflation drop improve mortgage interest rates?
Mortgage interest rates have decreased by around a full percentage point on average from the beginning of the year, thanks to three interest rate cuts by the Federal Reserve. A lower inflation rate and a higher unemployment rate may prompt further rate cuts, potentially leading to a decline in mortgage interest rates in the future. While the path to consistently lower mortgage rates remains uncert... more
Dec 16, 2025 12:30 PM
— Mortgage Rates
Here's what a $650,000 mortgage loan costs monthly after the December Fed rate cut
Mortgage rates have been decreasing since the Federal Reserve started cutting rates in September, reaching the lowest level since early 2022 in December. This has led to significant savings for borrowers, especially for larger mortgage loans like $650,000. Locking in today's lower rates could save borrowers up to $395 per month on a 30-year mortgage compared to rates in January. While waiting for ... more
Dec 15, 2025 12:30 PM
— Mortgage Rates
Here's how much a $700,000 mortgage can cost per month, following the December Fed rate cut
Home prices are expected to drop in some U.S. cities next year, but they are currently elevated in many parts of the country, making homeownership more expensive. However, mortgage interest rates have been declining in 2025, with the average rate on a 30-year mortgage now at 6.12% and 5.50% for a 15-year term. This decline in rates can make mortgages more affordable, with a $700,000 mortgage costi... more
Dec 12, 2025 10:30 AM
— Mortgage Rates
What are the monthly payments on a $600,000 mortgage now, after the Fed's December rate cut?
The Federal Reserve issued a 25-basis-point rate cut, marking its third reduction in four months, bringing the federal funds rate to its lowest level since 2022. While mortgage rates don't directly respond to the Fed's rate, they tend to follow the sentiment that rate cuts create. Today's average mortgage rates are notably lower than they were at the start of 2025. Homebuyers could see substantial... more
Dec 12, 2025 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: December 12, 2025?
The article discusses the final Federal Reserve meeting of 2025, where the final interest rate cut of the year was issued. Mortgage interest rates are gradually declining, with rates on 30-year and 15-year mortgages currently below 6%. Homeowners and buyers are encouraged to shop around for lower rates but should consider closing costs when refinancing.
Dec 10, 2025 11:30 AM
— Mortgage Rates
The Fed just cut rates to their lowest point since 2022. Here's what that could mean for mortgage rates.
The Federal Reserve announced another interest rate cut, bringing the federal funds rate down to a range of 3.50% to 3.75%, the lowest since November 2022. While the rate cut doesn't directly impact mortgage rates, it could lead to gradual improvements in affordability over time. Lower mortgage rates could increase buying power, make refinancing attractive, draw more buyers into the market, and le... more
Dec 10, 2025 6:30 AM
— Interest Rates
What are today's mortgage interest rates: December 10, 2025?
The article discusses how the average mortgage interest rates have decreased in 2025, presenting opportunities for homebuyers and homeowners looking to refinance. It emphasizes the importance of monitoring interest rates closely and potentially taking advantage of the current low rates despite the risks involved in waiting for further declines. The article also highlights the benefits of shopping ... more
Dec 6, 2025 4:32 AM
— Interest Rates
What are today's mortgage interest rates: December 5, 2025?
Mortgage interest rates have been gradually declining in December 2025, with the average rate on a 30-year term being 5.99% and the average rate on a 15-year term being 5.37%. Refinancing rates have also decreased, with a 30-year term at 6.62% and a 15-year term at 5.51%. Waiting for a potential Federal Reserve interest rate cut on December 10 may further reduce mortgage rates, but current rates a... more
Dec 6, 2025 4:31 AM
— Mortgage Rates
3 costly mortgage mistakes to avoid after a December Fed rate cut
Mortgage interest rates may still drop this year after the Federal Reserve's possible rate cut in December. Homebuyers should start shopping for rates now as different lenders will respond in unique ways to the rate cut. Waiting for further rate cuts in 2026 is risky, and buyers should consider locking in rates under 6% now. Additionally, exploring 15-year mortgage terms could lead to significant ... more
Dec 4, 2025 7:30 PM
— Interest Rates
The Fed may cut interest rates next week. Here's what happened to mortgage rates the last two times it did that.
Anticipation over a Federal Reserve interest rate cut is increasing due to rising unemployment numbers and private-sector job losses. Homebuyers are looking forward to potential lower mortgage interest rates if the Fed cuts rates. Previous rate cuts have led to temporary decreases in mortgage rates before returning to lows right before the next cut. Buyers should monitor mortgage rate climate clos... more
Dec 3, 2025 6:30 AM
— Mortgage Rates
What are today's mortgage interest rates: December 3, 2025?
Mortgage rates have been steadily declining with a possibility of further drop if the Federal Reserve cuts interest rates. It is advised for homebuyers and owners looking to refinance to start shopping around now to find the most affordable options. The average mortgage interest rate on a 30-year term is 5.99% and 5.37% for a 15-year option as of December 3, 2025. The refinance rates are 6.70% for... more
Dec 3, 2025 2:30 AM
— Housing Market
Home prices are poised to dip in 22 U.S. cities next year, a new analysis says. See where.
The housing market is expected to become more balanced in 2026, with property prices forecasted to drop in 22 of the largest U.S. cities and mortgage rates expected to slightly decrease. Mortgage rates are predicted to average around 6.3%, encouraging more buyers to enter the market. Existing-home sales are projected to increase slightly. Cities in the Southeast and West are expected to see the mo... more
Dec 2, 2025 7:30 AM
— Interest Rates
Why mortgage rates could drop before the December Fed meeting
Mortgage interest rates have been volatile in recent years, going from record lows to surging highs and then steadily declining. Anticipation is growing for an interest rate cut in December 2025, with mortgage rates potentially dropping even before the official announcement. Mortgage lenders may start lowering rates in advance of the Fed meeting, as has been seen in recent history. Homebuyers are ... more
Dec 1, 2025 8:30 AM
— Interest Rates
Will mortgage interest rates drop this December? Everything to consider now
There is a high likelihood of a Fed rate cut in December, which could lead to a drop in mortgage interest rates. However, the exact impact on mortgage rates is uncertain, as they do not always align neatly with Fed rate cuts. Other factors, like the 10-year Treasury yield and personal creditworthiness, also play a role in determining mortgage offers. Buyers and owners looking to refinance should m... more
Nov 27, 2025 4:30 AM
— Interest Rates
3 smart mortgage moves to make before a December Fed rate cut
The article discusses the increasing likelihood of a third Federal Reserve rate cut of the year, potentially happening in December. This rate cut could lead to further decreases in mortgage interest rates, creating new opportunities for homebuyers. The article also provides three steps for buyers to take advantage of these potential changes, including reviewing their credit report, researching mor... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.