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News for: Mortgage News Daily
Showing 529 - 552 of 869 results
Aug 21, 2025 7:23 AM
— Housing Market
Existing Home Market Still Crawling Along The Bottom Despite Modest Bounce
Existing-home sales increased by 2.0% in July, reaching a seasonally adjusted annual rate of 4.01 million, which is 0.8% higher than the previous year. Affordability and wage growth are contributing to the uptick in sales, with buyers benefiting from more options in the market. Some regions are even seeing price declines, while overall homeowner equity has increased significantly since mid-2019. D... more
Aug 20, 2025 1:24 PM
— Interest Rates
Almost No Reaction to Fed Minutes
The Fed Minutes indicated inflation risks outweighing employment risks, with many Fed members viewing tariff inflation risks as a process that could take months to unfold. Markets are still waiting for labor market data to deteriorate before expecting any major rate relief. Fed rate cuts in September are still likely despite some volatility in Fed Funds Futures mid-day.
Aug 20, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Barely Budge
Mortgage rates have remained stable for the past 11 business days, with slight increases over the past week. The average top tier 30yr fixed rate has gone up from 6.53% to 6.61% in the last week, resulting in a minor change for borrowers. Rates were slightly higher before the release of the minutes from the most recent Fed meeting, which did not reveal any major new information.
Aug 20, 2025 9:23 AM
— Mortgage Rates
Mortgage Applications Inconsequentially Lower vs Last Week
Mortgage application activity slightly declined last week, with a small increase in mortgage rates that remained near longer-term lows. VA applications fell while FHA refinance applications increased. The Refinance Index decreased slightly but was still higher compared to the previous year. Purchase Index remained flat and higher than last year. The refinance share of total mortgage applications d... more
Aug 20, 2025 7:24 AM
— Bond Markets
FOMC Minutes: Ancient Time Capsule, Or...
The article discusses the limited impact that the FOMC Minutes may have on the bond market this week, as the Federal Reserve's transparency efforts have diminished the significance of the Minutes. It highlights that the Minutes will reflect discussions from a meeting prior to recent key economic reports, emphasizing that they may not provide new information. The main focus for potential market-mov... more
Aug 19, 2025 2:25 PM
— Bond Markets
Slow, Steady, Modest Improvement
Bonds are experiencing low activity and minimal movement, with prices and yields drifting sideways. However, there was some improvement in yields and MBS, and motivations for trading remain low. The upcoming Fed Minutes and Powell's speech at Jackson Hole are not expected to have a significant impact.
Aug 19, 2025 12:24 PM
— Housing Market
Incentives Rise as Builder Confidence Matches 2022 Low
Builder sentiment remains low with the NAHB/Wells Fargo HMI dipping to 32 in August, marking the 16th consecutive month below 50. High mortgage rates, elevated new-home prices, and affordability issues are major factors. Builders are offering price cuts and sales incentives to attract buyers, especially in high-cost markets like the West.
Aug 19, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Little Changed From Monday
Mortgage rates have been relatively stable recently, staying within a narrow range following the August 1st jobs report. The 10yr Treasury yields have risen back up to 4.30%, while mortgage rates are at 6.59%. There have been no significant changes in rates this week so far, with no major economic events scheduled to influence movement until Friday.
Aug 19, 2025 9:24 AM
— Bond Markets
Incidental Resilience
After experiencing weakness the day before, bond yields and MBS prices are now back in line with Friday's levels, moving lower in early trading. The market is quiet overall, with the upcoming Jackson Hole speech by Fed Chair Powell being one of the few potential volatility events. Investors are waiting for the next jobs report in almost 2 weeks, and movements within a 10-year yield range of 4.2 - ... more
Aug 19, 2025 8:23 AM
— Mortgage Lending
AI, SOC, Credit Union, Home Equity Tools; LOs and The HELPER Act; STRATMOR and Verification Trends
ARM applications increased 25 percent due to the attractiveness of ARM rates compared to fixed rate loans. Chase's pipeline last month consisted of 70 percent adjustable-rate mortgages, totaling about a trillion in its residential servicing portfolio. Servicing is a touchpoint for regulators, and a Mortgage Law Today podcast will discuss regulatory and legislative developments in the industry. Var... more
Aug 18, 2025 2:24 PM
— Bond Markets
Incidental Weakness or a New Trend?
Trading levels in the bond market today broke to slightly worse levels than last week, potentially indicating a trend toward progressively weaker levels. However, other factors like volume, time of year, and the economic calendar suggest it could just be incidental movement within a narrow range. August's trading remains within the range set by a post-jobs report rally.
Aug 18, 2025 12:24 PM
— Mortgage Rates
Rates Trickle to Another Higher Low
Mortgage rates are currently higher compared to most days this month, but still lower than the past 10 months. There has been a slight upward drift in rates over the past few days, but overall rates have been holding near 10 month lows in August. The upcoming week is expected to be light in terms of potential volatility in the market.
Aug 18, 2025 7:24 AM
— Bond Markets
Light Calendar; Early Selling
Summertime trading conditions have led to distinct phases of selling pressure in the bond market despite moderate overnight strength. The movement today is not being driven by economic data, as the only offering on the calendar is NAHB builder confidence.
Aug 18, 2025 7:24 AM
— Mortgage Lending
PPE, Credit, Compliance, QC Tools; Events, Webinars, and Training; ARMs Rising in Popularity?
The article discusses the current trends in non-agency lending, the impact of rates on adjustable-rate products, and the decreased volume in refinances and purchase applications. It also includes information about mortgage quality control, conventional lending offerings, pre-approval letter risks, and upcoming mortgage-related conferences and events.
Aug 15, 2025 1:23 PM
— Bond Markets
Weaker Conclusion But No Major Big Picture Implications
Bond markets held mostly sideways until the afternoon hours when they saw a mini snowball effect that took yields to their highest levels of the week. Despite mixed reactions to economic data, little has changed since last Friday's jobs report. 10yr yields are currently up 3.5bps on the day at 4.321 while MBS are down 3 ticks (.09) on the day.
Aug 15, 2025 11:23 AM
— Mortgage Rates
Highest Rates This Week, But Close Enough to Long Term Lows
Friday saw the highest mortgage rates of the week due to retail sales data coming in stronger than expected, causing bond markets to lose ground and push rates higher. Despite this increase, rates are still near long term lows compared to the past 10 months.
Aug 15, 2025 8:23 AM
— Mortgage Lending
Borrower Retention Products; Strong Non-QM Investor Demand; Econ News; Ginnie Growth
The article discusses various aspects of the mortgage industry in the third and fourth quarters of 2025, including predictions of increased delinquencies, inventory for sale, and higher rates. It also highlights the importance of automation in handling mortgage assumptions and maximizing refinance opportunities. Additionally, it mentions a brief rate dip in Q2 2025 triggering a spike in refinance ... more
Aug 15, 2025 7:23 AM
— Bond Markets
Minimal Reaction to Decent Retail Sales Data
The Retail Sales report came in as expected, with core retail sales exceeding forecasts. This data provides cover for a potential sell-off in the bond market, but there has only been minimal weakness in response so far.
Aug 14, 2025 12:24 PM
— Bond Markets
Bonds Hold The Range Despite More Data-Driven Volatility
Today's Producer Price Index (PPI) came in at 0.9, surpassing the forecast of 0.2 and reaching the highest point since post-covid hyperinflation. This caused visible damage to bonds, with 10yr yields rising from 4.20% to closer to 4.30%. The PCE components in the PPI data indicated a less severe impact on the PCE data in 2 weeks, but concerns remain about tariffs affecting a return to the 2% infla... more
Aug 14, 2025 10:23 AM
— Mortgage Rates
Mortgage Rates Mostly Steady Despite Some Market Volatility
Mortgage rates hit new long-term lows recently due to the jobs report earlier in the month, but remained stable in the past week. Today's inflation data caused some volatility in the bond market, putting upward pressure on rates, although they were initially set to start lower.
Aug 14, 2025 8:23 AM
— Bond Markets
Producer Prices Surge, Complicating The Rate Cut Outlook
The Producer Price Index came in higher than expected at 0.9%, driven by increases in trade services, machinery/equipment, portfolio management, and vegetables. This caused some weakness in bonds but not as significant as if the CPI had reported a similar beat. PPI is more volatile than CPI and suggests a smaller spike in consumer inflation.
Aug 13, 2025 2:25 PM
— Interest Rates
Data-Free Rally Day
Overnight gains were seen in the bond market with increasing expectations for a Fed rate cut in September. General trade flow momentum continued with no new changes in Fed Funds Futures. Thursday's focus will be on the PPI release which can impact the broader PCE price index.
Aug 13, 2025 10:23 AM
— Mortgage Rates
Mortgage Rates Hit New 10 Month Lows
Mortgage rates remain at 10 month lows, with today's top tier 30yr fixed rate matching levels from October 4th. The challenge of surpassing the rates from October 3rd is significant due to the sharp single-day increase. However, continued low rates have led to an increase in refi demand, and further improvement may occur if economic data weakens and inflation stays manageable. Today's rate improve... more
Aug 13, 2025 8:23 AM
— Mortgage Lenders
TBA Trading, Servicing, DPA, HELOC Products; CFPB and Regulations Shifting
The article discusses the slowing pace of economic growth in Texas, with a decline in payroll employment. It mentions increasing applications for adjustable-rate mortgages and features several companies offering products and services to streamline mortgage processes. Additionally, it addresses regulatory updates regarding CFPB activity and state laws impacting mortgage lenders.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 800 lenders. LoanGlass does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@loanglass.com.
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
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