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News for: Mortgage Rates
Showing 529 - 552 of 1563 results
Dec 8, 2025 6:32 PM
— Mortgage Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points, marking the third rate cut of the year. The committee remains divided over future rate cuts with inflation above the target but signs of softening job market. Mortgage rates are down nearly 1% since January, although there was a slight rise after the September and October cuts. The Fed announc... more
Dec 8, 2025 4:33 PM
— Mortgage Rates
Tuesday: Job Openings
Mortgage rates have started the week near 3-month highs, according to Matthew Graham at Mortgage News Daily.
Dec 8, 2025 1:56 PM
— Mortgage Rates
Mortgage rates to barely budge in 2026, say three major U.S. listings platforms
Mortgage rates are predicted to remain above 6% in 2026 by various economists and listing platforms like Zillow, Redfin, and Realtor.com. They all forecast modest increases in existing-home sales and low levels of new-home construction. Affordability is expected to slowly improve, driving a shift in the housing market towards buyer power.
Dec 8, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Start Week Near 3 Month Highs
Stocks and bonds both decreased on Monday, causing mortgage rates to rise near their highest levels in over 3 months. The increase in rates may be due to 'pre-Fed jitters' as the next Fed announcement approaches. Clearer explanations may arise in the next couple of days following Tuesday's economic data and Wednesday's Fed announcement.
Dec 8, 2025 1:10 PM
— Mortgage Rates
Mortgages rates to barely budge in 2026, say three major U.S. listings platforms
Mortgage rate predictions for 2026 are challenging due to various factors influencing interest rates. Zillow predicts rates above 6%, Redfin forecasts rates in the low-6% range, and Realtor.com expects rates around 6.3%. Affordability is expected to improve slightly, leading to moderate growth in existing-home sales and home prices. Overall, the housing market is predicted to see gradual improveme... more
Dec 8, 2025 10:34 AM
— Mortgage Rates
30-year mortgage rates increase before the Fed meeting | Today's mortgage and refinance rates, December 8, 2025
Mortgage rates were mostly higher compared to last week, with increases in rates for 30-year fixed, 15-year fixed, and jumbo loans, while 5/1 ARM rates decreased. Economic data has led to expectations of a rate increase by the Federal Reserve in December. The release of delayed economic data is expected to provide more clarity on where mortgage rates are heading in 2026. Current average rates for ... more
Dec 8, 2025 10:31 AM
— Mortgage Rates
Lower mortgage rates lift refi retention to 3.5-year high
Mortgage rates dropped 50 basis points in the third quarter, leading to an increase in refinance candidates and retention rates. Rate-and-term refinances dropped 14% month over month in October but were still significantly higher than the previous year. Additionally, there may be eased lending rules for manufactured housing if the defense bill eliminates the 'permanent chassis' requirement.
Dec 8, 2025 7:34 AM
— Mortgage Rates
Lenders fire up mortgage wars as rates touch 3.5% in boost to buyers
Santander and Nationwide have lowered mortgage rates to boost property moves, as lenders compete for business. Rates had risen after post-lockdown deals in 2020, but now show signs of dropping again, with some as low as 3.51%. The average fixed deals are now below 5%, the lowest since 2022. The property market has stalled due to Budget uncertainty, with regional differences in price changes. Lower... more
Dec 8, 2025 7:17 AM
— Mortgage Rates
Mortgage Rates Rise Ahead of Fed Meeting | Today, December 8, 2025
Mortgage rates increased incrementally over the weekend due to Treasury yield expansion. Despite regressing from annual lows, it may still be advantageous to refinance or tap into home equity. Negotiating rates and qualifying for assistance programs can help potential buyers lower barriers to entry. Rates for 30-year fixed mortgages are at 6.28%, while 15-year fixed rates are at 5.62%. ARMs have l... more
Dec 8, 2025 6:32 AM
— Mortgage Rates
ICE: Falling rates boost refinance retention to 3.5-year high
ICE Mortgage Technology's December 2025 report shows a 3.5-year high in refinance retention due to falling interest rates. Mortgage performance improved with lower delinquency rates, although foreclosure activity increased.
Dec 8, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today for December 8, 2025: Will rates go down after the Fed meeting?
Mortgage rates have risen this week according to Zillow data, with the 30-year fixed-rate increasing to 6.10% and the 15-year fixed-rate to 5.55%. The Federal Reserve may cut the federal funds rate, but it doesn't guarantee a decrease in home loan rates. The article also discusses current mortgage rates, refinance rates, and different mortgage terms and types.
Dec 8, 2025 3:30 AM
— Mortgage Rates
UK mortgage rates fall to lowest since September 2022; China’s trade surplus hits $1tn – business live
China's exports exceeded forecasts driven by a surge in shipments to non-US markets. The UK saw a decrease in average mortgage rates for two- and five-year fixed mortgages to their lowest levels since early September 2022. Lenders are preparing for a competition in the home loans market with decreasing rates and activity expected to increase in early 2026.
Dec 7, 2025 6:12 AM
— Mortgage Rates
Mortgage purchase applications near 3-year high as spreads improve
Mortgage purchase applications have reached a three-year high due to improved spreads keeping rates near 6% for 18 weeks. Inventory growth and slower price gains also support stronger buyer demand in late 2025.
Dec 7, 2025 4:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 7, 2025: As rates rise, comparing offers is crucial
Zillow reports that mortgage rates are rising, with the average 30-year fixed rate at 6.10% and the 15-year fixed rate at 5.55%. Refinance rates are also provided. It is important to shop around with multiple lenders to find the best rates. Consider factors like property taxes, insurance, and term length when deciding on a mortgage. Rates vary by location and depend on your financial profile.
Dec 6, 2025 7:30 AM
— Mortgage Rates
CNBC Select’s weekly mortgage rate snapshot: See your options today
Mortgage rates decreased slightly at the start of December, with the 30-year fixed-rate dropping to 6.19% and the 15-year fixed-rate to 5.44%. Factors affecting rates include inflation, the rate environment, credit score, and debt profile. Housing market conditions, government policy, and the economy also impact rate pricing. Lenders use the borrower's financial profile to determine the mortgage r... more
Dec 6, 2025 4:31 AM
— Mortgage Rates
3 costly mortgage mistakes to avoid after a December Fed rate cut
Mortgage interest rates may still drop this year after the Federal Reserve's possible rate cut in December. Homebuyers should start shopping for rates now as different lenders will respond in unique ways to the rate cut. Waiting for further rate cuts in 2026 is risky, and buyers should consider locking in rates under 6% now. Additionally, exploring 15-year mortgage terms could lead to significant ... more
Dec 6, 2025 4:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 6, 2025: Inflation data pushes rates higher
Mortgage rates have increased with the 30-year fixed rate at 6.10% and the 15-year fixed at 5.55%. Inflation data from PCE suggests the Federal Reserve may not be assertive with rate cuts. Rates are likely to remain flat for several months, making it a decent time to buy a house. Mortgage refinance rates are higher. The article compares 30-year fixed, 20-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM... more
Dec 5, 2025 1:30 PM
— Mortgage Rates
30-year mortgage rates increase - When will rates change? | Today's mortgage and refinance rates, December 5, 2025
The article discusses the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARMs. It also mentions Bankrate.com as an independent publisher and comparison service.
Dec 5, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Could See More Volatility Next Week
Average mortgage rates inched up slightly at the end of the week, but remained below levels seen earlier in the week. The rate market may be waiting for upcoming major economic events such as Job Openings data and The Fed's rate decision next week.
Dec 5, 2025 10:30 AM
— Mortgage Rates
Mortgage Apps Ebb Despite Strongest Purchase Demand in Years
Seasonally adjusted mortgage application activity decreased slightly last week, with the Refinance Index slipping 4% but remaining significantly higher than the same time last year. Purchase applications, on the other hand, rose 3% seasonally adjusted and are still above last year's levels. Mortgage rates decreased in line with Treasury yields, with the 30-year fixed mortgage rate dropping to 6.32... more
Dec 5, 2025 9:31 AM
— Mortgage Rates
Mortgage Rates Mostly Flat | Today, December 5, 2025
The article discusses slight mixed movements in mortgage rates, potential upward pressure on interest rates due to economic indicators, options for refinancing or tapping into home equity, average fixed mortgage rates reaching 6.27%, and insights on 15-year fixed rates and adjustable-rate mortgages. It also mentions upcoming economic reports and forecasts by Freddie Mac, Fannie Mae, and the Mortga... more
Dec 5, 2025 6:16 AM
— Mortgage Rates
Mortgage Applications Decrease in Latest MBA Weekly Survey
Mortgage applications decreased by 1.4% from the previous week, with the Refinance Index decreasing by 4% and the Purchase Index increasing by 3%. Mortgage rates decreased to 6.32% for 30-year fixed-rate mortgages. The overall economic outlook remains uncertain, with lower rates driving some activity.
Dec 5, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 5, 2025: A half-point lower than one year ago
Mortgage rates have decreased since last year, making it a more favorable environment for homebuyers and homeowners. Rates for both home purchase and refinancing vary, but generally tend to be higher for refinance options. Understanding the difference between fixed-rate mortgages and adjustable-rate mortgages is crucial in deciding which option is better for individual financial situations.
Dec 5, 2025 12:30 AM
— Mortgage Rates
Current mortgage rates report for Dec. 5, 2025: Rates remain relatively stable
The article discusses the average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S., which is currently at 6.170%. It explores historical perspective on mortgage rates and the factors that influence them, such as economic conditions, government actions, and the Federal Reserve's policies. It also provides tips on how applicants can impact the mortgage rate they are offere... more
DISCLAIMER: LoanGlass (previously known as mortgage-rates.ai) is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. LoanGlass is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 750 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.