News for: Mortgage News Daily
Showing 601 - 624 of 869 results
Jul 29, 2025 10:24 AM
— Bond Markets
Relatively Friendly Labor Market Data Adding to Overnight Gains
Bonds are trading in a boring, narrowing, sideways range overall, but saw some improvement in the morning session. Economic data showed slight declines in job openings and quits, which is seen as a positive for rates. The labor market indicator also showed a decrease in the gap between those who see jobs as plentiful vs scarce.
Jul 29, 2025 8:24 AM
— Housing Market
Hedging, Borrower Experience; LOs Controlling Their Funnel; Housing and Inflation Numbers
ICE Mortgage Technology estimated that U.S. mortgage borrowers had $11.5 trillion in 'tappable' home equity in the second quarter of 2025, with refinance applications making up 40%. The housing market inventory has increased, but fewer homes have been built in the past decade compared to previous ones, leading to concerns about overpopulation. Additionally, there are record numbers of down payment... more
Jul 28, 2025 1:01 PM
— Bond Markets
A No Reaction Sort of Day
There were no major economic reports on Monday, but events like Treasury auctions and borrowing estimates for Q3 and Q4 were expected to potentially influence the market. However, there was no significant reaction to these events, and mortgage-backed securities and 10-year yields remained relatively stable.
Jul 28, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Hold Perfectly Flat to Start New Week
Monday in the mortgage rate world saw little movement due to the lack of major economic data. Although there were some scheduled events like Treasury auctions and borrowing estimates, the market remained mostly unaffected by these factors.
Jul 28, 2025 9:00 AM
— Housing Market
Warehouse, MSR Financing, Productivity Tools; Training and Webinars; ABA Interview
The article discusses the varied impacts of weather on different regions of the United States, leading to challenges for lenders and servicers in the real estate market. It also highlights how real estate values in areas like Florida, Phoenix, and Las Vegas can be subject to significant fluctuations, affecting Loan-to-Value ratios. Moreover, it mentions the increasing share of U.S. homes being pur... more
Jul 28, 2025 8:00 AM
— Bond Markets
Slowest Day of a Very Busy Week
Despite the announcement of a US-EU bilateral trade deal, markets have not moved significantly. 10yr yields were briefly lower but are now slightly higher, possibly due to cautiousness surrounding US/China negotiations. This week features two big Treasury auctions a day earlier than normal, along with upcoming economic data releases and a Fed announcement. Rates have stagnated around 4.5% since la... more
Jul 26, 2025 8:02 AM
— Bond Markets
Trade Headlines Trump Durable Goods Data, But Minimal Change Either Way
Bonds started strong but weakened in the overnight session. There was some selling in the first hour, but it did not align with the weaker-than-expected Durable Goods data at 8:30 am. The market moved more significantly after Trump made comments around 9am, including discussions on trade deals and interest rates. The volume spike and bond reversal may have been influenced by his comments.
Jul 25, 2025 2:00 PM
— Bond Markets
Bonds Brace For Stormier Weather After This Week's Smooth Sailing
Bonds traded with forgettable, sideways momentum this week with minor fluctuations. Friday saw gains due to optimism surrounding U.S./EU trade talks, leading to steady sideways movement. The upcoming week is expected to have more volatility with relevant events daily, including Friday's big jobs report.
Jul 25, 2025 2:00 PM
— Mortgage Rates
Mortgage Rates End Week Unchanged. Next Week, Probably Not...
The week was uneventful in terms of mortgage rates, with rates remaining unchanged as of Friday afternoon. Improvement in relations between the Trump administration and Fed Chair Powell helped stabilize the bond market, leading to rate stability. Next week is expected to bring more volatility, with big events scheduled each day, including the release of the jobs report on Friday.
Jul 25, 2025 9:00 AM
— Government Intervention and Mortgage Rates
HELOC Products; HUD, FHA, and Ginnie News; Unscripted Powell and Trump
The article discusses a variety of topics related to the mortgage industry, including a video clip of President Trump and Fed Chair Powell discussing interest rates, the acquisition of NFTYDoor by Homebridge for AI-powered mortgage lending, best practices for lock desk operations, and the expansion of MAXEX's Non-Delegated Program. It also covers government product news regarding changes to Mortga... more
Jul 25, 2025 8:02 AM
— Mortgage Lending
Hedging, Correspondent, AI Answer, Subservicing, Processing, Fee Modeling Tools; Classes, Training, and Webinars
The article discusses various mortgage-related topics such as the average home price in Utah, state-level fraud rankings, the percentage of homeowners without a mortgage, and the impact of fee changes on lenders. It also mentions different mortgage-related services and software available for lenders and brokers.
Jul 24, 2025 3:00 PM
— Bond Markets
Reasonably Resilient After Data-Driven Selling
The Jobless Claims report was the most relevant economic report of the week. It pushed yields slightly higher, but bonds were able to recover at the NYSE open. There was no major reaction to the S&P PMI data, and by the end of the day, MBS were down only 2 ticks and the 10yr was up 1.9bps.
Jul 24, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Drift Slightly Higher Again
Mortgage rates have increased slightly over the past two days following a 5-day decline. The increase has been minimal with most borrowers experiencing similar rates compared to last week. Economic data plays a significant role in bond movements, with next week's jobs report expected to have a larger impact compared to this week's data. Despite Jobless Claims being lower than expected today, rates... more
Jul 24, 2025 6:00 AM
— Bond Markets
Some Selling Before and After Jobless Claims
Jobless claims data remains strong, with the 4 week average at a 13 week low. This is one of the few actionable reports this week, leading to a small negative reaction in the bond market.
Jul 24, 2025 3:00 AM
— Bond Markets
Broadly Calm Despite Modest Pull-Back
The article discusses the recent gains in the bond market and the subsequent weakness seen due to sideways momentum and lower volatility. The trade deal progress between the US and Japan impacted stocks positively but caused bonds to weaken. Despite some fluctuations, the bonds are stabilizing at slightly weaker levels.
Jul 24, 2025 3:00 AM
— Housing Market
Buyers See More Choices, Lower Prices in New Home Market
The latest New Home Sales report for June shows a slight increase in sales compared to May, but a decrease from the previous year. The housing market is experiencing some cooling with median prices dropping, providing relief for buyers. However, elevated mortgage rates and excess inventory continue to constrain demand.
Jul 23, 2025 12:01 PM
— Mortgage Rates
Mortgage Rates Tick Higher, But Just Barely
Mortgage rates have seen a modest improvement since last week, with daily small improvements until today where they ended up slightly higher. Rates have been flat for the week overall, with minimal economic data as motivation. Tomorrow will bring more active economic data, potentially increasing volatility slightly.
Jul 23, 2025 9:00 AM
— Housing Market
High Prices and Rates Keep Home Sales Near Cycle Lows
Existing home sales declined by 2.7% in June to a seasonally adjusted annual rate of 3.93 million, leaving activity just above recent lows and still 25% below long-term norms. Year-over-year sales remained unchanged nationally. The housing market continues to struggle, with sales levels remaining well below historic norms and affordability remaining a major issue. High mortgage rates are cited as ... more
Jul 23, 2025 8:01 AM
— Bond Markets
Weaker Start After Japan Trade Deal
The article discusses how market movements are being analyzed without any actionable economic data this week. The announcement of a trade deal with Japan boosted stocks and hurt bonds, leading to some selling in the domestic trading session but not enough to break above this week's high yields.
Jul 23, 2025 6:01 AM
— Mortgage Rates
Mortgage Apps Eke Out Small Gain Thanks to Purchase Activity
Mortgage application activity saw a modest increase last week despite higher rates, with the 30-year fixed rate reaching 6.84%. Purchase applications were up, driven by conventional loans, but refinance applications declined. Despite affordability concerns due to rising rates, there has been a slight improvement in rates this week.
Jul 23, 2025 5:00 AM
— Mortgage Lenders
CFPB Warning; Elizabeth Warren & Bill Pulte; Non-Agency News
The article discusses the importance of working with mortgage companies that have strong ownership for long-term success in the industry. It also mentions the recent addition of a top loan officer to the Federal Savings Bank. Additionally, it touches on employment opportunities in the mortgage industry and the need for compliance with regulations like Fannie Mae's Information Security and Business... more
Jul 22, 2025 2:00 PM
— Bond Markets
Solid AM Gains Stick Around All Day
Bonds improved in the morning after comments from Bessent, who is seen as the voice of reason in defusing market frenzy over potential ouster. Additional gains came from NYSE tradeflows. Stocks sank in the morning but rebounded in the afternoon without pushing bond yields higher. MBS and 10yr bonds saw gains throughout the day, reaching their best levels by the end of the day.
Jul 22, 2025 1:00 PM
— Interest Rates
Mortgage Rates Inch Down to 2-Week Lows
Market reacted to Fed Chair Powell ending his term early with only the shortest-term rates improving and most consumer rates, including mortgages, moving higher. Bonds dictate interest rates and the response reversed after Trump said he wasn't planning on firing Powell. Treasury Secretary Bessent's comments supporting Powell helped the rate market react positively. Mortgage lenders slightly lowere... more
Jul 22, 2025 8:01 AM
— Bond Markets
Bonds Approve of Bessent Comments and Stock Volatility
Stock market volatility is impacting both stock and bond markets, with earnings season increasing volume and liquidity. Positive movement in the bond market occurred after comments from Bessent regarding trade negotiations and Fed Chair Powell. Bessent's efforts seem to be helping yields move lower to decrease Treasury's interest burden.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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