Mortgage News
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News for: Mortgage News Daily
Showing 553 - 576 of 869 results
Aug 13, 2025 7:25 AM
— Bond Markets
Follow-Through Rally as Fed Rate Cut Expectations Increase
Bonds rallied overnight due to lower EU yields, stable inflation in Germany, lower oil prices, and increased odds of a rate cut at the September meeting. Despite the improvement in yields, the bigger picture remains relatively stable in the 4.2-4.3 range as the market awaits the next jobs report.
Aug 13, 2025 6:23 AM
— Mortgage Rates
Refi Demand Surged as Rates Hit Longer-Term Lows
Mortgage application activity surged last week due to sharply lower mortgage rates, with the Refinance Index jumping 23% and the Purchase Index rising 1.4%. The 30-year fixed rate declined to 6.67%, leading to increased refinance and purchase activity. The refinance share of total mortgage applications climbed to 44.2% and ARM share edged down to 7.4%.
Aug 12, 2025 2:26 PM
— Bond Markets
Bonds Eventually Pass on Decisive Reaction to Tuesday's Data
Bonds rallied after core CPI data was released at 8:30am, with the annual headline number showing improvement. However, there were concerns about rising inflation in categories like core services and goods, partly offset by declining housing related inflation. The market reaction was mixed, underscoring the importance of the next jobs report in determining the direction of rates.
Aug 12, 2025 1:26 PM
— Interest Rates
Mortgage Rates Hold Steady After Key Inflation Report
Mortgage rates are not solely influenced by changes in the Fed Funds Rate, but are also affected by economic reports such as the monthly jobs report and the Consumer Price Index. The CPI release indicated a possibility of a rate cut by the Fed in September due to mixed inflation data. While shorter-term bonds improved in response to this news, longer-term bonds that dictate mortgage rates remained... more
Aug 12, 2025 8:23 AM
— Mortgage Lenders
Variable Rate HELOC, Fraud, Marketing Tools; Educate Your Borrowers; Inflation Data as Expected
The article discusses the impact of short-term rates on adjustable-rate mortgages, the increase in ARM volume, anticipated IPOs of Fannie Mae and Freddie Mac, and potential changes at the Federal Reserve. It also touches on the importance of the September Fed meeting, Bill Ackman's plans for Fannie & Freddie, and the resolution of the 2008 financial crisis. Additionally, the article promotes vario... more
Aug 12, 2025 6:24 AM
— Bond Markets
Mixed Reaction Thanks to Messy Internal CPI Components
The CPI data released this morning met expectations, with the monthly headline at 0.2 and the core at 0.3. Bonds are slightly stronger, but there are arguments for them to be selling off based on other factors. Despite being green on the day, bonds may see gains erode as markets process the implications.
Aug 11, 2025 1:24 PM
— Bond Markets
Bonds Mostly Steady Ahead of CPI
Treasuries slightly outperformed MBS today, with both remaining close to unchanged overall. The bond market has been mostly sideways since the last major cue from the jobs report earlier in the month. The upcoming CPI report on Tuesday is expected to be the most significant data release of the week, potentially impacting volatility. Traders are particularly interested in sorting out tariff-impacte... more
Aug 11, 2025 12:24 PM
— Interest Rates
Mortgage Rates Steady Ahead of High Stakes Inflation Report
Top tier 30yr fixed mortgage rates remained steady last week after slightly dropping over the weekend. Rates are currently near the lowest levels since October 2024. The upcoming Consumer Price Index report is expected to impact rates, with traders on the lookout for potential tariff-driven inflation that could lead to an increase in rates. However, the expectations for higher inflation are alread... more
Aug 11, 2025 8:24 AM
— Mortgage Lenders
Non-Del, Compliance, 5/1 ARM, Digital Asset Regulation; FHA, VA, USDA News
The article discusses various topics related to the mortgage industry, such as the use of AI in capital markets, state fair lending enforcement, new products and services for lenders and brokers, the evolving landscape of digital asset regulation, compliance risks for pre-approval letters, and government program changes such as FHA and VA announcements.
Aug 11, 2025 8:24 AM
— Interest Rates
Another Slow Start, But Probably Not a Slow Week
July is typically a slow period in financial markets, with June and August also being quiet unless there are signs of a shift in Fed policy. Yields have been hovering around 4.34% in a narrow range. The upcoming CPI release could potentially shake up the stagnant summertime momentum.
Aug 9, 2025 3:23 AM
— Bond Markets
Empty Calendar and Summertime Drift
The bond market in early August is experiencing limited movement and narrower ranges. Yields have crept up slightly after dropping last Friday. The only major technical level overhead is 4.28. Bond market momentum will be clearer after next Tuesday's CPI.
Aug 8, 2025 1:23 PM
— Bond Markets
Focus Shifts to Next Week's High Stakes CPI
Bonds lost ground at the fastest pace of the week on Friday, but overall trading helped solidify gains from the previous week's jobs report. Focus is now on the upcoming CPI report as it could impact the next big move for rates. Treasuries closed at their weakest levels with 10-year rates rising.
Aug 8, 2025 11:23 AM
— Mortgage Rates
Mortgage Rates Flat Ahead of Next Week’s High-Stakes Data
Mortgage rates saw a slight increase today, going up by 0.02% to 6.57%. This change is minimal compared to recent stability in rates. The slight increase follows a week of low rates after bond yields dropped due to last Friday's jobs report. Next week holds potential for more significant rate movement with the Consumer Price Index release and Federal Reserve officials speaking about potential rate... more
Aug 8, 2025 10:23 AM
— Mortgage Rates
Falling Rates Spark Modest Rebound in Mortgage Applications
Mortgage application activity increased last week due to falling rates, leading to higher demand for both purchase and refinance. Rates decreased for the third consecutive week, with the 30-year fixed rate dropping to 6.77%. The Refinance Index rose 5% week-over-week, while the Purchase Index increased by 2%.
Aug 8, 2025 3:23 AM
— Mortgage Lenders
Loan Delivery, Warehouse, Compliance Webinar, Workflow Tools; Correspondent News
The article discusses various updates, launches, and expansions in the mortgage industry, including earnings announcements, new loan programs, and proprietary reverse mortgage solutions. It also mentions digital solutions that are reshaping the settlement and closing process for mortgage professionals.
Aug 7, 2025 2:24 PM
— Bond Markets
Fairly Resilient Despite Bumpy Auction
Morning economic data was limited to Jobless Claims, which came in higher than expected but not enough to cause a significant rally in bonds. Despite losing ground after a 30yr bond auction, bonds did a decent job of holding their ground in the last few hours of the day.
Aug 7, 2025 1:23 PM
— Mortgage Rates
Mortgage Rates Hit Another New Longer-Term Low
Mortgage rates have remained relatively stable with only small changes each day, but today saw the average 30yr fixed rate drop to a 10-month low. Economic data affects these rates, with today's jobless claims data slightly higher than expected but not enough to have a significant impact. Today's improvement is attributed to gains in the bond market from the previous day.
Aug 7, 2025 6:23 AM
— Job Market Impact on Bond Markets
Another Sideways Start Amid Uninspiring Data
The jobless claims data showed signs of weakness in the labor market as more and more people remained unemployed for longer periods, despite no increase in new job losses. Despite another cycle high in continued claims, the data was not significantly different from forecasts, leading to a flat reaction in both MBS and Treasuries.
Aug 6, 2025 2:24 PM
— Treasury Rates
More Ground-Holding Despite Weird Intraday Spike
There was some unexpected movement in the bond market mid-day as yields shot up 3bps in minutes, but later, the market stabilized and erased the weakness. No solid explanations were provided for the sudden occurrence, which is common in the market. Overall, 10yr Treasury rates remained relatively unchanged throughout the day.
Aug 6, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Steadily Holding Longer-Term Lows
Mortgage rates remained stable today despite some potential volatility in the bond market. The rates stayed the same as yesterday, matching their lowest level since October 4th, 2024. More significant improvements in rates would require multiple negative economic reports and lower inflation readings over several weeks.
Aug 6, 2025 9:23 AM
— Mortgage Lenders
DPA, HELOC, Document, Non-QM, Pooling Products; Conf. Conventional Changes
The mortgage industry is seeing an increase in refinancing applications, with Joel Kan reporting that the refinance share of mortgage activity is at 41.5% and the adjustable-rate mortgage (ARM) share is at 8.5%. Companies like Total Expert, PlainsCapital Bank National Warehouse Lending, Carrington Mortgage Services, Docutech, Homebridge, Symmetry Lending, and Down Payment Resource offer various se... more
Aug 6, 2025 8:23 AM
— Bond Markets
Super Calm Post-NFP Week Continues
This week has been unusually calm in trading following the release of the jobs report. The market hasn't seen much movement or relevant data, with the only possible event being the 10-year Treasury auction. The outcome of the auction could provide insight into the market's sentiment and intentions.
Aug 5, 2025 2:23 PM
— Bond Markets
Bonds Hold Steady After Modest Data-Driven Rally
The ISM Services data was a mixed blessing for bonds, with an uptick in the inflation component but all other components suggesting a mild economic deceleration. Bonds ended the day closer to unchanged levels, with MBS outperforming due to heavy auction supply for Treasuries. Overnight and after the ISM data, 10yr was up slightly at 4.215, while MBS were down a bit. There was no major reaction to ... more
Aug 5, 2025 12:23 PM
— Housing Market
Non-QM, Housing Trend, Servicing Tools; Building a Framework; MAA News and MBA Chair Interview
The article discusses various topics related to mortgages such as the aging housing stock in the US, challenges in new home construction, technology for mortgage servicing, upcoming webinars on the mortgage market trends, compliance risks in pre-approval processes, and tips for loan officers to succeed in a competitive market.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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