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Mortgage News

The Most Comprehensive Source of Mortgage-Related News

Each article is summarized for your convenience. Click on the title to see the original.

News for: Yahoo Finance
Showing 457 - 480 of 624 results
Aug 1, 2025 4:23 AM — Mortgage Rates
Mortgage rates average 6.72% following Fed’s continued rate pause
Mortgage rates decreased slightly after the Federal Reserve kept benchmark interest rates steady. The average rate on a 30-year fixed mortgage was 6.72%, down from 6.74%, while the 15-year fixed mortgage rate was 5.85%. Despite this, mortgage rates near 7% subdued the spring homebuying season, with home contract signings decreasing. Mortgage applications to purchase a home also declined, while ref... more
Jul 31, 2025 9:24 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 31, 2025: Rates tick down after Fed meeting
Current mortgage rates have decreased slightly, with the 30-year fixed mortgage rate at 6.72% and the 15-year fixed mortgage rate at 5.85%. The Federal Reserve voted against a rate cut, suggesting that fixed mortgage rates are not expected to drop significantly in the upcoming months. The economy impacts mortgage rates, which can be controlled by factors like credit scores, DTI ratios, and down pa... more
Jul 31, 2025 9:23 AM — Mortage Rates
Average rate on a 30-year mortgage eases again, offering modest relief for home shoppers
The average rate on a 30-year U.S. mortgage eased slightly, along with the borrowing costs on 15-year fixed-rate mortgages. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy decisions and bond market investors' expectations. The 10-year Treasury yield serves as a guide for pricing home loans. Despite expectations of a Fed rate cut in September, mortgage ra... more
Jul 31, 2025 3:23 AM — Housing Market
Trump wants to 'unleash’ America's housing market — and is throwing his support behind MTG's big plan for US real estate
President Trump is considering eliminating capital gains tax on home sales to boost the housing market, which has seen soaring prices in recent years. Currently, homeowners can exclude up to $250,000 ($500,000 for joint filers) of the taxable gain on their primary home if they have owned it for at least two years. Trump's comment came after U.S. Rep. Marjorie Taylor Greene introduced the 'No Tax o... more
Jul 30, 2025 12:23 PM — Mortgage Rates
Mortgage and refinance interest rates today, July 30, 2025: Rates stay flat
The article discusses current mortgage interest rates and the impact of the Federal Reserve keeping the federal funds rate steady. The 30-year fixed rate remains flat at 6.69%, while the 15-year mortgage rate decreased slightly to 5.89%. The article also provides insight into 30-year, 20-year, and VA rates, as well as refinancing rates. It highlights the pros and cons of different mortgage terms, ... more
Jul 30, 2025 3:24 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 30, 2025: Rates stay relatively flat
The article discusses the current mortgage interest rates, refinancing rates, and the advantages and disadvantages of different mortgage terms like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It emphasizes that mortgage rates are expected to stay stable for the next few months and provides tips to secure a low mortgage refinance rate.
Jul 29, 2025 3:53 PM — Mortgage Rates
Are we heading to 7% mortgage rates? Here's the outlook.
The article discusses the possibility of mortgage rates reaching 7%, a level that has been seen many times in the past, with some predictions suggesting that rates may not hit that specific mark in the near future. The impact of different interest rates on a $300,000 mortgage is also analyzed. It explains how tracking the 10-year Treasury note can provide insight into future mortgage rate movement... more
Jul 29, 2025 3:00 AM — Home Equity Line of Credit (HELOC) Rates
HELOC rates today, July 29, 2025: Rates remain steady ahead of this week's Fed meeting
HELOC interest rates remain steady, waiting on a possible rate cut in September, according to Wall Street predictions. The average APR for a 10-year draw HELOC is 8.72%, ranging from 8.05% to 9.59%. Homeowners have a significant amount of equity in their homes. HELOC rates are different from primary mortgage rates, based on an index rate plus a margin. Shopping around for HELOC rates is crucial fo... more
Jul 29, 2025 3:00 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 29, 2025: Rates remain steady ahead of this week's Fed meeting
Mortgage rates have remained flat this week with 30-year fixed rates at 6.69% and 15-year fixed rates at 5.92%. Despite calls from President Trump to lower interest rates, the Fed is expected to keep rates steady for the time being. Refinance rates are higher than purchase rates and adjustable-rate mortgages carry their own risks. Economists do not anticipate significant drops in mortgage rates be... more
Jul 28, 2025 3:00 AM — Mortgage Rates
Mortgage and refinance interest rates today for July 28, 2025: Rates have inched upward since last July
Current mortgage interest rates have remained somewhat flat this week, with the average 30-year fixed mortgage rate being 6.68% and the average 15-year fixed mortgage rate being 5.91%. Rates have increased since the previous year despite expectations of a decrease. To lock in a mortgage, one should focus on the timing rather than following interest rate trends. Factors like property taxes, homeown... more
Jul 26, 2025 3:00 AM — Home Equity Line of Credit (HELOC)
HELOC rates today, July 26, 2025: Current home equity line of credit rate holds firm
The article discusses the current national average HELOC interest rate, explaining how a HELOC works as a second mortgage with your home as collateral. It provides information on the average APR, the value of home equity in the country, differences between HELOC rates and primary mortgage rates, and factors that influence HELOC rates and terms. Various lenders offer different rates and terms, and ... more
Jul 26, 2025 3:00 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 26, 2025: Fixed mortgage rates see marginal changes
The article discusses the current mortgage interest rates, offering insight into how to lock in an interest rate when buying a house, considerations for different mortgage terms like 30-year fixed, 15-year fixed, and adjustable-rate mortgages, and factors that influence mortgage rates. It also touches on strategies to secure low mortgage refinance rates, explaining how credit score, debt-to-income... more
Jul 24, 2025 11:00 AM — Mortgage Rates
When will mortgage rates go down? Predictions as rates stall.
The article discusses the current mortgage interest rates, which have stalled at 6.74% for a 30-year fixed-rate mortgage. It explains that waiting for rates to drop significantly might not be a viable option, as current financial data suggests little relief in interest rates in the near future. The article also touches on the relationship between federal funds rate, Treasury yield, and mortgage ra... more
Jul 24, 2025 9:00 AM — Mortgage Rates
Mortgage rates hold steady at 6.74%
Mortgage rates remained flat this week, with the average 30-year fixed rate at 6.74% and the average 15-year fixed rate at 5.87%. Housing market outlook seems positive with solid economic performance, but sales volume for existing homes is expected to fall.
Jul 24, 2025 3:00 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 24, 2025: Rates continue their downward trend
The article discusses the decline in mortgage interest rates, providing examples of the average rates for various types of mortgages. It also explains the difference between fixed-rate and adjustable-rate mortgages, how mortgage rates are impacted by the economy, factors influencing mortgage rates, and the benefits of 30-year and 15-year mortgages. Additionally, the article highlights the importan... more
Jul 23, 2025 4:00 PM — Mortgage Rates
Intel earnings, new-home sales, mortgage rates: What to Watch
On Thursday, July 24th, investors are advised to watch out for earnings reports from companies such as Honeywell, Union Pacific, Blackstone, Keurig Dr. Pepper, Intel, and Deckers. New-home sales data for June is expected to show an uptick to 650,000 units. Additionally, weekly mortgage rate data from Freddie Mac will be released, with rates on the 30-year fixed mortgage already at 6.75% after risi... more
Jul 23, 2025 3:00 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 23, 2025: Home loan rates see slight shifts
Mortgage interest rates are moving in opposite directions based on loan terms, with the average 30-year fixed rate dropping slightly while the 15-year mortgage rate increased. Due to traders adding bonds to the 10-year Treasury, Treasury yields fell 0.69%, potentially affecting mortgage rates if the trend continues. The article provides the current mortgage rates and refinance rates, highlighting ... more
Jul 22, 2025 3:00 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 22, 2025: Mortgage rates trend downward
Mortgage rates have seen a noticeable drop recently with the 30-year fixed rate dropping by six basis points to 6.66% and the 15-year fixed rate falling by 15 basis points to 5.82%. The drop is attributed to the rise in stock market analysts gaining cautious optimism and the increase in bond positions, including the 10-Year Treasury. The article also discusses how mortgage rates vary depending on ... more
Jul 21, 2025 3:00 AM — Mortgage Rates
Mortgage and refinance interest rates today for July 21, 2025: Rates have increased since last July
Current mortgage interest rates have changed little, with the average 30-year fixed rate at 6.72% and the 15-year fixed rate at 5.97%. Rates have increased since last year, contrary to expectations of a fall. Choosing to buy a house should depend on personal timing rather than rate trends. The article also provides details about refinance rates, the use of mortgage calculators, and adjustable-rate... more
Jul 20, 2025 2:00 PM — Housing Market
Top economist sounds the alarm even louder on the housing market and says homebuilders are ‘giving up’
Moody's Analytics chief economist Mark Zandi warns that the housing market outlook is rapidly deteriorating, with home sales, homebuilding, and prices set to slump unless mortgage rates drop significantly from their current near 7%. Existing home sales rose in May but marked the slowest sales pace for any May since 2009. Sales of new single-family homes and housing starts have decreased as well. H... more
Jul 20, 2025 3:01 AM — Home Equity Line of Credit (HELOC)
HELOC rates today, July 20, 2025: Home equity line of credit rates are unchanged, remaining under 9%
The article discusses how the HELOC interest rate has remained stable recently, making it a good option to access a home's cash value. It explains the current average APR rate for a HELOC and emphasizes the importance of shopping around for the best rates and terms. The article also highlights the benefits of maintaining a low-rate primary mortgage while utilizing a HELOC for various needs.
Jul 20, 2025 3:00 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 20, 2025: Economists expect rates to stay high
The article discusses the current mortgage rates in the market, indicating that even though there are fluctuations, the changes are relatively small. It mentions the average rates for 30-year fixed mortgages, 20-year fixed mortgages, and 15-year fixed mortgages. The Mortgage Bankers Association's forecast suggests a slight decrease in rates by the end of the year. It also provides information on m... more
Jul 19, 2025 3:00 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 19, 2025: Fixed mortgage rates see marginal changes
Today's mortgage interest rates have shifted slightly, with the 30-year fixed mortgage rate sitting at 6.72% and the 15-year fixed rate at 5.97%. It could be wise to lock in an interest rate while rates are flat, and there are options like rate buydown programs. Mortgage rates are higher for refinancing than for buying a house. The article also discusses the pros and cons of different mortgage ter... more
Jul 18, 2025 3:00 AM — Mortgage Rates
Mortgage and refinance interest rates today, July 18, 2025: Mortgage rates are slightly lower than last summer
The article discusses the recent increase in mortgage rates, providing information on current rates and the differences between fixed and adjustable-rate mortgages. It emphasizes the unpredictability of rates and advises prospective home buyers to consider their financial situation rather than solely focusing on rates. Forecasts suggest that mortgage rates will remain relatively high for the near ... more
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